With a team of experienced and highly qualified professionals we provide services such as, tax advice and return preparation, business advisory and management, financial planning, financial reporting and lending solutions.
Due diligence is an investigation of a potential investment to evaluate risks. It involves reviewing financial and non-financial records to verify material facts and assess opportunities. Key aspects of due diligence include confirming the business matches its appearance, identifying potential issues, gaining valuation information, and ensuring compliance. Areas of due diligence include commercial, financial, tax, information systems, legal, and environmental reviews. Financial due diligence focuses on history, accounting, taxes, cash flow, management, compliance, and identifying hidden liabilities or overvalued assets. A thorough due diligence process is important for making an informed investment decision.
The document outlines proposed changes to APRA's prudential framework as a result of the Treasury Laws Amendment (Improving Accountability and Member Outcomes in Superannuation) Bill 2017. Specifically, it mentions that APRA will consider amendments to support expanding the scale test to an outcomes test, collect additional expense data on a look-through basis, require approval for changes in trustee ownership, and update standards to allow easier opting out of insurance for MySuper products. APRA will provide details on proposed changes and undertake consultation over the coming months.
This document is a liability claim form from Calliden Ltd, an insurance company. It requests information from the claimant such as their contact details, policy information, details of the incident, whether emergency services were called, and witness information. It also includes Calliden's privacy statement, noting they will treat personal information according to privacy laws and may only disclose it to relevant staff and organizations. The form must be signed by the claimant agreeing to the privacy statement and consenting to Calliden collecting and disclosing their personal information regarding the claim.
The document discusses various types of IRS audits including correspondence audits, office audits, and field audits. It provides details on the audit processes, the taxpayer and practitioner's roles, burden of proof, settlement options, statutes of limitations, and the appeals process. Key points covered include the scope of representation, audit strategies, document requests, establishing burden of proof, settlement forms like 870 and 866, statutes of limitations including waivers, and the mission and jurisdiction of the IRS Appeals Office.
This document is Calliden's property claim form. It requests personal information from the claimant such as their contact details, policy information, details of the loss or damage, and a signed declaration allowing Calliden to use the information to process the claim. The form has four sections that request policy information, details of the loss, information on repair or replacement costs, and a signed declaration.
This document provides a summary of the services offered by SJ Mortgage Solutions. They are licensed to arrange loans and leases. They source financing from a panel of six major lenders. To apply for credit, they will need information to assess if the loan or lease is suitable and won't cause hardship. They do not charge fees directly but credit representatives may charge fees that will be documented. Commissions may be received from lenders but are not paid by applicants. The document also outlines dispute resolution procedures and policies regarding privacy of personal information collected as part of loan applications.
Arrowfish is a forensic accounting and economic consulting firm located in Salt Lake City, Utah with over 200 combined years of experience among its team of forensic accountants, economists, and consultants. The firm has prepared over 1,000 reports and expert testimonies in a wide range of cases and industries. Arrowfish offers large firm experience at small firm prices and provides services including business valuation, economic damages analysis, forensic accounting, insurance claims analysis, and consulting for corporate bankruptcy and reorganization.
Due diligence is an investigation of a potential investment to evaluate risks. It involves reviewing financial and non-financial records to verify material facts and assess opportunities. Key aspects of due diligence include confirming the business matches its appearance, identifying potential issues, gaining valuation information, and ensuring compliance. Areas of due diligence include commercial, financial, tax, information systems, legal, and environmental reviews. Financial due diligence focuses on history, accounting, taxes, cash flow, management, compliance, and identifying hidden liabilities or overvalued assets. A thorough due diligence process is important for making an informed investment decision.
The document outlines proposed changes to APRA's prudential framework as a result of the Treasury Laws Amendment (Improving Accountability and Member Outcomes in Superannuation) Bill 2017. Specifically, it mentions that APRA will consider amendments to support expanding the scale test to an outcomes test, collect additional expense data on a look-through basis, require approval for changes in trustee ownership, and update standards to allow easier opting out of insurance for MySuper products. APRA will provide details on proposed changes and undertake consultation over the coming months.
