FAD® is an autograph signature on electronic media, functional equivalent of the handwritten signature on paper
It integrates video of the moment the signature is made,
record of the autograph and video of the agreement
acceptance; on the whole, FAD® provides 13 security and audit
elements that makes it the only platform of its kind in the world
1. A product of
LA ÚNICA FIRMA AUTÓGRAFA MULTIMEDIA QUE
CUMPLE CON LA LEGISLACIÓN MEXICANA AL 100%
firmaautografa.com
2. FAD® is an autograph signature on electronic media, functional
equivalent of the handwritten signature on paper
It integrates video of the moment the signature is made,
record of the autograph and video of the agreement
acceptance; on the whole, FAD® provides 13 security and audit
elements that makes it the only platform of its kind in the world
SIGN DOCUMENTS FROM ANY SMARTPHONE...
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WHAT IS FAD?
3. HOW DOES IT WORK?
With FAD® you can sign in a secure and
instantaneous way from any Smartphone
4. Composed of 13 elements of security and prevention, it makes the commitment between signers
irrefutable, since it generates traceability throughout the process using the following information:
1. Authentication by sending a link via SMS or Push Notification to the signer
2. Identification of the signer using name, mail, telephone or another unique identifier
3. Cross identification of the device: Unique identifier, application-device identifier, IMEI, device
name, brand and model
4. Autograph record of the signer
5. Video of the autograph action and the person signing (simultaneously)
6. Record and evidence of the speed, coordinates and impacts of the autograph
7. Video of recognition of the signer’s commitment
8. Geolocation of the moment in wich each signature was made
9. Integration into a monolithic file protected with the SHA256 algorithm
10. Conservation certificate (NOM-151-SCFI-2016) issued by an Authorized Certifier by the
Ministry of Economy (Mexico)
11. Generation of .FAD file, with sources to settle disputes
12. Send a copy of the signed document to the parties
13. Back-end event log for audit
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AUDIT FOOTPRINT
5. FAD® HAS FULL LEGAL VALUE
It complies with the principles of Reliability: Integrity, Attribution and Accessibility,
guaranteeing an implementation in adherence to (Mexico):
● Federal Code of Civil Procedures
● Federal Civil Code
● Commercial Code
● Federal Law for Consumer Protection
● NOM-151-SCFI-2016
● Federal Labor Law
● Federal Law on Criminal Procedures
● Unique Circular of Insurance and Bonds
● Unique Circular of Brokerage firms
● Unique Circular of Banks
● Unique Circular of Operations CONSAR
● Federal Law on Protection of Personal Data in Possession of Individuals
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6. Mobile app:
- Operating system validation
(No Jailbreak or Root)
- Validation of the app
development certificate
- Encryption of information
under the AES-256 standard
- Private communication
protocol TLS
- Storage of keys in the
device’s keychain
- Storage of data and files in
an encrypted database
Files:
- Hash SHA-2 algorithm of
256 bits, to validate the
authenticity and inalterability
of information
- Digital signature packaging
and encryption with AES-256
algorithm
- Storage in encrypted
databases
- Security password to the
PDF file
- Monolithic files .FAD1 and
.FAD with encrypted
information of the signature
Communications:
- All the communications are
made on the TLS protocol that
preserves the integrity of the
information on a private
channel
- Communication with
CECOBAN is done over SSL
- The ASN.1 format is used to
simplify communication with
CECOBAN
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SECURITY ON THE PLATFORM
7. The technologies used in FAD’s manufacture are standard
Back-end:
Java 1.8, iText, postgreSQL, Hibernate, Spring, Spring Security, Docker,
Swagger, Jersey
Mobile:
Android - Java 1.7,SQLite,
iOS - Swift 3.0 , SQLite
Portal:
Angular 2 , .js, HTML, CSS3, Java 1.8, Hibernate, Spring Security, Spring
Solution:
TLS Protocol / HTTPS, AES256, .tar, PDF especification, QR Code
especification
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TECHNOLOGY
8. FAD® is a platform that integrates several components for its
best performance, including:
Portal for final userMobile app for Android and iOS
Transactional Back-end (can be
installed in the client’s
infrastructure)
Component for integration with
CECOBAN
Administrator web system
Web system for controversies
support
Custom Push Notifications server
Component for administration of formats,
that must be installed in systems that
issue documents on the client
infrastructure
Component for generating QR codes
and sending SMS and Push
Notifications
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COMPONENTS OF THE PLATFORM
9. FAD® is ideal for Fintechs, banks, insurers, leasing companies, customs and
foreign trade agencies, marketers and companies with legal certainty needs in
mobile and virtual environments...
BANKS
Ideal for origination,
collection and placement
processes. With FAD® you
can sign: contracts,
instructions, orders,
promissory notes, requests,
among others.
INSURERS
Applies to any kind of
insurance, and allows signing:
requests, claims, refunds,
services of suppliers and more.
BROCKERAGE FIRMS
You can use FAD® to sign
contracts, instructions,
orders, requests,
withdrawals, among others.
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WHAT CAN YOU SIGN?
10. ● Streamlines the closing process
● Increase the possibility of closing agreements
● Increase the quality of customer service
● Eliminates friction in operational and commercial processes
● Reduce the number of visits for a sale closing
● Increase productivity and quality of employee’s life
● Reduces access to sensitive customer information
● Get immediate reduction of stationery
● Reduce human errors
● Reduce physical storage costs
● Provides direct connection to institutional systems
● It inhibits frauds when being forced to “give the face” before the
commitment
● Increase the legal certainty of hiring and operations
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BENEFITS OF FAD®
11. MODALITIES OF USE
B2C
Company to final user, with
intermediary
The agent or employee is
responsible for the sale of
products, and in the same
act is responsible for users
to sign the required
documents
B2C
Company to final user,
self-service
The digital channels of
self-service can close complete
sales, since the final user can
sign immediately the
requested documents
C2C
Final user to final user
Any user can upload a
document for signature, they
only have to register the
signatories and assign the
corresponding spaces for
each signature
API available for integration with other M2M systems
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12. With more than 10 years in the financial industry, more than 150 mobile apps
developed, more than 50 transactional portals and more than 500 Back-end projects...
The NA-AT innovation team undertook the task of inventing a new signature
technology that would allow, based on Mexican law, to sign agreements from any
smartphone.
FAD® IS THE ONLY MULTIMEDIA AUTOGRAPH SIGNATURE OF THE WORLD, AND IS...
¡100% MEXICAN TECHNOLOGY!
na-at.com.mx
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FAD® IS A PRODUCT OF