Overview of college costs, aid and trends for private and out-of-state colleges. Discussion of saving towards college using 529 plans and other choices.
Child life specialists are trained to communicate with ill children in a way they can understand to reduce fear and confusion. However, there are only a few thousand child life specialists in the US, resulting in some areas lacking this specialized care. Child life specialists help explain treatment to children using appropriate language and allow them to express their feelings. They also communicate with parents to help them cope and make difficult medical decisions with a sense of purpose and peace of mind. However, only a third of US states offer a bachelor's degree in child life, limiting the number of specialists. Expanding these programs could help more ill children and their families receive crucial emotional support and understanding during treatment.
The document summarizes Amsterdam's policy on art factories and affordable studios ("broedplaatsen"). It discusses the goals of creating 1400-2000 spaces for artists and subcultural groups by 2000. It also describes the Bureau Broedplaatsen, which works with city departments, districts, organizations and housing corporations to manage broedplaatsen spaces and allocate them. The policy aims to support the city's cultural and economic base by providing affordable studio and work spaces for artists.
Critical illness cover – health insurance for theKelly Shultis
There are three main types of senior health insurance plans available: basic, comprehensive, and mid-range. Basic plans aim to affordably cover essential treatments like overnight hospital stays. Comprehensive plans provide broader coverage including treatments that do not require overnight stays, along with services like home nursing. Mid-range plans offer flexibility for customers to select specific coverage requirements or priorities. Customers can also choose options like a six-week waiting period for NHS treatment or paying an excess to lower monthly premium costs. Seeking independent advice is important to selecting the right policy given the various coverage levels and options.
The document discusses the importance of disability income planning and insurance. It notes that most people do not realize how much income they are expected to earn over their careers. It then highlights the risks of disability and average durations. The rest of the document provides examples of sources of funds during a disability, and suggests that disability income insurance can help replace income and maintain lifestyle. It includes a checklist for evaluating disability income policy features and benefits. The final pages provide a disability income action plan.
Smart College Saving presentation from the Vuefolio seminar at Intuit. The presentation talks about college costs, financial aid, saving for college, 529 plans, college acceptances and other metrics that impact a family's college savings.
This Infographic gives an overview of the situation, explaining why surviving a critical illness can be financially devastating.
Read more: www.genre.com/knowledge/blog/critical-illness-insurance-fast-facts-en.html
What to Expect (Financially) When ExpectingExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed how to be financially prepared for a baby. Our #CreditChat panel included Emerge Benefit- a Workplace Financial Wellness Program, Mina Ennin Black- Founder of Life Event Financial Planning and In The Black financial workshops, Chad Smith- Certified Financial Planner at Financial Symmetry, and Damian Davila- Personal Finance and Wisebread Staff writer. We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @SFCUNews, @emergebenefit, @FEC_Philly, @CityParentsLaw, @LeslieHTayneEsq, @DebbiKing, @DavilaDamian, @Frostbe, @sougboneparth, @lenda, @WealthWithMina, @kevincswanson, @Payoff,
Overview of college costs, aid and trends for private and out-of-state colleges. Discussion of saving towards college using 529 plans and other choices.
Child life specialists are trained to communicate with ill children in a way they can understand to reduce fear and confusion. However, there are only a few thousand child life specialists in the US, resulting in some areas lacking this specialized care. Child life specialists help explain treatment to children using appropriate language and allow them to express their feelings. They also communicate with parents to help them cope and make difficult medical decisions with a sense of purpose and peace of mind. However, only a third of US states offer a bachelor's degree in child life, limiting the number of specialists. Expanding these programs could help more ill children and their families receive crucial emotional support and understanding during treatment.
The document summarizes Amsterdam's policy on art factories and affordable studios ("broedplaatsen"). It discusses the goals of creating 1400-2000 spaces for artists and subcultural groups by 2000. It also describes the Bureau Broedplaatsen, which works with city departments, districts, organizations and housing corporations to manage broedplaatsen spaces and allocate them. The policy aims to support the city's cultural and economic base by providing affordable studio and work spaces for artists.