This document is a liability claim form from Calliden Ltd, an insurance company. It requests information from the claimant such as their contact details, policy information, details of the incident, whether emergency services were called, and witness information. It also includes Calliden's privacy statement, noting they will treat personal information according to privacy laws and may only disclose it to relevant staff and organizations. The form must be signed by the claimant agreeing to the privacy statement and consenting to Calliden collecting and disclosing their personal information regarding the claim.
The document discusses various types of IRS audits including correspondence audits, office audits, and field audits. It provides details on the audit processes, the taxpayer and practitioner's roles, burden of proof, settlement options, statutes of limitations, and the appeals process. Key points covered include the scope of representation, audit strategies, document requests, establishing burden of proof, settlement forms like 870 and 866, statutes of limitations including waivers, and the mission and jurisdiction of the IRS Appeals Office.
This document is Calliden's property claim form. It requests personal information from the claimant such as their contact details, policy information, details of the loss or damage, and a signed declaration allowing Calliden to use the information to process the claim. The form has four sections that request policy information, details of the loss, information on repair or replacement costs, and a signed declaration.
This document provides a summary of the services offered by SJ Mortgage Solutions. They are licensed to arrange loans and leases. They source financing from a panel of six major lenders. To apply for credit, they will need information to assess if the loan or lease is suitable and won't cause hardship. They do not charge fees directly but credit representatives may charge fees that will be documented. Commissions may be received from lenders but are not paid by applicants. The document also outlines dispute resolution procedures and policies regarding privacy of personal information collected as part of loan applications.
Arrowfish is a forensic accounting and economic consulting firm located in Salt Lake City, Utah with over 200 combined years of experience among its team of forensic accountants, economists, and consultants. The firm has prepared over 1,000 reports and expert testimonies in a wide range of cases and industries. Arrowfish offers large firm experience at small firm prices and provides services including business valuation, economic damages analysis, forensic accounting, insurance claims analysis, and consulting for corporate bankruptcy and reorganization.
This letter confirms an engagement between an accounting firm and a law firm representing a client. It outlines the terms of the engagement including:
1) The accounting firm will provide consulting services to the law firm and keep all information privileged and confidential.
2) The accounting firm has no conflicts of interest that would prevent them from working on the engagement.
3) The law firm is not liable for payment of fees, only the client is responsible for payment.
4) The accounting firm's work may or may not be documented in a written report.
The document provides guidance to accounting professionals on collecting receivables from clients while avoiding issues with their malpractice insurance carriers. It recommends tightening risk management policies, using strong engagement letters, promptly pursuing past due balances, reviewing for potential counterclaims, and consulting carriers on claims. The document outlines steps for increasing realization rates including screening high-risk clients, addressing fees in engagement letters, and following collection and legal processes while respecting carrier policies.
Pathways Advisory Group provides financial consulting services to clients under this agreement. They will assess the client's financial situation, develop an investment plan, manage investment assets, and be available for ongoing financial planning advice. Fees are based on a percentage of assets under management. The agreement outlines the services provided, responsibilities of both parties, compensation, and terms for terminating the agreement.
Vernalha Law Firm has been engaged by Comex to provide legal advisory services in the areas of Corporate, Contract, Tax and Labor Law. The monthly rate for these services is R$ 2,000, which is based on an hourly rate of R$ 300 for 7 hours per month. If more than 42 hours are incurred in a 6 month period, Comex will pay extra at the hourly rate. The terms of the engagement include monthly billing, annual rate adjustments, payment due upon receipt, and either party's ability to terminate the services.
Individual taxpayers who are under audit by the IRS may attend the audit in person without any assistance from a tax professional. However, this can be a dangerous mistake. Although not officially stated, it is the job of an IRS Revenue Agent to conduct an audit with an eye toward finding additional tax owed. With so many gray areas in tax law, and considering the tax code’s complexity, an individual who chooses to go it alone is a sitting duck. With extensive tax education and experience, the examiner can take a position to find additional tax due on the return. Without the necessary knowledge, the taxpayer is powerless to refute the agent’s rationale.
