This webinar discusses entrepreneurship resources for service members and military spouses. It provides 1.5 CEUs and is approved for continuing education. The webinar covers recent labor force changes showing an increasing number of freelancers and independent contractors. It discusses characteristics of successful entrepreneurs and intrapreneurs. Key financial planning strategies for entrepreneurs are outlined, including business planning, cash flow management, taxes, insurance, and retirement savings. Helpful entrepreneurship resources and assessments are also presented.
Organizational structure for your businessMarc Parham
This document discusses structuring a business, including managing internal and external environments. It addresses organizational structure, legal structures like LLCs and corporations. Managing the internal environment includes human resources issues like ensuring communication, balancing schedules to reduce stress, and setting employee duties, tasks and responsibilities. Managing the external environment involves government agencies' impact and how to work with them. Effective management and developing a strong business team are also discussed.
This document provides a program guide for the Dbriefs webcast series from July to September 2013. It outlines various webcast topics within the areas of financial executives, industries, markets, HR executives, technology executives, and tax executives. The webcasts will discuss emerging issues leaders need to address, including driving enterprise value, governance and risk, financial reporting, transactions and business events, and specific industry topics. The guide provides details on subscription information and accessing materials from past Dbriefs webcasts.
Some best practices in economic development and workforce development collabo...Colleen LaRose
Economic development and workforce development collaborate in many different ways, from developing one program or initiative together to working in new, transformative and even technological ways to assure that the skills qualifications of workers match employer's needs in their regions. This slideshare provides a cornucopia of examples from across the country that demonstrate some of the many unique ways economic development and workforce development are learning to work together. If after reviewing this, you would like some assistance in how to create a strong economic development and workforce development collaborative strategy in your region, please email colleen@nereta.org or call me at (908) 995-7718.
This document discusses entrepreneurship and the principles, concepts, factors, types, and characteristics of different forms of business ownership. It also compares the advantages and disadvantages of sole proprietorships, partnerships, and companies. The key forms of business ownership covered are sole proprietorships, partnerships, and companies. Sole proprietorships are easy to start but have unlimited liability. Partnerships allow for more resources but can be unstable. Companies have the most access to capital but more regulatory requirements. The document also outlines the procedure for registering a new business, including choosing a name, business plan, licenses, and form of ownership.
A business approach to expanding employment opportunities redfAndy Soper
The document discusses social enterprises and their role in providing employment opportunities for people facing barriers to work. It defines social enterprises as businesses that leverage a business approach to address a social mission of hiring and training people with barriers. The document summarizes research finding that social enterprises significantly improve employment outcomes and reduce societal costs. It outlines models for how businesses can partner with social enterprises and nonprofits to employ more people with barriers. Finally, it discusses growing the impact of social enterprises to employ tens or hundreds of thousands more.
This document provides an overview of sector strategies and partnerships in Illinois. It discusses that sector strategies bring together education, workforce development, and economic development systems to address businesses' workforce needs. The goal is to improve economic prosperity and people's lives through access to good jobs. It highlights how sector partnerships replace outdated "train and pray" models of workforce development with demand-driven, industry-led approaches that create clear career pathways in priority industries.
This document provides an overview of seed and early stage venture capital for entrepreneurs. It discusses the different stages of startup development and associated funding needs. The stages covered are concept, pre-seed, seed, and early. For each stage, typical funding amounts, timelines, milestones, sources of funding, and risk levels are outlined. The document also discusses angel investors and Small Business Innovation Research grants as potential early funding sources. It emphasizes the importance of entrepreneurs understanding these stages and funding options to develop an appropriate funding strategy.
There are several types of business structures that provide different levels of liability protection for owners. A sole proprietorship is owned by one individual who has unlimited liability for business debts. A general partnership has two or more owners who each have unlimited liability. A corporation provides shareholders with limited liability, protecting their personal assets but requiring more complex legal structures. Cooperatives are businesses owned by their members to provide mutual benefits rather than profit.
Organizational structure for your businessMarc Parham
This document discusses structuring a business, including managing internal and external environments. It addresses organizational structure, legal structures like LLCs and corporations. Managing the internal environment includes human resources issues like ensuring communication, balancing schedules to reduce stress, and setting employee duties, tasks and responsibilities. Managing the external environment involves government agencies' impact and how to work with them. Effective management and developing a strong business team are also discussed.
This document provides a program guide for the Dbriefs webcast series from July to September 2013. It outlines various webcast topics within the areas of financial executives, industries, markets, HR executives, technology executives, and tax executives. The webcasts will discuss emerging issues leaders need to address, including driving enterprise value, governance and risk, financial reporting, transactions and business events, and specific industry topics. The guide provides details on subscription information and accessing materials from past Dbriefs webcasts.
Some best practices in economic development and workforce development collabo...Colleen LaRose
Economic development and workforce development collaborate in many different ways, from developing one program or initiative together to working in new, transformative and even technological ways to assure that the skills qualifications of workers match employer's needs in their regions. This slideshare provides a cornucopia of examples from across the country that demonstrate some of the many unique ways economic development and workforce development are learning to work together. If after reviewing this, you would like some assistance in how to create a strong economic development and workforce development collaborative strategy in your region, please email colleen@nereta.org or call me at (908) 995-7718.
This document discusses entrepreneurship and the principles, concepts, factors, types, and characteristics of different forms of business ownership. It also compares the advantages and disadvantages of sole proprietorships, partnerships, and companies. The key forms of business ownership covered are sole proprietorships, partnerships, and companies. Sole proprietorships are easy to start but have unlimited liability. Partnerships allow for more resources but can be unstable. Companies have the most access to capital but more regulatory requirements. The document also outlines the procedure for registering a new business, including choosing a name, business plan, licenses, and form of ownership.
A business approach to expanding employment opportunities redfAndy Soper
The document discusses social enterprises and their role in providing employment opportunities for people facing barriers to work. It defines social enterprises as businesses that leverage a business approach to address a social mission of hiring and training people with barriers. The document summarizes research finding that social enterprises significantly improve employment outcomes and reduce societal costs. It outlines models for how businesses can partner with social enterprises and nonprofits to employ more people with barriers. Finally, it discusses growing the impact of social enterprises to employ tens or hundreds of thousands more.
This document provides an overview of sector strategies and partnerships in Illinois. It discusses that sector strategies bring together education, workforce development, and economic development systems to address businesses' workforce needs. The goal is to improve economic prosperity and people's lives through access to good jobs. It highlights how sector partnerships replace outdated "train and pray" models of workforce development with demand-driven, industry-led approaches that create clear career pathways in priority industries.
This document provides an overview of seed and early stage venture capital for entrepreneurs. It discusses the different stages of startup development and associated funding needs. The stages covered are concept, pre-seed, seed, and early. For each stage, typical funding amounts, timelines, milestones, sources of funding, and risk levels are outlined. The document also discusses angel investors and Small Business Innovation Research grants as potential early funding sources. It emphasizes the importance of entrepreneurs understanding these stages and funding options to develop an appropriate funding strategy.
