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This document discusses key topics in banking fundamentals and retail borrowing. It covers the differences between retail banks and commercial banks, with retail banks providing services to individuals and attracting deposits and lending to borrowers. Five main types of retail borrowing available to customers are discussed: secured and unsecured borrowing, interest rates, the relative cost of borrowing, investment banks, and central banks. The objectives are to explain the differences between retail and commercial banks, define five retail borrowing methods, and explain their features and advantages/disadvantages.
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Banking PPT.pptx
There was a man who made a living selling balloons at a fair. He had all colors of
balloons, including red, yellow, blue, and green. Whenever business was slow, he would
release a helium-filled balloon into the air and when the children saw it go up, they all
wanted to buy one. They would come up to him, buy a balloon, and his sales would go up
again. He continued this process all day. One day, he felt someone tugging at his jacket.
He turned around and saw a little boy who asked, "If you release a black balloon, would
that also fly?" Moved by the boy's concern, the man replied with empathy, "Son, it is not
the color of the balloon, it is what is inside that makes it go up."
The same thing applies to our lives. It is what is inside that counts. The thing inside of us
that makes us go up is our attitude.
Have you ever wondered why some individuals, organizations, or countries are more
successful than others?
It is not a secret. These people simply think and act more effectively. They have learned
how to do so by investing in the most valuable asset--people. I believe that the success
of an individual, organization or country, depends on the quality of their people.
I have spoken to executives in major corporations all over the world and asked one
question: "If you had a magic wand and there was one thing you would want changed,
that would give you a cutting edge in the marketplace resulting in increased productivity
and profits, what would that be?" The answer was unanimous. They all said that if people
had better attitudes, they'd be better team players, and it'd cut down waste, improve
loyalty and, in general, make their company a great place to work.
William James of Harvard University said, "The greatest discovery of my generation is
that human beings can alter their lives by altering their attitudes of mind."
Experience has shown that human resources is the most valuable asset of any business.
It is more valuable than capital or equipment. Unfortunately, it is also the most wasted.
People can be your biggest asset or your biggest liability.
TQP--TOTAL QUALITY PEOPLE
Having been exposed to a number of training programs, such as customer service,
selling skills, and strategic planning, I have come to the conclusion that all these are
great programs with one major challenge: None of them works unless they have the right
foundation, and the right foundation is TQP. What is TQP? TQP is Total Quality People--
people with character, integrity, good values, and a positive attitude.
Don't get me wrong. You do need all the other programs, but they will only work when
you have the right foundation, and the foundation is TQP. For example, some customer
service programs teach participants to say "please," and "thank-you," give smiles and
handshakes. But how long can a person keep on a fake smile if he does not have the
desire to serve? Besides, people can see through him. And if the smile is not sincere, it is
irritating. My point is, there has to be sub
Wholesale banking
Wholesale banking refers to providing banking services to large corporate clients, multinational firms, and other financial institutions rather than individual consumers. It involves borrowing and lending large sums of money. Services offered include savings and checking accounts, loans, underwriting, market making, and mergers and acquisitions advice. Wholesale banks deal primarily with large businesses, real estate developers, mortgage brokers, and other institutional customers.
Wholesale banking
Wholesale banking refers to providing banking services to large corporations and institutions rather than individual consumers. It involves borrowing and lending large sums of money. Some key aspects of wholesale banking include:
- Dealing primarily with large multinational companies, public sectors, and other financial institutions rather than individual customers.
- Handling large transaction sizes, with lower overall volumes compared to retail banking.
- Providing tailored financial services and products like loans, lines of credit, trade finance, and cash management to corporate clients.
- Major functions involve accepting deposits, providing various loan types, bill discounting, fund investment, and other services for large business clients.
Banking operations
This course is designed for students interested in understanding the banking concepts and operations. The target clientele are students considering a career in banks and those interested in acquiring the knowledge and skills necessary for making informed personal investment decisions. This course will be differentiated by its emphasis on both the theoretical and practical considerations.
Types of banking
This document outlines 10 types of banking: merchant banking, wholesale banking, universal banking, para banking, narrow banking, offshore banking, retail banking, Islamic banking, unit banking, and shadow banking. It provides brief descriptions and examples for each type. Merchant banking involves consultancy services to help start, expand, or revive businesses. Wholesale banking provides services to larger organizations and involves large sums of money exchanged between banks. Universal banking offers a wide range of financial products under one roof. [END SUMMARY]
Difference bet Investment Banking Vs Commercial Banking.pptx
Investment banks handle large transactions and advise corporate clients, while commercial banks provide everyday financial services to individuals and small businesses. The main roles of investment banks are advising on mergers, acquisitions, and IPOs, while commercial banks accept deposits, provide loans and mortgages. Investment banking involves higher risks but also higher potential fees, while commercial banking has lower risks but earns profits from interest rate spreads on loans and deposits.
