The "Indigo" Insurance Company has been operating successfully in the Ukrainian insurance market for six years. It has licenses for 17 voluntary and 8 compulsory types of insurance and provides high quality reinsurance coverage. The company has 153 employees across 6 offices in Ukraine. It is a member of several professional insurance organizations in Ukraine and participates in various industry ratings and rankings. The company offers a variety of insurance products and maintains partnerships with major international reinsurance groups.
The Indian insurance sector has experienced significant growth and reforms over the past few decades. It provides an overview of the history and development of both life and general insurance in India. Key milestones include the nationalization of life insurance in 1956 and general insurance in 1972. Today the life insurance industry is the fifth largest globally, growing at over 30% annually, while general insurance has over 20 registered companies and grew nearly 10% in 2009-2010. The sector continues expanding with reforms like increased foreign investment limits.
The document is a project report submitted by Arun S Kaimal for his Bachelor of Management Studies program. It includes a declaration by Kaimal stating that the project was completed as required. It also includes a certificate signed by his project guide and college administrators confirming completion of the project titled "Life Insurance Sector in India". The project provides an overview and analysis of the life insurance sector in India.
This document provides an overview of the micro insurance industry in India. It discusses the region-wise distribution of life insurance offices according to data from the IRDA annual report from 2010-2011. The largest percentages of offices were in semi-urban and other areas. It also presents two tables, one showing the market share and regional breakdown of various life insurance companies, and another listing individual microinsurance products launched by different companies and their launch dates. The objective of the paper is to examine an overview of the micro insurance industries in India through analysis of secondary data sources such as IRDA reports.
1. Bharti AXA's SmartDrive Commercial Vehicle Insurance Policy provides comprehensive coverage for commercial vehicles plying on public roads as required by law.
2. The policy covers liabilities arising from accidental death, injury to third parties, or damage to third party property from vehicle accidents. It also covers accidental damage to the insured vehicle.
3. Additional optional covers include coverage for accessories, personal accident coverage for passengers and drivers, and legal liabilities of paid drivers and employees present in the vehicle.
This document provides an overview and analysis of the Indian insurance sector presented by group B9. It discusses the key players in the life and non-life insurance markets. It also analyzes the industry through tools like SWOT analysis, PESTEL analysis, Porter's five forces, and BCG matrix. The life insurance market is dominated by LIC, while the non-life market shares are more diversified among companies like New India Assurance and ICICI Lombard. The industry has grown significantly in recent years and is forecast to continue expanding due to factors like rising incomes and increased awareness.
Insurance is a tool that pools individuals' risks so that losses suffered by a few can be shared among all members. It involves an agreement where one party pays a premium in return for the insurer providing a defined payment if a covered event occurs. Organized insurance began in India in 1818 and was initially served by foreign companies, but after independence the government established LIC to serve rural customers. Reforms began in 1999 with the passage of the IRDA bill, which established the regulatory body IRDA to protect policyholders' interests and opened the sector to competition. Key ongoing challenges include increasing penetration, managing risks and talent, and improving customer relationships and funds management.
The document provides a history of insurance in India. It discusses how insurance has ancient roots mentioned in historical Indian writings. The first insurance companies in India were established in the 1800s, primarily by foreign companies. The life insurance and general insurance sectors were nationalized in 1956 and 1973, respectively. In 1999, the Insurance Regulatory and Development Authority was established to regulate and open the industry to private and foreign players. Today there are multiple private and public sector insurance companies operating in India.
The Indian insurance sector has experienced significant growth and reforms over the past few decades. It provides an overview of the history and development of both life and general insurance in India. Key milestones include the nationalization of life insurance in 1956 and general insurance in 1972. Today the life insurance industry is the fifth largest globally, growing at over 30% annually, while general insurance has over 20 registered companies and grew nearly 10% in 2009-2010. The sector continues expanding with reforms like increased foreign investment limits.
The document is a project report submitted by Arun S Kaimal for his Bachelor of Management Studies program. It includes a declaration by Kaimal stating that the project was completed as required. It also includes a certificate signed by his project guide and college administrators confirming completion of the project titled "Life Insurance Sector in India". The project provides an overview and analysis of the life insurance sector in India.
This document provides an overview of the micro insurance industry in India. It discusses the region-wise distribution of life insurance offices according to data from the IRDA annual report from 2010-2011. The largest percentages of offices were in semi-urban and other areas. It also presents two tables, one showing the market share and regional breakdown of various life insurance companies, and another listing individual microinsurance products launched by different companies and their launch dates. The objective of the paper is to examine an overview of the micro insurance industries in India through analysis of secondary data sources such as IRDA reports.