There are several types of business structures that provide different levels of liability protection for owners. A sole proprietorship is owned by one individual who has unlimited liability for business debts. A general partnership has two or more owners who each have unlimited liability. A corporation provides shareholders with limited liability, protecting their personal assets but requiring more complex legal structures. Cooperatives are businesses owned by their members to provide mutual benefits rather than profit.
IB Business and Management (Standard Level)
All material taken from the IB Business and Management Textbook:
"Business and Management", Paul Hoang, IBID Press, Victoria, 2007
Start-up businesses require consideration of costs like premises, buildings, equipment, legal and marketing fees. Key factors include having a business idea, financing, human resources, entrepreneurial skills, assets, suppliers and customers. Reasons to start a business include growth, earnings, inheritance, challenge, autonomy, security and hobbies. Market opportunities can be identified through gaps in the market, creating niches, innovations, or building on personal skills. Start-ups may face problems with financing, cash flow, marketing, customers, management, production costs, location and external factors.
Many of the U.S. federal government's programs are designed to promote economic development and improve prosperity for citizens. See where they stand in 2018, with this update of our popular brochure.
7. challenges of entrepreneurship in indiaPratap Tirkey
Indian entrepreneurs face several key challenges including family challenges in convincing family members that a business will be more profitable than joining the family business or getting a job. Social challenges also exist when friends who get jobs are able to purchase assets sooner. Technological challenges arise because the education system does not prepare entrepreneurs for online business models. Financial challenges also exist as it is difficult for new online entrepreneurs to get initial funding from banks or investors who do not understand new business models. Government policies also frequently change, creating uncertainty.
The role of the federal government in local job creation has never been more questioned and endangered than now. The 2018 FED Forum agenda will focus on current themes and issues in economic development with a specific concentration on making federal resources work for you and your community. Take a look at what's in store. Then register at iedconline.org/FEDForum
This document discusses financial planning basics for entrepreneurs. It begins with an introduction to the webinar objectives, which are to discuss recent U.S. labor force changes showing an increasing number of independent contractors and entrepreneurs, discuss entrepreneurship and intrapreneurship, and discuss five essential topics for entrepreneurs to consider in financial planning. It then covers key topics like irregular income cash flow management, income taxes, health insurance, and retirement savings plans that entrepreneurs need to plan for differently than traditional employment. Resources for building entrepreneurship skills are also discussed.
NJCFE Webinar-Financial Planning for Entrepreneurs-09-13Barbara O'Neill
This document provides an overview of financial planning topics that are important for entrepreneurs to understand. It discusses trends toward more freelance and contract work. Important topics covered include business planning, managing irregular cash flow, taxes, health insurance, retirement savings, and resources for entrepreneurs. The document emphasizes the importance of planning, having sufficient emergency funds, estimating taxes, and securing appropriate insurance. It provides examples of business structures, components of business plans, and strategies for managing finances with an irregular income as an entrepreneur.
Personal Finance Class Entrepreneurship Lecture Slides 09-13Barbara O'Neill
The document discusses the rise of freelancing and independent contracting in the U.S. labor force. It notes that by 2020, 40% of the U.S. workforce is expected to be freelancing in some capacity. This represents a significant increase from 30% in 2006 and is driven by employers seeking to reduce costs and workers preferring flexible arrangements. The document outlines some of the key differences between traditional employment and freelancing and provides planning advice and resources for those considering independent work.
Federal Reserve Webinar: Why Worker Cooperative Conversions and Ownership Mak...project-equity
Employee-owned businesses bring tremendous benefits to workers, businesses, and the broader economy. In this webinar, hosted by the Federal Reserve Bank, we review the main features and benefits of worker owned cooperatives, talk about why worker ownership is an important community economic development strategy, and introduce strategies for how traditional businesses can convert to coops.
Driving operational efficiencies within the Social care sector: survey and ro...Ad Alta Consuluting
Outputs from a round-table event we hosted in June 2019 for social care clients looking at potential operational efficiency opportunities across front-line and back-office operations. This was hosted with Sayer Vincent, the charity accountants.
Businesses face many social issues that require careful management. These include shrinking government roles, demands for greater disclosure, competitive labor markets, growing investor pressure, supplier relations, and benefits for employees and communities. To address these issues, companies implement strategies like legal expertise, enterprise resource planning systems, clear communication of goals, supplier evaluations, and competitive compensation packages. Proper management of social issues helps businesses operate sustainably and satisfy stakeholders.
GRAND CANYON UNIVERSITY SCENARIO GENERATORModule 4 Scenari.docxwhittemorelucilla
The document discusses 10 common mistakes made in calculating compensation for defined contribution retirement plans. These include using the wrong definition of compensation from the plan documents, including severance pay which is not allowed, failing to follow the plan's compensation definition consistently, and not accounting for all pay-related items like bonuses and fringe benefits. It emphasizes carefully following the plan document's compensation definition and calculating it consistently for all employees and locations to avoid errors and noncompliance with IRS regulations.
The document discusses factors to consider when determining if entrepreneurship is suitable, such as self-motivation, decision-making skills, and stamina. It also provides a quiz to self-assess entrepreneurial inclination. Finally, it outlines several important planning topics for entrepreneurs like business planning, managing irregular cash flow, taxes, health insurance, and retirement savings.
Social business or social enterprise needs careful planning. This slide series was developed and presented for the Social Business Launch Pad seminars by William P. Kittredge, PhD. The Social Business Launch Pad is a joint education seminar series co-sponsored by the Yunus Center at AIT and the Thai Social Enterprise Office http://www.tseo.or.th/
The document provides an overview of what constitutes a startup business versus a small business. It explains that startups require significant funding to achieve high growth rates and add value through generating jobs and wealth. The key aspects of a startup that it outlines are the need for a team-driven approach, appetite for risk-taking, and focusing business plans for investors on the team and market opportunity rather than extensive details. It also summarizes how venture capital firms operate by collecting funds from investors to invest in startups.
The webinar discussed the impact of the COVID-19 pandemic on employee benefit plans and the CARES Act. It covered how the CARES Act affects retirement plans, fiduciary responsibilities for evaluating investments during volatile markets, managing participant anxiety, financial reporting considerations, and the top 10 most common errors plans encounter. The webinar was moderated by Alexander Reyes with panelists John Eusanio and Tiffany McGhee. Citrin Cooperman's Employee Benefit Plan practice was also introduced.
MACPA's semi-annual PIU series of Free four hour Professional Issues Updates for members. The Spring 2013 edition revolves around innovation and collaboration. This version covers the latest update from the Maryland General Assembly, Federal legislations, Accounting Standards, Cloud, generations in the workplace, and innovation.