Eflaf training Manual
This document provides a training manual for the "Economic and Financial Literacy Agents in Factories" program. The manual covers topics related to money and banking, the banker-customer relationship, banking functions, and the role of agent banking. It is intended for individuals who have completed basic economic and financial literacy training and want to work as agent bankers. The manual includes modules that define key concepts, objectives, discussion questions, and essential points about various banking topics and the responsibilities of agent bankers.
The Business of Investment Banks 4.pptx
This document discusses the business model and products of an investment bank. It focuses on advisory services and examines the key dimensions of strategy, including targeted clients/sectors, offered products, and geographical markets. The main product areas discussed are mergers and acquisitions (M&A), underwriting, sales and trading, research, and investment management. For each product, the document outlines the main activities and services provided to clients.
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Banking PPT.pptx
There was a man who made a living selling balloons at a fair. He had all colors of
balloons, including red, yellow, blue, and green. Whenever business was slow, he would
release a helium-filled balloon into the air and when the children saw it go up, they all
wanted to buy one. They would come up to him, buy a balloon, and his sales would go up
again. He continued this process all day. One day, he felt someone tugging at his jacket.
He turned around and saw a little boy who asked, "If you release a black balloon, would
that also fly?" Moved by the boy's concern, the man replied with empathy, "Son, it is not
the color of the balloon, it is what is inside that makes it go up."
The same thing applies to our lives. It is what is inside that counts. The thing inside of us
that makes us go up is our attitude.
Have you ever wondered why some individuals, organizations, or countries are more
successful than others?
It is not a secret. These people simply think and act more effectively. They have learned
how to do so by investing in the most valuable asset--people. I believe that the success
of an individual, organization or country, depends on the quality of their people.
I have spoken to executives in major corporations all over the world and asked one
question: "If you had a magic wand and there was one thing you would want changed,
that would give you a cutting edge in the marketplace resulting in increased productivity
and profits, what would that be?" The answer was unanimous. They all said that if people
had better attitudes, they'd be better team players, and it'd cut down waste, improve
loyalty and, in general, make their company a great place to work.
William James of Harvard University said, "The greatest discovery of my generation is
that human beings can alter their lives by altering their attitudes of mind."
Experience has shown that human resources is the most valuable asset of any business.
It is more valuable than capital or equipment. Unfortunately, it is also the most wasted.
People can be your biggest asset or your biggest liability.
TQP--TOTAL QUALITY PEOPLE
Having been exposed to a number of training programs, such as customer service,
selling skills, and strategic planning, I have come to the conclusion that all these are
great programs with one major challenge: None of them works unless they have the right
foundation, and the right foundation is TQP. What is TQP? TQP is Total Quality People--
people with character, integrity, good values, and a positive attitude.
Don't get me wrong. You do need all the other programs, but they will only work when
you have the right foundation, and the foundation is TQP. For example, some customer
service programs teach participants to say "please," and "thank-you," give smiles and
handshakes. But how long can a person keep on a fake smile if he does not have the
desire to serve? Besides, people can see through him. And if the smile is not sincere, it is
irritating. My point is, there has to be sub
Wholesale banking
Wholesale banking refers to providing banking services to large corporate clients, multinational firms, and other financial institutions rather than individual consumers. It involves borrowing and lending large sums of money. Services offered include savings and checking accounts, loans, underwriting, market making, and mergers and acquisitions advice. Wholesale banks deal primarily with large businesses, real estate developers, mortgage brokers, and other institutional customers.
Wholesale banking
Wholesale banking refers to providing banking services to large corporations and institutions rather than individual consumers. It involves borrowing and lending large sums of money. Some key aspects of wholesale banking include:
- Dealing primarily with large multinational companies, public sectors, and other financial institutions rather than individual customers.
- Handling large transaction sizes, with lower overall volumes compared to retail banking.
- Providing tailored financial services and products like loans, lines of credit, trade finance, and cash management to corporate clients.
- Major functions involve accepting deposits, providing various loan types, bill discounting, fund investment, and other services for large business clients.
