FHC K CANADA K 2017
•
0 likes•6 views
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
Report
Share
Report
Share
Download to read offline
Recommended
Financial plan FHC K'CANADA'K
This financial plan outlines the needs and resources for a company called K'Canada'K for the years 2015, 2016, and 2017. It shows investments of $5 million in 2015 and borrowing of $1.5 million. The plan calculates needs for working capital based on factors like stock rotation, customer credit duration, and supplier credit length. It determines the total needs and resources for each year as well as the beginning and ending cash balances and annual cash flows.
Financial plan FHC A'COSTA RICA'C
The financial plan outlines the costs and resources for a company in Costa Rica over three years. It shows investments of $5 million in 2015 with self-financing of $2.9 million and bank borrowing of $1.5 million to cover total needs. Metrics are provided for stock rotation, credit terms, tax rates, and accounts that influence the working capital needs, which are calculated but not shown for 2015-2017.
Financial plan FHC L'BRASIL'A
This document outlines the financial plan and needs of L'Brasil'a for 2015-2017. It shows investments of $5 million in 2015 and self-financing capacity of $2.9 million for that year. The company plans to take out $1.5 million in bank borrowings in 2015. The document also provides details on the company's working capital needs based on factors like stock rotation, customer credit duration, and supplier credit length.
Financial scheme FHC A'COSTA RICA'C
This document outlines the financial plan for a company in Costa Rica for 2015-2017. It shows investments of $5 million in 2015 and financial resources including $2.9 million in self-financing capacity and $3 million in bank borrowings for 2015. The document also provides details on the company's needs for working capital, including metrics like stock rotation time, credit terms for customers and suppliers, and tax rates. It notes the company's stock, guests, suppliers, and taxes and social security debts but lists many figures as #REF!. The financial plan is marked as needing further analysis.
Financial plan FHC E'UNITED STATES'E
This financial plan outlines the company's projected financial needs and resources for 2015-2017. In 2015, the company expects to invest $5 million in investments and obtain $1.5 million in bank borrowings to meet $5.7 million in total needs. Resources also include $2.9 million in self-financing capacity. Key metrics like stock rotation, credit terms, and tax rates are provided to calculate the projected need for working capital each year.
Financial plan FHC W'AMERICA'W
This financial plan document outlines the company's projected financial needs and resources for 2015, 2016, and 2017. It shows needs for borrowing refunds in 2015 but not in later years. Resources include self-financing capacity, bank borrowings, and calculations of working capital needs based on stock rotation, customer and supplier credit terms, and tax rates. The document contains several #REF! errors requiring updates.
Financial plan FHC SEYCHELLES AFRICA
The financial plan for Seychelles in Africa outlines investments of $5 million in 2015, self-financing capacity of $2.9 million, and borrowing of $1.5 million. Key financial figures are provided for investments, borrowing, dividends, and working capital needs from 2015-2017. The document also includes details on stock rotation, credit terms, tax rates, and calculations for working capital needs.
Financial plan FHC CHINA ASIA
This document outlines the financial plan and needs for China Asia from 2015 to 2017. It shows investments of $5 million in 2015, self-financing capacity of $2.9 million, and bank borrowings of $1.5 million for total resources that year. The plan also calculates working capital needs based on factors like stock rotation days, credit days, and tax rates.
Recommended
Financial plan FHC K'CANADA'K
This financial plan outlines the needs and resources for a company called K'Canada'K for the years 2015, 2016, and 2017. It shows investments of $5 million in 2015 and borrowing of $1.5 million. The plan calculates needs for working capital based on factors like stock rotation, customer credit duration, and supplier credit length. It determines the total needs and resources for each year as well as the beginning and ending cash balances and annual cash flows.
Financial plan FHC A'COSTA RICA'C
The financial plan outlines the costs and resources for a company in Costa Rica over three years. It shows investments of $5 million in 2015 with self-financing of $2.9 million and bank borrowing of $1.5 million to cover total needs. Metrics are provided for stock rotation, credit terms, tax rates, and accounts that influence the working capital needs, which are calculated but not shown for 2015-2017.
Financial plan FHC L'BRASIL'A
This document outlines the financial plan and needs of L'Brasil'a for 2015-2017. It shows investments of $5 million in 2015 and self-financing capacity of $2.9 million for that year. The company plans to take out $1.5 million in bank borrowings in 2015. The document also provides details on the company's working capital needs based on factors like stock rotation, customer credit duration, and supplier credit length.
Financial scheme FHC A'COSTA RICA'C
This document outlines the financial plan for a company in Costa Rica for 2015-2017. It shows investments of $5 million in 2015 and financial resources including $2.9 million in self-financing capacity and $3 million in bank borrowings for 2015. The document also provides details on the company's needs for working capital, including metrics like stock rotation time, credit terms for customers and suppliers, and tax rates. It notes the company's stock, guests, suppliers, and taxes and social security debts but lists many figures as #REF!. The financial plan is marked as needing further analysis.
Financial plan FHC E'UNITED STATES'E
This financial plan outlines the company's projected financial needs and resources for 2015-2017. In 2015, the company expects to invest $5 million in investments and obtain $1.5 million in bank borrowings to meet $5.7 million in total needs. Resources also include $2.9 million in self-financing capacity. Key metrics like stock rotation, credit terms, and tax rates are provided to calculate the projected need for working capital each year.
Financial plan FHC W'AMERICA'W
This financial plan document outlines the company's projected financial needs and resources for 2015, 2016, and 2017. It shows needs for borrowing refunds in 2015 but not in later years. Resources include self-financing capacity, bank borrowings, and calculations of working capital needs based on stock rotation, customer and supplier credit terms, and tax rates. The document contains several #REF! errors requiring updates.
Financial plan FHC SEYCHELLES AFRICA
The financial plan for Seychelles in Africa outlines investments of $5 million in 2015, self-financing capacity of $2.9 million, and borrowing of $1.5 million. Key financial figures are provided for investments, borrowing, dividends, and working capital needs from 2015-2017. The document also includes details on stock rotation, credit terms, tax rates, and calculations for working capital needs.