These update hit over 20% of our membership annually reaching 2,000+ CPAs in all segments of our Profession - Public Accounting, CFOs, Controllers, GNFP, and more...
Reenvisioning Retail: The Future of Retail (Hosted by Lives Empowered)project-equity
This document discusses the future of retail and employee ownership. It summarizes a presentation on how retail jobs are becoming more skilled and how employee ownership can benefit both businesses and workers. The presentation outlines how retail jobs require skills in areas like sales, marketing, business, and supply chain management. It also discusses how employee ownership leads to higher wages, job stability, and business success compared to traditional ownership structures. The document advocates for government and philanthropic support of employee ownership as a way to address economic insecurity and wealth inequality.
Corporate Social Responsibility And Corporate Ethics EssayJennifer Letterman
Corporate Social Responsibility has become a major issue for companies in recent years. Watchdog organizations monitor company actions and publish reports on social responsibility. This has led most growing companies to issue annual CSR reports alongside business reports. The document discusses how Citigroup, one of the largest financial services corporations, incorporates the four components of corporate sustainability - inputs, processes, outputs, and outcomes - into its initiatives such as curbing climate change and protecting human rights.
This document outlines the key steps and considerations for starting your own business, including developing a business plan, determining financing options, choosing a legal structure, obtaining necessary licenses and permits, and establishing important partnerships. It discusses developing marketing strategies, financial projections, and exit strategies. The presentation emphasizes doing thorough research and due diligence to understand the market and ensure viability before launching a new business venture.
IB Business and Management (Standard Level)
All material taken from the IB Business and Management Textbook:
"Business and Management", Paul Hoang, IBID Press, Victoria, 2007
Start-up businesses require consideration of costs like premises, buildings, equipment, legal and marketing fees. Key factors include having a business idea, financing, human resources, entrepreneurial skills, assets, suppliers and customers. Reasons to start a business include growth, earnings, inheritance, challenge, autonomy, security and hobbies. Market opportunities can be identified through gaps in the market, creating niches, innovations, or building on personal skills. Start-ups may face problems with financing, cash flow, marketing, customers, management, production costs, location and external factors.
Many of the U.S. federal government's programs are designed to promote economic development and improve prosperity for citizens. See where they stand in 2018, with this update of our popular brochure.
7. challenges of entrepreneurship in indiaPratap Tirkey
Indian entrepreneurs face several key challenges including family challenges in convincing family members that a business will be more profitable than joining the family business or getting a job. Social challenges also exist when friends who get jobs are able to purchase assets sooner. Technological challenges arise because the education system does not prepare entrepreneurs for online business models. Financial challenges also exist as it is difficult for new online entrepreneurs to get initial funding from banks or investors who do not understand new business models. Government policies also frequently change, creating uncertainty.
The role of the federal government in local job creation has never been more questioned and endangered than now. The 2018 FED Forum agenda will focus on current themes and issues in economic development with a specific concentration on making federal resources work for you and your community. Take a look at what's in store. Then register at iedconline.org/FEDForum
This document discusses financial planning basics for entrepreneurs. It begins with an introduction to the webinar objectives, which are to discuss recent U.S. labor force changes showing an increasing number of independent contractors and entrepreneurs, discuss entrepreneurship and intrapreneurship, and discuss five essential topics for entrepreneurs to consider in financial planning. It then covers key topics like irregular income cash flow management, income taxes, health insurance, and retirement savings plans that entrepreneurs need to plan for differently than traditional employment. Resources for building entrepreneurship skills are also discussed.
NJCFE Webinar-Financial Planning for Entrepreneurs-09-13Barbara O'Neill
This document provides an overview of financial planning topics that are important for entrepreneurs to understand. It discusses trends toward more freelance and contract work. Important topics covered include business planning, managing irregular cash flow, taxes, health insurance, retirement savings, and resources for entrepreneurs. The document emphasizes the importance of planning, having sufficient emergency funds, estimating taxes, and securing appropriate insurance. It provides examples of business structures, components of business plans, and strategies for managing finances with an irregular income as an entrepreneur.
Personal Finance Class Entrepreneurship Lecture Slides 09-13Barbara O'Neill
The document discusses the rise of freelancing and independent contracting in the U.S. labor force. It notes that by 2020, 40% of the U.S. workforce is expected to be freelancing in some capacity. This represents a significant increase from 30% in 2006 and is driven by employers seeking to reduce costs and workers preferring flexible arrangements. The document outlines some of the key differences between traditional employment and freelancing and provides planning advice and resources for those considering independent work.
Federal Reserve Webinar: Why Worker Cooperative Conversions and Ownership Mak...project-equity
Employee-owned businesses bring tremendous benefits to workers, businesses, and the broader economy. In this webinar, hosted by the Federal Reserve Bank, we review the main features and benefits of worker owned cooperatives, talk about why worker ownership is an important community economic development strategy, and introduce strategies for how traditional businesses can convert to coops.
Driving operational efficiencies within the Social care sector: survey and ro...Ad Alta Consuluting
Outputs from a round-table event we hosted in June 2019 for social care clients looking at potential operational efficiency opportunities across front-line and back-office operations. This was hosted with Sayer Vincent, the charity accountants.
Businesses face many social issues that require careful management. These include shrinking government roles, demands for greater disclosure, competitive labor markets, growing investor pressure, supplier relations, and benefits for employees and communities. To address these issues, companies implement strategies like legal expertise, enterprise resource planning systems, clear communication of goals, supplier evaluations, and competitive compensation packages. Proper management of social issues helps businesses operate sustainably and satisfy stakeholders.
GRAND CANYON UNIVERSITY SCENARIO GENERATORModule 4 Scenari.docxwhittemorelucilla
The document discusses 10 common mistakes made in calculating compensation for defined contribution retirement plans. These include using the wrong definition of compensation from the plan documents, including severance pay which is not allowed, failing to follow the plan's compensation definition consistently, and not accounting for all pay-related items like bonuses and fringe benefits. It emphasizes carefully following the plan document's compensation definition and calculating it consistently for all employees and locations to avoid errors and noncompliance with IRS regulations.
The document discusses factors to consider when determining if entrepreneurship is suitable, such as self-motivation, decision-making skills, and stamina. It also provides a quiz to self-assess entrepreneurial inclination. Finally, it outlines several important planning topics for entrepreneurs like business planning, managing irregular cash flow, taxes, health insurance, and retirement savings.
Social business or social enterprise needs careful planning. This slide series was developed and presented for the Social Business Launch Pad seminars by William P. Kittredge, PhD. The Social Business Launch Pad is a joint education seminar series co-sponsored by the Yunus Center at AIT and the Thai Social Enterprise Office http://www.tseo.or.th/
The document provides an overview of what constitutes a startup business versus a small business. It explains that startups require significant funding to achieve high growth rates and add value through generating jobs and wealth. The key aspects of a startup that it outlines are the need for a team-driven approach, appetite for risk-taking, and focusing business plans for investors on the team and market opportunity rather than extensive details. It also summarizes how venture capital firms operate by collecting funds from investors to invest in startups.