Banking operations
This course is designed for students interested in understanding the banking concepts and operations. The target clientele are students considering a career in banks and those interested in acquiring the knowledge and skills necessary for making informed personal investment decisions. This course will be differentiated by its emphasis on both the theoretical and practical considerations.
Types of banking
This document outlines 10 types of banking: merchant banking, wholesale banking, universal banking, para banking, narrow banking, offshore banking, retail banking, Islamic banking, unit banking, and shadow banking. It provides brief descriptions and examples for each type. Merchant banking involves consultancy services to help start, expand, or revive businesses. Wholesale banking provides services to larger organizations and involves large sums of money exchanged between banks. Universal banking offers a wide range of financial products under one roof. [END SUMMARY]
Difference bet Investment Banking Vs Commercial Banking.pptx
Investment banks handle large transactions and advise corporate clients, while commercial banks provide everyday financial services to individuals and small businesses. The main roles of investment banks are advising on mergers, acquisitions, and IPOs, while commercial banks accept deposits, provide loans and mortgages. Investment banking involves higher risks but also higher potential fees, while commercial banking has lower risks but earns profits from interest rate spreads on loans and deposits.
Eflaf training Manual
This document provides a training manual for the "Economic and Financial Literacy Agents in Factories" program. The manual covers topics related to money and banking, the banker-customer relationship, banking functions, and the role of agent banking. It is intended for individuals who have completed basic economic and financial literacy training and want to work as agent bankers. The manual includes modules that define key concepts, objectives, discussion questions, and essential points about various banking topics and the responsibilities of agent bankers.
The Business of Investment Banks 4.pptx
This document discusses the business model and products of an investment bank. It focuses on advisory services and examines the key dimensions of strategy, including targeted clients/sectors, offered products, and geographical markets. The main product areas discussed are mergers and acquisitions (M&A), underwriting, sales and trading, research, and investment management. For each product, the document outlines the main activities and services provided to clients.
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This document provides an introduction to cooperative banks. It defines a cooperative bank as a financial institution that is owned and controlled by its members, who are both customers and owners. Cooperative banks take deposits and lend money, especially in rural areas for farming, cattle, and personal financing. They differ from stockholder banks and follow prudent banking regulations. Cooperative banks are owned and managed democratically by their members on principles of cooperation, self-help and mutual assistance.
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Introductionto bankingcoursepresentation 200522-110557-converted
This document provides an overview of the banking industry. It defines the main categories of financial institutions as investment banks, retail banks, central banks, and commercial banks. It describes the different types of banks such as universal banks, large banks, investment banks, community banks, online banks, credit unions, building societies, and savings and loans associations. The document also outlines the various banking services provided to different types of clients and how financial institutions generate returns. Finally, it discusses some common banking careers.
Cooperative and commercial banks in india
Commercial banks provide services like deposits, loans, and investments to large businesses while cooperative banks are owned by their members who are both customers and owners. Recent trends in cooperative banks show that many are facing issues with minimum capital requirements and license cancellations, while commercial banks are adopting new technologies and pursuing financial inclusion. Both bank types play important roles in India's economic development through capital formation, banking services to various sectors, and expanding access to more customers.
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The distinguishing features of the conventional banking and lslamic banking may be shown in terms of a box diagram as under
Commercial bank
This document provides an overview of commercial banks. It defines commercial banks as financial institutions that accept deposits, make business loans, and offer investment products. It then classifies banks based on their functions into savings banks, agricultural banks, exchange banks, industrial banks, cooperative banks, and commercial banks. The document describes the primary functions of commercial banks as accepting deposits and advancing loans. It also outlines the principles that commercial banks follow, including liquidity, solvency, safety, and profitability. Finally, it provides details on the sources of funds for commercial banks, which include deposits, reserve funds, shareholder capital, retained earnings, and liabilities management.
SUCCESS_FACTORS_OF_ISLAMIC_BANKS_ENGLISH_JAN_04_BRUNEI.pdf
This document discusses success factors for Islamic banks based on a study of seven Islamic banks from 1999-2001. It identifies key criteria for success as: increasing deposits through various account types; improving customer service quality; expanding banking services through financial engineering; preserving capital through risk management and investment diversification; and providing humanitarian and social services. The document analyzes these criteria and provides metrics for measuring banks' performance in each area.
Financial literacy
This document provides an overview of financial literacy topics including the meaning and importance of financial literacy, different financial sectors like banks and insurance, and some key concepts.