Financial plan FHC CHINA ASIA
This document outlines the financial plan and needs for China Asia from 2015 to 2017. It shows investments of $5 million in 2015, self-financing capacity of $2.9 million, and bank borrowings of $1.5 million for total resources that year. The plan also calculates working capital needs based on factors like stock rotation days, credit days, and tax rates.
FHC ACOSTARICAC 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
FHC L BRASIL A 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
FHC L BRASIL A 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
FHC ACOSTARICAC 2017
This document outlines the financial plan for a company in Costa Rica for 2015-2017. It shows investments of $5 million in 2015 and financial resources including $2.9 million in self-financing capacity and $3 million in bank borrowings for 2015. The document also provides details on the company's working capital needs, including metrics like stock rotation periods and accounts receivable/payable days.
FHC EUNITEDSTATESE 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
FHC W AMERICA W 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
FHC CHINA ASIA 2017
This document outlines the financial plan and needs for China Asia from 2015 to 2017. It shows investments of $5 million in 2015, self-financing capacity of $2.9 million, and bank borrowings of $1.5 million for total resources that year. The plan also accounts for factors like stock rotation, credit terms, and tax rates to calculate the needed working capital.
FHC G SEYCHELLES AFRICA O 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
FHC DAUSTRALIAP 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
Financial plan FHC AUSTRALIA OCEANIA
This financial plan for an organization in Australia and Oceania outlines investments of $5 million in 2015 with self-financing capacity of $2.9 million and additional bank borrowing of $1.5 million. It provides details of financial needs and resources for 2015, 2016, and 2017 including investments, borrowing refunds, reductions in capital, dividends, and changes in working capital. Key metrics are presented such as stock and supplier terms, tax rates, and the need for working capital.
present
This document discusses tools and strategies for operating a profitable bike shop or small business. It emphasizes the importance of understanding profit and loss statements, balance sheets, and using metrics like margins, expenses as a percentage of sales, and comparisons to budgets and prior years to analyze business performance. The document provides examples of income statements, balance sheets, and multi-year analyses to illustrate how to track financial metrics and identify trends over time that could help or hinder profitability.
Sandeep Bhandari_Resume_
Sandeep Bhandari is a Chartered Accountant with over 9 years of experience in treasury management, trade finance, project finance, financial reporting and accounting. He is currently working as a Senior Accountant - Treasury at Meenakshi Energy Pvt. Ltd. in Hyderabad, where he is responsible for forex management, working capital management, trade credit, project financing compliance, investments and financial reporting. Prior to this, he worked as Deputy Manager F&A at Gulf Petrochem India Pvt. Ltd. and has experience working in finance roles for other companies in India and Dubai. He received his CA and B.Com degrees from institutes in Hyderabad.
(1) See page 20 for a discussion of non-IFRS measures.(2
This document provides a summary of CWB Financial Group's annual report for 2020. It includes a 5-year financial summary, performance dashboard, messages from the President/CEO and Board Chair, and discusses the company's strategy and priorities. Key points include:
- Revenue grew to $897 million in 2020, with net income of $249 million.
- Total loans increased 6% to $30 billion and total assets grew 8% to $33.9 billion.
- The company is focused on transforming its business through initiatives like enhancing digital capabilities and transitioning to an AIRB capital methodology.
- CWB was recognized as one of Canada's best workplaces and aims to be an employer of choice
(1) See page 20 for a discussion of non-IFRS measures.(2
(1) See page 20 for a discussion of non-IFRS measures.
(2) ResultsforperiodsbeginningonorafterNovember1,2018havebeenpreparedinaccordancewithIFRS9Financial Instruments(IFRS9).Prioryearcomparativeshavebeenprepared
in accordancewithIAS39Financial Instruments: Classi ication and Measurement (IAS39)andhavenotbeenrestated.
(3) Wealthmanagementassetsundermanagement,advisementandadministration.
(4) Comprisedoftrustassetsunderadministration,third-partyleasesunderadministrationandloansunderserviceagreements.
Five Year Financial Summary (1)
($ thousands, except per share amounts)
2020(2) 2019 2018 2017 2016
Results from Operations
Netinterestincome $ 799,411 $ 785,584 $724,990 $642,390 $585,224
Non-interestincome 97,984 76,020 78,368 84,245 72,672
Totalrevenue 897,395 861,604 803,358 726,635 657,896
Pre-tax,pre-provisionincome 469,318 461,130 436,188 388,729 350,603
Commonshareholders’netincome 248,956 266,940 249,256 214,277 177,761
Earningspershare
Basic 2.86 3.05 2.81 2.43 2.13
Diluted 2.86 3.04 2.79 2.42 2.13
Adjusted 2.93 3.15 3.01 2.63 2.26
Returnoncommonshareholders’equity 9.3 % 10.9% 11.0% 10.1% 9.3%
Adjustedreturnoncommonshareholders’equity 9.5 11.3 11.9 11.0 9.9
Return on assets 0.76 0.88 0.89 0.85 0.73
Efficiencyratio 47.7 46.5 45.7 46.5 46.7
Netinterestmargin 2.45 2.60 2.60 2.56 2.41
Numberoffull-timeequivalentstaff 2,505 2,278 2,178 2,058 1,966
Per Common Share
Averagecommonsharesoutstanding(thousands) 87,159 87,513 88,806 88,297 83,411
Cashdividendspaid $ 1.15 $1.08 $ 1.00 $0.93 $0.92
Bookvalue 31.76 29.29 26.09 24.82 23.58
Market price
High 36.61 33.89 40.83 37.36 29.30
Low 15.70 24.33 29.81 23.68 19.26
Close 24.50 33.35 30.62 36.34 25.45
Balance Sheet and Off-Balance Sheet Summary
Assets $ 33,937,865 $31,424,235 $29,021,463 $26,447,453 $25,222,549
Cashresources,securitiesandrepurchaseagreements 3,083,021 2,475,415 2,237,973 2,708,783 2,791,968
Loans 30,008,393 28,365,893 26,204,599 23,229,239 21,961,348
Deposits 27,310,354 25,351,361 23,699,957 21,902,982 21,194,553
Debt 2,424,323 2,412,293 2,007,854 1,476,336 1,268,198
Shareholders’equity 3,331,538 2,945,810 2,585,752 2,461,045 2,342,040
WealthmanagementAUM/AUA(3) 8,454,513 2,461,469 2,437,238 2,516,485 2,363,256
Assetsunderadministration-other(4) 11,081,581 8,936,845 8,032,280 10,006,388 10,250,323
Capital Adequacy
CommonequityTier1ratio 8.8 % 9.1% 9.2% 9.5% 9.2%
Tier1ratio 10.9 10.7 10.3 10.8 11.0
Totalratio 12.6 12.8 11.9 12.5 13.1
Credit Metrics
Provisionforcreditlossesontotalloans
asapercentageofaverageloans
0.32 0.21 0.20 0.23 0.38
Provisionforcreditlossesonimpairedloans
asapercentageofaverageloans
0.18 0.21 0.19 0.19 0.32
Netimpairedloansasapercentageoftotalloans 0.74 0.43 0.42 0.65 0.51
i|CWBFinancialGroup2020AnnualReport
10 11 12 13 14 15 16 17 18 19 20
1.5
0.5
0
1.0
56
24
13
35
4
3
58
7
32 26
17
24
16
15
2
20
19
17
11
1
3332
32
23
13
48
9
10 ...