Critical illness cover – health insurance for theKelly Shultis
There are three main types of senior health insurance plans available: basic, comprehensive, and mid-range. Basic plans aim to affordably cover essential treatments like overnight hospital stays. Comprehensive plans provide broader coverage including treatments that do not require overnight stays, along with services like home nursing. Mid-range plans offer flexibility for customers to select specific coverage requirements or priorities. Customers can also choose options like a six-week waiting period for NHS treatment or paying an excess to lower monthly premium costs. Seeking independent advice is important to selecting the right policy given the various coverage levels and options.
The document discusses the importance of disability income planning and insurance. It notes that most people do not realize how much income they are expected to earn over their careers. It then highlights the risks of disability and average durations. The rest of the document provides examples of sources of funds during a disability, and suggests that disability income insurance can help replace income and maintain lifestyle. It includes a checklist for evaluating disability income policy features and benefits. The final pages provide a disability income action plan.
Smart College Saving presentation from the Vuefolio seminar at Intuit. The presentation talks about college costs, financial aid, saving for college, 529 plans, college acceptances and other metrics that impact a family's college savings.
This Infographic gives an overview of the situation, explaining why surviving a critical illness can be financially devastating.
Read more: www.genre.com/knowledge/blog/critical-illness-insurance-fast-facts-en.html
What to Expect (Financially) When ExpectingExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed how to be financially prepared for a baby. Our #CreditChat panel included Emerge Benefit- a Workplace Financial Wellness Program, Mina Ennin Black- Founder of Life Event Financial Planning and In The Black financial workshops, Chad Smith- Certified Financial Planner at Financial Symmetry, and Damian Davila- Personal Finance and Wisebread Staff writer. We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @SFCUNews, @emergebenefit, @FEC_Philly, @CityParentsLaw, @LeslieHTayneEsq, @DebbiKing, @DavilaDamian, @Frostbe, @sougboneparth, @lenda, @WealthWithMina, @kevincswanson, @Payoff,
Slideshow describing critical illness coverage and its benefits. Comparing Critical Illness and Disability Insurance to show varying benefits and how they can work together to protect you and your family.
This document provides an overview and review of critical illness insurance. It discusses how critical illnesses like cancer and heart disease can impact finances through lost income and medical costs. It then outlines sources of funds people may have like health insurance, disability insurance, and savings, but notes their limitations. The document proposes critical illness insurance as a potential solution, explaining that it pays a lump sum that can be used flexibly upon diagnosis of a covered critical illness. This allows focusing on treatment instead of finances. The document also clarifies what critical illness insurance is not, such as health care insurance.
Critical illness policy covers 20 critical illnesses, lump sum payment on survival of over 30 days and renewal discount of 5% for every claim free year, No medical checkup required upto 45 years of age. This Policy provides for comprehensive coverage in case the Insured Person is diagnosed with any of the covered critical illnesses.
This document provides an overview of different types of life and protection insurance policies. It discusses life insurance, serious and critical illness insurance, and income protection insurance. Life and protection insurance policies are designed to protect individuals and families financially from death, serious illness, accidents, or unemployment. The document explains the purpose and benefits of different policy types and emphasizes the importance of having adequate protection in place.
Child Illness Resilience Program: Summary of outcomes.
Program managed by the Hunter Institute of Mental Health with funding from the Greater Charitable Foundation and support from Kaleidoscope, John Hunter Children's Hospital.
Who needs insurance preparation for the generationsGen Re
This document provides insurance statistics by generation to help sales representatives discuss coverage needs with customers. It finds that a 35-year-old blue collar worker has a 34% chance of a long-term disability, and the average length is nearly 6 years. Most people will develop cancer or a chronic illness in their lifetime. The leading cause of death for Gen Xers and Millennials is unintentional injury. Many lack adequate emergency savings or life insurance to cover expenses, with Gen Xers having the largest coverage gap. Proper insurance can help prepare for unexpected disabilities, illnesses, or death.
