The author comments on affinity fraud schemes targeting people on Facebook and in churches. They acknowledge it would be foolish to invest money with strangers on Facebook and share a story of their aunt losing money in a pyramid scheme at her church where she was a "perfect target" due to her age and trusting nature. The author expresses sympathy for victims of these scams but also frustration with the criminals who design schemes to intentionally target and hurt people rather than pursuing legitimate work.