Certified public accountants (CPAs) provide essential services related to finances and taxes. They offer tax preparation and representation to ensure taxes are filed correctly and to guide individuals and businesses through audits. CPAs also assist with estate planning to determine inheritance of assets after death and retirement planning to help maximize savings and ensure financial stability in retirement. By consulting a CPA, individuals and organizations can access expert guidance, make informed financial decisions, and avoid potential legal and financial issues.
Certified public accountants (CPAs) provide essential services related to finances and taxes. They offer tax preparation and representation to ensure taxes are filed correctly and to guide individuals and businesses through audits. CPAs also assist with estate planning to determine inheritance of assets after death and retirement planning to help maximize savings and ensure financial stability in retirement. By consulting a CPA, individuals and organizations can access expert guidance, make informed financial decisions, and avoid potential legal and financial issues.
This document outlines the terms and conditions for a staffing agency called Legal Specialists. It states that Legal Specialists will earn a placement fee if a referred candidate is hired by the client within one year of the referral, even if the candidate was later referred by another source. The placement fee is due at the end of the trial period, which varies in length depending on the position. Legal Specialists also provides temporary staffing and testing services. It aims to be a strategic partner in meeting clients' personnel needs by referring qualified candidates who fit the clients' culture and goals.
This document outlines the terms and conditions for a staffing agency called Legal Specialists. It states that Legal Specialists will earn a placement fee if a referred candidate is hired by a client within one year of the referral, even if the candidate was later referred by another source. The placement fee is due at the end of the trial period, as outlined in the fee schedule. Legal Specialists provides temporary staffing services and assessment testing for candidates at no additional charge to clients. The document details Legal Specialists' areas of expertise and specializations in recruiting and staffing for legal positions.
This document discusses how to prepare for an IRS audit. It outlines the different types of audits, including mail-in, office, and field audits. It describes the audit process, including initial contact, information document requests, and the anatomy of an income tax audit. Key areas the IRS will examine include revenues, employee compensation, outside contractors, travel and meals, office expenses, and miscellaneous expenses. The document emphasizes being organized, only providing what is requested, and hoping for a "no change letter" at the end of the audit.
Our clients want a law firm they can trust, one that stands out for a commitment to investing in them and empowering our teams. We want to stand out for our distinctive mind-set so our clients want to work with us above all others.
Delivering excellent client service and using our global capabilities to help them pursue the right opportunities means they benefit from long and lasting relationships.
To put clients at the heart of all we do, we recruit and develop exceptional people empowering them to do and think differently. We serve our clients as a team, with a common focus on innovation, efficiency and agility
Leaders of Sandra & Associates has been following these codes since 1992 which has now been uploaded for our esteem clients and other related stakeholders
"In the times where acquisitions and buyouts are trending, the field of due diligence emerges as one of the most relevant fields. Prima facie, without delving in"
TaxGuru is a platform that provides Updates On Amendments in Income Tax, Wealth Tax, Company Law, Service Tax, RBI, Custom Duty, Corporate Law , Goods and Service Tax etc.
To know more visit https://taxguru.in/corporate-law/process-due-diligence.html
"In the times where acquisitions and buyouts are trending, the field of due diligence emerges as one of the most relevant fields. Prima facie, without delving in"
TaxGuru is a platform that provides Updates On Amendments in Income Tax, Wealth Tax, Company Law, Service Tax, RBI, Custom Duty, Corporate Law , Goods and Service Tax etc.
To know more visit https://taxguru.in/corporate-law/process-due-diligence.html
Wyatt Legal Services Pllc Attorneys At Law Contract For Legallegal3
This document is a contract for legal services between Wyatt Legal Services and a Medicaid applicant. It outlines the terms of the agreement, including promises by the firm to provide legal representation and keep information confidential. It also includes promises by the client to pay fees, provide truthful information, and follow the firm's advice. The contract covers the scope of services, governing law, and signatures of the client and responsible party.