(1) See page 20 for a discussion of non-IFRS measures.(2
(1) See page 20 for a discussion of non-IFRS measures.
(2) ResultsforperiodsbeginningonorafterNovember1,2018havebeenpreparedinaccordancewithIFRS9Financial Instruments(IFRS9).Prioryearcomparativeshavebeenprepared
in accordancewithIAS39Financial Instruments: Classi ication and Measurement (IAS39)andhavenotbeenrestated.
(3) Wealthmanagementassetsundermanagement,advisementandadministration.
(4) Comprisedoftrustassetsunderadministration,third-partyleasesunderadministrationandloansunderserviceagreements.
Five Year Financial Summary (1)
($ thousands, except per share amounts)
2020(2) 2019 2018 2017 2016
Results from Operations
Netinterestincome $ 799,411 $ 785,584 $724,990 $642,390 $585,224
Non-interestincome 97,984 76,020 78,368 84,245 72,672
Totalrevenue 897,395 861,604 803,358 726,635 657,896
Pre-tax,pre-provisionincome 469,318 461,130 436,188 388,729 350,603
Commonshareholders’netincome 248,956 266,940 249,256 214,277 177,761
Earningspershare
Basic 2.86 3.05 2.81 2.43 2.13
Diluted 2.86 3.04 2.79 2.42 2.13
Adjusted 2.93 3.15 3.01 2.63 2.26
Returnoncommonshareholders’equity 9.3 % 10.9% 11.0% 10.1% 9.3%
Adjustedreturnoncommonshareholders’equity 9.5 11.3 11.9 11.0 9.9
Return on assets 0.76 0.88 0.89 0.85 0.73
Efficiencyratio 47.7 46.5 45.7 46.5 46.7
Netinterestmargin 2.45 2.60 2.60 2.56 2.41
Numberoffull-timeequivalentstaff 2,505 2,278 2,178 2,058 1,966
Per Common Share
Averagecommonsharesoutstanding(thousands) 87,159 87,513 88,806 88,297 83,411
Cashdividendspaid $ 1.15 $1.08 $ 1.00 $0.93 $0.92
Bookvalue 31.76 29.29 26.09 24.82 23.58
Market price
High 36.61 33.89 40.83 37.36 29.30
Low 15.70 24.33 29.81 23.68 19.26
Close 24.50 33.35 30.62 36.34 25.45
Balance Sheet and Off-Balance Sheet Summary
Assets $ 33,937,865 $31,424,235 $29,021,463 $26,447,453 $25,222,549
Cashresources,securitiesandrepurchaseagreements 3,083,021 2,475,415 2,237,973 2,708,783 2,791,968
Loans 30,008,393 28,365,893 26,204,599 23,229,239 21,961,348
Deposits 27,310,354 25,351,361 23,699,957 21,902,982 21,194,553
Debt 2,424,323 2,412,293 2,007,854 1,476,336 1,268,198
Shareholders’equity 3,331,538 2,945,810 2,585,752 2,461,045 2,342,040
WealthmanagementAUM/AUA(3) 8,454,513 2,461,469 2,437,238 2,516,485 2,363,256
Assetsunderadministration-other(4) 11,081,581 8,936,845 8,032,280 10,006,388 10,250,323
Capital Adequacy
CommonequityTier1ratio 8.8 % 9.1% 9.2% 9.5% 9.2%
Tier1ratio 10.9 10.7 10.3 10.8 11.0
Totalratio 12.6 12.8 11.9 12.5 13.1
Credit Metrics
Provisionforcreditlossesontotalloans
asapercentageofaverageloans
0.32 0.21 0.20 0.23 0.38
Provisionforcreditlossesonimpairedloans
asapercentageofaverageloans
0.18 0.21 0.19 0.19 0.32
Netimpairedloansasapercentageoftotalloans 0.74 0.43 0.42 0.65 0.51
i|CWBFinancialGroup2020AnnualReport
10 11 12 13 14 15 16 17 18 19 20
1.5
0.5
0
1.0
56
24
13
35
4
3
58
7
32 26
17
24
16
15
2
20
19
17
11
1
3332
32
23
13
48
9
10 ...
What Your Accountant Is Not Telling You by Tom Shay and Profits Plus
There is a lot more to accounting for a small business than just debits, credits and a double entry system. There is to be a relationship between the accountant and the client. There is a lot that the client may not know about they can make a big difference in how the accounting task is completed.
93d8ffd3 7333-4d45-a0d7-56fcc2bb3b0a-151119141411-lva1-app6891
The document provides a budget report for the 2014-2015 financial year for Bounce Fitness centers in Brisbane, Cairns, Melbourne, Sydney and Head Office. While Brisbane showed steady gains in memberships, it fell short of sales targets for equipment and clothing. Cairns is running at a loss with major declines in attendance and memberships. Melbourne demonstrated steady growth. Sydney has established itself as a top market leader. Head Office will need to closely review legal reporting requirements that were not allocated for in center budgets such as BAS payments.