The webinar discussed the impact of the COVID-19 pandemic on employee benefit plans and the CARES Act. It covered how the CARES Act affects retirement plans, fiduciary responsibilities for evaluating investments during volatile markets, managing participant anxiety, financial reporting considerations, and the top 10 most common errors plans encounter. The webinar was moderated by Alexander Reyes with panelists John Eusanio and Tiffany McGhee. Citrin Cooperman's Employee Benefit Plan practice was also introduced.
MACPA's semi-annual PIU series of Free four hour Professional Issues Updates for members. The Spring 2013 edition revolves around innovation and collaboration. This version covers the latest update from the Maryland General Assembly, Federal legislations, Accounting Standards, Cloud, generations in the workplace, and innovation.
These update hit over 20% of our membership annually reaching 2,000+ CPAs in all segments of our Profession - Public Accounting, CFOs, Controllers, GNFP, and more...
Reenvisioning Retail: The Future of Retail (Hosted by Lives Empowered)project-equity
This document discusses the future of retail and employee ownership. It summarizes a presentation on how retail jobs are becoming more skilled and how employee ownership can benefit both businesses and workers. The presentation outlines how retail jobs require skills in areas like sales, marketing, business, and supply chain management. It also discusses how employee ownership leads to higher wages, job stability, and business success compared to traditional ownership structures. The document advocates for government and philanthropic support of employee ownership as a way to address economic insecurity and wealth inequality.
Corporate Social Responsibility And Corporate Ethics EssayJennifer Letterman
Corporate Social Responsibility has become a major issue for companies in recent years. Watchdog organizations monitor company actions and publish reports on social responsibility. This has led most growing companies to issue annual CSR reports alongside business reports. The document discusses how Citigroup, one of the largest financial services corporations, incorporates the four components of corporate sustainability - inputs, processes, outputs, and outcomes - into its initiatives such as curbing climate change and protecting human rights.
This document outlines the key steps and considerations for starting your own business, including developing a business plan, determining financing options, choosing a legal structure, obtaining necessary licenses and permits, and establishing important partnerships. It discusses developing marketing strategies, financial projections, and exit strategies. The presentation emphasizes doing thorough research and due diligence to understand the market and ensure viability before launching a new business venture.
The document provides information about evaluating and comparing job offers in the IT field. It discusses considering financial factors like salary, bonuses, benefits, expenses, and relocation packages. It also emphasizes examining company culture, such as values, reputation, leadership, work-life balance, and technology used. The document stresses assessing job challenge, responsibilities, management style, opportunities for professional growth, and ability to do impactful work. It provides a systematic approach to evaluating multiple aspects of potential job offers in order to make an informed career decision.
The allocation of executive compensation resources is being scrutinized by internal and external forces. Regulations, board governance issues, and the lower margins require new thought processes on the various pieces of the compensation puzzle and how they fit together.
The Marketing Plan, The Organizational Plan & The Financial Plan from Entrepr...Muhammad Putra
The document discusses key aspects of developing a marketing plan for a new venture. It begins by differentiating between a business plan and a marketing plan, noting that a marketing plan focuses specifically on marketing activities over one year while a business plan covers broader organizational decisions. It then covers conducting an industry and competitor analysis to inform marketing strategy. The outline provided includes sections on situation analysis, marketing objectives and goals, marketing strategy and action programs, budgets, and controls. The document emphasizes that the marketing plan should provide a strategy for accomplishing the company's mission and goals.
Healthcare Reform: A Practical and Strategic Look at the ImpactSikich LLP
These slides cover the information below. You can also view the live recording of this video here:
https://vimeo.com/69172281
- What we know today about healthcare reform
- Healthcare reform's impact on payroll, HR, and benefits
- Notice of Exchanges
- Updated COBRA notice
- Employer mandates
- Wage and hour update
- Areas of focus for 2013 and beyond
Similar to Entrepreneurship Essentials for Service Members & Military Spouses (20)
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This webinar will focus on promoting positive transitions from home to school and from school to school (e.g., during a move) for young children and their families. The presenters will identify important transitions that occur during early childhood including moving from home to school or school to school and discuss what research indicates regarding how these transitions play a role in children’s socioemotional and cognitive development. The challenges that exist within these transitions will be identified.
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Coconut oil is all the rage these days to benefit your health. It has been rumored to help with heart disease, thyroid problems, slow aging, and protect against illnesses such as Alzheimer’s, arthritis, diabetes and even weight loss. But what is the truth about coconut oil? Tune into this webinar to learn fact from fiction about this popular oil.
Learning Objectives
The participant will be able to discuss the composition of coconut oil and the metabolism of its triglycerides.
The participant will be able to explain the science behind the purported benefits of coconut oil for weight loss and blood lipid levels.
The participant will be able to assist clients in understanding the inclusion of coconut oil in the context of a healthy dietary pattern.
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Watch recording and learn more: https://learn.extension.org/events/3265
Getting to Know You: Early Communication Development from Birth to Three Yearsmilfamln
Infants share their needs and interests, as well as learn from social interactions within their everyday routines and activities. Recognizing children’s early communication signals is key to supporting their future development. Children learn about language and how it is used in their environment even prior to understanding and using words themselves. Join us as we explore the importance of early communication development and the initial stages of language expansion. We will share milestones that identify typical and atypical development along with resources which provide a deeper exploration of this topic.
Objectives:
*Identify at least 12 early developing gestures that are used by young children to share and gather information
*Describe early sound development milestones and identify red flags for atypical speech sound development
*Provide strategies for explaining how vocabulary and word combinations develop to families
*Discuss similarities and differences in communication development for Dual Language Learners
Income Tax Tips for PFMs Working with Military Familiesmilfamln
This is a free webinar hosted by the Personal Finance concentration area of the Military Families Learning Network.
This 90-minute webinar will address updates to tax changes that affect military families and service members. Barbara O’Neill will discuss tax basics and common tax errors during the first half hour of this interactive webinar. In the second half Taylor Spangler of University of Florida Extension will talk about the specific tax issues of concern to military families, as well as provide military specific resources for tax help and support. Carol Kando-Pineda of the Federal Trade Commission will close the session with an update on the resources available through identitytheft.gov. Find more info: https://learn.extension.org/events/3191
The Blended Retirement System Launch: Questions & Answers milfamln
The new Blended Retirement System goes into effect on January 1, 2018. Speaker Andy Corso will discuss Blended Retirement basics, including identifying the requirements for eligibility to opt into the BRS, requirements for automatic enrollment in the BRS, the opt-in period; enrollment and training requirements, including the factors used to determine if a member is opt-in eligible or automatically enrolled in the BRS, how enrollment status impacts benefits under the BRS, which training course(s) a member must complete, hardship extensions, ROTC/Academy rules, and special treatment of Delayed Entry Program enlistees. Mr. Corso will also cover vesting and account options such as basic rules for starting and stopping TSP contributions and receipt of matching and automatic TSP contributions, the vestment process in retirement savings and retirement benefits, breaks in service, re-entry, and change of component each impact benefits; and continuation pay and lump sum options including the requirements for receiving Continuation Pay, the policies and procedures for requesting a lump sum of retired pay, how a discount rate affects the amount of a lump sum, tools to analyze lump sum options, and the advantages and disadvantages of a lump sum.
