One of the keys to financial security is to create and follow a sound financial or estate plan. There are several key components of effective estate planning. These include financial planning, educational planning, retirement planning, and the effective use of trusts.

1. ST. LOUIS, MO | ST. CHARLES, MO | GLEN CARBON, IL
314.983.1200 | 636.255.3000 | 618.654.3100
INFO@BSWLLC.COM | 888.279.2792 |WWW.BSWLLC.COM
One of the keys to financial security is to create and follow a sound financial or estate
plan. There are several key components of effective estate planning. These include
financial planning, educational planning, retirement planning, and the effective use of
trusts.
Anyone can be a good candidate for estate planning at any time. A financial or estate
plan is even more important in the following times in one’s life:
• Marriage
• First child
• New job
• Children to college
• Divorce
• Purchase of a home/relocation
• Receipt of large gift/estate
• Death of parent/spouse
• Retirement
• Significant change in life
circumstances
PLANNING PORCESS
Financial and estate planning is a process, not an event. That’s why we’ve taken great
care in developing an effective process to ensure that your financial health is as good as it
can be. We follow a 6-step process:
Step 1: Gather the data
Step 2: Set goals
Step 3: Analyze the data
Step 4: Design your plan
Step 5: Implement the plan
Step 6: Monitor the plan
It’s through these steps that we develop sound strategies related to financial planning,
retirement planning, educational planning, and the use of trusts to safeguard and protect
your assets throughout your lifetime.
We make A Measurable Difference™. Our financial and estate planning team works
hand-in-hand with you to help you achieve your goals. Let us make A Measurable
Difference™ for you.
Estate Planning
Contact Dave Heilich, CPA at 314.983.1273, dheilich@bswllc.com.