This document provides an overview of ThinkTEAM personal financial planning firm. It includes an introduction to the firm, its mission and values. It then details the contents of a financial plan created for clients Mr. and Mrs. Sanchez, outlining their current financial situation including assets, liabilities, income/expenses and recommendations around refinancing a mortgage, insurance and investments. Key documents included are an engagement letter, statements of financial position and income/expenses, explanations of financial ratios and important considerations for document storage.
This document outlines the terms and conditions of service provided by OLAFE, LLC. It discusses billing policies including payment of fees and charges, late payment fees, credit checks, and deposit requirements. It also addresses OLAFE's right to change services and rates, access customer premises to service equipment, limitations of liability, and customer responsibilities regarding use of services. Customers must agree to these terms as part of their service agreement with OLAFE.
Statewide Insurance Brokers Pty Ltd is a West Australian insurance brokerage established in 1970 that provides insurance advice, placement, and broking services. With over 250 years of combined expertise across insurance, finance, and administrative services, Statewide is committed to providing clients with high-quality financial services. Statewide is authorized to provide general insurance advice and products to both retail and wholesale clients under its Australian Financial Services License.
We acquire many of our customers through referrals from
satisfied clients. Beyond the benefit of being able to expand
our business, there are other reasons why we appreciate referrals.
When a client thinks enough of us to recommend
our services to a family member, friend, or co-worker, we
attain a higher quality clientele than those we acquire from
more random marketing efforts.
This document is a Financial Services Guide provided by Synchron to inform clients about their services and responsibilities. It discloses contact details for Synchron and authorised representatives, how remuneration is received, what to do in the event of a complaint, and the financial planning advice process. The guide is in two parts - this document (Part 1) provides general information, while Part 2 (the Adviser Profile) contains specific details about the client's adviser. Fees may be charged for advice and clients have rights to request information on files and complain about advice received.
Electrical Testing Lab Services in Dubai.pptxsandeepmetsuae
An electrical testing lab in Dubai plays a crucial role in ensuring the safety and efficiency of electrical systems across various industries. Equipped with state-of-the-art technology and staffed by experienced professionals, these labs conduct comprehensive tests on electrical components, systems, and installations.
This letter confirms an engagement between an accounting firm and a law firm representing a client. It outlines the terms of the engagement including:
1) The accounting firm will provide consulting services to the law firm and keep all information privileged and confidential.
2) The accounting firm has no conflicts of interest that would prevent them from working on the engagement.
3) The law firm is not liable for payment of fees, only the client is responsible for payment.
4) The accounting firm's work may or may not be documented in a written report.
The document provides guidance to accounting professionals on collecting receivables from clients while avoiding issues with their malpractice insurance carriers. It recommends tightening risk management policies, using strong engagement letters, promptly pursuing past due balances, reviewing for potential counterclaims, and consulting carriers on claims. The document outlines steps for increasing realization rates including screening high-risk clients, addressing fees in engagement letters, and following collection and legal processes while respecting carrier policies.
Pathways Advisory Group provides financial consulting services to clients under this agreement. They will assess the client's financial situation, develop an investment plan, manage investment assets, and be available for ongoing financial planning advice. Fees are based on a percentage of assets under management. The agreement outlines the services provided, responsibilities of both parties, compensation, and terms for terminating the agreement.
Vernalha Law Firm has been engaged by Comex to provide legal advisory services in the areas of Corporate, Contract, Tax and Labor Law. The monthly rate for these services is R$ 2,000, which is based on an hourly rate of R$ 300 for 7 hours per month. If more than 42 hours are incurred in a 6 month period, Comex will pay extra at the hourly rate. The terms of the engagement include monthly billing, annual rate adjustments, payment due upon receipt, and either party's ability to terminate the services.
