INGO Ukraine JSIC is one of the top five insurance companies in Ukraine that has been operating since 1994. It offers a wide range of insurance products and services to commercial, individual, and institutional clients. INGO Ukraine has a strong market presence with over 100 client offices nationally. It aims to continue expanding its client base and network of regional offices across Ukraine in the coming years.

1. INGO Ukraine JSIC – providing full range of insurance products on the insurance market in Ukraine

4. Our clients : Commercial, industrial, trading and service companies , banks and other financial institutions , transport services operators , travel agencies , embassies and consular offices , individuals Insurance lines Commercial Personal Professional liability risks Aviation Commercial Property and Other Assets Goods in transit (Cargo) Risk of Export-Import Transactions incl. Credit Risks Group Medical Expenses Medical expenses Accident/Personal Liability Holiday Insurance Motor CASCO and TPL Property Transport operators Marine

5. The company’s network 26 regional branches with over 1 0 0 client servicing offices

6. Our international partners International Brokers: International Reinsurers: Munich Re, Germany INGOSSTRAKH, OIJSS, Russia SOVAG AG, GERMANY AXA Corporate Solutions, France IF P&C Ins. Ltd., Skandia, Sweden Swiss Re, Switzerland Partner Re, Switzerland SCOR, France Hannover Re, Germany Transatlantic Re, USA Assicurazioni Generali, Italy Allianz Versicherungs AG, Germany Fortis Corporate Insurance (Belgium ) Mitsui Sumitomo Insurance (Japan ) Marsh AON Willis Benfield Greig Zaris

8. INGO Ukraine JSIC is a member of the International Insurance Group INGO INGO is an acronym which stands for International Network of Guarantees and Obligations and shows that Company is a member of the INGO International Insurance Group. INGO International Insurance Group was created in 2004. Its strategic mission is to create a deeply integrated insurance community for the purpose of expanding cooperation in insurance and reinsurance. This provides clients of each company with reliable financial protection of their interests.

10. INGO Ukraine JSIC Key figures for 1994 - 200 8

11. Graph of Premiums Written for the period of 1994 – 2008 Key Figures Graph of Claims Paid for the period of 1994 - 2008

12. Key Figures (thousands UAH) 126 748 229 543 130 876 Authorized capital stock (from 8 . 09. 2008 ) 91 099,7 Shareholders Equity 348 277 , 5 Technical Reserves 487 698 1 77 041 , 7 Total Claims Paid 531 100 425 472 , 4 Gross Premiums Written 2008 2007 ASSETS

13. Premiums Structure 2007

14. Premiums Structure 2008

16. Clients 12

17. Financial Intermediaries Banks 13

18. Car Dealers Leasing companies 14

19. THANK YOU FOR YOUR ATTENTION! INGO Ukraine, JSIC 33, Vorovskoho St., Kiev, 01054, Ukraine Phone: ( 38 044) 490-27-44/45 Fax: ( 38 044) 490-27-48 E-mail: [email_address] www.ingo.com.ua