Fincor- Sociedade Corretora, S.A. provides brokerage services including receiving, executing, and transmitting orders, but does not provide investment recommendations. The document contains market commentary but no investment advice.
This monthly bulletin from Effective Mortgage Company contains contact information for loan consultants Bijan and Leila Vaziri. It provides their office phone number, fax number, email address, and the company website. It also lists the company address and includes standard legal notices about loan approval requirements and licensing verification.
The document analyzes housing market dynamics in Philadelphia over a 2-year period from May 2008 to May 2010. It shows that the number of for-sale units decreased by 12.7% over this period, while under contract units increased by 23.5% and sold units decreased slightly by 1.7%. The data is presented monthly and includes statistics on for sale units, under contract units, sold units, expired listings, and new listings.
This monthly timesheet tracks an employee's hours worked each day across multiple jobs or projects. It includes spaces to record the time in and out for each day within the month, along with subtotals and totals for hours worked in each role and grand totals. The employee and manager must sign off on the reported hours at the end of the month.
This document summarizes housing market dynamics in Philadelphia over a 2-year period from December 2007 to December 2009. It shows that the number of for-sale units decreased by 16.1% (2,007 units), units under contract decreased by 7.1% (54 units), and units sold decreased by 18.8% (199 units). The average days on market increased for for-sale units from 224 to 180 days over this period.
The document appears to be calendars showing dates from May to August 2010. It includes weekly schedules with numbers likely corresponding to event dates or amounts due. Some weeks are labeled as "Free Renewal Hour Series". The calendars show Sundays highlighted in a different color than other days of the week.
This document summarizes home sales data for Canyon Lake, CA from 2008 to 2009. It shows the number of home sales, median home prices, and average price per square foot on a monthly basis. Some key points:
- In 2008, home sales peaked at 56 in August with a median price of $251,936. Average price per square foot was highest at $182 in February.
- In 2009, total annual sales were 172 homes, with a median price of $263,807. The average price per square foot dropped to $127.
- The data is from Chicago Title and the Multiple Listing Service and is presumed accurate.
Between December 2006 and December 2008:
- The number of for-sale residential units in the MLS increased from 57,505 to 69,472, a rise of 11,967 units or 20.8%.
- The average days on market for sold units was 77 days in December 2008.
- Over 11,000 new listings were added in December 2008.
The document lists the calendar months from January to December 2012 and highlights some holidays celebrated in England during this period. These include New Year's Day in January, Valentine's Day in February, Mother's Day in March, Easter in April, May Day in May, Father's Day in June, and Christmas in December. Several other holidays related to England's history and culture are also observed between January and June, including periods of hype and celebration involving color and joy.
This monthly bulletin from Effective Mortgage Company contains contact information for loan consultants Bijan and Leila Vaziri. It provides their office phone number, fax number, email address, and the company website. It also lists the company address and includes standard legal notices about loan approval requirements and licensing verification.
The document analyzes housing market dynamics in Philadelphia over a 2-year period from May 2008 to May 2010. It shows that the number of for-sale units decreased by 12.7% over this period, while under contract units increased by 23.5% and sold units decreased slightly by 1.7%. The data is presented monthly and includes statistics on for sale units, under contract units, sold units, expired listings, and new listings.
This monthly timesheet tracks an employee's hours worked each day across multiple jobs or projects. It includes spaces to record the time in and out for each day within the month, along with subtotals and totals for hours worked in each role and grand totals. The employee and manager must sign off on the reported hours at the end of the month.
This document summarizes housing market dynamics in Philadelphia over a 2-year period from December 2007 to December 2009. It shows that the number of for-sale units decreased by 16.1% (2,007 units), units under contract decreased by 7.1% (54 units), and units sold decreased by 18.8% (199 units). The average days on market increased for for-sale units from 224 to 180 days over this period.
The document appears to be calendars showing dates from May to August 2010. It includes weekly schedules with numbers likely corresponding to event dates or amounts due. Some weeks are labeled as "Free Renewal Hour Series". The calendars show Sundays highlighted in a different color than other days of the week.
This document summarizes home sales data for Canyon Lake, CA from 2008 to 2009. It shows the number of home sales, median home prices, and average price per square foot on a monthly basis. Some key points:
- In 2008, home sales peaked at 56 in August with a median price of $251,936. Average price per square foot was highest at $182 in February.