Individual taxpayers who are under audit by the IRS may attend the audit in person without any assistance from a tax professional. However, this can be a dangerous mistake. Although not officially stated, it is the job of an IRS Revenue Agent to conduct an audit with an eye toward finding additional tax owed. With so many gray areas in tax law, and considering the tax code’s complexity, an individual who chooses to go it alone is a sitting duck. With extensive tax education and experience, the examiner can take a position to find additional tax due on the return. Without the necessary knowledge, the taxpayer is powerless to refute the agent’s rationale.
Certified public accountants (CPAs) provide essential services related to finances and taxes. They offer tax preparation and representation to ensure taxes are filed correctly and to guide individuals and businesses through audits. CPAs also assist with estate planning to determine inheritance of assets after death and retirement planning to help maximize savings and ensure financial stability in retirement. By consulting a CPA, individuals and organizations can access expert guidance, make informed financial decisions, and avoid potential legal and financial issues.
Certified public accountants (CPAs) provide essential services related to finances and taxes. They offer tax preparation and representation to ensure taxes are filed correctly and to guide individuals and businesses through audits. CPAs also assist with estate planning to determine inheritance of assets after death and retirement planning to help maximize savings and ensure financial stability in retirement. By consulting a CPA, individuals and organizations can access expert guidance, make informed financial decisions, and avoid potential legal and financial issues.
This document outlines the terms and conditions for a staffing agency called Legal Specialists. It states that Legal Specialists will earn a placement fee if a referred candidate is hired by the client within one year of the referral, even if the candidate was later referred by another source. The placement fee is due at the end of the trial period, which varies in length depending on the position. Legal Specialists also provides temporary staffing and testing services. It aims to be a strategic partner in meeting clients' personnel needs by referring qualified candidates who fit the clients' culture and goals.
This document outlines the terms and conditions for a staffing agency called Legal Specialists. It states that Legal Specialists will earn a placement fee if a referred candidate is hired by a client within one year of the referral, even if the candidate was later referred by another source. The placement fee is due at the end of the trial period, as outlined in the fee schedule. Legal Specialists provides temporary staffing services and assessment testing for candidates at no additional charge to clients. The document details Legal Specialists' areas of expertise and specializations in recruiting and staffing for legal positions.
This document discusses how to prepare for an IRS audit. It outlines the different types of audits, including mail-in, office, and field audits. It describes the audit process, including initial contact, information document requests, and the anatomy of an income tax audit. Key areas the IRS will examine include revenues, employee compensation, outside contractors, travel and meals, office expenses, and miscellaneous expenses. The document emphasizes being organized, only providing what is requested, and hoping for a "no change letter" at the end of the audit.
Our clients want a law firm they can trust, one that stands out for a commitment to investing in them and empowering our teams. We want to stand out for our distinctive mind-set so our clients want to work with us above all others.
Delivering excellent client service and using our global capabilities to help them pursue the right opportunities means they benefit from long and lasting relationships.
To put clients at the heart of all we do, we recruit and develop exceptional people empowering them to do and think differently. We serve our clients as a team, with a common focus on innovation, efficiency and agility
Leaders of Sandra & Associates has been following these codes since 1992 which has now been uploaded for our esteem clients and other related stakeholders
"In the times where acquisitions and buyouts are trending, the field of due diligence emerges as one of the most relevant fields. Prima facie, without delving in"
TaxGuru is a platform that provides Updates On Amendments in Income Tax, Wealth Tax, Company Law, Service Tax, RBI, Custom Duty, Corporate Law , Goods and Service Tax etc.
To know more visit https://taxguru.in/corporate-law/process-due-diligence.html
"In the times where acquisitions and buyouts are trending, the field of due diligence emerges as one of the most relevant fields. Prima facie, without delving in"
TaxGuru is a platform that provides Updates On Amendments in Income Tax, Wealth Tax, Company Law, Service Tax, RBI, Custom Duty, Corporate Law , Goods and Service Tax etc.