1. Bharti AXA's SmartDrive Commercial Vehicle Insurance Policy provides comprehensive coverage for commercial vehicles plying on public roads as required by law.
2. The policy covers liabilities arising from accidental death, injury to third parties, or damage to third party property from vehicle accidents. It also covers accidental damage to the insured vehicle.
3. Additional optional covers include coverage for accessories, personal accident coverage for passengers and drivers, and legal liabilities of paid drivers and employees present in the vehicle.
This document provides an overview and analysis of the Indian insurance sector presented by group B9. It discusses the key players in the life and non-life insurance markets. It also analyzes the industry through tools like SWOT analysis, PESTEL analysis, Porter's five forces, and BCG matrix. The life insurance market is dominated by LIC, while the non-life market shares are more diversified among companies like New India Assurance and ICICI Lombard. The industry has grown significantly in recent years and is forecast to continue expanding due to factors like rising incomes and increased awareness.
Insurance is a tool that pools individuals' risks so that losses suffered by a few can be shared among all members. It involves an agreement where one party pays a premium in return for the insurer providing a defined payment if a covered event occurs. Organized insurance began in India in 1818 and was initially served by foreign companies, but after independence the government established LIC to serve rural customers. Reforms began in 1999 with the passage of the IRDA bill, which established the regulatory body IRDA to protect policyholders' interests and opened the sector to competition. Key ongoing challenges include increasing penetration, managing risks and talent, and improving customer relationships and funds management.
The document provides a history of insurance in India. It discusses how insurance has ancient roots mentioned in historical Indian writings. The first insurance companies in India were established in the 1800s, primarily by foreign companies. The life insurance and general insurance sectors were nationalized in 1956 and 1973, respectively. In 1999, the Insurance Regulatory and Development Authority was established to regulate and open the industry to private and foreign players. Today there are multiple private and public sector insurance companies operating in India.
INGO Ukraine JSIC is one of the top five insurance companies in Ukraine, providing a wide range of insurance products. It has been operating since 1994 and has a reputation for reliably paying all legitimate claims. The company has a large network of over 100 client offices across 26 regional branches in Ukraine. INGO Ukraine is a member of the INGO International Insurance Group, a large global insurance group.
INGO Ukraine JSIC is one of the top five insurance companies in Ukraine that has been operating since 1994. It offers a wide range of insurance products and services to commercial, individual, and institutional clients. INGO Ukraine has a strong market presence with over 100 client offices nationally. It aims to continue expanding its client base and network of regional offices across Ukraine in the coming years.
EFU-GENERAL INSURANCE COMPANY was formed in 1932 to provide leadership to Pakistan's emerging insurance industry. It has since become the largest private sector insurer in Pakistan, offering a wide range of insurance products including Fire, Marine, Motor, Engineering, Miscellaneous covers, and Life insurance. The document provides details on EFU's history and growth over the decades as it expanded its services and established offices across Pakistan.
Characteristics of insurance companies in the non bank financial marketAlexander Decker
The document discusses characteristics of insurance companies in the non-bank financial market. It provides background on non-bank financial markets and defines key entities like insurance companies and pension funds. Insurance companies take risk and premiums from clients in exchange for compensation for damages. Pension funds are investment funds for employee pension contributions. The insurance market in Macedonia consists of 13 insurance companies, most owned by foreign investors. Life and non-life insurance are summarized, along with coinsurance and reinsurance.
This document provides information about Pakistan Reinsurance Company Limited (PRCL), including its departments, major clients, role in economic development, and recommendations. It notes that PRCL was established in 1952 and has departments specialized in fire, marine, engineering, accident, aviation, and assists the economic cooperation organization pool. Major clients include large energy and infrastructure companies. PRCL aims to support the local insurance industry and collaborate internationally on reinsurance. It contributes to Pakistan's economic growth.
The document provides an overview of Finaccord's research on bancassurance across 20 European countries. It examines the distribution of life, non-life, and creditor insurance products through banks and other lending institutions. The research surveys over 1,100 banking organizations in total. It identifies the types of insurance products distributed and the operating models and partners used. The goal is to provide insights into the significant role of banks in distributing insurance and the opportunities for insurance companies to partner with banks.
The document discusses the insurance market in Serbia and Dunav Insurance Company's sales and distribution channels. It provides statistics on the growth of Serbia's total insurance premiums from 2004 to 2009. It then discusses Dunav Insurance Company's sales network and main distribution channels. The company uses both internal sales representatives and external brokers and agents to sell a variety of insurance products to different customer segments, including individuals, small and medium businesses, and large corporate clients.
