Elie Saad has over 10 years of experience in financial management and accounting roles in Saudi Arabia and the Comoros Islands. He currently works as the Financial and Administration Manager for Multivac in Saudi Arabia, where he is responsible for financial reporting, budgeting, accounting operations, and ensuring compliance. Prior to this role, he held positions as Financial Manager and Accounting Team Leader for other companies.
Curriculum Vitae 2021
Finance and Accounts
Finance Analyst
MIS
Budgeting
Revenue Computation and Analysis
Financial Planning and Analysis
Balance Sheet
Cash Flow Statement
Indian Accounting Standard
Business Analysis
Curriculum Vitae 2021
Finance and Accounts
Finance Analyst
MIS
Budgeting
Revenue Computation and Analysis
Financial Planning and Analysis
Balance Sheet
Cash Flow Statement
Indian Accounting Standard
Business Analysis
Ortografía
La ortografía es la base del buen entendimiento esta forma parte de la gramática normativa ya que establece las reglas para el uso correcto de las letras y los signos de puntuación también están las reglas y convenciones que rigen el sistema de escritura habitual establecido para una lengua estándar.
En nuestras vida cotidiana desde que comenzamos a crecer, vamos estudiando y aprendiendo los diferentes métodos para aplicar la ortografía, signos de puntuación, Acentuación, entre otros. Ya sea en los cuentos para niños en la escuela, en la televisión, periódicos, etc.
Nociones generales de la ortografía
La Ortografía tiene normas básicas como lo son:
EL Alfabeto: en el alfabeto encontramos 27 letras que se distribuyen en consonantes y vocales . Las consonantes son todas las que no pueden pronunciarse solas ya que necesitan ayuda de las vocales . Y las vocales por el contrario son todas las que se puedan pronunciar solas ejemplo a, e, o. estas son las vocales fuertes y las débiles i,u,y.
Diptongos: Se llama así a la reunión de dos vocales que se pronuncian en una solaemisión de voz. Los diptongos que son catorce en total, se pueden formar de lasiguiente manera:
Triptongos: Se les llama así a la reunión de tres vocales que se pronuncian en una solaemisión de voz.
Las silabas: Se llama sílaba al conjunto de letras que se pronuncian en una sola emisiónde voz. Dependiendo de su número y de sílabas, las palabras pueden ser:
1) Con una vocal, monosílabas,
2) Con dos, bisílabas,
3) Con tres, trisílabas, y
4) Con cuatro en adelante, polisílabas
Hiatos: Un hiato es la secuencia de dos vocales que no se pronuncian dentro deuna misma sílaba, sino que forman parte de sílabas consecutivas.
Tipos de acentos: Se llama acento a la mayor elevación de voz, que recae en una sílaba alpronunciar una palabra. El acento puede ser prosódico, ortográfico, diacrítico, yenfático.
1. Riyadh,
Saudi Arabia
+961 71 242313 (Lebanon)
+966530692808 (KSA)
elie_saad84@hotmail.com
June 23,1984 - Single
Lebanese Passport Holder
Elie Saad
Objective Seeking a career path.
Experience Jan 2011-Present Multivac (Packaging machines) Saudi Arabia Branch
Financial and administration manager
Compiling, analyzing and interpreting financial information pertaining to the company’s
performance. Make recommendations concerning business policy, resource allocations, and
business operations to improve financial performance.
Keep the General Manager and all other managers informed of trends in the financial
performance.
Overall operation of accounting, including financial reports and annual budgeting.
Analysing of financial statements and preparation of management reports.
Controling cash flow by liaising with Sales to monitor debt collection while controlling
expenditure and payment terms.
Reviewing accounts payables and receivables for accuracy.
Evaluating credit applications and oversee collection efforts.
Analyzing cost systems and make recommendations for periodic changes.
Directing company’s annual audit.
Preparing the budget estimates for the various activities and try to solve the problems and
obstacles facing the achievement of the objectives of the budget.
Preparing of monthly statements of the costs and profitability.
Supervising, inspecting, approving and follow-up all accounting documents (invoices, receipt
voucher, deposits, returns, cash and check payment vouchers, transfer vouchers).
Supervising and follow-up with the monthly profit & loss and finalizing and balance sheet.
