topic covers
what is inflation?
types of inflation
causes of inflation ,effects of inflation
what is budget?
imapct of inflation on our budget
explained with example.
Inflation in Bangladesh and its Impact on Economic GrowthAkib Al Adib Pranto
Inflation in Bangladesh and its Impact on Economic Growth is a academic presentation slide made and uploaded by the student of Department of Finance, Jagannath University. Here we focus on inflation in Bangladesh, reasons of inflation in Bangladesh, effect of inflation in Bangladesh, and controlling process of inflation in Bangladesh.
Agenda:
1. What is Inflation.
2. Real life example
3. Causes of inflation
4. Effects of inflation on economy
5. Control Mechanism for inflation
6. Recent and past Inflation rate of Bangladesh
7. Reasons of inflation and measures taken to control inflation in
Bangladesh.
Inflation in Bangladesh and its Impact on Economic GrowthAkib Al Adib Pranto
Inflation in Bangladesh and its Impact on Economic Growth is a academic presentation slide made and uploaded by the student of Department of Finance, Jagannath University. Here we focus on inflation in Bangladesh, reasons of inflation in Bangladesh, effect of inflation in Bangladesh, and controlling process of inflation in Bangladesh.
Agenda:
1. What is Inflation.
2. Real life example
3. Causes of inflation
4. Effects of inflation on economy
5. Control Mechanism for inflation
6. Recent and past Inflation rate of Bangladesh
7. Reasons of inflation and measures taken to control inflation in
Bangladesh.
The IMF has based much of it policies on a theoretical framework developed by Polak, Mundell, and Fleming over fifty years ago. Their models were based on a set of assumptions that a do not reflect the economic realities in the developing countries. The IMF’s insistence on demand management policies created policy “blind spots” that prevented it’s acknowledgment of causes of macroeconomic imbalances other than government fiscal mismanagement. There has been some movement toward reform by the Fund and better alignment with its sister organization, the World Bank. Just as the East Asian crisis momentum for change, recent events seem to have created a significant shift in the thinking of the Fund’s staff and policy analyst. The recent global crisis has caused the Fund to acknowledge the limits of monetary policy and bring fiscal policy “center stage” as an important countercyclical tool. In short, the crisis has “exposed flaws in the pre-crisis policy framework” [Carlos E. Guice, Sr.]
This document was made as an assignment for the course of Economics.
This document was made by the help of several books and online portals. Thanks to the author of that resources.
The IMF has based much of it policies on a theoretical framework developed by Polak, Mundell, and Fleming over fifty years ago. Their models were based on a set of assumptions that a do not reflect the economic realities in the developing countries. The IMF’s insistence on demand management policies created policy “blind spots” that prevented it’s acknowledgment of causes of macroeconomic imbalances other than government fiscal mismanagement. There has been some movement toward reform by the Fund and better alignment with its sister organization, the World Bank. Just as the East Asian crisis momentum for change, recent events seem to have created a significant shift in the thinking of the Fund’s staff and policy analyst. The recent global crisis has caused the Fund to acknowledge the limits of monetary policy and bring fiscal policy “center stage” as an important countercyclical tool. In short, the crisis has “exposed flaws in the pre-crisis policy framework” [Carlos E. Guice, Sr.]
This document was made as an assignment for the course of Economics.
This document was made by the help of several books and online portals. Thanks to the author of that resources.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Resume
• Real GDP growth slowed down due to problems with access to electricity caused by the destruction of manoeuvrable electricity generation by Russian drones and missiles.
• Exports and imports continued growing due to better logistics through the Ukrainian sea corridor and road. Polish farmers and drivers stopped blocking borders at the end of April.
• In April, both the Tax and Customs Services over-executed the revenue plan. Moreover, the NBU transferred twice the planned profit to the budget.
• The European side approved the Ukraine Plan, which the government adopted to determine indicators for the Ukraine Facility. That approval will allow Ukraine to receive a EUR 1.9 bn loan from the EU in May. At the same time, the EU provided Ukraine with a EUR 1.5 bn loan in April, as the government fulfilled five indicators under the Ukraine Plan.
• The USA has finally approved an aid package for Ukraine, which includes USD 7.8 bn of budget support; however, the conditions and timing of the assistance are still unknown.
• As in March, annual consumer inflation amounted to 3.2% yoy in April.
• At the April monetary policy meeting, the NBU again reduced the key policy rate from 14.5% to 13.5% per annum.
• Over the past four weeks, the hryvnia exchange rate has stabilized in the UAH 39-40 per USD range.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdf
etfin-pro Inflation budget,ppt
1. Inflation impacts your finance and budget directly. Do you agree
with the statement illustrate with an example.
Participant name Registration number
Sana Mushtaque E14CC1051280
Ravi Roshan E14CC1053138
Singh Anu Nagina E14CC1052989
Mouni Sharma E14CC1052992
AM – 2 PRESENTATION
Faculty Name – Ashutosh Chandra
BATCH 25
CENTER PATNA
2. Sr. No. Description
1 What is inflation?
2 Stages Of Inflation .
3 Causes Of Inflation.
4 Effects Of Inflation .
5 What Is Budget ?
6 Purpose Of Budget.
7 The Direct Impact Of Inflation On Finance And Budget .
8 Example For Discussing Impact Of Inflation .
9 Conclusion
10 Why it is important and controlling measures.
AGENDA
INFLATION
3. WHAT IS INFLATION ?
Inflation is defined as a sustained increase in the general level of
prices for goods and services.
As inflation rises, every rupee you own buys a smaller percentage
of a good service.
when inflation goes up, there is a decline in the purchasing power
of money.
When aggregate demand exceed aggregate supply is
called as Inflation.