Presentation: Distribution Channels for Life Insurance, A Global PerspectiveIntelligo Consulting
Presentation at the 2nd Annual Life Insurance Forum, Amsterdam, 9-10 April 2014
- Bancassurance as a major distribution channel for life insurance
- Consumer research: distribution of protection-related life insurance in Europe
- The global market for creditor / creditor life insurance
This document provides an overview of the life insurance sector in India. It discusses the history and development of life insurance in India, including the establishment of the Life Insurance Corporation of India (LIC) in 1956 and the entry of private players after reforms allowed it in 2000. It summarizes some of the major life insurance companies in India, both public sector (LIC) and private sector (SBI Life Insurance, Tata AIG Life Insurance, Bajaj Allianz Life Insurance). It also discusses the role of the Insurance Regulatory and Development Authority established in 1999 to regulate the insurance industry.
Kidnap and ransom insurance provides coverage for kidnappings and ransom payments. It covers items like ransom payment, loss of income, interest on bank loans, and medical/psychiatric care for the victim. The insurance also provides crisis management teams to help minimize losses. Companies that offer this insurance include HDFC Ergo, ICICI Lombard, Tata AIG, United India Insurance, and The New India Assurance. While the insurance is not available in high-risk countries, it can help companies and individuals mitigate financial and psychological risks from kidnapping.
The Insurance Act 1938 and The Insurance Regulatory Authority Act 2000Maitrayee Pathak
The document discusses insurance law in India. It provides context on the history and development of insurance regulation in India, including key milestones like the nationalization of life insurance in 1956 and general insurance in 1972. It summarizes the key Indian insurance acts like the Insurance Act of 1938, Life Insurance Corporation Act of 1956, and the Insurance Regulatory and Development Authority Act of 1999 which partially deregulated the insurance sector. The document also contrasts the market scenario before and after the 1999 act, which allowed private companies and foreign investment in the insurance sector.
I AM AN ENGINEERING STUDENT BUT OUR UNIVERSITY OFFERS THE UNIVERSITY ELECTIVE SUBJECT SO DURING MY ACADAMIC SPAN I HAVE GIVEN THE OPPORTUNITY TO SELECT THE UNIVERSITY ELECTIVE SUBJECT SO I CHOOSE SUBJECT (BANKING AND INSURANCE) AND HERE I LIKE SHARE MY FINAL PRESENTATION REGADING SUBJECT BANKING AND INSURANCE AT CHARUSAT UNIVERSITY (A GRADE BY NAAC)
The document provides an overview of the Irish insurance market, including the key participants and lines of business. It discusses the main types of insurance buyers and products in Ireland, the different types of insurers and how they are regulated, distribution channels, reinsurers, the private health insurance market, and industry/professional bodies. Motor and property insurance make up the largest non-life insurance classes. There are approximately 27,000 people employed in the insurance sector in Ireland. The key regulatory body is the Central Bank and insurers must be authorized to operate.
Emerging dimensions of insurance sector and analyticsPrashant Mehta
Insurance in India has a long history dating back to 1818 and has undergone significant changes over the years, with major milestones including the nationalization of life and general insurance.
The insurance sector was opened up to private companies in 1999 with the passing of the IRDA Act, and has since seen considerable growth and investment from foreign players.
Today the insurance industry is one of the largest sectors in India and is well-regulated by the Insurance Regulatory and Development Authority. It comprises both government and private life and general insurers.
The document summarizes information about the National Insurance Company Limited (NICL), which is Pakistan's largest government-owned insurance company. It provides details about NICL's establishment, ownership, capitalization, board of directors, management team, objectives, products and services, clients, and network of offices. NICL aims to provide affordable insurance coverage to government organizations and develop the insurance sector in Pakistan. It offers various insurance products like fire, marine, motor, and agriculture insurance. The company has a widespread network across Pakistan and plans to expand further by opening new branches.
This document provides an overview of a group of companies called "NIKO" through 8 sections: Introduction, Mission and Core Values, Ownership and Operational Structure, Corporate Governance, Brief Description of Major Activities, Achievements, Awards and Recognition, Management and Employees, and Why Consider "NIKO" to be a Reliable Partner. It summarizes NIKO's history, operations across various business sectors including automotive, logistics, finance, and more. It also outlines their mission, values, governance, achievements in quality programs and awards, and emphasizes their commitment to customers, employees and society.
