Becoming a couple changes your financial situation. Whether you are in a serious relationship, newlyweds, or tied the knot years ago, there is an undeniable stress that comes from mixing love and personal finance.

1. MICHAEL WELTER
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FINANCIAL CONTEMPLATION FOR COUPLES

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1. Set Priorities
and Specific
Goals. Don’t
assume you
both have the
same goals
without
discussing them.

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2. Discuss Values.
Sometimes
differing values
make agreement
on goals difficult.
When one person
wants to spend
now and one
wants to save for
later, it can be a
source of friction.

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3. Plan in five
year units. set
both
intermediate
and long-range
goals without
feeling you’re
being deprived
forever.

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4. Budget
Together. Set
up a
manageable
system for
your cash
flow together.

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5. Save
Regularly so
you aren’t
locked into that
second income.