Beyond the Shape Sorter: Playful Interactions that Promote Strong Academic & ...milfamln
This document summarizes a presentation by Dr. Kristie Pretti-Frontczak on promoting strong academic and social-emotional skills through playful interactions. The presentation objectives are to learn how to support child development and learning through play, create better matched learning experiences for children, and identify steps to support children who struggle with social interactions or more complex play. The presentation includes slides on providing opportunities for children's natural curiosity, responding when children struggle, and intentionally supporting relationships and play complexity.
Leveraging Generative AI to Drive Nonprofit InnovationTechSoup
In this webinar, participants learned how to utilize Generative AI to streamline operations and elevate member engagement. Amazon Web Service experts provided a customer specific use cases and dived into low/no-code tools that are quick and easy to deploy through Amazon Web Service (AWS.)
ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...PECB
Denis is a dynamic and results-driven Chief Information Officer (CIO) with a distinguished career spanning information systems analysis and technical project management. With a proven track record of spearheading the design and delivery of cutting-edge Information Management solutions, he has consistently elevated business operations, streamlined reporting functions, and maximized process efficiency.
Certified as an ISO/IEC 27001: Information Security Management Systems (ISMS) Lead Implementer, Data Protection Officer, and Cyber Risks Analyst, Denis brings a heightened focus on data security, privacy, and cyber resilience to every endeavor.
His expertise extends across a diverse spectrum of reporting, database, and web development applications, underpinned by an exceptional grasp of data storage and virtualization technologies. His proficiency in application testing, database administration, and data cleansing ensures seamless execution of complex projects.
What sets Denis apart is his comprehensive understanding of Business and Systems Analysis technologies, honed through involvement in all phases of the Software Development Lifecycle (SDLC). From meticulous requirements gathering to precise analysis, innovative design, rigorous development, thorough testing, and successful implementation, he has consistently delivered exceptional results.
Throughout his career, he has taken on multifaceted roles, from leading technical project management teams to owning solutions that drive operational excellence. His conscientious and proactive approach is unwavering, whether he is working independently or collaboratively within a team. His ability to connect with colleagues on a personal level underscores his commitment to fostering a harmonious and productive workplace environment.
Date: May 29, 2024
Tags: Information Security, ISO/IEC 27001, ISO/IEC 42001, Artificial Intelligence, GDPR
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Communicating effectively and consistently with students can help them feel at ease during their learning experience and provide the instructor with a communication trail to track the course's progress. This workshop will take you through constructing an engaging course container to facilitate effective communication.
Temple of Asclepius in Thrace. Excavation resultsKrassimira Luka
The temple and the sanctuary around were dedicated to Asklepios Zmidrenus. This name has been known since 1875 when an inscription dedicated to him was discovered in Rome. The inscription is dated in 227 AD and was left by soldiers originating from the city of Philippopolis (modern Plovdiv).
Gender and Mental Health - Counselling and Family Therapy Applications and In...PsychoTech Services
A proprietary approach developed by bringing together the best of learning theories from Psychology, design principles from the world of visualization, and pedagogical methods from over a decade of training experience, that enables you to: Learn better, faster!
it describes the bony anatomy including the femoral head , acetabulum, labrum . also discusses the capsule , ligaments . muscle that act on the hip joint and the range of motion are outlined. factors affecting hip joint stability and weight transmission through the joint are summarized.
LAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UPRAHUL
This Dissertation explores the particular circumstances of Mirzapur, a region located in the
core of India. Mirzapur, with its varied terrains and abundant biodiversity, offers an optimal
environment for investigating the changes in vegetation cover dynamics. Our study utilizes
advanced technologies such as GIS (Geographic Information Systems) and Remote sensing to
analyze the transformations that have taken place over the course of a decade.
The complex relationship between human activities and the environment has been the focus
of extensive research and worry. As the global community grapples with swift urbanization,
population expansion, and economic progress, the effects on natural ecosystems are becoming
more evident. A crucial element of this impact is the alteration of vegetation cover, which plays a
significant role in maintaining the ecological equilibrium of our planet.Land serves as the foundation for all human activities and provides the necessary materials for
these activities. As the most crucial natural resource, its utilization by humans results in different
'Land uses,' which are determined by both human activities and the physical characteristics of the
land.
The utilization of land is impacted by human needs and environmental factors. In countries
like India, rapid population growth and the emphasis on extensive resource exploitation can lead
to significant land degradation, adversely affecting the region's land cover.
Therefore, human intervention has significantly influenced land use patterns over many
centuries, evolving its structure over time and space. In the present era, these changes have
accelerated due to factors such as agriculture and urbanization. Information regarding land use and
cover is essential for various planning and management tasks related to the Earth's surface,
providing crucial environmental data for scientific, resource management, policy purposes, and
diverse human activities.
Accurate understanding of land use and cover is imperative for the development planning
of any area. Consequently, a wide range of professionals, including earth system scientists, land
and water managers, and urban planners, are interested in obtaining data on land use and cover
changes, conversion trends, and other related patterns. The spatial dimensions of land use and
cover support policymakers and scientists in making well-informed decisions, as alterations in
these patterns indicate shifts in economic and social conditions. Monitoring such changes with the
help of Advanced technologies like Remote Sensing and Geographic Information Systems is
crucial for coordinated efforts across different administrative levels. Advanced technologies like
Remote Sensing and Geographic Information Systems
9
Changes in vegetation cover refer to variations in the distribution, composition, and overall
structure of plant communities across different temporal and spatial scales. These changes can
occur natural.
Main Java[All of the Base Concepts}.docxadhitya5119
This is part 1 of my Java Learning Journey. This Contains Custom methods, classes, constructors, packages, multithreading , try- catch block, finally block and more.