Analysis of Procedures and Factors Causing Motor Vehicle Insurance Claimsijtsrd
The purpose of this study is to determine in detail the analysis of motor vehicle claims procedures. Researchers also want to know about the factors that cause claims. The research method used by researchers is descriptive qualitative and quantitative. Researchers take and observe primary data directly in an insurance company in Indonesia. The analysis was carried out for 3 years, namely 2017, 2018, and 2019. Based on the results of the study, the claims procedure was carried out in several stages. These steps are a claim incident report, prepared documents, submission of documents to the claims department, document check, verification, survey, analysis, and claim settlement. The factors causing the most claims in 2017 were damage due own at 60 . in 2018 the cause of most claims was due to other damage by 50 . The same was true in 2019, namely due to own damage of 60 . Meanwhile, the claim fee that must be paid by the company in the last 3 years has reached Rp. 3,932,415,699.00. Stevanly Alvino Arya | Debrina Vita Ferezagia "Analysis of Procedures and Factors Causing Motor Vehicle Insurance Claims" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-1 , December 2020, URL: https://www.ijtsrd.com/papers/ijtsrd38254.pdf Paper URL : https://www.ijtsrd.com/economics/finance/38254/analysis-of-procedures-and-factors-causing-motor-vehicle-insurance-claims/stevanly-alvino-arya
The document provides an overview of the insurance industry in India. It discusses the history and development of the insurance sector in India, including the establishment of regulatory bodies like the Insurance Regulatory and Development Authority (IRDA). It also outlines the major types of insurance available in India, key players in the life and non-life insurance sectors, as well as growth factors and challenges facing the industry. The insurance sector is poised for further growth given India's large population and increasing incomes.
This document provides an overview of different types of insurance. It discusses key terms like insurer, insured, and subjects matter. It also outlines different types of insurance like life insurance, general/non-life insurance, health insurance, fire insurance, marine insurance, motor/accident insurance, and liability insurance. For each type, it summarizes what risks are covered and provides examples of common policies. It also lists major players in the life and general insurance industry in India and provides some key statistics about the growth and size of the insurance market.
INGO Ukraine JSIC is one of the top five insurance companies in Ukraine, providing a wide range of insurance products. It has been operating since 1994 and has a reputation for reliably paying all legitimate claims. The company has a large network of over 100 client offices across 26 regional branches in Ukraine. INGO Ukraine is a member of the INGO International Insurance Group, a large global insurance group.
INGO Ukraine JSIC is one of the top five insurance companies in Ukraine that has been operating since 1994. It offers a wide range of insurance products and services to commercial, individual, and institutional clients. INGO Ukraine has a strong market presence with over 100 client offices nationally. It aims to continue expanding its client base and network of regional offices across Ukraine in the coming years.
EFU-GENERAL INSURANCE COMPANY was formed in 1932 to provide leadership to Pakistan's emerging insurance industry. It has since become the largest private sector insurer in Pakistan, offering a wide range of insurance products including Fire, Marine, Motor, Engineering, Miscellaneous covers, and Life insurance. The document provides details on EFU's history and growth over the decades as it expanded its services and established offices across Pakistan.
Characteristics of insurance companies in the non bank financial marketAlexander Decker
The document discusses characteristics of insurance companies in the non-bank financial market. It provides background on non-bank financial markets and defines key entities like insurance companies and pension funds. Insurance companies take risk and premiums from clients in exchange for compensation for damages. Pension funds are investment funds for employee pension contributions. The insurance market in Macedonia consists of 13 insurance companies, most owned by foreign investors. Life and non-life insurance are summarized, along with coinsurance and reinsurance.
This document provides information about Pakistan Reinsurance Company Limited (PRCL), including its departments, major clients, role in economic development, and recommendations. It notes that PRCL was established in 1952 and has departments specialized in fire, marine, engineering, accident, aviation, and assists the economic cooperation organization pool. Major clients include large energy and infrastructure companies. PRCL aims to support the local insurance industry and collaborate internationally on reinsurance. It contributes to Pakistan's economic growth.
The document provides an overview of Finaccord's research on bancassurance across 20 European countries. It examines the distribution of life, non-life, and creditor insurance products through banks and other lending institutions. The research surveys over 1,100 banking organizations in total. It identifies the types of insurance products distributed and the operating models and partners used. The goal is to provide insights into the significant role of banks in distributing insurance and the opportunities for insurance companies to partner with banks.
The document discusses the insurance market in Serbia and Dunav Insurance Company's sales and distribution channels. It provides statistics on the growth of Serbia's total insurance premiums from 2004 to 2009. It then discusses Dunav Insurance Company's sales network and main distribution channels. The company uses both internal sales representatives and external brokers and agents to sell a variety of insurance products to different customer segments, including individuals, small and medium businesses, and large corporate clients.