Child life specialists help children cope with illness by building relationships to ease their hospital experience. They create individualized care plans, teach kids about their conditions, and support siblings. To become certified, one needs at least a bachelor's degree plus volunteer experience with children, such as in hospitals, camps, or after-school programs.
Demonstrating the Value of Child Life Services in a Changing Health Care Envi...TCHChildLifeConference
This document outlines a workshop presented by Jamie Snow and Mary Tietjens of Texas Children's Hospital at the Texas Children's Hospital Child Life Conference on October 5, 2013. The workshop aimed to help participants understand changes in the healthcare system due to the Affordable Care Act, learn healthcare terminology, and demonstrate how child life services add value to healthcare organizations. Participants engaged in breakout sessions to link child life programming to healthcare concepts and identify ways to measure child life outcomes. By reframing child life in healthcare terms and measuring outcomes, participants could enhance their "Child Life Portfolio of Value" to demonstrate how child life services provide value to their institutions.
CATALOG - HIERARCHY THE WEB AGENCY PAKISTANSibtain Seraph
This document discusses branding and web development services provided by Hierarchy, a brand agency and web design firm. It outlines Hierarchy's services such as brand architecture, activation, promotions, and management. It also describes their full-service web design and development process, from planning and design to launch and promotion. Hierarchy provides hosting, SEO, e-commerce solutions, and integrations with tools like CRM and billing systems to help businesses manage and grow online.
This Policy provides comprehensive cover against bodily injury resulting in death or disablement arising due to accidents. Major covers under this policy includes accidental death, permanent total disability, permanent partial disability, temporary total disability, etc
MS CHELLAMUTHU TRUST & RESEARCH FOUNDATIONrangashree
The document summarizes the challenges faced by those with mental illness in India, including lack of awareness, stigma, and limited access to treatment. It then discusses the M.S. Chellamuthu Trust and Research Foundation (MSCT&RF), which was established in 1992 to address these challenges and promote holistic mental healthcare. The MSCT&RF offers various services like awareness programs, treatment, rehabilitation, vocational training, research, and advocacy. It operates several rehabilitation centers that provide institution-based care and community services to help people with mental illness recover and reintegrate into society.
The summary provides an overview of a typical day for the Secretary of CETAA (College of Engineering Trivandrum Alumni Association):
1) The Secretary had just received approval for a Rs. 30 Cr innovation center project from the Government of India and needed to update the budget.
2) He asked the Finance Manager to make the changes but was told it wasn't possible as the finance team was negotiating a travel discount deal.
3) CETAA runs many impactful programs like scholarships, health insurance discounts, and student travel sponsorships, funded by annual membership fees of over Rs. 17 Cr.
4) Unable to make the budget changes immediately, the Secretary checked with another executive, indicating
This document provides instructions for several games that children can play, including Postman Postman and Keechu Keechu Tambalam. Postman Postman involves one child being the "postman" who drops a handkerchief behind other children in a circle without being detected. In Keechu Keechu Tambalam, two children face each other with a mound of mud or sand between them. One child hides an object in the mound while saying a chant, and the other child tries to correctly guess where it is hidden. The document also describes balance exercises children can do, like walking with a book on their head or standing on one leg, as well as posture exercises involving arching and rounding the
This document provides summaries of several children's books. It summarizes Pintoo and the Giant as a story about an 8-year-old boy named Pintoo who gets lost in the forest and meets a giant who wants to eat him. It summarizes Rebels in Rajasthan as an adventure story where siblings help save a prince and princess in the deserts of Rajasthan. It summarizes It's Not the End of the World as a story about how pre-teens can cope with their parents' divorce by following 12-year-old Karen as her parents separate.
1) The article discusses the issue of cyberstalking and cyberbullying among teenagers. It provides an example of a US teenager, Megan Meier, who committed suicide after being cyberbullied by a fake online friend.
2) Experts note that teenagers are vulnerable to committing cybercrimes due to their attraction to technology and lack of maturity. They may cyberstalk or bully others due to jealousy, peer pressure or a desire to feel powerful.