A brief about HBFC, Pakistan (April 2014)
1. The House Building Finance Corporation (HBFCL) is a national housing institution in Pakistan that provides financing for housing construction and development.
2. Over the years, HBFCL has disbursed over 52 billion rupees for housing but currently has over 41 billion rupees in non-performing loans, giving it a high non-performing loan ratio.
3. To strengthen HBFCL, options considered include restructuring and activating it with strategic investments, or closing it and starting a new mortgage lender, but restructuring HBFCL is recommended to continue its mission of expanding affordable housing.
How to Prepare Financial Plans
This document provides guidance on how to prepare financial plans and reports for startups seeking investment. It discusses the importance of understanding finances, outlines key components investors want to see in pre-investment financial projections like 3-4 year forecasts and exit strategies. It also covers creating financial models with easy to understand revenue, cost and margin estimates. Post-investment, it recommends focusing financial reports on meaningful KPIs and metrics to monitor performance and take quick action if needed. Qualitative KPIs are also important for startups in addition to numbers.
Outsourced Accounting Solutions
BDO provides outsourced accounting and advisory services for financial services organizations, including accounting, regulatory reporting, tax compliance, IT services, and human resources services. They have experts in various areas of financial services and can provide services across multiple countries. BDO assists clients in adapting to changing regulations and standards in the industry through hands-on guidance and leveraging their global network of accounting and consulting professionals.
CAPPADOCE DE CRUDITES SUR UN LIT DE SEMOULE AUX LEGUMES MACEDOINNES
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LES PALPITATIONS GOURMANDES DE DECEMBRE
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
More Related Content
Similar to FHC K CANADA K 2017
FHC ACOSTARICAC 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
FHC L BRASIL A 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
FHC L BRASIL A 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
FHC ACOSTARICAC 2017
This document outlines the financial plan for a company in Costa Rica for 2015-2017. It shows investments of $5 million in 2015 and financial resources including $2.9 million in self-financing capacity and $3 million in bank borrowings for 2015. The document also provides details on the company's working capital needs, including metrics like stock rotation periods and accounts receivable/payable days.
FHC EUNITEDSTATESE 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
FHC W AMERICA W 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
FHC CHINA ASIA 2017
This document outlines the financial plan and needs for China Asia from 2015 to 2017. It shows investments of $5 million in 2015, self-financing capacity of $2.9 million, and bank borrowings of $1.5 million for total resources that year. The plan also accounts for factors like stock rotation, credit terms, and tax rates to calculate the needed working capital.
FHC G SEYCHELLES AFRICA O 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
FHC DAUSTRALIAP 2017
YOUR BUSINESS IS YOUR PROFITABILITY IN CONCEPT HOTEL FUTURIST. SEE YOUR FUTURE AS YOUR PRESENT AND INVEST IN CREATIVITY THAT MAKES SENSE AND REALITY FOR BOTH GUESTS, MANAGEMENT AND STAFF. A NEW VISION AT SHORT TERM, MID TERM OR LONG TERM QUALITY AND TECHNOLOGY HOSPITALITY INDUSTRY.
Financial plan FHC AUSTRALIA OCEANIA
This financial plan for an organization in Australia and Oceania outlines investments of $5 million in 2015 with self-financing capacity of $2.9 million and additional bank borrowing of $1.5 million. It provides details of financial needs and resources for 2015, 2016, and 2017 including investments, borrowing refunds, reductions in capital, dividends, and changes in working capital. Key metrics are presented such as stock and supplier terms, tax rates, and the need for working capital.
present
This document discusses tools and strategies for operating a profitable bike shop or small business. It emphasizes the importance of understanding profit and loss statements, balance sheets, and using metrics like margins, expenses as a percentage of sales, and comparisons to budgets and prior years to analyze business performance. The document provides examples of income statements, balance sheets, and multi-year analyses to illustrate how to track financial metrics and identify trends over time that could help or hinder profitability.
Sandeep Bhandari_Resume_
Sandeep Bhandari is a Chartered Accountant with over 9 years of experience in treasury management, trade finance, project finance, financial reporting and accounting. He is currently working as a Senior Accountant - Treasury at Meenakshi Energy Pvt. Ltd. in Hyderabad, where he is responsible for forex management, working capital management, trade credit, project financing compliance, investments and financial reporting. Prior to this, he worked as Deputy Manager F&A at Gulf Petrochem India Pvt. Ltd. and has experience working in finance roles for other companies in India and Dubai. He received his CA and B.Com degrees from institutes in Hyderabad.
(1) See page 20 for a discussion of non-IFRS measures.(2
This document provides a summary of CWB Financial Group's annual report for 2020. It includes a 5-year financial summary, performance dashboard, messages from the President/CEO and Board Chair, and discusses the company's strategy and priorities. Key points include:
- Revenue grew to $897 million in 2020, with net income of $249 million.
- Total loans increased 6% to $30 billion and total assets grew 8% to $33.9 billion.
- The company is focused on transforming its business through initiatives like enhancing digital capabilities and transitioning to an AIRB capital methodology.
- CWB was recognized as one of Canada's best workplaces and aims to be an employer of choice
(1) See page 20 for a discussion of non-IFRS measures.(2
(1) See page 20 for a discussion of non-IFRS measures.
(2) ResultsforperiodsbeginningonorafterNovember1,2018havebeenpreparedinaccordancewithIFRS9Financial Instruments(IFRS9).Prioryearcomparativeshavebeenprepared
in accordancewithIAS39Financial Instruments: Classi ication and Measurement (IAS39)andhavenotbeenrestated.
(3) Wealthmanagementassetsundermanagement,advisementandadministration.
(4) Comprisedoftrustassetsunderadministration,third-partyleasesunderadministrationandloansunderserviceagreements.