4. VARIOUS STAGES IN INFLATION
1. Creeping Inflation :- Circumstances where the inflation of the
nation increases gradually, but continuously over time, 2-4 %
annually .
2. Trotting Inflation :- occurs when the percentage has risen from
5-10 % . It is harmful to the economy because it damage the
economy growth to fast.
3. Galloping Inflation :- when inflation rises to 10% or more.
Money looses value so fast that business and employee income
can’t keep up with cost and price.
3. Hyper Inflation :- it occurs when prices rise at any moment and
there is no level to which the prices might rise.
5. VARIOUS CAUSES IN INFLATION
1. Excess Demand
2. Increase Wages and Salary
3. Increase in cost of production
6. VARIOUS EFFECTS OF INFLATION
Anticipated inflation is the percentage increase in the level of prices
over a given period that is expected by participants in an economy.
Purchasing power can be described as being able to purchase the
same amount of items in the future as you can today.
Unanticipated inflation occurs when people do not know inflation is
going to occur until after the general price level increases.
1. Creditors lose and debtors gain if the lender does not anticipate inflation
correctly.
2. People living off a fixed-income, like retirees, which effects their purchasing
power and their standard of living.
3. Non-uniform inflation can lead to heavy competition in the global market
and threaten the small economies.
4. The entire economy must absorb repricing costs ( Updating the cost ).
5. What will happen next makes corporation and consumers less likely to
spend.
7. BUDGET
A budget is a financial document used to project future income and
Expenses of the government.
To put it simply, a budget plans future savings and spending as well
as outlining projected income and expenses.
PURPOSE OF BUDGET :-
1. ENCOURAGEMENT TO ECONOMIC DEVELOPMENT.
2. BALANCED REGIONAL DEVELOPMENT.
3. RE-DISTRIBUTION OF INCOME AND PROPERTY.
4. ECONOMIC STABILITY.
5. CREATION OF EMPLOYMENT.
8. IMPACT OF INFLATION ON ECONOMY AND CAPITAL
Higher rate of interest charged by banks on borrowings.
Early payment of borrowings.
Decrease in investment.
Loss of credibility.
Higher rate of interest demanded by depositors.
Inflation translates into higher costs and lower returns.
Foreign investors disenchanted.
Discourage foreign capital.
Volatility in stocks market.
9. IMPACT OF INFLATION ON INVESTOR
INVESTOR
LOSS IN THE VALUE OF INTEREST ON SAVINGS
LESS KEEN TO SAVINGS IN FUTURE
LESS INVESTMENT
REAL TIME LOSS TO WHOLE ECONOMY
10. YES I AGREE THAT INFLATION DIRECTLY IMPACT
ON OUR BUDGET. EXAMPLE IS :-
Standard
Of Living • Rs.30,000
House Rent • Rs.10,000
Investment
In
Insurance
• Rs.1,200
Investment
In FD • Rs.2,00,000
Investment
In MF • Rs.1,00,000
Saving A/C
Is • Rs.1,00,000
SALARY =RS 60,000
Total Expenses = Rs.41,200
Total Savings = Rs.18,800
Budget For A MonthMr. Ahuja
11. A ILLUSTRATION ON DIRECT IMPACT OF INFLATION
ON OUR BUDGET .
Standard
Of Living • Rs.30,000
House Rent • Rs.10,000
Investment
In
Insurance
• Rs.2,00,000
Investment
In FD • Rs.3,00,000
Investment
In MF • Rs.1,00,000
Saving A/C
Is • Rs.1,00,000
SALARY =RS 60,000
Standard of living –Rs.31,500
House-rent –Rs.10,500
INFLATION – 5%
Insurance –Rs.1,90,000
Interest on FD –Rs.2,85,000
Return on MF – Rs.95,000
Saving A/c - Rs.95,000
Total expenses – 42,000
Total savings – 18,000
Budget Of Month Now
12. CONTINUE……
CAR Of Rs - 5,00,000
UPCOMING NEEDS OF AHUJA IS :-
Before Inflation
Interest-6.6% Interest -8.5%
Down Payment -50,000 Down Payment - 75,000
CAR Of Rs - 5,05,000
After Inflation
13. HOW ONE CAN FACE OR BEAT INFLATION
One should take inflation into account when planning for future
expenses and retirement.
Maintaining the financial lifestyle even after retirement depend on
how much you saved and how fast you spend your funds.
We should plan our financial goals by keeping in mind that low rates
of inflation will not continue it can be rise or fall.
CONCLUSION
One should pay attention to the long-term rate of inflation and plan
your asset allocation according to it for better and beatable returns.
14. MEASURES TO CONTROL INFLATION
1. MONETARY MEASURES :- The most important and commonly
used method to control inflation is monetary policy of RBI. Most
central bank use high rate of interest as the traditional way to
fight or prevent inflation .
2. BANK RATE POLICY :- In case of inflation, the bank rate is
increased, the supply of money is controlled. It is main
instrument of monetary control during period of inflation .
3. OPEN MARKET OPERATION :- During inflation, the central bank
sells government securities and price bonds in the open market
to contract the supply of money.
4. CASH RESERVE RATIO :- To control inflation the central bank
raises the CRR which reduces the lending capacity of bank.
15. MEASURES TO CONTROL INFLATION
contd.
5. FISCAL MEASURE :- Fiscal measure to control inflation including
taxation, government expenditure and public borrowing . The
government can also take some protectionist measure such as
banning the export of essential items such as pulses , cereals
and oil to support consumption, encourage import items by
lowering duties on import items etc.
7. PUBLIC REVENUE :- Government increase the public revenue.
6. PUBLIC BORROWING :- During inflation increase the public
borrowing .
8. PUBLIC EXPENDITURE :- Government decrease the expenditure.