The key points covered are:
1. Financial literacy refers to having knowledge and skills to make effective financial decisions across different contexts to improve financial well-being.
2. Different financial sectors discussed include banks, development banks, finance companies, and microfinance which provide various financial services and products.
3. Bank accounts, loans, insurance, and basic share concepts are introduced as important aspects of engaging with the financial system.
4. The document emphasizes the importance of financial literacy for individuals to effectively manage their money through budgeting, savings,
Pf1 money & banking
Money is anything that is widely accepted as payment. It must be scarce, durable, portable, divisible, and universally accepted. Money serves three main functions: as a medium of exchange, a standard of value, and a store of value. Banks perform the main functions of storing money in various account types, transferring money between accounts and locations, and lending money through various loan products like mortgages, commercial loans, and lines of credit. The Federal Reserve System, also known as the Fed, regulates the money supply and oversees the banking system in the United States.
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This document discusses the functions of commercial banks. It begins by defining a bank as a financial intermediary that takes deposits from savers and lends those funds to borrowers. It then describes the key functions of commercial banks, which include accepting deposits, lending loans, facilitating payments through checks, transferring funds, and providing various agency services. Commercial banks also engage in credit creation by lending out more money than they hold in deposits. The document outlines other services commercial banks provide and principles of sound banking, including maintaining adequate liquidity and expanding access. It concludes by explaining the role and functions of central banks, such as issuing currency, advising governments, overseeing commercial banks, and facilitating interbank clearing.
banking-171026063821.pdf
Commercial banks are financial intermediaries that accept deposits and make loans. A central bank, such as the Reserve Bank of India, regulates commercial banks and implements monetary policy. It controls the money supply through tools like bank rate, open market operations, cash reserve ratio, and statutory liquidity ratio. The central bank acts as a lender of last resort and uses both quantitative and qualitative methods to control credit in the economy.
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This document provides an overview of banking, including the different types of financial institutions and banking services. It discusses the four main categories of financial institutions: investment banks, retail banks, central banks, and commercial banks. It then describes eight types of financial institutions in more detail: universal banks, large banks, investment banks, community banks, online banks, credit unions, building societies, and savings and loan associations. The document also outlines various banking services and who the typical customers are for each type of service, including retail banking, private banking, business banking, commercial banking, corporate banking, and investment banking. Finally, it discusses how banks generate returns, including through net interest income, fees and commissions, and it explores key banking concepts like
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The document provides information about banking services and the role of banks. It begins by describing what a bank is - an establishment authorized by the government to accept deposits and provide financial services. It then discusses why banks were needed - as a safe place for people to save money and access funds when needed. The third paragraph summarizes the key functions of banks as accepting deposits, lending money, clearing checks, and providing other financial services to customers.
banking-171026063821.pptx
Commercial banks are financial intermediaries that accept deposits and make loans. A central bank, like the Reserve Bank of India, regulates commercial banks and implements monetary policy to control inflation and economic growth. It does so through various tools like adjusting interest rates, buying and selling government securities, and setting reserve requirements that determine how much capital commercial banks must hold. Together, central banks and commercial banks play an important role in managing the money supply and credit conditions in a country's economy.
Overview of financial system and banking system in BD
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sources of income of banks
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principles of commercial bank
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Forms of Banking
The document discusses different forms of banking including unit banking, branch banking, retail banking, wholesale banking, group banking, chain banking, and universal banking. Unit banking involves a single small bank serving a local community independently, while branch banking allows a bank to have multiple offices controlled by a central head office. Retail banking focuses on individual customers, and wholesale banking focuses on large corporate clients. Group banking involves banks controlled by a holding company, and chain banking involves the same individuals controlling multiple independent banks through stock ownership. Universal banking provides a wide range of financial services through one entity.
"Credit Performance of a Branch for Export Import Bank Bangladesh Limited,’
The document provides an overview and background of Export Import Bank of Bangladesh Limited (EXIM Bank). It discusses the bank's functions, organizational structure, management, branches, and strategic goals. EXIM Bank was established in 1999 and initially operated as a conventional bank before migrating to an Islamic banking model in 2004. The document outlines the bank's mission to provide superior customer service and contribute to the national economy through ethical and transparent practices. It also presents details on the bank's capital structure, credit ratings, and board of directors to provide context on the organization.