Five Year Financial Summary (1)
($ thousands, except per share amounts)
2020(2) 2019 2018 2017 2016
Results from Operations
Netinterestincome $ 799,411 $ 785,584 $724,990 $642,390 $585,224
Non-interestincome 97,984 76,020 78,368 84,245 72,672
Totalrevenue 897,395 861,604 803,358 726,635 657,896
Pre-tax,pre-provisionincome 469,318 461,130 436,188 388,729 350,603
Commonshareholders’netincome 248,956 266,940 249,256 214,277 177,761
Earningspershare
Basic 2.86 3.05 2.81 2.43 2.13
Diluted 2.86 3.04 2.79 2.42 2.13
Adjusted 2.93 3.15 3.01 2.63 2.26
Returnoncommonshareholders’equity 9.3 % 10.9% 11.0% 10.1% 9.3%
Adjustedreturnoncommonshareholders’equity 9.5 11.3 11.9 11.0 9.9
Return on assets 0.76 0.88 0.89 0.85 0.73
Efficiencyratio 47.7 46.5 45.7 46.5 46.7
Netinterestmargin 2.45 2.60 2.60 2.56 2.41
Numberoffull-timeequivalentstaff 2,505 2,278 2,178 2,058 1,966
Per Common Share
Averagecommonsharesoutstanding(thousands) 87,159 87,513 88,806 88,297 83,411
Cashdividendspaid $ 1.15 $1.08 $ 1.00 $0.93 $0.92
Bookvalue 31.76 29.29 26.09 24.82 23.58
Market price
High 36.61 33.89 40.83 37.36 29.30
Low 15.70 24.33 29.81 23.68 19.26
Close 24.50 33.35 30.62 36.34 25.45
Balance Sheet and Off-Balance Sheet Summary
Assets $ 33,937,865 $31,424,235 $29,021,463 $26,447,453 $25,222,549
Cashresources,securitiesandrepurchaseagreements 3,083,021 2,475,415 2,237,973 2,708,783 2,791,968
Loans 30,008,393 28,365,893 26,204,599 23,229,239 21,961,348
Deposits 27,310,354 25,351,361 23,699,957 21,902,982 21,194,553
Debt 2,424,323 2,412,293 2,007,854 1,476,336 1,268,198
Shareholders’equity 3,331,538 2,945,810 2,585,752 2,461,045 2,342,040
WealthmanagementAUM/AUA(3) 8,454,513 2,461,469 2,437,238 2,516,485 2,363,256
Assetsunderadministration-other(4) 11,081,581 8,936,845 8,032,280 10,006,388 10,250,323
Capital Adequacy
CommonequityTier1ratio 8.8 % 9.1% 9.2% 9.5% 9.2%
Tier1ratio 10.9 10.7 10.3 10.8 11.0
Totalratio 12.6 12.8 11.9 12.5 13.1
Credit Metrics
Provisionforcreditlossesontotalloans
asapercentageofaverageloans
0.32 0.21 0.20 0.23 0.38
Provisionforcreditlossesonimpairedloans
asapercentageofaverageloans
0.18 0.21 0.19 0.19 0.32
Netimpairedloansasapercentageoftotalloans 0.74 0.43 0.42 0.65 0.51
i|CWBFinancialGroup2020AnnualReport
10 11 12 13 14 15 16 17 18 19 20
1.5
0.5
0
1.0
56
24
13
35
4
3
58
7
32 26
17
24
16
15
2
20
19
17
11
1
3332
32
23
13
48
9
10 ...
(1) See page 20 for a discussion of non-IFRS measures.(2
(1) See page 20 for a discussion of non-IFRS measures.
(2) ResultsforperiodsbeginningonorafterNovember1,2018havebeenpreparedinaccordancewithIFRS9Financial Instruments(IFRS9).Prioryearcomparativeshavebeenprepared
in accordancewithIAS39Financial Instruments: Classi ication and Measurement (IAS39)andhavenotbeenrestated.
(3) Wealthmanagementassetsundermanagement,advisementandadministration.
(4) Comprisedoftrustassetsunderadministration,third-partyleasesunderadministrationandloansunderserviceagreements.
Five Year Financial Summary (1)
($ thousands, except per share amounts)
2020(2) 2019 2018 2017 2016
Results from Operations
Netinterestincome $ 799,411 $ 785,584 $724,990 $642,390 $585,224
Non-interestincome 97,984 76,020 78,368 84,245 72,672
Totalrevenue 897,395 861,604 803,358 726,635 657,896
Pre-tax,pre-provisionincome 469,318 461,130 436,188 388,729 350,603
Commonshareholders’netincome 248,956 266,940 249,256 214,277 177,761
Earningspershare
Basic 2.86 3.05 2.81 2.43 2.13
Diluted 2.86 3.04 2.79 2.42 2.13
Adjusted 2.93 3.15 3.01 2.63 2.26
Returnoncommonshareholders’equity 9.3 % 10.9% 11.0% 10.1% 9.3%
Adjustedreturnoncommonshareholders’equity 9.5 11.3 11.9 11.0 9.9
Return on assets 0.76 0.88 0.89 0.85 0.73
Efficiencyratio 47.7 46.5 45.7 46.5 46.7
Netinterestmargin 2.45 2.60 2.60 2.56 2.41
Numberoffull-timeequivalentstaff 2,505 2,278 2,178 2,058 1,966
Per Common Share
Averagecommonsharesoutstanding(thousands) 87,159 87,513 88,806 88,297 83,411
Cashdividendspaid $ 1.15 $1.08 $ 1.00 $0.93 $0.92
Bookvalue 31.76 29.29 26.09 24.82 23.58
Market price
High 36.61 33.89 40.83 37.36 29.30
Low 15.70 24.33 29.81 23.68 19.26
Close 24.50 33.35 30.62 36.34 25.45
Balance Sheet and Off-Balance Sheet Summary
Assets $ 33,937,865 $31,424,235 $29,021,463 $26,447,453 $25,222,549
Cashresources,securitiesandrepurchaseagreements 3,083,021 2,475,415 2,237,973 2,708,783 2,791,968
Loans 30,008,393 28,365,893 26,204,599 23,229,239 21,961,348
Deposits 27,310,354 25,351,361 23,699,957 21,902,982 21,194,553
Debt 2,424,323 2,412,293 2,007,854 1,476,336 1,268,198
Shareholders’equity 3,331,538 2,945,810 2,585,752 2,461,045 2,342,040
WealthmanagementAUM/AUA(3) 8,454,513 2,461,469 2,437,238 2,516,485 2,363,256
Assetsunderadministration-other(4) 11,081,581 8,936,845 8,032,280 10,006,388 10,250,323
Capital Adequacy
CommonequityTier1ratio 8.8 % 9.1% 9.2% 9.5% 9.2%
Tier1ratio 10.9 10.7 10.3 10.8 11.0
Totalratio 12.6 12.8 11.9 12.5 13.1
Credit Metrics
Provisionforcreditlossesontotalloans
asapercentageofaverageloans
0.32 0.21 0.20 0.23 0.38
Provisionforcreditlossesonimpairedloans
asapercentageofaverageloans
0.18 0.21 0.19 0.19 0.32
Netimpairedloansasapercentageoftotalloans 0.74 0.43 0.42 0.65 0.51
i|CWBFinancialGroup2020AnnualReport
10 11 12 13 14 15 16 17 18 19 20
1.5
0.5
0
1.0
56
24
13
35
4
3
58
7
32 26
17
24
16
15
2
20
19
17
11
1
3332
32
23
13
48
9
10 ...
