Making Financial Awareness Available to everyone

1. Financial Awareness – A Smart
Step Toward a Secure Future
Presented by: [Your Name] | Class:
[Your Class] | Date: [Date]

2. What is Financial Awareness?
• • Understanding how money works in
everyday life.
• • Learning how to earn, save, spend, and
invest wisely.
• • Builds the foundation for smart financial
decision-making.
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3. Why is Financial Awareness
Important?
• • Helps avoid debt and poor money habits.
• • Prepares you for real-world responsibilities.
• • Encourages savings and planning for the
future.
• • Boosts financial confidence and
independence.
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4. Key Financial Concepts
• • Income – Money you receive from work or
gifts.
• • Expenses – Money you spend on
goods/services.
• • Savings – Money set aside for future use.
• • Budget – A plan for how to spend and save
your money.
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5. Needs vs. Wants
• • Needs: Essentials like food, clothes, shelter,
education.
• • Wants: Non-essentials like video games,
designer clothes.
• • Smart money management means
prioritizing needs over wants.
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6. Saving Money – Why & How
• • Save for emergencies, goals, and future
plans.
• • Helps avoid borrowing or getting into debt.
• • Use piggy banks, savings accounts, or
recurring deposits.
• • Start small but be consistent!
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7. Smart Spending Habits
• • Create and follow a budget.
• • Compare prices before buying.
• • Avoid impulse buying and stick to your list.
• • Look for offers and discounts, but buy only
what you need.
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8. Introduction to Investing
• • Investing helps your money grow faster than
just saving.
• • Examples: Mutual funds, fixed deposits,
gold, shares.
• • Investments come with risks – learn before
you invest.
• • Start early and think long-term.
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9. Tools for Financial Management
• • Budget planners (manual or apps like
Walnut, Goodbudget).
• • Mobile banking and finance tracking apps.
• • Excel/Google Sheets for recording expenses.
• • Use financial calculators to plan savings and
investments.
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10. Conclusion – Be Money Smart!
• • Financial awareness leads to financial
freedom.
• • Learn to manage, save, and grow your
money early.
• • Make informed decisions and avoid money
mistakes.
• Quote: “Do not save what is left after
spending; spend what is left after saving.” –
Warren Buffett
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