3) The article provides advice for parents on how to help children who are cyberbullies or victims of cyberstalking, such as communicating with them, contacting authorities, and seeking professional help. It stresses the importance of online safety
Howard Gardner's 30 year old theory of the existence of 8 and more Multiple Intelligence in an individual as against a single IQ is slowly gaining ground. Read on about how you can discover and nurture the MI in your child
This document provides recipes for several healthy Indian dishes that incorporate colors representing the Indian flag - saffron, white and green. The first recipe is for mini adais, a South Indian snack, that can be made more nutritious and visually appealing by adding grated carrots, chopped spinach, and onions. Another recipe is for a mushroom bruschetta appetizer that contains antioxidants and protein. A third recipe is for a spinach and vegetable au gratin casserole that blends nutrients from various vegetables and is a good high-calorie option for athletes.
The document discusses multiple intelligences (MI) theory proposed by Howard Gardner. It explains that MI theory recognizes eight types of intelligences rather than just linguistic and logical abilities. The eight intelligences are linguistic, logical-mathematical, spatial, bodily-kinesthetic, musical, interpersonal, intrapersonal, and naturalist. The document advises parents and teachers to understand a child's dominant intelligences to help nurture their abilities and ensure all children receive opportunities to learn in ways suited to their strengths.
1) The young man wanted to build up his muscles through exercise. He exercised every day and saw his muscles grow while his fat went away.
2) Muscles need to move and contract to stay healthy. Exercising different muscle groups daily helps keep them strong.
3) Sore muscles after exercise is normal as muscles get tired from contracting and relaxing. Drinking water can help prevent cramps.
This document discusses how children today have more "pester power" than past generations to influence their parents' purchasing decisions. It notes that while parents today have less time than their own parents did, children of this generation are more intelligent and autonomous. The document provides suggestions for parents on how to handle children's demands, such as speaking to them about costs and responsibilities rather than always giving in to purchases. It ultimately argues that what children value most is quality time with their families rather than expensive toys.
The document discusses how the principles of Lean management used in corporations can also be applied to managing household activities efficiently. Following Lean practices like 5S (Sort, Systematically arrange, Shine, Standardize, and Self-discipline) can help avoid morning chaos and stress. For example, planning meals ahead, organizing the home clearly, and involving children in responsibilities can help a mother prepare smoothly even if she oversleeps. Communication, teamwork and continuous improvement among family members are also important for successfully managing a household in a Lean way.
Slideshow describing critical illness coverage and its benefits. Comparing Critical Illness and Disability Insurance to show varying benefits and how they can work together to protect you and your family.
This document provides an overview and review of critical illness insurance. It discusses how critical illnesses like cancer and heart disease can impact finances through lost income and medical costs. It then outlines sources of funds people may have like health insurance, disability insurance, and savings, but notes their limitations. The document proposes critical illness insurance as a potential solution, explaining that it pays a lump sum that can be used flexibly upon diagnosis of a covered critical illness. This allows focusing on treatment instead of finances. The document also clarifies what critical illness insurance is not, such as health care insurance.
Critical illness policy covers 20 critical illnesses, lump sum payment on survival of over 30 days and renewal discount of 5% for every claim free year, No medical checkup required upto 45 years of age. This Policy provides for comprehensive coverage in case the Insured Person is diagnosed with any of the covered critical illnesses.
This document provides an overview of different types of life and protection insurance policies. It discusses life insurance, serious and critical illness insurance, and income protection insurance. Life and protection insurance policies are designed to protect individuals and families financially from death, serious illness, accidents, or unemployment. The document explains the purpose and benefits of different policy types and emphasizes the importance of having adequate protection in place.
Child Illness Resilience Program: Summary of outcomes.
Program managed by the Hunter Institute of Mental Health with funding from the Greater Charitable Foundation and support from Kaleidoscope, John Hunter Children's Hospital.