- In 2009, total annual sales were 172 homes, with a median price of $263,807. The average price per square foot dropped to $127.
- The data is from Chicago Title and the Multiple Listing Service and is presumed accurate.
Between December 2006 and December 2008:
- The number of for-sale residential units in the MLS increased from 57,505 to 69,472, a rise of 11,967 units or 20.8%.
- The average days on market for sold units was 77 days in December 2008.
- Over 11,000 new listings were added in December 2008.
The document lists the calendar months from January to December 2012 and highlights some holidays celebrated in England during this period. These include New Year's Day in January, Valentine's Day in February, Mother's Day in March, Easter in April, May Day in May, Father's Day in June, and Christmas in December. Several other holidays related to England's history and culture are also observed between January and June, including periods of hype and celebration involving color and joy.
This document is a calendar for January 2010. It shows the days of the week and dates for the month. Several holidays are noted, including New Year's Day on January 1st, Martin Luther King Jr Day on January 18th, and Religious Freedom Day on January 16th. The Taipei 101 English Study Group is also noted as meeting on Thursdays during the month.
This document summarizes housing market supply and demand metrics over a two-year period from June 2008 to June 2010. It shows the number of homes for sale, under contract, and sold each month along with the average number of days on market. The data indicates that over this period: (1) the number of homes for sale decreased by 47 units or 19.4%, (2) the number of homes under contract increased by 8 units or 36%, and (3) the number of homes sold increased by 10 units or 44.2%.
This document contains 7 tables of data. The first table has 7 rows showing numbers, currency amounts, and dates. The second table contains text in Spanish. The third table has 10 rows with fruits, vegetables, cereals and legumes. The fourth table has 10 rows showing multiplying numbers. The fifth and sixth tables continue the multiplying pattern. The seventh table has 10 rows showing addition.
This document summarizes home sales data for Wildomar, CA from 2008 to 2009. It shows the number of home sales, median home price, and average price per square foot by month for both years. In 2008, home sales peaked in October at 473 sales for the month. The median home price was highest in March 2008 at $399,152. Home sales declined in 2009 compared to 2008, with the highest number of sales being 35 in March 2009 and the median home price peaking at $238,909 in July 2009.
The document summarizes home sales data for Menifee, CA from 2008 to 2009. It shows that in 2008 there were 1,005 home sales with a median price of $284,510 and average price per square foot of $130. In the first half of 2009 there were 375 home sales with a median price of $240,550 and average price per square foot of $108. The data is from Chicago Title and the Multiple Listing Service and is presumed accurate.
This document discusses analyzing biomedical literature using R and summarizes statistics on terms from PubMed. It shows how to import a CSV file of PubMed records into R, filter the data by year, and calculate sums of term frequencies. Over 19 million records are in PubMed with over 111,000 containing terms like Southern blotting, Northern blotting, and Western blotting. R can be used to efficiently analyze large text corpora from sources like PubMed.
This document summarizes website analytics data from December 1-31, 2010 and the same period in 2009. It shows that in 2010 there were 193 visits from 18 sources, up slightly from 2009. Two key sources, xma.co.uk and direct visits, accounted for over half the traffic. Most metrics like visits, unique visitors and pageviews increased around 25-30% from 2009 levels, while average time on site and bounce rates decreased.
The document describes the 30-Day Gratitude Challenge, which encourages participants to express gratitude daily by sending thank you cards. The challenge aims to spread messages of appreciation and celebrate others. Participants commit to sending at least one gratitude card per day for 30 days. Completing the challenge helps cultivate an attitude of gratitude in one's life.
The document discusses research conducted on film trailers and conventions. Wikipedia was used to research conventions of different media trailers and find ideas for a chick flick trailer. YouTube provided access to many trailers of similar genres to get ideas on conventions. Polldaddy allowed the creation of polls on blog to understand viewer preferences on trailer types, times, and work. Wordpress was used as the main blog to organize and display research findings and work in categories and date order.
Ipsos Global @dvisor 37: The economic pulse of the world October 2012Ipsos UK
One in seven Britons (14%) believe the economy is in good shape compared to 68% of Germans according to new research released today by Ipsos MORI.
The Ipsos Global Advisor poll of 24 countries leaves Britain just ahead of Japan (11%), France (6%), Italy (6%) Hungary (4%) and Spain (4%) in the international league of economic gloom. The 14% of British adults that rate the economy as good is exactly the same as last month.
