Economic future palning english version

Understood, Let’s go on..
Writen and Edited by Jacob Nativ

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Understood, Let’s go on. No need to be a genius
to get free advice.

Advice from famous guy
To do Advice
Ask Yourself:
Do before 40 years old
Click for recommendation
Wise guy said:
1. The words of the wise are heard in peace.
2. Sage for Wisdom Silence.
3. Man does not learn except from a place whose heart
desires.
4. From all my teachers I was educated.
5. Do not judge your friend until you get to his place.
6. Do not do to other what is hated on you.
Written and Edited by Jacob Nativ
Do before 100 years old 1. Mozart : maintain clear schedule.
2. Tesla : exercise your brain cells.
3. Edison : Change your attitude to failure.
4. Newton: Choose other point of view.
5. Zuckerberg: Limit your daily decisions.
6. Leonardo de Vinci: Don’t stop learning.
1. Wisely use your internet spent time.
2. Write down new things you learn.
3. Surround yourself with smart friends.
4. Read a lot.
5. Learn new things as much as possible.
6. Explain yourself, if you are able to explain
you surely understood the issue.
Do I like to hear advice from others?
Do I try to hear criticism from others?
Do I like someone who criticizes me, even when he is stupid?
Do, when I criticize others, I try to make him feel beautiful and successful despite the
criticism
Am I accustomed to learn from every man in humility, and to beware of the words of
pride?
Do I try to formulate my words in a short, beautiful and clear way?
Am I able to add to things I have learned from others, and teach them to others in a more
beautiful way?
Am I able to mediate between people who are in a quarrel,
make them listen to each other and thus calm their anger

01. Live a period abroad and talk about it all your life
02. Switch to high-tech
03. Make an exit
04. write a book
05. Vote at least once from emotion and not from logic
06. Learn another language
07. Stop explaining to parents where they went wrong and how exactly it knocked you
08. Learn to fly a plane
09. Resign angrily from work without having a backup plan
10. Spend a ridiculous amount on a silly product

01. Love others or yourself
02. Romantic pleasure cruise
03. Mortgage recycling / preferably closing a mortgage
04. Ski on Mount Hermon
05. Make money on the stock market
06. Connect to your female side
07. Go to synagogue and stay until the end of prayer
08. Hug the kids and tell them how much you love them
09. Thank you to the parents who brought you this far
10. Make a list of what I could have done better

01. Whatever comes to you
02. Put a stripe on everything you are told
03. Well done - you will never die young again.
04. Do sports as much as you can
05. Thank you for every day spent in good health
06. Stop wishing others "up to 120"
07. Summarize a course of life
08. Leave advice for children and grandchildren
09. Tell everyone how much you love them
10. Make a list of what I could have done better and how

10 15 18
21 30 40
50 60 65
67

You indicated that your age is : 10 Years old
Questions:
1. Interest in computers, software and applications, graphics and animation. Yes / No.
2. Interest in sports, football, basketball, judo. Yes / No.
Yes
Yes

Recommendations only, consider all options.
You mentioned that you are interested in computer
Recommendations :
The field of computers includes many sub-fields (hardware, software, graphics,
animation, programming, algorithms) Some of them overlap in required areas
of knowledge.
1. Knowledge of languages, reading and writing, English(must) and/or others.
Recommended knowledge:
2. Understanding technical terms, general knowledge + Understanding Web Search.
3. Good control of applications like )WORD ,EXCEL(
Well done, planning from an early age is an important cornerstone in planning a good future.
It is advisable to choose an area or two and focus on it to get to the internship
It is desirable to gain mastery of the mother tongue level, reading and writing (practice, practice, practice).

The field of sports includes many sports (football, basketball, judo, running, high and
long jump, gymnastics) Each field requires different capabilities.
1.Familiarity with the rules customary in sports competitions for a chosen field.
In order to choose a suitable field, you need to be well acquainted with your physical abilities
and their suitability for the field of sports.
2. Knowledge of the history of sports in the chosen field. Building a training program.
It is advisable to seek the help of a coach with professional experience.
3. Practice, practice, practice. Gradual increase of effort required considering
the current physical condition.
It is mandatory to consult a sports doctor.
You mentioned that you are interested in Sport
Recommendations :

You indicated that your age is : 15 Years old
Questions:
1. Interest in computers, software and applications, graphics and animation. Yes / No.
2. Interest in sports, football, basketball, judo. Yes / No.
Yes
Yes