Presentation: Distribution Channels for Life Insurance, A Global PerspectiveIntelligo Consulting
Presentation at the 2nd Annual Life Insurance Forum, Amsterdam, 9-10 April 2014
- Bancassurance as a major distribution channel for life insurance
- Consumer research: distribution of protection-related life insurance in Europe
- The global market for creditor / creditor life insurance
This document provides an overview of the life insurance sector in India. It discusses the history and development of life insurance in India, including the establishment of the Life Insurance Corporation of India (LIC) in 1956 and the entry of private players after reforms allowed it in 2000. It summarizes some of the major life insurance companies in India, both public sector (LIC) and private sector (SBI Life Insurance, Tata AIG Life Insurance, Bajaj Allianz Life Insurance). It also discusses the role of the Insurance Regulatory and Development Authority established in 1999 to regulate the insurance industry.
Kidnap and ransom insurance provides coverage for kidnappings and ransom payments. It covers items like ransom payment, loss of income, interest on bank loans, and medical/psychiatric care for the victim. The insurance also provides crisis management teams to help minimize losses. Companies that offer this insurance include HDFC Ergo, ICICI Lombard, Tata AIG, United India Insurance, and The New India Assurance. While the insurance is not available in high-risk countries, it can help companies and individuals mitigate financial and psychological risks from kidnapping.
The Insurance Act 1938 and The Insurance Regulatory Authority Act 2000Maitrayee Pathak
The document discusses insurance law in India. It provides context on the history and development of insurance regulation in India, including key milestones like the nationalization of life insurance in 1956 and general insurance in 1972. It summarizes the key Indian insurance acts like the Insurance Act of 1938, Life Insurance Corporation Act of 1956, and the Insurance Regulatory and Development Authority Act of 1999 which partially deregulated the insurance sector. The document also contrasts the market scenario before and after the 1999 act, which allowed private companies and foreign investment in the insurance sector.
I AM AN ENGINEERING STUDENT BUT OUR UNIVERSITY OFFERS THE UNIVERSITY ELECTIVE SUBJECT SO DURING MY ACADAMIC SPAN I HAVE GIVEN THE OPPORTUNITY TO SELECT THE UNIVERSITY ELECTIVE SUBJECT SO I CHOOSE SUBJECT (BANKING AND INSURANCE) AND HERE I LIKE SHARE MY FINAL PRESENTATION REGADING SUBJECT BANKING AND INSURANCE AT CHARUSAT UNIVERSITY (A GRADE BY NAAC)
The document provides an overview of the Irish insurance market, including the key participants and lines of business. It discusses the main types of insurance buyers and products in Ireland, the different types of insurers and how they are regulated, distribution channels, reinsurers, the private health insurance market, and industry/professional bodies. Motor and property insurance make up the largest non-life insurance classes. There are approximately 27,000 people employed in the insurance sector in Ireland. The key regulatory body is the Central Bank and insurers must be authorized to operate.
Emerging dimensions of insurance sector and analyticsPrashant Mehta
Insurance in India has a long history dating back to 1818 and has undergone significant changes over the years, with major milestones including the nationalization of life and general insurance.
The insurance sector was opened up to private companies in 1999 with the passing of the IRDA Act, and has since seen considerable growth and investment from foreign players.
Today the insurance industry is one of the largest sectors in India and is well-regulated by the Insurance Regulatory and Development Authority. It comprises both government and private life and general insurers.
The document summarizes information about the National Insurance Company Limited (NICL), which is Pakistan's largest government-owned insurance company. It provides details about NICL's establishment, ownership, capitalization, board of directors, management team, objectives, products and services, clients, and network of offices. NICL aims to provide affordable insurance coverage to government organizations and develop the insurance sector in Pakistan. It offers various insurance products like fire, marine, motor, and agriculture insurance. The company has a widespread network across Pakistan and plans to expand further by opening new branches.
This document provides an overview of a group of companies called "NIKO" through 8 sections: Introduction, Mission and Core Values, Ownership and Operational Structure, Corporate Governance, Brief Description of Major Activities, Achievements, Awards and Recognition, Management and Employees, and Why Consider "NIKO" to be a Reliable Partner. It summarizes NIKO's history, operations across various business sectors including automotive, logistics, finance, and more. It also outlines their mission, values, governance, achievements in quality programs and awards, and emphasizes their commitment to customers, employees and society.