To know more visit https://taxguru.in/corporate-law/process-due-diligence.html
Wyatt Legal Services Pllc Attorneys At Law Contract For Legallegal3
This document is a contract for legal services between Wyatt Legal Services and a Medicaid applicant. It outlines the terms of the agreement, including promises by the firm to provide legal representation and keep information confidential. It also includes promises by the client to pay fees, provide truthful information, and follow the firm's advice. The contract covers the scope of services, governing law, and signatures of the client and responsible party.
This document provides an overview of ThinkTEAM personal financial planning firm. It includes an introduction to the firm, its mission and values. It then details the contents of a financial plan created for clients Mr. and Mrs. Sanchez, outlining their current financial situation including assets, liabilities, income/expenses and recommendations around refinancing a mortgage, insurance and investments. Key documents included are an engagement letter, statements of financial position and income/expenses, explanations of financial ratios and important considerations for document storage.
This document outlines the terms and conditions of service provided by OLAFE, LLC. It discusses billing policies including payment of fees and charges, late payment fees, credit checks, and deposit requirements. It also addresses OLAFE's right to change services and rates, access customer premises to service equipment, limitations of liability, and customer responsibilities regarding use of services. Customers must agree to these terms as part of their service agreement with OLAFE.
Statewide Insurance Brokers Pty Ltd is a West Australian insurance brokerage established in 1970 that provides insurance advice, placement, and broking services. With over 250 years of combined expertise across insurance, finance, and administrative services, Statewide is committed to providing clients with high-quality financial services. Statewide is authorized to provide general insurance advice and products to both retail and wholesale clients under its Australian Financial Services License.
We acquire many of our customers through referrals from
satisfied clients. Beyond the benefit of being able to expand
our business, there are other reasons why we appreciate referrals.
When a client thinks enough of us to recommend
our services to a family member, friend, or co-worker, we
attain a higher quality clientele than those we acquire from
more random marketing efforts.
This document is a Financial Services Guide provided by Synchron to inform clients about their services and responsibilities. It discloses contact details for Synchron and authorised representatives, how remuneration is received, what to do in the event of a complaint, and the financial planning advice process. The guide is in two parts - this document (Part 1) provides general information, while Part 2 (the Adviser Profile) contains specific details about the client's adviser. Fees may be charged for advice and clients have rights to request information on files and complain about advice received.
Electrical Testing Lab Services in Dubai.pptxsandeepmetsuae
An electrical testing lab in Dubai plays a crucial role in ensuring the safety and efficiency of electrical systems across various industries. Equipped with state-of-the-art technology and staffed by experienced professionals, these labs conduct comprehensive tests on electrical components, systems, and installations.
How Long Does Vinyl Siding Last and What Impacts Its Life Expectancy?Alexa Bale
The majority of siding industry insiders assert that vinyl has a 20–40-year lifespan. Although this lifetime indicates an increase over earlier siding types, the average life expectancy is heavily dependent on outside factors. Vinyl siding needs to be carefully maintained, especially after a weather event. Dive into ppt to know How Long Does Vinyl Siding Last and What Impacts Its Life Expectancy.
Top 10 Proven Ways for Optimizing a WordPress Website for SEO.pptxe-Definers Technology
Designing a WordPress website for SEO involves a combination of technical optimization, content strategy, and user experience considerations. Some of the leading WordPress developers of the best web design company in Delhi are here with some useful ways –
https://www.edtech.in/services/website-designing-development-company-delhi.htm
Material Testing Lab Services in Dubai.pdfsandeepmetsuae
Dubai is home to numerous advanced material testing labs, offering state-of-the-art facilities for a wide range of industries. These labs provide critical services such as mechanical testing, chemical analysis, and non-destructive testing, ensuring the quality and durability of materials used in construction, aerospace, and manufacturing.
Jpeg to Dst File Converter - Guidebook by Image2Emb.docxImage 2 EMB
This book provides a structured approach to guide users through the process of converting JPEG files to DST files. Each section covers essential steps and information to help users understand and execute the conversion effectively.