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This document discusses private commercial banks in Bangladesh. It provides background on the banking system and notes that private banks now make up 30 of the 49 total banks operating in Dhaka City. The document outlines some key functions of private commercial banks like accepting deposits, providing loans, and discounting bills. It also gives examples of services offered by specific private banks like United Commercial Bank Limited and AB Bank Limited. Finally, it discusses the contributions of private commercial banks to Bangladesh's economy and future development.
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https://www.onlineretailtoday.com/frs/26905197/secrets-of-a-successful-sale--optimizing-your-checkout-process
Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡
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co-operative bank
This document provides an introduction to cooperative banks. It defines a cooperative bank as a financial institution that is owned and controlled by its members, who are both customers and owners. Cooperative banks take deposits and lend money, especially in rural areas for farming, cattle, and personal financing. They differ from stockholder banks and follow prudent banking regulations. Cooperative banks are owned and managed democratically by their members on principles of cooperation, self-help and mutual assistance.
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Financial literacy
This document provides an overview of financial literacy topics including the meaning and importance of financial literacy, different financial sectors like banks and insurance, and some key concepts.
The key points covered are:
1. Financial literacy refers to having knowledge and skills to make effective financial decisions across different contexts to improve financial well-being.
2. Different financial sectors discussed include banks, development banks, finance companies, and microfinance which provide various financial services and products.
3. Bank accounts, loans, insurance, and basic share concepts are introduced as important aspects of engaging with the financial system.
4. The document emphasizes the importance of financial literacy for individuals to effectively manage their money through budgeting, savings,
Pf1 money & banking
Money is anything that is widely accepted as payment. It must be scarce, durable, portable, divisible, and universally accepted. Money serves three main functions: as a medium of exchange, a standard of value, and a store of value. Banks perform the main functions of storing money in various account types, transferring money between accounts and locations, and lending money through various loan products like mortgages, commercial loans, and lines of credit. The Federal Reserve System, also known as the Fed, regulates the money supply and oversees the banking system in the United States.
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Commercial banks are financial intermediaries that accept deposits and make loans. A central bank, such as the Reserve Bank of India, regulates commercial banks and implements monetary policy. It controls the money supply through tools like bank rate, open market operations, cash reserve ratio, and statutory liquidity ratio. The central bank acts as a lender of last resort and uses both quantitative and qualitative methods to control credit in the economy.
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This document provides an overview of banking, including the different types of financial institutions and banking services. It discusses the four main categories of financial institutions: investment banks, retail banks, central banks, and commercial banks. It then describes eight types of financial institutions in more detail: universal banks, large banks, investment banks, community banks, online banks, credit unions, building societies, and savings and loan associations. The document also outlines various banking services and who the typical customers are for each type of service, including retail banking, private banking, business banking, commercial banking, corporate banking, and investment banking. Finally, it discusses how banks generate returns, including through net interest income, fees and commissions, and it explores key banking concepts like
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The document provides information about banking services and the role of banks. It begins by describing what a bank is - an establishment authorized by the government to accept deposits and provide financial services. It then discusses why banks were needed - as a safe place for people to save money and access funds when needed. The third paragraph summarizes the key functions of banks as accepting deposits, lending money, clearing checks, and providing other financial services to customers.
banking-171026063821.pptx
Commercial banks are financial intermediaries that accept deposits and make loans. A central bank, like the Reserve Bank of India, regulates commercial banks and implements monetary policy to control inflation and economic growth. It does so through various tools like adjusting interest rates, buying and selling government securities, and setting reserve requirements that determine how much capital commercial banks must hold. Together, central banks and commercial banks play an important role in managing the money supply and credit conditions in a country's economy.
Overview of financial system and banking system in BD
overview of financial system and banking system in
,
financial system in bangladesh
,
role of bank
,
sources of income of banks
,
principles of commercial bank
,
function of banks
Forms of Banking
The document discusses different forms of banking including unit banking, branch banking, retail banking, wholesale banking, group banking, chain banking, and universal banking. Unit banking involves a single small bank serving a local community independently, while branch banking allows a bank to have multiple offices controlled by a central head office. Retail banking focuses on individual customers, and wholesale banking focuses on large corporate clients. Group banking involves banks controlled by a holding company, and chain banking involves the same individuals controlling multiple independent banks through stock ownership. Universal banking provides a wide range of financial services through one entity.
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Comparing-Public-and-Private-Banks-A-Balance-Sheet-Analysis SUJAL.pdf
This document compares public and private banks by analyzing their balance sheets. Public banks are owned by the government and focus on social welfare, holding more government securities. Private banks are owned by individuals/companies and focus on profitability, holding more corporate bonds and customer deposits. While public banks may offer lower costs and more flexibility, private banks provide more lending and higher potential investment returns. The best choice depends on one's specific financial needs and goals.