You mentioned that you are interested in computer
Recommendations :
The field of computers includes many sub-fields (hardware, software, graphics, animation,
programming, algorithms) Some of them overlap in required areas of knowledge.
1. Knowledge of languages, reading and writing, English(must) and/or others.
It is advisable to choose an area or two and focus on it to get to the internship
It is desirable to gain mastery of the mother tongue level, reading and writing (practice, practice, practice).
2. Understanding of technical terms, general knowledge + Understanding Web Search Engines.
3. Good control of applications like)WORD ,EXCEL(

4. Joining a sports team in a sports league. Or training in a professional body.
You mentioned that you are interested in Sport
In order to choose a suitable field you need to be well acquainted with your physical abilities and their suitability
for the field of sports.
Recommendations :
1. Familiarity with the rules and rules that are customary in sports competitions for the chosen field.
2. Knowledge of the history of sports in the chosen field. Building a training program.
3. Practice, practice, practice. Gradual increase of the effort required given the physical condition.
It is advisable to seek the help of a coach with professional experience.
It is mandatory to consult a sports doctor.

Answering the following questions will define the recommended steps
Please click on the desired military route : Combat service
Congratulations, you have reached the age of enlistment in the army
Academic Reserve
8200
Choosing at this point will have an impact on your financial future and future earning
capacity

requirements for air crew
A good choice, the military needs great fighters
Air Force
Profile 97, Quality group 54 and above,
DFR 60, classification.
The training process.
Apprenticeship 05, pilot course
3 years
Terms of service
Battalion fighter, training, officer
training for suitable
requirements for paratroopers
Infantry
Rookie 05, Warrior 07
Bachelor's degree, pilot's license,
permanent service.
Good to know: Pilot salary of about 30,000 NIS without additional flight hours that are not considered a pension.
Many pilots after permanent service move to airlines with an average monthly salary of 100,000 NIS.
The average monthly salary for a permanent infantry in the rank of major is NIS 23,000.
The training process. Terms of service
Profile 82, Quality group 43 and above,
classification.
those are the options available to you :

Admission Terms
Good choice, knowledge acquisition is good for you and the military.
27 Engineering and Exact
Sciences
Twelfth grade, Quality group 52,
DFR 60, Psychometric = 590,
matriculation, screening.
The training process.
3 years, 4 for engineer
Terms of service
There is a wide range of support programs and grants depending on the course of study.
There is an advantage in academic study during military service accompanied by employment in the field below.
8 medical professions
6 excellent programs
7 years for medicine
32 month regular service +
3 years permanent service
Admission to an academic
institution.
Adaptation to military needs.
Good to know:
those are the options available to you :

MATAN Track
Areas of study that indicate analytical thinking - five credits in mathematics, physics, computer science and / or
electronics
DFR score of 70 or higher - a score determined on the basis of the psychotechnical tests in the foetuses of all
the prescribers during the first order tests.
IBA score 54 and above - a score that weighs the DPR score, the IDF score given after the personal
interview and for boys and girls alike, and an education index regarding the quantity and quality of
the matriculation exams you took.
This track deals with research and development of sources. Candidates who are found suitable will
be eligible for a position that combines both technological work and intelligence work
CHAZAV
SQUODE
Gathering intelligence information from visible sources such as: radio, television, internet and social networks
Service in Unit 8200 enables a significant contribution to national security.
Service in the 8200 unit enables a springboard for integration into Israeli high-tech,
including the opening of start-up companies.. Higher future earning capacity, open to a good economic future.
Good choice, knowledge acquisition is good for you and the military.
Those are the options available to you :
Admission Terms
Good to know:

Please select a nearby life route: A trip after the army
Its a good time, you have completed military service, it's time for important decisions
Academic Education
high-tech Career
Choosing at this point will have an impact on your financial future and future earning
capacity
Answering the following questions will define the recommended steps

These are the options available to you:
Planning costs required
You've been through exhausting military service, it's time to freshen up
Track Definition The Period.
Work for financing
Good to Know: Going on a trip immediately after the end of the Army service has advantages and disadvantages.
Existing budget
1. You are usually young with no commitments.
2. Learning the world, languages,
establishing social connections.
Advantages
Disadvantages
1. utilization of financial resources can remove base for education funding or financial investment.
2. Better learning abilities at a young age, the period of the trip will put you in a relatively inferior
position to whom who went straight to academic.
3. Memory of the study material weakens over time as the trip continues.
Decisions
Or utilization of savings
Knowing possible difficulties
Self-study or experience of
others
Outcomes from decisions
And setting the route for
the trip.
You must accurately
know
Trip success depends
On knowing all costs