Analysis of Procedures and Factors Causing Motor Vehicle Insurance Claimsijtsrd
The purpose of this study is to determine in detail the analysis of motor vehicle claims procedures. Researchers also want to know about the factors that cause claims. The research method used by researchers is descriptive qualitative and quantitative. Researchers take and observe primary data directly in an insurance company in Indonesia. The analysis was carried out for 3 years, namely 2017, 2018, and 2019. Based on the results of the study, the claims procedure was carried out in several stages. These steps are a claim incident report, prepared documents, submission of documents to the claims department, document check, verification, survey, analysis, and claim settlement. The factors causing the most claims in 2017 were damage due own at 60 . in 2018 the cause of most claims was due to other damage by 50 . The same was true in 2019, namely due to own damage of 60 . Meanwhile, the claim fee that must be paid by the company in the last 3 years has reached Rp. 3,932,415,699.00. Stevanly Alvino Arya | Debrina Vita Ferezagia "Analysis of Procedures and Factors Causing Motor Vehicle Insurance Claims" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-1 , December 2020, URL: https://www.ijtsrd.com/papers/ijtsrd38254.pdf Paper URL : https://www.ijtsrd.com/economics/finance/38254/analysis-of-procedures-and-factors-causing-motor-vehicle-insurance-claims/stevanly-alvino-arya
The document provides an overview of the insurance industry in India. It discusses the history and development of the insurance sector in India, including the establishment of regulatory bodies like the Insurance Regulatory and Development Authority (IRDA). It also outlines the major types of insurance available in India, key players in the life and non-life insurance sectors, as well as growth factors and challenges facing the industry. The insurance sector is poised for further growth given India's large population and increasing incomes.
This document provides an overview of different types of insurance. It discusses key terms like insurer, insured, and subjects matter. It also outlines different types of insurance like life insurance, general/non-life insurance, health insurance, fire insurance, marine insurance, motor/accident insurance, and liability insurance. For each type, it summarizes what risks are covered and provides examples of common policies. It also lists major players in the life and general insurance industry in India and provides some key statistics about the growth and size of the insurance market.
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
2. General Information About The Company
The “Indigo” Insurance Company has been successfully
working and actively developing, strengthening its positions at the
insurance market for six years.
Shortly about “Indigo” IC:
• Created on September 4, 2006.
• Has licenses on17 voluntary and 8 compulsory types of insurance.
• Provides high-quality reinsurance coverage of the insured risks
accepted for insurance.
• Is represented in 6 cities of Ukraine with head office in Kyiv city.
• The staff numbers 153 employees.
3. “Indigo” IC at the Insurance Market of Ukraine
Participation in Organizations
“Indigo” IC is a member of professional unions of Ukraine:
• League of Insurance Organizations of Ukraine ( “Indigo” IC elected in
Presidium of ULIO for the period of 3 years).
• Ukrainian Constructors Confederation (General Director of “Indigo” IC
has been elected as a Member of the Confederation Council of
Directors).
• National Insurance Indemnity Club.
• American Commercial Chamber in Ukraine.
4. The Company Achievements
The “Indigo” IC participates in the rating
“Insurance TOP-100” – a leader in the
area of information provision of the
insurance and reinsurance market in
Ukraine:
12 months 12 months 12 months 12 months 12 months
Indices 2007 2008 2009 2010 2011
Entry of bonuses
63rd place 32nd place 51st place 56th place 49th place
(insurance payments)
Аssets 82nd place 62nd place 57th place 68th place 70th place
Insurance reserves 63rd place 81st place 39th place 54nd place 44th place
Payment of insurance
48th place 26th place 24th place 31th place 35th place
indemnities
Payment level 48th place 36th place 4th place 13th place 39th place
5. The Company Achievements
According to the rating of “Insurance Top”,
by the results of its 12 month of 2011
activity the “Indigo” IC entered to the ТОP-100
companies by the following insurance types:
12 months 12 months 12 months 12 months
Type of Insurance 2008 2009 2010 2011
AutoKASKO 16th place 23rd place 24th place 27th place
Voluntary insurance of civil liability of the
20th place 22nd place 24th place 18th place
surface transport owners
Voluntary medical insurance n/p - 50th place 23th place
Voluntary cargo and luggage insurance n/p 9th place 16th place 13th place
Voluntary insurance of marine transport - - - 5th place
Voluntary accident insurance - - - 48th place
6. The Company Achievements
Insurance company “Indigo” has uaBBB+ fiancial rank, According to the decision of
National Ranking Agency “Rurik”. March 15, 2012
Insurance company “Indigo” took 35th place in the ranking of transparency
Ukrainian insurers, published by official publication of the Financial Services
Commission “Ukrainian Business Review “ 12 September 2011.
According to the “Insurance Companies Stability Rating” (date of publication of the rating
issue: April 2011, the Rating Agency “Expert-Rating”), the “Indigo” IC takes the 51th position
and is considered as a stable company.
According to “The Brand Rating – The Most expensive corporative brands of Ukraine –
2011” (date of rating issue publication: june 2011, Allukrainian rating journal “Gvardiya”),
“Indigo” IC takes 16th position among insurance companies.