The document provides an overview and analysis of financial markets and economic conditions in Spain, Greece, Germany and the US in July 2012. It discusses topics like Spain's relaxed budget deficit targets, rising non-performing loans in Spain's banking sector, a bailout fund for indebted Spanish regions, Greece's upcoming review by the Troika to determine further bailout funds, the ECB cutting interest rates but not impacting peripheral economies, and solid but slowing US corporate earnings results.
10 Things to Consider about Agile Development Sofokus
"10 Things to Consider about Agile Development" speech was given to the ICT students in Turku University of Applied Sciences on 11th of October 2012 by Teemu Malinen from Sofokus.
Vanguard’s 2015 economic and investment outlookJoão Pinto
To treat the future with the deference it deserves, Vanguard believes that market forecasts are best viewed in a probabilistic framework.
This publication’s primary objectives are to describe the projected long-term return distributions that contribute to strategic asset allocation decisions and to present the rationale for the ranges and probabilities of potential outcomes.
Dealing With Divergences - Blackrock 2015 OutlookJoão Pinto
2015 Investment Outlook
Economic growth and monetary policies are diverging across the world. Get ready for volatility spikes in 2015—and new opportunities.
We debated this at our 2015 Outlook Forum in mid-November in London. The semi-annual event, the seventh of its kind, was marked by intense investment debates in small and large groups.
The 20-page piece includes: our 2015 base case (see chart below); top investment ideas; in-depth sections on valuations, volatility and currencies; five interactive graphics; and spotlights on key regional investment trends.
Este documento fornece uma apresentação institucional da Atlas Seguros. Resume que a Atlas Seguros é resultado da integração de 10 corretoras tradicionais portuguesas com mais de 300 anos de experiência no mercado segurador. Faz parte do Grupo GI 10 que oferece robustez financeira, know-how e parcerias nacionais e internacionais. Fornece serviços de corretagem, gestão de riscos, consultoria e gestão de sinistros para clientes particulares, empresas e internacionais.
Apresentação (Roadshow) Aumento Capital BCP 2014João Pinto
Este documento apresenta um resumo de uma apresentação para um aumento de capital de aproximadamente €2.250 milhões em junho de 2014 pelo Banco Comercial Português. Fornece informações sobre restrições legais à distribuição do documento e isenções de responsabilidade para o banco.
O índice português PSI20 subiu 0,70% impulsionado por uma alta de 4,44% do BCP, enquanto os mercados europeus caíram. A taxa da dívida portuguesa permaneceu próxima de 6,0%. Nos eventos do dia, destaca-se o voto de confiança no parlamento italiano.
Este boletim diário resume os principais eventos econômicos e financeiros do dia anterior, incluindo o desempenho positivo dos principais índices europeus impulsionados por dados econômicos da China. Também destaca os dados e eventos esperados para o dia, com foco nos dados de produção industrial na Europa e discurso do presidente do Banco Central Europeu.
This document is a calendar for January 2010. It shows the days of the week and dates for the month. Several holidays are noted, including New Year's Day on January 1st, Martin Luther King Jr Day on January 18th, and Religious Freedom Day on January 16th. The Taipei 101 English Study Group is also noted as meeting on Thursdays during the month.
This document summarizes housing market supply and demand metrics over a two-year period from June 2008 to June 2010. It shows the number of homes for sale, under contract, and sold each month along with the average number of days on market. The data indicates that over this period: (1) the number of homes for sale decreased by 47 units or 19.4%, (2) the number of homes under contract increased by 8 units or 36%, and (3) the number of homes sold increased by 10 units or 44.2%.
This document contains 7 tables of data. The first table has 7 rows showing numbers, currency amounts, and dates. The second table contains text in Spanish. The third table has 10 rows with fruits, vegetables, cereals and legumes. The fourth table has 10 rows showing multiplying numbers. The fifth and sixth tables continue the multiplying pattern. The seventh table has 10 rows showing addition.
This document summarizes home sales data for Wildomar, CA from 2008 to 2009. It shows the number of home sales, median home price, and average price per square foot by month for both years. In 2008, home sales peaked in October at 473 sales for the month. The median home price was highest in March 2008 at $399,152. Home sales declined in 2009 compared to 2008, with the highest number of sales being 35 in March 2009 and the median home price peaking at $238,909 in July 2009.