Planning costs required
A wise choice, a decision to go on to study and acquire a higher education
Institution Period.
Good to Know: Going to school immediately after the end of the Army service has advantages and disadvantages.
Financing options
1. You are young with a lot of time to invest in learning and
memorizing learned material.
2. Better memory of previous studies.
3. There are many workplaces that allow for parallel study.
Advantages
1. A short study period requires a maximum investment of time
which prevents work
1. Or Family expansion.
Decisions
IMPORTANT
university
polytechnic
college
Outcome from decisions
And
choosing an educational
institution.
Outcomes from profession learned
Study period And choosing an
educational institution.
Self-financing (work, savings)
Parental support
Various scholarships
Click to select (more info):
Disadvantages

The decisions you make now will affect the duration of your studies, costs, and future
earning capacity
profession to study
1. Choosing a study profession - high importance in establishing a good
economic future.
2. It is recommended to check the suitability of abilities for a desired profession.
Preferably before starting school.
3. There are many bodies that can recommend such a fit.
4. Choosing a profession you will love will make your future career
enjoyable and make progress and professional success for building
a successful career.
5. Not all subjects are taught in all institutions.
1. Each institution has different requirements for admission.
2. Each profession at each institution has different admission
requirements.
3. Examples of admission requirements:
Psychometric score.
Grades and matriculation level.
English language proficiency.
Unique entrance tests.
University, polytechnic, college
The institution of study

Institutions for the profession High salary level
Currently with 10 years of experience in the profession.
1. Software engineer - up to NIS 35,000 monthly.
2. Industry and management - up to NIS 30,000 monthly.
3. Electrical engineer - up to NIS 28,000 monthly.
4. Electronics engineer - up to NIS 21,000 monthly.
5. Biotechnology engineer - up to NIS 25,000 monthly.
6. Chemical engineer - up to NIS 19,000 monthly.
7. Mechanical Engineer - up to NIS 23,000 monthly.
8. Note:
The salary is average for the profession.
1. Technion (660/720), Tel Aviv University. (630/760)
8. Note:
Technion graduates in the fields of technology have a preference
At the reception for jobs.
May vary according to labour market requirements.
(Psychometric only / Psychometric and matriculation)
The decisions you make now will affect and future earning capacity

University Polytechnic (Technion)
1. Big companies, like Microsoft and Google, not only require very
high scores, But also prefer Technion graduates "
2. In the high-tech field, there are four institutions in which the level
of education is considered high:
The Technion, Tel Aviv University, Ben Gurion University and the
Hebrew University
1. In the high-tech field, there are four institutions in which the
level of education is considered high:
The Technion, Tel Aviv University, Ben Gurion University and the
Hebrew University
The decisions you make now will affect the duration of your studies, costs, and future
earning capacity
These are the options available to you: (Opinions from the network)

high-tech career
Basics advices First interview advices
1. Arrive in time.
2. Be clean, hair cut, shaved.
3. Dress code as used in the requested place of work.
4. Try to be relaxed and make an eye contact.
5. Emphasize your interest in the work and your ability for team
work.
6. Come prepared for salary range, and be ready to negotiate by
indicating your strong points and willing to contribute.
1. Target on preferred place to work.
2. Make deep research on requested qualifications.
3. Carefully create CV to reflect your compatibility to requested
qualifications.
4. Search for Social ties within the requested place of work.
5. Make sure that you have suitable knowledge/education.
6. Prepare yourself for preliminary tests.(Psychometrics)
7. Learn how to deal with tricky questions in first interview.
The decisions you make now will affect the, and future earning capacity
These are my advice to you: (Decide for yourself on your judgement)
Tricky Questions 1 Tricky Questions 2

• What is behind 9 of the most common questions in job interviews?
• 1. Question: Indicate your weakness or weakness (alternatively: tell about a failure or crisis that happened to you at work)
• The intention of the interviewer: to examine how you answer negative questions and even fundamentally fail, to examine whether you are honest and of course to examine your
attitude to the same failure or disadvantage.
• Here's how to answer: Be honest, describe a case that is not too extreme, present the way you handled the case, and emphasize the conclusions you learned from the case and
how you ultimately solved it. Do not choose failure or weakness left unresolved.
• Question: Why did you leave your last job?
• Interviewer's intention: Make sure that you do not leave the place where you are being interviewed in half a year for exactly the same reason.
• Here's how to answer: Explain why you decided to go to the place where you are being interviewed. In other words, emphasize what you are looking for and why you want this
specific job, what is it about it that attracts you - maybe this is the innovative technology? Maybe the cool product?
• Question: What did you like less about your previous job or your previous job?
• Interviewer's intent: To test credibility and honesty
• Question: Tell about your current boss.
• The question may be more specific, for example: what would you change in his management method, how would you rate him or tell about a case where you did not agree with him.
• Interviewer Intention: The interviewer tries to test, using this question, a number of points. The first: receiving authority. Is this an employee who is difficult to manage, who will
express opposition to every request and task and it will be difficult to accept his cooperation? On the other hand, the purpose of the question is also to examine whether this is an
employee who will always say yes (yes man), who will be afraid to express an opinion and who will not raise a flag if necessary.
• This is how you will answer: the two extreme options will not please any interviewer. Try to find a case where you did raise a flag, think of another course of action and describe how
you raised the issue to your managers. You may or may not have been able to persuade them in the end. What's important here is the way you did it.5