Who needs insurance preparation for the generationsGen Re
This document provides insurance statistics by generation to help sales representatives discuss coverage needs with customers. It finds that a 35-year-old blue collar worker has a 34% chance of a long-term disability, and the average length is nearly 6 years. Most people will develop cancer or a chronic illness in their lifetime. The leading cause of death for Gen Xers and Millennials is unintentional injury. Many lack adequate emergency savings or life insurance to cover expenses, with Gen Xers having the largest coverage gap. Proper insurance can help prepare for unexpected disabilities, illnesses, or death.
Child life specialists help children cope with illness by building relationships to ease their hospital experience. They create individualized care plans, teach kids about their conditions, and support siblings. To become certified, one needs at least a bachelor's degree plus volunteer experience with children, such as in hospitals, camps, or after-school programs.
Demonstrating the Value of Child Life Services in a Changing Health Care Envi...TCHChildLifeConference
This document outlines a workshop presented by Jamie Snow and Mary Tietjens of Texas Children's Hospital at the Texas Children's Hospital Child Life Conference on October 5, 2013. The workshop aimed to help participants understand changes in the healthcare system due to the Affordable Care Act, learn healthcare terminology, and demonstrate how child life services add value to healthcare organizations. Participants engaged in breakout sessions to link child life programming to healthcare concepts and identify ways to measure child life outcomes. By reframing child life in healthcare terms and measuring outcomes, participants could enhance their "Child Life Portfolio of Value" to demonstrate how child life services provide value to their institutions.
CATALOG - HIERARCHY THE WEB AGENCY PAKISTANSibtain Seraph
This document discusses branding and web development services provided by Hierarchy, a brand agency and web design firm. It outlines Hierarchy's services such as brand architecture, activation, promotions, and management. It also describes their full-service web design and development process, from planning and design to launch and promotion. Hierarchy provides hosting, SEO, e-commerce solutions, and integrations with tools like CRM and billing systems to help businesses manage and grow online.
This Policy provides comprehensive cover against bodily injury resulting in death or disablement arising due to accidents. Major covers under this policy includes accidental death, permanent total disability, permanent partial disability, temporary total disability, etc
MS CHELLAMUTHU TRUST & RESEARCH FOUNDATIONrangashree
The document summarizes the challenges faced by those with mental illness in India, including lack of awareness, stigma, and limited access to treatment. It then discusses the M.S. Chellamuthu Trust and Research Foundation (MSCT&RF), which was established in 1992 to address these challenges and promote holistic mental healthcare. The MSCT&RF offers various services like awareness programs, treatment, rehabilitation, vocational training, research, and advocacy. It operates several rehabilitation centers that provide institution-based care and community services to help people with mental illness recover and reintegrate into society.
The summary provides an overview of a typical day for the Secretary of CETAA (College of Engineering Trivandrum Alumni Association):
1) The Secretary had just received approval for a Rs. 30 Cr innovation center project from the Government of India and needed to update the budget.
2) He asked the Finance Manager to make the changes but was told it wasn't possible as the finance team was negotiating a travel discount deal.
3) CETAA runs many impactful programs like scholarships, health insurance discounts, and student travel sponsorships, funded by annual membership fees of over Rs. 17 Cr.
4) Unable to make the budget changes immediately, the Secretary checked with another executive, indicating
This document provides instructions for several games that children can play, including Postman Postman and Keechu Keechu Tambalam. Postman Postman involves one child being the "postman" who drops a handkerchief behind other children in a circle without being detected. In Keechu Keechu Tambalam, two children face each other with a mound of mud or sand between them. One child hides an object in the mound while saying a chant, and the other child tries to correctly guess where it is hidden. The document also describes balance exercises children can do, like walking with a book on their head or standing on one leg, as well as posture exercises involving arching and rounding the
This document provides summaries of several children's books. It summarizes Pintoo and the Giant as a story about an 8-year-old boy named Pintoo who gets lost in the forest and meets a giant who wants to eat him. It summarizes Rebels in Rajasthan as an adventure story where siblings help save a prince and princess in the deserts of Rajasthan. It summarizes It's Not the End of the World as a story about how pre-teens can cope with their parents' divorce by following 12-year-old Karen as her parents separate.
1) The article discusses the issue of cyberstalking and cyberbullying among teenagers. It provides an example of a US teenager, Megan Meier, who committed suicide after being cyberbullied by a fake online friend.