The document summarizes home sales data for Menifee, CA from 2008 to 2009. It shows that in 2008 there were 1,005 home sales with a median price of $284,510 and average price per square foot of $130. In the first half of 2009 there were 375 home sales with a median price of $240,550 and average price per square foot of $108. The data is from Chicago Title and the Multiple Listing Service and is presumed accurate.
This document discusses analyzing biomedical literature using R and summarizes statistics on terms from PubMed. It shows how to import a CSV file of PubMed records into R, filter the data by year, and calculate sums of term frequencies. Over 19 million records are in PubMed with over 111,000 containing terms like Southern blotting, Northern blotting, and Western blotting. R can be used to efficiently analyze large text corpora from sources like PubMed.
This document summarizes website analytics data from December 1-31, 2010 and the same period in 2009. It shows that in 2010 there were 193 visits from 18 sources, up slightly from 2009. Two key sources, xma.co.uk and direct visits, accounted for over half the traffic. Most metrics like visits, unique visitors and pageviews increased around 25-30% from 2009 levels, while average time on site and bounce rates decreased.
The document describes the 30-Day Gratitude Challenge, which encourages participants to express gratitude daily by sending thank you cards. The challenge aims to spread messages of appreciation and celebrate others. Participants commit to sending at least one gratitude card per day for 30 days. Completing the challenge helps cultivate an attitude of gratitude in one's life.
The document discusses research conducted on film trailers and conventions. Wikipedia was used to research conventions of different media trailers and find ideas for a chick flick trailer. YouTube provided access to many trailers of similar genres to get ideas on conventions. Polldaddy allowed the creation of polls on blog to understand viewer preferences on trailer types, times, and work. Wordpress was used as the main blog to organize and display research findings and work in categories and date order.
Ipsos Global @dvisor 37: The economic pulse of the world October 2012Ipsos UK
One in seven Britons (14%) believe the economy is in good shape compared to 68% of Germans according to new research released today by Ipsos MORI.
The Ipsos Global Advisor poll of 24 countries leaves Britain just ahead of Japan (11%), France (6%), Italy (6%) Hungary (4%) and Spain (4%) in the international league of economic gloom. The 14% of British adults that rate the economy as good is exactly the same as last month.
The document provides an overview and analysis of financial markets and economic conditions in Spain, Greece, Germany and the US in July 2012. It discusses topics like Spain's relaxed budget deficit targets, rising non-performing loans in Spain's banking sector, a bailout fund for indebted Spanish regions, Greece's upcoming review by the Troika to determine further bailout funds, the ECB cutting interest rates but not impacting peripheral economies, and solid but slowing US corporate earnings results.
10 Things to Consider about Agile Development Sofokus
"10 Things to Consider about Agile Development" speech was given to the ICT students in Turku University of Applied Sciences on 11th of October 2012 by Teemu Malinen from Sofokus.
Vanguard’s 2015 economic and investment outlookJoão Pinto
To treat the future with the deference it deserves, Vanguard believes that market forecasts are best viewed in a probabilistic framework.
This publication’s primary objectives are to describe the projected long-term return distributions that contribute to strategic asset allocation decisions and to present the rationale for the ranges and probabilities of potential outcomes.
Dealing With Divergences - Blackrock 2015 OutlookJoão Pinto
2015 Investment Outlook
Economic growth and monetary policies are diverging across the world. Get ready for volatility spikes in 2015—and new opportunities.
We debated this at our 2015 Outlook Forum in mid-November in London. The semi-annual event, the seventh of its kind, was marked by intense investment debates in small and large groups.
The 20-page piece includes: our 2015 base case (see chart below); top investment ideas; in-depth sections on valuations, volatility and currencies; five interactive graphics; and spotlights on key regional investment trends.
Este documento fornece uma apresentação institucional da Atlas Seguros. Resume que a Atlas Seguros é resultado da integração de 10 corretoras tradicionais portuguesas com mais de 300 anos de experiência no mercado segurador. Faz parte do Grupo GI 10 que oferece robustez financeira, know-how e parcerias nacionais e internacionais. Fornece serviços de corretagem, gestão de riscos, consultoria e gestão de sinistros para clientes particulares, empresas e internacionais.
