This document summarizes key aspects of the German retirement and pension system. There are four main systems: (1) state pensions for officials and soldiers funded through taxes; (2) a common pension system for all other employees funded equally by employers and employees; (3) a basic tax-funded transfer system providing minimum support; and (4) private pension systems like Rürup-Rente and Riester-Rente. The document recommends that Germany better prepare for future pension liabilities, include mini-jobs in the common system, and address uncertainties in private pension investments.