According to the “National Business-Rating” №7-BR-436 from 25.07.2011
(a complex rating program determining the real leaders of the economy of Ukraine only by the
State Statistics official data), the State determined the “Indigo” IC as the “Branch Leader
2010”.
7. The Company Achievements
On the 21-st of April 2011 the journal “INSURANCE TOP” determined the winners of the “National
premium Insurance TOP” and “National Club of insurance idemnities” among which “Indigo” IC
was marked as a Leader of Insurance Top in a class “Socialoriented Insurance Company”. This
measure took place with taking part of more than 100 top-managers of the most influential players of
the insurance market of Ukraine, deputy corpus, embassies, members of the state power and
professional unions of the insurance market members.
Also,”Indigo” IC is a permanent Member of “The National Club of Insurance Idemnity” and took
31st position for 2010 year among ukrainian insurance companies.
The “Indigo” IC is marked by the Chamber of Commerce and Industry of Ukraine and is recommended
as the best representative in the insurance area. By the results of the rating
held by the Ministry of Finance, and by the Chamber of Commerce and Industry of Ukraine (date of
publication the rating issue: January 2011), the “Indigo” IC took the 52nd position among all the
insurance companies incorporated in Ukraine and is recognized as a successful insurance company
(by the 3rd quarter data 451 insurance companies are incorporated in Ukraine).
According to the International Economic Rating “League of the Bests 2010”,
the “Indigo” IC is entitled “THE YEAR 2010 ENTERPRISE”.
The “Indigo” IC took part in All-Ukrainian Competition for the title of the best enterprise for a family
and took the second place in nomination “Care of the Employees and Their Families – 2010”. The
competition results were announced in February 2010.
8. The Insurance Products
The “Indigo” IC has the licenses of 17 voluntary and 8
compulsory types of insurance and provides its Clients with the
following types of insurance coverage:
• Insurance of the property and technical risks (including the
construction and mounting risks).
• Cargo Insurance, transported by any type of transport.
• Insurance of all the types of liability (civil, for the goods quality,
professional, forwarding agent / carriers, owners of the surface
transport means etc.).
• Transport insurance (road /railroad / sea / air).
• Voluntary medical insurance.
• Accident insurance.
• Insurance of risks related to the tourist travels.
• Other types of insurance.
9. Licenses
List of Licenses of the Right to the Insurance Activity:
1. Voluntary insurance of the third parties liability;
2. Voluntary accident insurance;
3. Voluntary insurance of the water transport (the carrier’s liability including);
4. Voluntary insurance of the water transport owners;
5. Voluntary insurance of cargo and luggage;
6. Voluntary insurance of credits (the borrower liability for the credit nonredemption included);
7. Voluntary insurance of financial risks;
8. Voluntary insurance of the fire and risks of natural disaster;
9. Voluntary insurance of the issued and accepted guarantees;
10. Voluntary health insurance in case of sickness;
11. Voluntary medical insurance (continuous health insurance);
12. Voluntary property insurance;
13. Voluntary insurance of railroad transport;
14. Voluntary insurance of surface transport;
15. Voluntary insurance of civil liability of the surface transport owners (the carrier’s liability including);
16. Voluntary insurance of air transport;
17. Voluntary medical expenses insurance
18. Compulsory personal insurance of the transport accidents;
19. Compulsory insurance of liability of the subjects of dangerous goods transport;
20. Compulsory personal insurance of the employees of departmental of fire-fighting system and rural fire protection, members of
volunteer fire protection brigades;
21. Compulsory insurance of civil liability of the subjects of management for damage which can be caused by fire or emergency at
high level of danger locations;
22. Compulsory insurance of liability of the dogs owners for damage which can be caused to the third persons;
23. Compulsory insurance of civil liability of the citizens of Ukraine possessing the weapon, in form of private property or on the
other legal grounds, for damage which can be caused to a third person or to its property.
10. Reinsurance
The Client interests protection is provided by the partnership
liabilities of the world-known insurance and reinsurance groups
of the EU countries and Russia:
• Swiss Re Europe S.A. (Germany).
• Munich Re (Germany).
• SCOR Global P&C (France).
• Polish Re (Poland).
• OJSC “Ingosstrakh” (RF).
• OJSC “Russian Reinsurance Society” (RF).
11. Теrritorial Coverage
The “Indigo” IC provides the highest level of servicing of its Clients.