2. Sign up for webinar email notifications
http://bit.ly/MFLN-Notify
Provide feedback and earn CEU credit with one link:
We will provide this link at the end of the webinar
This webinar is approved for:
1.5 CEUs for AFC and CPFCs.
4. Find us on Twitter by following @MFLNPF
Providing continuing education opportunities and resources for
financial educators working with military families
Join our community on Facebook: Personal Finance 4 PFMs
7. Personal Introduction and
“Street Cred”
• Distinguished Professor and Extension Specialist in
Financial Resource Management
• Rutgers Cooperative Extension employee for 37
years
• CFP® for 30 years
• Intrapreneur/Entrepreneur
• Twitter handle: moneytalk1
8. Webinar Objectives (Part 1)
• Discuss recent U.S. labor force changes
• Discuss entrepreneurship & intrapreneurship
• Activity: Entrepreneurship Assessment
• Discuss five essential “Need to Knows” for
entrepreneurs
• Discuss entrepreneurship teaching resources
9. Key Take-Away #1
An increasing number of American
workers are entrepreneurs and
independent contractors
10. Question #1
Are you an entrepreneur?
Yes or No?
If yes, please describe your business in chat box
10
11. Entrepreneurship is an
Important Life Skill
• Included in “career and technical education”
curriculum standards in many states
• Often included in high school personal finance
textbooks and curricula
• More important today than ever before
12. Freelance Nation
• The U.S. is increasingly becoming a nation of
permanent freelancers and temporary workers
• An increasing number of employers are addressing
their human capital needs by hiring independent
contractors
• This trend is expected to expand beyond “traditional”
freelance jobs and include accounting, law,
engineering, sales, academia, etc.
13. U.S. Labor Force Changes
• 40% of America’s workforce (>60 million people) will
be freelancers by 2020:
http://qz.com/65279/40-of-americas-workforce-will-be-freelancers-by-2020/
– About 30% of workforce in 2006
– 29% increase between 2009 and 2012 (BLS)
– Huge and growing sector of American workforce
• [Freelancers, permalancers, contractors, long-term
temps, contingent workers, independent contractors,
etc.] number currently about 42 million:
http://news.rutgers.edu/medrel/q-and-a-hot-topic/hot-topic-is-america-20120402
14. Reasons For This Change
• Employers avoid hiring and layoff hassles
• Employers avoid payroll taxes and fringe benefits
– Affordable Care Act (ACA) will accelerate this
• Employers learned how to do more with fewer people
• Rapid adoption of mobile technology and Internet access
• Number of people willing to work as independent contractors:
– Better than unemployment
– “Encore” careers
– “Moonlighting”
– Avoids commuting
– Can be your own boss
15. Definition of an Independent
Contractor
“The worker is subject to the direction or control of
another person merely as to the result to be
accomplished by the work and not as to the means
and methods by which the result is accomplished.”
Journal of Financial Planning (2/13):
https://www.onefpa.org/myFPA/journal/Documents/Independent%20Contractor
16. Employees vs. Freelancers
Employees
•Business expenses are
miscellaneous itemized deduction
subject to 2% of adjusted gross
income
•FICA tax collected and matched by
employer
•Employer may provide health
insurance and a retirement savings
plan
•Employer provides income tax
withholding
•May receive “sick days”
Freelancers
•Self-employment expenses are
deductible directly against business
income
•Freelancers must pay full FICA tax
(15.3%) themselves
•Freelancers must secure their own
health insurance and retirement
savings plan
•Must do own tax withholding
through estimated quarterly
payments
•No work= no pay
17. The Influence of Technology
• Consulting Web sites help independent contractors
land “gigs” online with limited time and money
required for self-marketing
• Web sites include:
– odesk.com
– guru.com
– elance.com
– Others?
– sologig.com
19. Is Entrepreneurship for You?
Source: Financial Fitness for Life (Grades 9-12), Council for Economic Education
20. Entrepreneurship Assessment
Scoring Grid
• 10-19- Very little to slightly inclined toward being
an entrepreneur
• 20-29- Inclined toward being an entrepreneur
• 30-40- Very inclined toward being an entrepreneur
21. Question #2
How inclined are you to be an entrepreneur?
Somewhat inclined
Inclined
Very Inclined
21
22. Business Structures
• Sole Proprietorship- One person operating a business;
easiest form to set up; owner responsible for business debts
• Partnership- Two or more people operating and managing
business; easier to set up than a corporation; all partners
responsible for business debts; formal agreement advisable
• C Corporation- May shield personal assets from business
debts; can be complicated to establish and maintain
• S Corporation- Permits a corporation to be taxed as a
partnership (to partners), must meet IRS requirements
• Limited Liability Company (LLC)- Provides benefits of
corporations but less complicated to set up and maintain;
hybrid entity combining partnership and corporation features
24. Five Key Planning Topics
for Entrepreneurs
• Business planning
• Cash flow (income/expenses) management
on an irregular income
• Income taxes
• Insurance
• Retirement savings
25. 1. Business Planning
• Defines where a business is going and progress
toward business goals
• Helps “reality test” business goals and make logical
decisions
• Outlines strategies to follow to reach business goals
(e.g., a timeline of benchmarks for action)
• Provides potential lenders and suppliers with data
about the condition and direction of a business
26. Parts of a Business Plan
• Executive Summary: (appears first but write LAST)
• Business Objectives and Goals: (i.e., success metrics)
• Business Description: (mission, vision, locale, uniqueness)
• Market Analysis and Strategy: (need for business product or
service and planned marketing methods)
• Financial Information: (cash flow projections, balance sheet,
pricing methodology, break-even analysis, marketing and
supply costs, depository institution, contingency fund)
• Management and Organization: (business structure, title and
duties of principal personnel, insurance needs)
27. What is Your Business Value
Proposition?
• Consider the 4 P’s of marketing (product,
place, price, and promotion)
• Answer the value proposition question “What
demand problem am I solving by being in
business?”
29. 2. Irregular Income Cash Flow
• Can’t do a “typical” spending plan (budget)
• Estimate baseline monthly expenses
– Include 1/12 of annual cost of periodic expenses
• Project self-employment income
• Identify “peak” and “lean” months (if applicable)
– If so, save money from peak months for lean months
• Build a substantial emergency fund (6 to 12 months
expenses) to tide yourself over between gigs
– Also consider getting a bank line of credit
30. 3. Income Taxes
• Schedule C (Profit or Loss From Business) or C-EZ
– Beware: “Hobby Loss Rules” (profit in 3 of last 5 years)
• Schedule SE (Self-Employment Tax); > $400 earned
• Home Office Deduction: IRS square footage rules ($5/sq. ft. up to
$1,500); office must be used “regularly and exclusively” for business
• Quarterly Estimated Tax Payments
– 4/15, 6/15, 9/15, and 1/15 of following year
– Set aside at least 30% of self-employment income for taxes
– Another option: over-withholding on “day job” taxes
– Safe harbor: Amount of tax paid the previous year
• Should get 1099 form for every job paying > $600
31. 4. Health Insurance
• Affordable Care Act (ACA) Marketplace policy
– http://www.healthcare.gov or state Marketplace
• Consider a high-deductible policy with a HSA
• Join a professional association or business network group plan
• Spouse/partner’s employer plan
• Retiree health insurance (if qualified)
32. 5. Retirement Savings Plans
• Simplified Employee Pension (SEP)
– Easiest to set up
– Sole proprietors can contribute up to 20% of net self-
employment income by 4/15 of the following year
• Individual Retirement Account (IRA)
– Up to $5,500 ($6,500 catch-up for age 50+) in 2015
– Roth and/or Traditional IRAs
• Set up a plan for plan deposits
33. Question #3
What other financial planning strategies
do entrepreneurs need to consider?