Apresentação (Roadshow) Aumento Capital BCP 2014João Pinto
Este documento apresenta um resumo de uma apresentação para um aumento de capital de aproximadamente €2.250 milhões em junho de 2014 pelo Banco Comercial Português. Fornece informações sobre restrições legais à distribuição do documento e isenções de responsabilidade para o banco.
O índice português PSI20 subiu 0,70% impulsionado por uma alta de 4,44% do BCP, enquanto os mercados europeus caíram. A taxa da dívida portuguesa permaneceu próxima de 6,0%. Nos eventos do dia, destaca-se o voto de confiança no parlamento italiano.
Este boletim diário resume os principais eventos econômicos e financeiros do dia anterior, incluindo o desempenho positivo dos principais índices europeus impulsionados por dados econômicos da China. Também destaca os dados e eventos esperados para o dia, com foco nos dados de produção industrial na Europa e discurso do presidente do Banco Central Europeu.
1) Os principais índices de ações europeus registaram ganhos, impulsionados por comentários do presidente da Reserva Federal sobre a manutenção da política monetária. 2) A Sonae Indústria apresentou prejuízos menores no terceiro trimestre e a Sonae lucros maiores nos primeiros nove meses do ano. 3) Destaque para a reunião do Eurogrupo e dados da produção industrial nos EUA.
- As bolsas europeias encerraram maioritariamente em queda, com destaque para a queda de 1.44% do FTSE100 no Reino Unido após o relatório de inflação do Banco de Inglaterra. O S&P500 subiu 0.81% contrariando o sentimento cauteloso na Europa e Ásia.
- O destaque do dia de hoje será a divulgação do PIB preliminar do 3o trimestre para vários países da zona euro, incluindo França, Alemanha, Itália e Portugal. Haverá também uma reunião do
O documento resume os principais eventos e indicadores econômicos do dia anterior. Houve queda nos principais índices de ações na Europa e nos EUA, enquanto as taxas de juro subiram na Europa. Destaca-se também a divulgação de resultados trimestrais de empresas portuguesas.
The document provides an overview of recent economic developments in Europe. Key points include:
- The S&P 500 had its biggest weekly rally since January supported by signs the Fed will maintain asset purchases and a better-than-expected US jobs report.
- The ECB left interest rates unchanged but discussed a possible rate cut, signaling an accommodative monetary policy stance.
- Spanish and Portuguese bond yields fell while Italy's credit rating was cut by Fitch.
- German factory orders declined in January but recent business surveys point to an improved outlook. French budget plans will require additional spending cuts.
The Italian election resulted in a hung parliament, reducing the likelihood of structural reforms. A limited government will likely form, with new elections expected in 12 months. Meanwhile, France and the Netherlands abandoned the 3% deficit target, reducing fiscal austerity. In the US, automatic spending cuts were avoided temporarily. Portugal remains in recession but sentiment is slightly improving. Spain's budget deficit of 6.74% of GDP remained high, and further deficit reduction will likely be required after 2014.
The document provides a weekly summary of financial markets and economic indicators from around the world:
1) US and European stock markets posted weekly gains as more companies reported better-than-expected earnings. The Bank of Japan announced plans to adopt a 2% inflation target and open-ended asset purchases starting in 2014.
2) Economic data showed signs of stabilization in the Eurozone but contraction continued in the UK and Spain. A survey in Germany pointed to improved business optimism.
3) Several countries such as Portugal, Poland, and Brazil saw slowing economic growth and weakening consumer spending, while data from China, South Korea, and the US pointed to modest expansion.
4) The IMF projected global growth of
FINCOR Weekly Market Perspectives (21 JAN 2013)João Pinto
The document summarizes key economic news and data from the past week. It reports that US retail sales rose more than expected in December despite fiscal cliff concerns. Industrial production also increased while inflation remained muted. Consumer confidence fell to a one-year low. Bank lending continues to expand. The Beige Book pointed to subdued but positive growth across the US. Brazil kept interest rates unchanged.
Fincor Market Perspectives Semanal (14 Dezembro 2013)João Pinto
The document provides a weekly summary of financial markets and economic news from the week of January 14th, 2013. Key points include:
1) Mario Draghi at the ECB meeting signaled rates may not be cut in the next few months, strengthening the euro. Spain successfully raised €5.8 billion in bonds.