For today the Company is represented in all the large regional centers
of Ukraine
Kyiv
Donetsk Kyiv
Lviv
Energodar Kharkiv
Lviv
Odesa
Kharkiv Donetsk
Energodar
Odesa
12. Financials Indices
Financials of the “Indigo” IC 12 months 2011
Indicator 30.09.2011
Paid authorized fund (thou. UAH.) 30 002,0
Insurance reserves (thou. UAH.) 25 279,3
Accrued insurance bonus (thou. UAH.) 70 060,5
Insurance money payments (thou. UAH.) 22 777,4
Number of insurance contracts (pcs.) 13 887
13. Financials Indices
The “Indigo” IC insurance payments structure per 12 months 2011
Accrued insurance bonus (thou.UAH) 30.09.2011
Insurance AutoKASKO 26 995,7
Cargo insurance 9 926,7
Property insurance 2 706,4
Financial risks insurance 6 063,4
KASKO insurance of marine transport 2 470,8
Insurance of liability 6 470,9
Voluntary medical insurance 10 743,6
Accident insurance 1 046,4
Travel insurance 1 633,3
Total 68 891,7
14. Main Partners and Clients
"AutoAlliance Kiev", Ltd. Plant oxidized ores" "Project Consulting" Ltd.
"Autostadt" Showroom "AMC" NIKO "LLC "Sun Park", LLC
"Agency" LEGION ", LLC "Lactalis - Ukraine", DP "Safari-Ukraine" Ltd.
"Aerobud" PJSC "Lan-Ukraine" Ltd. "System", Group of Companies
"Aeroholding" LLC "Larix", LLC "Silk Route Shipping" Ltd.
"Alaska", Group of Companies "Linen of Desna", LLC "Warehouse Service Kiev", LLC
"Ardo" UNION Promotion, "Representation "Mirgorodkurort", JSC "Talangeprom", LLC
"AST-Technology", LLC "Local economic development of cities "Tg Ukraine" Ltd.
"Astelit" LLC in Ukraine" project of international "Tessa teip Kft," Representation
"Badagoni", LLC technical assistance "Trading House" Schokinoazot-
"Bestshop", LLC Independent trade union of workers of Ukraine "Ltd.
"Black Sea Link", Ltd. aviation security (airport "Borispol") "Trading house" NIKO "LLC
"BF END GB Retail Travel Ltd", Ltd. "Nezhinskii hlib", PAO "Ukrainian terminal" GP
"Wild-Ukraine", DP "NIKO Invest" Ltd. "Ukrzernoprom", LLC
"Vinnitsaturist", JSC "NIKO Avant Motors" "Ukrposhta" USEPC
"Geoprint", LLC "NIKO Capital", LLC "UkrTAUER", LLC
"Global Bilgi", LLC "NIKO Leasing", LLC “UkrTransContainer“ PE
"Global Ocean Link", Ltd. "Niko-Kiev" Company "Universal Trade Plus"
"Ekolan Ingredients", Ltd. "NIKO-Donetsk", LLC "Farkont", LLC
"Economou International Shipping "Niko-Kiev", Ltd. "The Federation of Canadian
Edzhensi, Ltd." SE Ukraine "NIKO" LLC Municipalities'
"Energotek", LLC "NIKO-Mariupol ', LLC "Formag-Kiev", GP
"Zakhidenergo", JSC "NIKO Onyx" Ltd "Chyna Shipping (Ukraine)
"The Zolotoy Mandarin", LLC "NIKO-PREMIUM-Donetsk", LLC Eydzhensi", LLC
"Internews", Ltd. "NIKO-Ukraine" Ltd. "Chernigov Bakery", JSC
"Itkom" PKF "NIKO Chernivtsi", LLC "Youth", JSC SHP
"Quasar", PAO "NPSRAB", JSC BSA Ukraine, Ltd (Odessa,
"Kemtura Nezerlends BV," Representation "H-TRANS" LTD Ukraine)
"Complex" Lybidska ", JSC "Oversis Transportation Ukraine" Ltd. CMA SI GM Edzhensiz Shipping
"Credit Suisse Securities Limited" "Odemar-Inter" Ltd. Ukraine, Ltd
"KreMiks" Trade House "Inter Velvet", "Ltd. JADRAN - GALENSKI
"Krivorozhhleb" PJSC "Ostinvest", LLC LABORATORIJ
"Krivoi Rog Mining and Processing "PAUL Ukraine" Ltd. DD, R. CROATIA
15. Contact Information
SLC“Insurance Company “Indigo”
Head Office:
Naberezhno-Khreshchatytska Str., berth 4
04070, Kyiv, Ukraine
“DNIPRO PLAZA” Business Centre
Tel.: (044) 200 04 04
Fax: (044) 200 04 05
e-mail: wsm@indigo-ua.com
сайт: www.indigo-ua.com