2) Experts note that teenagers are vulnerable to committing cybercrimes due to their attraction to technology and lack of maturity. They may cyberstalk or bully others due to jealousy, peer pressure or a desire to feel powerful.
3) The article provides advice for parents on how to help children who are cyberbullies or victims of cyberstalking, such as communicating with them, contacting authorities, and seeking professional help. It stresses the importance of online safety
Howard Gardner's 30 year old theory of the existence of 8 and more Multiple Intelligence in an individual as against a single IQ is slowly gaining ground. Read on about how you can discover and nurture the MI in your child
This document provides recipes for several healthy Indian dishes that incorporate colors representing the Indian flag - saffron, white and green. The first recipe is for mini adais, a South Indian snack, that can be made more nutritious and visually appealing by adding grated carrots, chopped spinach, and onions. Another recipe is for a mushroom bruschetta appetizer that contains antioxidants and protein. A third recipe is for a spinach and vegetable au gratin casserole that blends nutrients from various vegetables and is a good high-calorie option for athletes.
The document discusses multiple intelligences (MI) theory proposed by Howard Gardner. It explains that MI theory recognizes eight types of intelligences rather than just linguistic and logical abilities. The eight intelligences are linguistic, logical-mathematical, spatial, bodily-kinesthetic, musical, interpersonal, intrapersonal, and naturalist. The document advises parents and teachers to understand a child's dominant intelligences to help nurture their abilities and ensure all children receive opportunities to learn in ways suited to their strengths.
1) The young man wanted to build up his muscles through exercise. He exercised every day and saw his muscles grow while his fat went away.
2) Muscles need to move and contract to stay healthy. Exercising different muscle groups daily helps keep them strong.
3) Sore muscles after exercise is normal as muscles get tired from contracting and relaxing. Drinking water can help prevent cramps.
This document discusses how children today have more "pester power" than past generations to influence their parents' purchasing decisions. It notes that while parents today have less time than their own parents did, children of this generation are more intelligent and autonomous. The document provides suggestions for parents on how to handle children's demands, such as speaking to them about costs and responsibilities rather than always giving in to purchases. It ultimately argues that what children value most is quality time with their families rather than expensive toys.
The document discusses how the principles of Lean management used in corporations can also be applied to managing household activities efficiently. Following Lean practices like 5S (Sort, Systematically arrange, Shine, Standardize, and Self-discipline) can help avoid morning chaos and stress. For example, planning meals ahead, organizing the home clearly, and involving children in responsibilities can help a mother prepare smoothly even if she oversleeps. Communication, teamwork and continuous improvement among family members are also important for successfully managing a household in a Lean way.
This document provides advice for parents considering homeschooling their children. It discusses various reasons why parents may choose to homeschool, such as geographical isolation, gifted children, or issues with the traditional school system. It also addresses different types of homeschooling approaches and options for curriculum. The document emphasizes the importance of having a well-educated primary parent to lead instruction, a supportive secondary parent, and a consistent long-term syllabus. It provides tips for facilitating learning in children and utilizing resources beyond just textbooks, such as experts writing on their areas of passion.
Creative movement uses dance, drama, and music to communicate ideas, images, and feelings through body movements. It helps children understand themselves and others better while developing physical, social, and creative skills. Creative movement classes are offered for different age groups, from infants to teens, and can aid development, bonding, and stress relief. Parents can encourage creative movement at home through activities like dancing, mimicking animals, and swaying to music.
1. The document provides ideas for creatively recycling common waste materials like plastic bottles, newspapers, egg shells, and cardboard into artworks, decorations, and other items.
2. Specific ideas mentioned include turning plastic bottles into flowerpots, earrings, and bird feeders, making collages and pictures out of eggshells and clay, and fashioning toys and jewelry from cardboard and newspaper.
3. Recycling waste creatively in these ways keeps materials out of landfills while promoting art and reducing environmental pollution from non-biodegradable plastic.