2) Japan announced a JPY10 trillion fiscal stimulus package and plans for the BOJ and government to target a 2% inflation rate.
3) US companies American Express, Alcoa, JP Morgan, and others reported earnings this week while economic data showed a widening US trade deficit.
Relatorio Portugal 2013 by Credito Y CaucionJoão Pinto
This document provides an overview and summary of key economic indicators for Portugal. The main points are:
1) The Portuguese economy contracted sharply in 2012 as domestic demand decreased and exports growth slowed. Unemployment rose to over 15% while inflation remained above the EU average.
2) Fiscal consolidation efforts have been impressive but revenue targets were missed due to weak growth. Additional austerity measures were implemented to reduce the budget deficit.
3) Structural reforms have addressed some labor market issues but more progress is needed in product markets. Banks have bolstered capital ratios with ECB funding but credit remains tight.
FINCOR Outlook 2013 Welcome To The QE PlanetJoão Pinto
1) The document provides an outlook and asset allocation recommendations for 2013.
2) Key themes are continued central bank quantitative easing in major economies and a modest global economic recovery.
3) Within this environment, the recommendations favor equities, real estate, commodities, and high yield bonds over government bonds.
Portugal passed the sixth review of its bailout program, allowing it to receive the next loan tranche. However, downside risks to growth remain significant, and Portugal will have trouble meeting its fiscal targets. The EU summit failed to reach an agreement on the 2014-2020 budget. Chinese and German manufacturing PMIs rose, pointing to continued but weak recovery, while French and euro area PMIs fell, indicating ongoing contraction. Moody's downgraded France, which could strain the French-German relationship. Housing data in the US continues to recover. Japan's upcoming election may lead to more monetary and fiscal stimulus to end yen appreciation.
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STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
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OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
The Universal Account Number (UAN) by EPFO centralizes multiple PF accounts, simplifying management for Indian employees. It streamlines PF transfers, withdrawals, and KYC updates, providing transparency and reducing employer dependency. Despite challenges like digital literacy and internet access, UAN is vital for financial empowerment and efficient provident fund management in today's digital age.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Applying the Global Internal Audit Standards_AIS.pdf
Fincor:Newsletter Semanal 06 a 10 Agosto 2012
1. Weekly
August 6, 2012
.
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constitute (nor should they be interpreted as to form) any kind of counseling, or investment recommendation, or a record of our trading prices, or an
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said content or about any resulting effect that could have occurred.
2. ECB
Mario Draghi disappointed investors last Thursday, But were these news bad? We think that the ECB is
by not announcing any new measure. As we said, trying to force these countries to implement the
the markets expected much more, at least the reforms they need, as it is one of the conditions to
reactivation of the SMP (Security Markets bailout a country that asks for it.
Programme).
Instead, he told that EFSF would only support
countries that asked directly for a Bailout, and that
the ECB might buy bonds with short maturities of
those countries.
3. Spain, how deep is the Greece, are you really going
hole? to leave the Eurozone?
How many more regions will ask for a bailout? Will Everything depends on Troika’s report and the
the government ask for one as did Portugal, Ireland Greek commitment with the programme.
and Greece? How are their 10 year government
bonds going to perform? Clearly, we don’t want
contagion to spread to Italy!!
5. How is FED? As usual!
As we forecasted, the FED didn’t announce any new measure. As Bernanke said, they will keep tracking
American economy, and if they need to they will implement new measures.
Source: Goldman Sachs
We continue to think that the FED won’t act in September. Even so, we should keep na eye on
macroeconomic data.
6. US: For a second straight month, manufacturing activity in the US contracted. Those are the worst
numbers since 2009. On the other hand, employment data was much better than expected as it was created
163K jobs in the country.
ISM Manufacturing Nonfarm Payrolls
63 275
251 259
220 246 223
61 59,9 220 202
59 157 163
143
57 120 112
121 110 84 96 85 87
55 54 68 64
53
51 49,8
49 -27
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7. Weekly Preview
Trading fundamentals? Weekly data should mark the pace
Europe Production figures on several countries. Sovereign Crisis developments, namely, new developments about
Greece. Keep na eye on Spain and Italy.
US Earnings Season will continue, Macroeonomic figures .
Rest of
the China will publish inflation data
World
Positive week ahead? Still long term positive but keep na eye on the risks.