What Your Accountant Is Not Telling You by Tom Shay and Profits Plus
There is a lot more to accounting for a small business than just debits, credits and a double entry system. There is to be a relationship between the accountant and the client. There is a lot that the client may not know about they can make a big difference in how the accounting task is completed.
93d8ffd3 7333-4d45-a0d7-56fcc2bb3b0a-151119141411-lva1-app6891
The document provides a budget report for the 2014-2015 financial year for Bounce Fitness centers in Brisbane, Cairns, Melbourne, Sydney and Head Office. While Brisbane showed steady gains in memberships, it fell short of sales targets for equipment and clothing. Cairns is running at a loss with major declines in attendance and memberships. Melbourne demonstrated steady growth. Sydney has established itself as a top market leader. Head Office will need to closely review legal reporting requirements that were not allocated for in center budgets such as BAS payments.
A brief about HBFC, Pakistan (April 2014)
1. The House Building Finance Corporation (HBFCL) is a national housing institution in Pakistan that provides financing for housing construction and development.
2. Over the years, HBFCL has disbursed over 52 billion rupees for housing but currently has over 41 billion rupees in non-performing loans, giving it a high non-performing loan ratio.
3. To strengthen HBFCL, options considered include restructuring and activating it with strategic investments, or closing it and starting a new mortgage lender, but restructuring HBFCL is recommended to continue its mission of expanding affordable housing.
How to Prepare Financial Plans
This document provides guidance on how to prepare financial plans and reports for startups seeking investment. It discusses the importance of understanding finances, outlines key components investors want to see in pre-investment financial projections like 3-4 year forecasts and exit strategies. It also covers creating financial models with easy to understand revenue, cost and margin estimates. Post-investment, it recommends focusing financial reports on meaningful KPIs and metrics to monitor performance and take quick action if needed. Qualitative KPIs are also important for startups in addition to numbers.
Outsourced Accounting Solutions
BDO provides outsourced accounting and advisory services for financial services organizations, including accounting, regulatory reporting, tax compliance, IT services, and human resources services. They have experts in various areas of financial services and can provide services across multiple countries. BDO assists clients in adapting to changing regulations and standards in the industry through hands-on guidance and leveraging their global network of accounting and consulting professionals.
Similar to FHC K CANADA K 2017 (20)
(1) See page 20 for a discussion of non-IFRS measures.(2
(1) See page 20 for a discussion of non-IFRS measures.(2
(1) See page 20 for a discussion of non-IFRS measures.(2
(1) See page 20 for a discussion of non-IFRS measures.(2
(1) See page 20 for a discussion of non-IFRS measures.(2
(1) See page 20 for a discussion of non-IFRS measures.(2
What Your Accountant Is Not Telling You by Tom Shay and Profits Plus
What Your Accountant Is Not Telling You by Tom Shay and Profits Plus
93d8ffd3 7333-4d45-a0d7-56fcc2bb3b0a-151119141411-lva1-app6891
93d8ffd3 7333-4d45-a0d7-56fcc2bb3b0a-151119141411-lva1-app6891
More from Fabrice CLAMAGIRAND
CAPPADOCE DE CRUDITES SUR UN LIT DE SEMOULE AUX LEGUMES MACEDOINNES
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LES PALPITATIONS GOURMANDES DE DECEMBRE
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LES PREMICES CALORIFIQUES HIVERNAUX DE NOVEMBRE
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LES ALIMENTS OCTOBRIENS D'EOLE
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LES PAPILLES AUTOMNALES DE SEPTEMBRE
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LES DOUCEURS GOURMANDES AOUTIENNES
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LES ESTIVALES JUILLETISTES DU PLAISIR GUSTATIF
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LES PREMICES DU PALAIS DU ROI JUIN
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LES CLOCHETTES DE MAI
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LE FIL GUSTATIF AVRIL ET SES DECOUVERTES
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LA GIBOULERIE EN PALACE DE MARIS
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LA FARONDOLE ENFANTINE DEGUSTATRICE DE GRAND-MERE
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LA PARTENAIRE CULINAIRE DE VALENTIN
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
LA PALETTE GUSTATIVE DE SYLVESTRE
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
NOEL EN METS
Quand la locomotive cérébrale de deux lobes synthétisent un certain univers culinaire qui firmamence l'excellence gastronomique française. Le solfège de l'art du produit accordé à son piano.
L'EUROPE AVEC LES EUROPEENS : PARTAGE
UNE APPROCHE SOLUTIONNELLE SUR UN FUTUR DES ETATS-UNIS AVEC DES NOUVEAUX AGREGATS REMBOURSATIFS BUDGETAIRES. UNE FIN A LA LITANIE EXPLICATIVE DES ERREURS DU PASSE
MAKE THE WORLD GREAT AGAIN WITH EUROPA
This document outlines a proposal for reorganizing the governance and institutions of the European Union. It suggests expanding the EU to include Switzerland, Turkey, Russia, and Caucasian countries. Key points include establishing a European Government composed of governors from each member country, expanding the European Parliament to over 3000 members, and basing the budget on a concept of "shareability" between members. The goal is to strengthen cooperation and integration while respecting each country's needs.