The article discusses India's progress in upholding children's rights as outlined in the UN Convention on the Rights of the Child. While India has signed the convention, many challenges remain. An estimated 30 million children work in India, and over 1 million children under 5 die each year from preventable causes. Access to basic needs like water, sanitation, education also remain issues, as do protection from violence and exploitation. The article emphasizes that upholding children's rights requires addressing these challenges and listening to children's voices on issues that affect them.
The document discusses different factors that can contribute to low self-esteem in individuals at various stages of life. It describes examples of a talented teenage girl, a young engineer, a quiet conforming child, and teenagers who crave expensive items to gain a sense of self-worth. For each, it outlines a limiting belief developed from childhood experiences, the resulting symptoms of low self-esteem, and potential outcomes. The document emphasizes that self-esteem needs to be nurtured throughout development, and traces how positive interactions with parents and others from infancy can help children build confidence and a positive self-image.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
The Universal Account Number (UAN) by EPFO centralizes multiple PF accounts, simplifying management for Indian employees. It streamlines PF transfers, withdrawals, and KYC updates, providing transparency and reducing employer dependency. Despite challenges like digital literacy and internet access, UAN is vital for financial empowerment and efficient provident fund management in today's digital age.
Enhancing Asset Quality: Strategies for Financial Institutionsshruti1menon2
Ensuring robust asset quality is not just a mere aspect but a critical cornerstone for the stability and success of financial institutions worldwide. It serves as the bedrock upon which profitability is built and investor confidence is sustained. Therefore, in this presentation, we delve into a comprehensive exploration of strategies that can aid financial institutions in achieving and maintaining superior asset quality.
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfshruti1menon2
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdf
Financial planning for your child
1. cover
story
BY KARTHIKEYAN JAWAHAR
The Need
for Financial close to `22.25 lakh in 18 years at 10%
inflation. Will a young couple have the
It could be a laptop requirement
from the school for students of Class 5
Planning wherewithal to save for this? and above. Or it could be that foreign
vacation that the parent cannot afford,
T
here is an old saying in Tamil Indian parents are deeply stressed over which is routinely indulged in by his
which challenges one to the rise in gold prices. With a sovereign son’s classmates.
“Build a House and Marry off of gold costing around `23,000, gifting
a Child” – a financial implication that one’s daughter 100 sovereigns of gold It could be that your daughter wants an
starts when the parents are in their 40s. for her marriage is more of a pipe Apple iPhone4s, because all the ‘cool’
Today, the challenge starts as early as dream for many parents. Also consider girls in her Class XI carry smart phones.
when the child is in preschool; when that some of the ‘best’ caterers are While they update their Facebook page
the parents are still in their twenties or charging upwards of `125 per plate every minute, she has to wait to get
early thirties. Never in India’s history has for marriage functions. Is it the end home to her PC to update her
‘quality’ education been so expensive of 3 day marriage celebrations with Facebook page.
and daunting. a gathering of 1000 people (for the
middle class, at least)? FINANCIAL PLANNING
THE TRADITIONAL CHALLENGES Financial Planning for our children has
The traditional avenues that any parent THE MODERN CHALLENGES two parts. The easier to solve is the
is concerned about, while planning for The modern challenges facing today’s financial part, the more intense and
expenses relating to children, are for parents start even earlier. Just the difficult one is the behavioural part. The
their higher education (college and PG LKG admissions cost anywhere from financial part of the financial planning is
programs) and their marriage. With `25,000 to `50,000 in an ‘average’ as follows:
inflation hovering in double digits, the school in a Class B city. Metro schools 4 To set goals on what is to be done in
expected cost of higher studies for their cost more and so do ‘premium’ schools. the future.
children, leads to a mental paralysis 4 Assign values / estimates at
for any parent. A quick calculation Added to the above ‘basic’ needs, today’s cost.
in a spreadsheet shows, that based there are the other needs related to 4 Forecast (there will be large margins
on today’s cost of `4 lakh for an social and peer pressure facing children of error here) the expected cost in
engineering education, one requires that parents feel they need to satisfy. the future.
12 Parent Circle / February 2012