Fim assinment
This document discusses private commercial banks in Bangladesh. It provides background on the banking system and notes that private banks now make up 30 of the 49 total banks operating in Dhaka City. The document outlines some key functions of private commercial banks like accepting deposits, providing loans, and discounting bills. It also gives examples of services offered by specific private banks like United Commercial Bank Limited and AB Bank Limited. Finally, it discusses the contributions of private commercial banks to Bangladesh's economy and future development.
Retain banking
Retain banking, also known as relationship banking, aims to build strong relationships with customers to ensure their continued business and support. This helps banks retain existing customers and attract new, long-lasting customers. Building loyalty through good customer service is key, as it creates rapport and trust, retaining customers for life. Data analysis can identify the most profitable customers to focus retention efforts on, while also improving services based on feedback from defecting customers. Relationship banking treats banking as an ongoing process rather than a series of isolated events to develop high customer satisfaction and loyalty over the long term.
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Secrets of a Successful Sale: Optimizing Your Checkout Process
https://www.onlineretailtoday.com/frs/26905197/secrets-of-a-successful-sale--optimizing-your-checkout-process
Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡
Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue. But payments are just one part of a chain. What’s the next touch point? How do you use the data sitting behind a payment to find the next loyal customer?
In this session you’ll learn:
• The integral relationship between payment experience and customer satisfaction
• Proven methods for optimizing the checkout journey
• Leveraging payments data for personalized marketing and enhanced customer loyalty
• Gain invaluable insights into consumer behavior across online and offline channels through data
Charles McClure | Retail Scavenger Hunt |
A presentation of Angelos Cd's and more. This show an EP, LP and the items that the record store carries.
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2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Introducing Bliss Point by Tinuiti Webinar
It’s no secret that the marketing landscape is growing increasingly complex, with numerous channels, privacy regulations, signal loss, and more. One of the biggest problems facing marketers today is that they’re experiencing data deluge and data drought simultaneously.
Bliss Point by Tinuti addresses these challenges by providing a single, user-friendly platform for measuring what marketers previously struggled to measure. With Bliss Point, you can move beyond simply validating past actions and instead use measurement to guide real-time decision-making on what should happen next.
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Social Media is Eating Retail- The $Trillion Trend You Can't Ignore.pdf
Social media isn't just for cat videos anymore. It's a SHOPPING MALL generating a WHOPPING $1 TRILLION!
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原版一模一样【微信：741003700 】【澳洲莫纳什大学毕业证硕士学历】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
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Secrets of a Successful Sale: Optimizing Your Checkout Process
Secrets of a Successful Sale: Optimizing Your Checkout Process
Social Media is Eating Retail- The $Trillion Trend You Can't Ignore.pdf
Social Media is Eating Retail- The $Trillion Trend You Can't Ignore.pdf
facilities0 ppt.pptx
- 1. Fundamentals of Financial Services Banking Fundamentals of Financial Services
- 2. Banking: Key Topic Areas Retail and Commercial Banking Retail Borrowing in Focus Interest Rates Secured and Unsecured Borrowing The Relative Cost of Borrowing Investment Banks Central Banks
- 3. RETAIL & COMMERCIAL BANKING RETAIL BORROWING IN FOCUS
- 4. Lesson Objectives By the end of the lesson: 1. Everyone MUST be able to: • Explain the difference between the role of retail banks and commercial banks • List and define 5 types of retail borrowing available to retail customers 2. Most SHOULD be able to explain the features of each of these retail borrowing methods 3. Some COULD be able to analyse the advantages and disadvantages to the customer of these retail borrowing methods
- 5. Retail Bank vs. Commercial Bank RETAIL • Individuals are retail customers. • Banks that provide these customers with services are known as retail banks. • The purpose of the bank is to attract deposits from savers and lend to borrowers. COMMERCIAL • This term is mainly used in the US. • In the US it encompasses all banks that engage in attracting deposit and giving out loans. • In other countries “commercial” bank may refer solely to banks who provide such services to businesses only (not individuals). • This is also known as corporate banking, since the bank is mainly dealing with corporate entities. What other expenses may a retail bank have to pay for before it can determine its level of surplus? Do you remember how a bank generates a surplus?
Editor's Notes
- 5 of the 30 questions will on this part of the syllabus