Estel's e-Top up empowers mobile operators and Service Providers with a comprehensive, mature, feature-rich platform for voucher-less, PIN-based, and any value recharge. Estel’s advanced e-Top up platform integrates with any prepaid Billing/OCS/IN system and network nodes such as Campaign Management, Dealer Management, BI, ERP, G/L… The platform can be used to recharge any prepaid account (TV, Utility services, Toll…) or to pay bills (Postpaid telecom, Utility…) via an agent network, or directly by subscribers. Transforming to Estel’s e-Topup solution helps operators not only optimize operational expenses but also achieve the highest level of flexibility, speed to market, and improve overall performance. Estel takes pride in having delivered: 1. World’s largest e-Top up Platform, and 2. World’s first microservices based e-Top up solution on public cloud

1. A WORLD
LEADER
ANYTIME, ANYWHERE
ANY VALUE, INSTANT
TOP UP
Transforming
Telecom e-Recharge
e-Top Up Solution
Estel is a leading provider of software technology platforms
for Prepaid e-Recharge, Mobile Financial Services, Merchant
Digital Payments, & International Remittances.
We are a global leader in Transforming Prepaid e-Recharge
for Telecom Operators with our class leading e-Top Up
Solution, having delivered very large projects to well-known
operators globally.
We have helped operators successfully migrate away from
legacy platforms with minimum fuss, helping them achieve
significant cost reductions, productivity gains, consistently
superior customer experience & service with a higher ROI.
We currently manage some of the most complex and
largest e-top-up platforms in the world.
Microservices Architecture
Highly Robust & Scalable
Fully Secure
Very High Availability
Flexible & Customizable
Mature & Feature rich
Supports Open Source
Platforms
Enabling Considered the most
complete e-Recharge
solution in the world

2. World's largest
e-Top Up platform
e-Top Up is part of the Estel Prepaid Recharge Suite, which includes e-Top Up,
e-Voucher & Voucher Management solutions on a common framework.
World’s 1st
e-Top Up platform on Microservices
A network of retail agents vend voucher-less top up
(airtime or prepaid credit) to subscribers using their own
phones, using prepaid airtime ‘stock’ which they have
pre-purchased from operators or their distributors
Subscribers top up their own prepaid accounts with
airtime or credit by using a m-App or a web portal and
paying using any digital payment mode
e-distributors integrate their IT systems to the operator’s
e-Recharge platform over a secure API, for airtime
vending via their distribution network
Payment operators & specialized e-distributors connect
their IT systems to the operator’s e-Recharge platform,
to sell e-Vouchers (electronic PINs) using their Point of
Sale Terminals
Historically, prepaid users have used scratch cards to
recharge services when they run out of credit. Scratch cards
create costs, logistics & scalability issues for operators due
to printing, storage & transportation requirements & are
prone to risks of damage, theft & fraud.
Operators find it convenient & profitable to replace physical
scratch cards with electronic recharge, where:
Eliminates scratch cards and their associated risks,
logistics, costs & scalability issues
Subscribers recharge any amount they want
Retailers purchase airtime value and not PINs, eliminating
the risk of stock-outs
No risk of theft or damage, as agents’ stock is in a secure
wallet on operator’s system
Agents use their mobile phones to buy & sell airtime top
up anytime, anywhere
Recharge any prepaid service: mobile, internet, electricity,
toll, TV
Results in significantly increased distribution, as small &
mid sized agents can also sell top up, due to ease of
buying & selling and no minimum stocking requirements
Benefits
Serving 600 million People
Globally
Processing over 23 million
Transactions Daily
Managing Revenue worth $100
million Daily
Post-paid Bill payment, P2P balance transfers,
utility bill payment, payments for goods &
services using operator prepaid balance
Add on services:

3. Delivering what
customers really want
Continuous
Innovation
Multi-channel support: STK, USSD, SMS, m-Apps, Web &
Mobile Portal, API
Configurable Business Rules
Easy API integrations with operator Telecom & IT systems
Pay with: cash, bank, cards, mobile money, loyalty points
Bulk recharge, offline process
SMS notifications to agent & subscriber
Real time promotion / bonus
Alias recharge & use of OTP for authentication
Marketing messages
Exploit market opportunities with bonus & campaigns
Multiple language support
Transaction Rollback / Reversal
Supports Mobile Number Portability
Encryption of vital information & full audit trail
Browser based management interface and control
Wide range of standard & customized reports
Role based access control
Monitoring & alerts
Auto Scaling, Elastic Architecture
Supports open industry platforms
Database independent
New product creation, with single-click launch
Extensive product configurations
No limit on number of products
Supports products from multiple providers
Fixed and flexi denomination products
Define pricing & commissions per product type
Features
Agent management
Agent Registration
Multi-tier agent hierarchy with unlimited levels
Strict or flexible parent-child hierarchy
Parent change for agents, Geo-fencing
Distributor portal to manage sub agents
Multiple wallets
Flexible business rules to control airtime/value flow
Versatile, flexible agent commissions. Targets & incentives
Terminal management
Stock threshold alerts
Significantly increases distribution, even in remote areas
Product management

4. TRULY
GLOBAL
Serving clients in
over 32 countries
What Sets Us Apart
Class Leading Products.
Outstanding Service
Customer Focus.
Flexible Attitude.
Great Value!
Our quest for constant innovation with Clients, results in:
Professional Services
Business consulting
Project & program management
Software customization
Systems integration
Installation, commissioning, UAT, handover
Maintenance & support
Managed services – onsite & remote
Estel is well known for its sharp customer focus,
flexibility and delivering on our promises; we make it
easy for customers to do business with us. Our
services:
Estel Technologies Pvt. Ltd.
#126 Sector 44, Institutional Area
Gurgaon, Haryana, India
Email: info@esteltelecom.com
www.esteltelecom.com
Recognitions:
Building What
Customers Really Want
CONTINUOUS
INNOVATION