33
35. Intrapreneurship
Acting like an entrepreneur but working for an
employer within a large organization
–Directing programs or projects
–Securing resources
–Determining use of time
–Overseeing the work of others
–Large measure of self-direction
36. Intrapreneurs vs.
Entrepreneurs
• Both are creative
• Both are “self-starters”
• Both are hard-working and passionate about
what they do
• Intrapreneurs work within existing
organizations while entrepreneurs assume
the risks of starting their own business
37. More About Intrapreneurs
• Act as “inside entrepreneurs” who focus on
innovation and creativity
• Often think and behave like business owners
• Operate within the goals and environment of an
organization
• Valued as executives and team members
• Quiz:
http://www.blanchardinternational.com.au/Leadership_Research
40. Entrepreneurship Resource:
Shark Tank
• Product/service niche
• Business planning
• Marketing plans
• Company valuation
• Return on investment
• Intellectual property protection
41. Question # 5
Do you watch Shark Tank?
Yes or No?
If yes, who is your favorite “Shark”?
41
42. Entrepreneurship Resource:
Bottom Line Quick Start For
Emerging Entrepreneurs
• See http://www.outskirtspress.com/bottomline/
• Designed to “shorten the
learning curve” from working
for a business to owning a
business
46. Final Thoughts About
Entrepreneurship
• Look Before You Leap: Is your business idea unique? If not,
what will you do better than others? Do you know the
industry? What are the risks and the reward potential?
• A concept/idea is NOT a business! Think and plan ahead.
Have a vision of what and where you want to be.
• Follow your strengths and weaknesses.
• Entrepreneurship is not a job, it’s a lifestyle.
47. Key Take-Away Summary
• An increasing number of American workers are
entrepreneurs and independent contractors
• Successful entrepreneurs have certain work habits
and personal attributes
• Entrepreneurship requires different financial planning
strategies than salaried employment
• Intrapreneurs work creatively as employees within
established organizations
• Helpful resources are available to build
entrepreneurial skills
48. Key Take-Away Applications
• Recognize that many people that you teach and/or
counsel will want or need to become self-employed
• Help people (and yourself) assess aptitude for
entrepreneurship
• Teach specific financial planning strategies for
entrepreneurs
• Help people (and yourself) become intrapreneurs
• Review online resource list and other materials for
entrepreneurs and intrapreneurs
49. To follow up with questions and comments
E-mail: oneill@aesop.rutgers.edu
Twitter: @moneytalk1
Part 2 by Jaime Wood, Veterans Affairs
Department, U.S. Small Business Administration
51. Jaime Wood, Small Business
Administration
Ms. Jaime L. Wood joined the U.S. Small
Business Administration (SBA), in
Washington, D.C, in October 2014. She
is the Director for Policy and
Engagement for the Office of Veterans
Business Development (OVBD). At SBA,
Ms. Wood develops, promotes and
employs policies and programs that
support veteran owned small business.
Her efforts focus on SBA veteran related
programs for active duty and reserve
service members, service disabled
veterans, and military dependents and
survivors.
51
52. Office of Veteran Business Development
• Maximizes availability and business programs for
Veterans, Service-Disabled Veterans, Reserve
Component Members, and their dependents or
survivors
• Assist aspiring and existing veteran entrepreneurs
through counseling and training, access to capital,
and guiding veteran-owned businesses in seeking
federal procurement opportunities
52
54. OVBD Priorities
• Counseling & training for veterans and spouses
– Boots to Business (B2B)
– Veteran Women Igniting the Spirit of Entrepreneurship
(V-WISE)
– Entrepreneur Bootcamp for Veterans with Disabilities (EBV)
– Veteran Business Outreach Center (VBOC)
• Access to Capital
– Veteran Lending Pledge
– SBA’s Veteran Advantage
• Contracting
– Reached 3% SDVOSB federal goal in both 2012 & 2013!
54
55. Each year SBA and partners help more than 200,000 veterans,
service-disabled veterans, reservists, and spouses to start and grow
their small businesses
TRAINING AND COUNSELING
55
56. • In 2014, more than 14,000 transitioning service members
participated in the two-day Introduction for
Entrepreneurship course, held on 165 military installations
worldwide
• As of April 2015, 25,000 service members graduated from
the two-day B2B course since the program’s inception
• In FY 2015, OVBD will train a projected additional 20,000
transitioning service members through the Boots to
Business program
• Highest rated elective in TAP
• www.sba.gov/bootstobusiness
Boots to Business
56
57. • Provide entrepreneurial development services such as business
training, support and mentoring, and referrals for eligible veterans,
service-disabled veterans, and National Guard and Reserve
Component members, and family members who currently own or
are considering starting a small business.
• There are 15 organizations serving as VBOCs through cooperative
agreements
• In 2014, VBOCs counseled and trained more than 78,000 veterans
• In early 2015,SBA began preparations for the upcoming VBOC
selection awards. In April, SBA will award grants to the winning
VBOC programs set to begin this spring.
• https://www.sba.gov/offices/headquarters/ovbd/resources/362341
Veteran Business Outreach Centers
57
58. • Provides women veterans and female spouses of veterans with the tools
required for successful entrepreneurship
• Our goal is to integrate women veterans’ leadership, integrity, focus and
drive into a premier educational training program taught by accomplished
entrepreneurs and business educators from across the United States
• In 2014, V-WISE hosted two conferences that trained 400 women
• In 2015, there are four VWISE events scheduled in New Orleans, LA
(registration full), Washington, DC, Boston, MA, and Kansas City, MO.
An additional 800 women will be trained during these three-day
conferences
• V-WISE has trained more than 1,700 women veterans, since 2007.*
• More info: www.whitman.syr.edu/vwise
*Within six months of completing the EBV and V-WISE programs, there is a 56
percent new business start rate among graduates; and within three years,
the start rate increases to 72 percent.
Veteran Women Igniting the Spirit of
Entrepreneurship (V-WISE)
58
59. • A one-of-a-kind initiative that leverages higher education skills,
resources, and infrastructure in order to offer cutting-edge,
experiential entrepreneurial training to post-9/11 veterans and
active duty service members with service-connected disabilities.
The program is also available to military family members serving
in a caregiver role to a veteran with a service-connected disability
• Since 2007, over 1,000 veterans have been trained through
EBV*
• SBA partners with Syracuse University, Oklahoma State
University, and Florida State University to provide entrepreneurial
training to service disabled veterans
• http://ebv.vets.syr.edu/
*Within six months of completing the EBV and V-WISE programs, there is a
56 percent new business start rate among graduates; and within three years,
the start rate increases to 72 percent.