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How To Check SIM Owner Name And CNIC Of Any Mobile Number
Thanks to the Pakistan Telecommunication Authority’s (PTA) online verification facilities, obtaining SIM owner information has become much easier. Here’s how to find the CNIC and SIM owner details by number:
Compose an SMS to 667: Open a new message on your SIM card and write “MNP”.
Send the SMS: Send this message to the shortcode 667.
Receive Information: Wait for a reply. A message containing the name of the SIM owner associated with the specific SIM number will be sent to you.
Additionally, you can visit or call your network service provider’s local customer care center to confirm the SIM registration status and owner’s name. This simplified procedure eliminates the need for extensive documentation and offers a convenient way to obtain necessary SIM details in Pakistan.
Check SIM Owner Details With Name Online
In Pakistan, there are various Android apps and software solutions available to check the SIM owner’s name by mobile number online. However, it is important to note that most of these apps have not been approved by the Pakistan Telecommunication Authority (PTA), and their use is not recommended. If you choose to use these apps, proceed with caution. Remember, the current law only permits the registration of five SIMs under one identity.
Always verify the validity of any software or tool you decide to use, as unauthorized access to SIM owner credentials may have legal consequences.
Check Jazz SIM Owner Name Details 2024
To check Jazz SIM owner name and details online, follow these steps:
Open the Messaging App: On your mobile phone, open the messaging app.
Create a New Message: Type “667” in the recipient field.
Write the Message: Type “MNP” in the message body.
Send the Message: Send the message using your Jazz SIM.
Wait for a Response: You will receive a message containing the SIM owner’s name and CNIC number associated with the Jazz SIM you are using.
Terms:
Codes can change at any time. Check the Jazz website if the code above has an error.
For further information, call the Jazz helpline.
You can check the Jazz SIM owner, registered address, and location by calling the helpline.
Check Ufone Sim Owner Name Details 2024.
If you want to Check Ufone SIM Owner Name & Ufone SIM Owner Details online check it by the following steps:
Open the messaging app on your mobile phone.
Create a new message.
In the recipient field, type “667”.
In the message body, type “MNP”.
Send the message through your Ufone SIM.
Wait for a response. You will receive a message containing the SIM owner’s name and CNIC number associated with the Ufone SIM which is in your use.
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1. Engagement Brochure
This brochure is to confirm our understanding of the terms of our engagement and the nature and limitations of the
services we will provide.
Purpose, Scope and Output of the Engagement
This firm will provide Taxation, Accounting and Business Services, which will be conducted in accordance with the
relevant professional and ethical standards issued by the Accounting Professional & Ethical Standards Board Limited
(APESB), and with the Australian Securities Legislation and relevant State and Federal Taxation Laws. The extent of our
procedures will be limited exclusively for this purpose. As a result, no audit or review will be performed and, accordingly,
no assurance will be expressed. Our engagement cannot be relied upon to disclose irregularities including fraud, other
illegal acts and errors that may exist. However, we will inform you of any such matters that come to our attention.
The engagement will include the operations and procedures of the Client as agreed.
Our professional services are conducted and the financial accounts and/or taxation returns (including Business Activity
Statements if applicable), will be prepared for distribution to the relevant specific organisation or party for the purpose
specified in the report or as agreed. We disclaim any assumption of responsibility for any reliance on our professional
services to any party other than as specified or agreed, and for the purpose which it was prepared. Where appropriate,
our report will contain a disclaimer to this effect.
Responsibilities
In conducting this engagement, information acquired by us in the course of the engagement is subject to strict
confidentiality requirements. That information will not be disclosed by us to other parties except as required or allowed for
by law, or with your express consent.
We wish to advise that our firm’s system of quality control has been established and maintained in accordance with the
relevant APESB standard. As a result, our files may be subject to review as part of the quality control review program of
the CPA which monitors compliance with professional standards by its members. We advise you that by accepting our
engagement you acknowledge that, if requested, our files relating to this engagement will be made available under this
program. Should this occur, we will advise you.