LE DESENDETTEMENT ECONOMIQUE MONDIAL : UNE REALITE ARGUMENTEE ET CHIFFREE
FRANCE+USA+CHINE AU PRORATA ONUSIEN DU RATIO CROISSANCIQUE ET DEBITIQUE=BENIFICE ECONOMIQUE PAR PAYS ET PAR HUMAIN. PREVISION BUDGETAIRE AVEC EFFET MASLOWIQUE
LA CHINE DANS L'EMPIRE POUR LE MILIEU : STABILITE
UNE APPROCHE SOLUTIONNELLE SUR UN FUTUR DE LA CHINE AVEC DES NOUVEAUX AGREGATS REMBOURSATIFS BUDGETAIRES. UNE FIN A LA LITANIE EXPLICATIVE DES ERREURS DU PASSE
LES USA DANS LE MONDE ET AVEC LE MONDE
UNE APPROCHE SOLUTIONNELLE SUR UN FUTUR DES ETATS-UNIS AVEC DES NOUVEAUX AGREGATS REMBOURSATIFS BUDGETAIRES. UNE FIN A LA LITANIE EXPLICATIVE DES ERREURS DU PASSE
More from Fabrice CLAMAGIRAND (20)
CAPPADOCE DE CRUDITES SUR UN LIT DE SEMOULE AUX LEGUMES MACEDOINNES
CAPPADOCE DE CRUDITES SUR UN LIT DE SEMOULE AUX LEGUMES MACEDOINNES
LE DESENDETTEMENT ECONOMIQUE MONDIAL : UNE REALITE ARGUMENTEE ET CHIFFREE
LE DESENDETTEMENT ECONOMIQUE MONDIAL : UNE REALITE ARGUMENTEE ET CHIFFREE
Recently uploaded
Unlocking WhatsApp Marketing with HubSpot: Integrating Messaging into Your Ma...
50 million companies worldwide leverage WhatsApp as a key marketing channel. You may have considered adding it to your marketing mix, or probably already driving impressive conversions with WhatsApp.
But wait. What happens when you fully integrate your WhatsApp campaigns with HubSpot?
That's exactly what we explored in this session.
We take a look at everything that you need to know in order to deploy effective WhatsApp marketing strategies, and integrate it with your buyer journey in HubSpot. From technical requirements to innovative campaign strategies, to advanced campaign reporting - we discuss all that and more, to leverage WhatsApp for maximum impact. Check out more details about the event here https://events.hubspot.com/events/details/hubspot-new-delhi-presents-unlocking-whatsapp-marketing-with-hubspot-integrating-messaging-into-your-marketing-strategy/
Satta Matka Dpboss Kalyan Matka Results Kalyan Chart
SATTA MATKA DPBOSS KALYAN MATKA RESULTS KALYAN CHART KALYAN MATKA MATKA RESULT KALYAN MATKA TIPS SATTA MATKA MATKA COM MATKA PANA JODI TODAY BATTA SATKA MATKA PATTI JODI NUMBER MATKA RESULTS MATKA CHART MATKA JODI SATTA COM INDIA SATTA MATKA MATKA TIPS MATKA WAPKA ALL MATKA RESULT LIVE ONLINE MATKA RESULT KALYAN MATKA RESULT DPBOSS MATKA 143 MAIN MATKA KALYAN MATKA RESULTS KALYAN CHART
Call 8867766396 Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Indian M...
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Indian Matka
japanese language course in delhi near me
Next is the Nihon Language Academy in East Delhi, renowned for its comprehensive curriculum and interactive teaching methods. They boast a faculty of experienced educators with a blend of both Indian and Japanese nationals. The academy provides extensive support for JLPT exam preparation along with personalized tutoring sessions if needed. Nihon Language Academy also arranges exchange programs with partner institutes in Japan, which provides students an opportunity to experience Japanese culture and language first-hand.
Satta Matka Dpboss Kalyan Matka Results Kalyan Chart
SATTA MATKA DPBOSS KALYAN MATKA RESULTS KALYAN CHART KALYAN MATKA MATKA RESULT KALYAN MATKA TIPS SATTA MATKA MATKA COM MATKA PANA JODI TODAY BATTA SATKA MATKA PATTI JODI NUMBER MATKA RESULTS MATKA CHART MATKA JODI SATTA COM INDIA SATTA MATKA MATKA TIPS MATKA WAPKA ALL MATKA RESULT LIVE ONLINE MATKA RESULT KALYAN MATKA RESULT DPBOSS MATKA 143 MAIN MATKA KALYAN MATKA RESULTS KALYAN CHART
Kirill Klip GEM Royalty TNR Gold Copper Presentation
Tesla Energy rEVolution And The Golden Age For Copper: Kirill Klip GEM Royalty TNR Gold Copper Presentation
Kalyan Chart Satta Matka Dpboss Kalyan Matka Results
KALYAN CHART SATTA MATKA DPBOSS KALYAN MATKA RESULTS KALYAN MATKA MATKA RESULT KALYAN MATKA TIPS SATTA MATKA MATKA COM MATKA PANA JODI TODAY BATTA SATKA MATKA PATTI JODI NUMBER MATKA RESULTS MATKA CHART MATKA JODI SATTA COM INDIA SATTA MATKA MATKA TIPS MATKA WAPKA ALL MATKA RESULT LIVE ONLINE MATKA RESULT KALYAN MATKA RESULT DPBOSS MATKA 143 MAIN MATKA KALYAN MATKA RESULTS KALYAN CHART
8328958814KALYAN MATKA | MATKA RESULT | KALYAN
8328958814KALYAN MATKA | MATKA RESULT | KALYAN KALYAN MATKA | MATKA RESULT | KALYAN MATKA TIPS | SATTA MATKA | MATKA.COM | MATKA PANA
High-Quality IPTV Monthly Subscription for $15
Experience high-quality entertainment with our IPTV monthly subscription for just $15. Access a vast array of live TV channels, movies, and on-demand shows with crystal-clear streaming. Our reliable service ensures smooth, uninterrupted viewing at an unbeatable price. Perfect for those seeking premium content without breaking the bank. Start streaming today!
https://rb.gy/f409dk
2024.06 CPMN Cambridge - Beyond Now-Next-Later.pdf
Slides presented by Phil Hornby, Founder and Director of "for product people", at Cambridge Product Management Network, on Monday 17th June 2024.