Maintaining and renewing licence, legal and governmental records.
Acting as liaison with Saudi government, Chamber of comm, Audit firm, Bank & labor office.
Assist in preparation of Zakat to be paid annually.
Oversee revenue processing expenditure, CAPEX,OPEX, Cost centers, Budget Vs real.
Maintain reports related to employee leave and absentees, Service Benefits and Social security.
Implementing and comply with company policies and procedures.
2. Jan 2010-Dec 2010 AWI Company Comoros islands
Financial manager of the Construction and Telecom Companies
Maintaining General Ledgers and reviewing and approving all journals and ensuring all
journals entries entered in the system correctly.
Reviewing and approving all daily basis accounts activities.
Ensuring that bank reconciliation is done with banking senior accountant.
Overseeing monthly financial closing.
Reviewing and approving monthly reconciliation.
Coordinating with logistics and engineers to ensure the deliveries of materials and cement to
project owners and controlling Budget Vs real.
Reviewing monthly payroll.
Controlling and approve all petty cash expenses.
Managing the completion of month-end and year-end reporting to division in line with Regional
requirements.
Preparing of budgets, forecasts and plans and monitor performance and KPI’s
Liaising with banks for facilities.
Developing and executing the financial reporting of the businesses.
Coordinating all Audit, tax and statutory matters arising.
Helping the development of the ERP system to ensure the system is used to its full potential.
Monitoring of policies, practices and procedures to ensure adequate financial and internal controls
are maintained over the companies’ assets and activities.
2006-2009 Easternpak (Napco/indevco) Kingdom of Saudi Arabia
Accounting Team Leader
Monitoring payables and receivables data entries, Controlling the junior accountants’ work.
Following up on the collection and export sales insurance, coordinating with all the sales
team in Jeddah, Riyadh, Dammam and the exports in order to collect the forecast (following
up on money and Confirmation of balance collection by issuing weekly reports, providing
sales team with statement of account and all back up needed).
Preparing the financial receivables analysis, Maintaining a clean aging, Collecting all the due
amounts especially over 150 days’ amounts and Calculating each months DSO.
Handling loan facilities: loan draw down and roll over, Calculating the interest of each loan
and Taking the provision needed.
Preparing the financial report.
Follow up on LC’s.
Preparing deduction and payroll.
Cash flow monitoring and Making sure to preserve the liquidity in Banks.
Handling big customer’s accounts like Kraft food, Sabic and Aramco, as well as InterArab
Investigating all customers’ complaint cases from A to Z and Issuing CN.
3. 2005-2006 Indevco Ajaltoun
Accountant and personnel officer
Making all data entries as checks, petty cash, journal vouchers, prepaid, accruals.
Managing personnel (attendance, NSSF…).
Issuing customers invoices, Opening projects and Allocating their expenses and Booking
suppliers invoices.
Handling the Petty cash.
2003-2005 Trainings Lebanon
2005 (June 15th - July 31st) training in the Purchasing Department at Masterpak member of
Indevco Group: Bringing quotations from suppliers and Supplying on time spare parts and
raw materials for the plant.
2004 (July 1st - August 20th) training in the Purchasing Department at Masterpak member of
Indevco Group: Following up on LC’s (Credits Letter).
2003 (June 27th - July 15th) computer hardware training in the IT department at Unipak
member of Indevco Group.
Education
2006–2007 Saint Joseph University (USJ) Mar Roukoz
Masters in Business and Finance.
2002–2005 Saint Joseph University (USJ) Mar Roukoz
Bachelor in Business Computing.
IGE: Institut de Gestion et des Entreprises.
2001–2002 Saint Joseph College Antoura, Zouk Mikael
Lebanese Baccalaureate (Economy/Sociology), Secondary School.
Computer Skills
General Knowledge of Programming Languages: Oracle 9i and PL SQL.
Perfect Use of Microsoft Office 2010 Software: Word, Excel, Power Point, Access, etc.
ERPs Software: Visual Dolphin, Oracle, Microsoft Dynamics AX.
Languages
Arabic: Native Language
French: speak fluently. Read and write with high proficiency.
English: speak fluently. Read and write with high proficiency.
Interests
Sports, Music, Traveling and Reading.
(Documents available upon request)