Entrepreneurship Boot Camp for
Veterans with Disabilities (EBV)
59
60. Veterans Pledge Initiative
•SBA challenges the top national and regional lenders to make a pledge to increase their lending
activity to veterans by 5% each year for the next five years
•With the support of our lending partners, SBA will serve an additional 2,000 veterans and
increase lending by $475 million over five years
Veterans Advantage
•Provides fee relief for eligible veterans and military spouses and survivors and began on Jan 1,
2014
•The program applies to SBA Express loans between loans up to $350,000 On October 1, 2014,
the Veterans Advantage expanded to loan sizes up to $5M with fee relief at varying loan size
levels
Leveraging Information and Networks to Access Capital (LINC) tool
•A simple way to connect borrowers with prospective SBA lenders based on their business needs
•Borrowers fill out the form and their business information is sent to participating SBA lenders
who will contact the borrower within 48 hours should there be a match
Access to Capital
60
61. • Provides fee relief for eligible veterans and military spouses and survivors and began on Jan 1, 2014
• The program applies to SBA Express loans between loans up to $350,000
• From January 1, 2014 to the end of the federal fiscal year, September 30, 2014, SBA Express yielded
835 veteran loan approvals totaling $78,506,700. This accounted for 65% of the number of approvals
and 52% of the dollars for all delivery methods for loans to Veterans during this period.
• On October 1, 2014, the Veterans Advantage expanded to loan sizes up to $5M with fee relief at
varying loan size levels
– As of January 23rd
, 2015, 252 Lenders have made 762 loans for $295,524,900 with the
expanded fee relief.
• Of all SBA loans that go to veterans, 73 percent are $350,000 and below
Veterans Advantage
This chart shows lending to Vets for the years displayed, 2009 – 2014.
Veterans Advantage refers to loans under $350K made beginning
1/1/2014 with fee relief. *Veteran fee relief (initiative began
1/1/2014) stands at $610k
61
62. SBA's Mission: Enhance the effectiveness of small business programs by working
with Government Contracting and Business Development program offices and others
to develop policies, regulations, and statutory changes
•The federal procurement goal of 3% for service-disabled veteran-owned (SDVOSB)
was exceeded in FY 2013 for the 2nd year
FEDERAL PROCUREMENT
62
63. • Educational training program for owners, principals and C-level
executives of veteran-owned businesses that trains SDVOSBs
and VOSBs to compete and comply successfully in the federal
market place
• VIP will host three training sessions a year to support up to 150
SDVOSBs and VOSBs to attend the program
• The 3-day certification curriculum is designed for
veteran businesses to increase their ability to win
government contracts
• Next course is set for June 2015
• Register: www.nationalvip.org
Montgomery County Chamber of
Commerce Veteran Institute of
Procurement (VIP)
63
64. Discussion / Questions
Ms. Jaime L. Wood
Director, Policy and Engagement
Office of Veterans Business Development
U.S. Small Business Administration
409 3RD Street SW, Suite 5110
Washington, D.C. 20416
Office: 202-619-0151
Fax: 202-741-7064
Email: jaime.wood@sba.gov
https://www.sba.gov/offices/headquarters/ovbd/resources/362341
64
65. Evaluation and CEU Credit
This webinar is approved for: 1.5 credit hours from
AFCPE for AFC-credentialed participants and 1.5 credit
hours from FinCert for CPFC-credentialed participants.
To receive a Certificate of Completion, please
complete the evaluation and post-test found:
https://vte.co1.qualtrics.com/jfe/form/SV_9zV7R8IK
qYrmY9T
66. Evaluation and CEU Credit
1. Complete the webinar evaluation.
2. If you would like to receive CEUs, click on the
link shown at the end of the evaluation.
3. Enter your email address and name.
4. Complete the 10-question post-test and pass
with 80% or higher.
5. You will receive a Certificate of Completion email
immediately after passing the test to the email
address provided.
6. Save the email as a document and upload to
AFCPE or FinCert. No attached Certificates will be
sent.
7. Contact fsawebinars@gmail.com with questions.
67. MFLN Personal Finance Upcoming Event
The Ins and Outs of Target Date Funds &
The New L Fund TSP Default Option
• Date: May 26, 2015
• Time: 11 a.m. ET
• Location:
https://learn.extension.org/events/2030
• For more information on MFLN-Personal Finance go
to:
http://blogs.extension.org/militaryfamilies/categor
y/personal-finance/
68. Personal Finance Virtual Learning Event
Encouraging Positive Financial Behaviors
Through Motivation, Counseling & Coaching
June 2-4, 11 a.m.-12:30 p.m. ET
•June 2: Motivating Clients to Develop Positive Financial
Behaviors, Dr. Barbara O’Neill
•June 3: Financial Therapy Insights for Financial Counseling and
Education, Dr. Mary Bell Carlson
•June 4: Step by Step Financial Coaching Techniques, Jerry
Buchko
Each webinar followed by a 1-hour Twitter chat with #MFLNchat
Learn more here: http://bit.ly/1wyltmW
69. Find all upcoming and recorded webinars
covering:
Family Development
Military Caregiving
Network Literacy
Personal Finance
http://www.extension.org/62581
Editor's Notes
SBA’s liaison to veteran business community; provides provides policy analysis and reporting
Acts as an Ombudsman for veteran entrepreneurs
The military trains soldiers with the skills, discipline and leadership necessary to kick start and operate a successful business. After serving in the military, many veterans return home and choose to run a business. As small business owners, veteran entrepreneurs are able to pursue their passion to serve our country by creating jobs and spurring economic growth. Veteran business owners are responsible for nearly one out of every ten small businesses in America, employ nearly six million workers and generate over 1.5 trillion dollars in receipts each year. In fact, veterans are 45 percent more likely to be self- employed than non-veterans.
The Office of Entrepreneurial Development’s mission is to help small businesses start, grow, and compete in global markets by providing quality training, counseling, and access to resources.
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In 2014, more than 14,000 transitioning service members participated in the two-day Introduction for Entrepreneurship course, held on 165 military installations worldwide
In FY 2015, OVBD will train a projected 20,000 transitioning service members through the Boots to Business program
The mission of the Office of Capital Access is to help make capital available through banks and other lending partners to small businesses.
The Veterans Entrepreneurship and Small Business Development Act of 1999 (Public Law 106-50 ) established an annual government-wide goal of not less than 3% of the total value of all prime contract and subcontract awards for participation by small business concerns owned and controlled by service-disabled veterans.
Funding from the SBA will allow the expansion of VIP’s market-based training for service-disabled veteran-owned small business (SDVOSB) and veteran-owned small businesses (VOSB)