Clients are responsible for the reliability, accuracy and completeness of the accounting records, particulars and
information provided and disclosure of all material and relevant information. Clients are required to arrange for
reasonable access by us to relevant individuals and documents, and shall be responsible for both the completeness and
accuracy of the information supplied to us. Any advice given to the Client is only an opinion based on our knowledge of
the Client’s particular circumstances.
Clients are responsible under self assessment to keep full and proper records in order to facilitate the preparation of a
correct return. Whilst the Commissioner of Taxation will accept claims made by a taxpayer in an income tax return and
issue a notice of assessment, usually without adjustment, the return may be subject to later review. Under the taxation
law such a review may take place within a period of up to 2-4 years after tax becomes due and payable under the
assessment. Furthermore, where there is fraud or evasion there is no time limit on amending the assessment.
Accordingly, you should check the return before it is signed to ensure that the information in the return is accurate.
Where the application of a taxation law to your particular circumstances is uncertain you also have the right to request a
private ruling which will set out the Commissioner’s opinion about the way a taxation law applies, or would apply, to you
in those circumstances. You must provide a description of all of the facts (with supporting documentation) that are
relevant to your scheme or circumstances in your private ruling application. If there is any material difference between
the facts set out in the ruling and what you actually do the private ruling is ineffective.
If you rely on a private ruling you have received, the Commissioner must administer the law in the way set out in the
ruling, unless it is found to be incorrect and applying the law correctly would lead to a better outcome for you. Where you
disagree with the decision in the private ruling, or the Commissioner fails to issue such a ruling, you can lodge an
objection against the ruling if it relates to income tax, fuel tax credit or fringe benefits tax. Your time limits in lodging an
objection will depend on whether you are issued an assessment for the matter (or period) covered by the private ruling.
2. Period of Engagement
This engagement will start upon acceptance of the terms of engagement by the Client in line with this brochure. We will
not deal with earlier periods unless the Client specifically asks us to do so and we agree.
Fees
The fee arrangement is based on the expected amount of time and the level of staff required to complete the Taxation
and Accounting services as agreed. This fee arrangement may be subject to change in some circumstances. However,
we will advise you if this is to occur.
Fee invoices will be issued in line with a standard billing schedule advised to the Client;
Individual Income Tax Returns $140
Maintenance of Corporate Register
and associated ASIC requirements $160
Preparation of financial accounts,
Income Tax Returns, business
advice and business valuations will be
billed on a basis on the time spent
and in accordance with the level of
expertise of the staff member
required to complete the task. An
indicative (per hour) rate schedule is;
- Principal $ 300
- Senior Accountant $ 160 - $ 180
- Accountant $ 140 - $ 160
- Bookkeeper $ 60
- Admin Support $ 50
Bookkeeping Services (per hour) $ 60
PAYG(w) Variations $ 150
All amounts shown are GST exclusive.
The provision of short telephone and email advice is normally not billed however this is entirely at our discretion
depending on time involved and number of occurrences.
Limitation of Liability
Our liability is limited by a scheme approved under Professional Standards Legislation. Further information on the
scheme is available from the Professional Standards Councils’ website: http://www.professionalstandardscouncil.gov.au.
Ownership of Documents
All original documents obtained from the client arising from the engagement shall remain the property of the client.
However, we reserve the right to make a reasonable number of copies of the original documents for our records.
Our engagement will result in the production of financial accounts and income tax returns, which will be supplied to the
client. Ownership of these documents will vest in you. All other documents produced by us in respect of this
engagement will remain the property of the firm.
The firm has a policy of exploring a legal right of lien over any client documents in our possession in the event of a
dispute. The firm has also established dispute resolution processes.
Confirmation of Terms
Acceptance of our services in conjunction with this information brochure indicates that you understand and accept the
arrangements. This information will be effective for future engagements unless we advise you of any change.
Pender & Associates Pty Ltd is a CPA practice