Adani Group Requests For Additional Land For Its Dharavi Redevelopment Projec...
It will bring about growth and development not only in Maharashtra but also in our country as a whole, which will experience prosperity. The project will also give the Adani Group an opportunity to rise above the controversies that have been ongoing since the Adani CBI Investigation.
Sustainable Logistics for Cost Reduction_ IPLTech Electric's Eco-Friendly Tra...
Sustainable Logistics for Cost Reduction_ IPLTech Electric's Eco-Friendly Transport Solution
Adani Group's Active Interest In Increasing Its Presence in the Cement Manufa...
Time and again, the business group has taken up new business ventures, each of which has allowed it to expand its horizons further and reach new heights. Even amidst the Adani CBI Investigation, the firm has always focused on improving its cement business.
Cover Story - China's Investment Leader - Dr. Alyce SU
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Discover the Beauty and Functionality of The Expert Remodeling Service
Unlock your kitchen's true potential with expert remodeling services from O'Brien Group Inc. Transform your space into a functional, modern, and luxurious haven with their experienced professionals. From layout reconfiguration to high-end upgrades, they deliver stunning results tailored to your style and needs. Visit obriengroupinc.com to elevate your kitchen's beauty and functionality today.
Kalyan chart 6366249026 India satta Matta Matka 143 jodi fix
Kalyan chart 6366249026 India satta Matta Matka 143 jodi fixsatta Matta matka 143 Kalyan chart jodi 6366249026
63662490260Kalyan chart, satta matta matka 143, satta matka jodi fix , matka boss OTC 420, Indian Satta, India matka, matka ank, spbossmatka, online satta matka game play, live satta matka results, fix fix fix satta namber, free satta matka games, Kalyan matka jodi chart, Kalyan weekly final anl matka 420Satta Matka Dpboss Kalyan Matka Results Kalyan Chart
SATTA MATKA DPBOSS KALYAN MATKA RESULTS KALYAN CHART KALYAN MATKA MATKA RESULT KALYAN MATKA TIPS SATTA MATKA MATKA COM MATKA PANA JODI TODAY BATTA SATKA MATKA PATTI JODI NUMBER MATKA RESULTS MATKA CHART MATKA JODI SATTA COM INDIA SATTA MATKA MATKA TIPS MATKA WAPKA ALL MATKA RESULT LIVE ONLINE MATKA RESULT KALYAN MATKA RESULT DPBOSS MATKA 143 MAIN MATKA KALYAN MATKA RESULTS KALYAN CHART
Recently uploaded (20)
Unlocking WhatsApp Marketing with HubSpot: Integrating Messaging into Your Ma...
Unlocking WhatsApp Marketing with HubSpot: Integrating Messaging into Your Ma...
Satta Matka Dpboss Kalyan Matka Results Kalyan Chart
Satta Matka Dpboss Kalyan Matka Results Kalyan Chart
Call 8867766396 Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Indian M...
Call 8867766396 Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Indian M...
Satta Matka Dpboss Kalyan Matka Results Kalyan Chart
Satta Matka Dpboss Kalyan Matka Results Kalyan Chart
Kirill Klip GEM Royalty TNR Gold Copper Presentation
Kirill Klip GEM Royalty TNR Gold Copper Presentation
Kalyan Chart Satta Matka Dpboss Kalyan Matka Results
Kalyan Chart Satta Matka Dpboss Kalyan Matka Results
2024.06 CPMN Cambridge - Beyond Now-Next-Later.pdf
2024.06 CPMN Cambridge - Beyond Now-Next-Later.pdf
Adani Group Requests For Additional Land For Its Dharavi Redevelopment Projec...
Adani Group Requests For Additional Land For Its Dharavi Redevelopment Projec...
Sustainable Logistics for Cost Reduction_ IPLTech Electric's Eco-Friendly Tra...
Sustainable Logistics for Cost Reduction_ IPLTech Electric's Eco-Friendly Tra...
Adani Group's Active Interest In Increasing Its Presence in the Cement Manufa...
Adani Group's Active Interest In Increasing Its Presence in the Cement Manufa...
Cover Story - China's Investment Leader - Dr. Alyce SU
Cover Story - China's Investment Leader - Dr. Alyce SU
Discover the Beauty and Functionality of The Expert Remodeling Service
Discover the Beauty and Functionality of The Expert Remodeling Service
Kalyan chart 6366249026 India satta Matta Matka 143 jodi fix
Kalyan chart 6366249026 India satta Matta Matka 143 jodi fix
Satta Matka Dpboss Kalyan Matka Results Kalyan Chart
Satta Matka Dpboss Kalyan Matka Results Kalyan Chart
FHC K CANADA K 2017
- 1. FINANCIAL PLAN K'CANADA'K FINANCIAL NEEDS 2015 2016 2017 Investments 5 000 000 0 0 Borrowing refunds 195 736 0 0 Reduction of capital Distribution of dividends 0 Increased in working capital #REF! #REF! #REF! Others needs Total needs #REF! #REF! #REF! Financial resources Self financing capicity 2 939 532 0 0 Bank borrowings 1 500 000 Increased of capital 0 Dimunition working capital #REF! #REF! #REF! Others resources Total resources #REF! #REF! #REF! Cash beginning exercise #REF! #REF! Annual cash flow #REF! #REF! #REF! Cash ending exercise #REF! #REF! #REF! Need in working capital Term stock rotation by day 14 14 14 Customer credit duration in days 1 1 1 Lenght of supplier credit by day 7 7 7 Average tax rate on sales Average tax rate on buyings Stock of contents 44992 0 0 Guests 22455 0 0 Suppliers 22496 0 0 Tax and social security debts #REF! #REF! #REF! Need in working capital #REF! #REF! #REF! Variation in need working capital #REF! #REF! TO BE ANALYSED