• . Question: Why do you want to work here?
• The question may be asked in other variations such as: What do you know about the company?
• Interviewer's intention: to check if you arrived ready, if you inquired about the company and also with how much motivation you arrive.
• This is how you will answer: Before each interview, it is important to conduct as in-depth research as possible: What is the company developing? Who are its customers? Question:
Where do you see yourself in 5 years?
• Interviewer's intention: The interviewer tries to coordinate expectations, he wants to know what your aspirations are and where you want to go in your career. He also wants to make sure
that what he has to offer you, is also what you are looking for.
• Here's the answer: This is not the time to confess, nor is it the time to share all your personal plans. Want the job? Show that this is exactly what you are looking for.
• 7. Question: If I talk to the recommender you gave me, what will he tell me about you?
• Interviewer Intention: The interviewer is now trying to confuse you and trying to test how honest you are. It also checks how much you are aware of yourself.
• This is how you will answer: The answer you give should be similar to what your recommender will give in the recommenders' call. On the other hand - just as in the question of
shortcomings - you must find the path between: between being completely honest and destroying yourself or praising yourself or creating the impression that you are unconscious and
detached from reality. Be honest, but to a certain extent.
• 8. Question: Do you have any questions?
• Interviewer's intention: to check whether you arrived ready for the interview, and according to what you choose a job.
• This is how you will answer: If you say "No, everything is understandable!" To save inconvenience, prove to the interviewer that you did not come prepared for the interview or that you
simply do not really care if you get this job or not. But, if you only ask about everything around the job like work hours, work from home, pay and number of days off, you will prove to
the interviewer that the conditions are more important to you than the job itself. Therefore, prepare at least 3-4 questions in advance: about the team, the customers, the product, the
technical environment and the organization. Explain confidence and honesty and remember that you too are examining the interviewer just as he is examining you.
• 9. The question: If you were an animal, what animal was it? Interviewer's Intention: This is a surprising question that has one intent: check how creative you are, whether you have a
good head, and whether you are original and witty.
• This is how you will answer: less than a year which animal you will choose (although it is better not to go for obvious and clichéd choices like a lion or a cheetah), the most important
thing is that you have a good explanation for the choice. Think of an animal that you love or one that has some advantage or strength that you connect with and even have. The more
original or entertaining the explanation, the better.

Marital Status :
Bachelor Married + Kids
Married

Marital Status :
Bachelor
1. Long-term planning is recommended.
2. Plan entertainment according to financial ability.
3. Long-term savings yield greater profits.
4. Low subsistence expenses = more efficient savings.
Recommendations:
Remarks:
Employee (5 years +)
temporarily Independent
Education fund
Retirement savings
Savings status :
Properties / Business
1. Act to create progress in the job.
2. Work for progress in salary / position.
3. Check out benefits in changing professions / jobs.
4. Standard of living corresponds to income.
5. Salary components that do not contribute to the pension.
Create separate Pension saving for them.
2. Check workplace stability.
3. Check out the option of changing profession
or workplace.
4. A place to live that matches your abilities.
1. Check out Maximum employment range.
6. Is there a study fund component? If not ask the employer.
1. investment required .
2. Return on investment term.
3. gains desirable for coverage
The investment.
4. Fixed / occasional expenses.
5. Proper pension planning.
6. Insurance / contingency plan.
BANK Account
1. less recommended form of savings.
2. Money is available for the short term
2. Employer section - is part of the salary.
3. withdraw 6 years for any need without tax.
5. Lowest interest rate loans.
2. Early start for best results
3. Management fees have a big impact.
4. Choosing a channel with a good return.
1. Highly Recommended
5. It is possible / desirable to increase
the employee share.
1. Yield varies
2. Taxes + expenses.
3. financial backing.
6. Less suitable if there is a family expansion plan.
5. Is there a study fund component? If not ask
the employer.
1. recommended form of savings.
4. withdraw 3 years for education without tax.
6. It is possible to increase the employee hare.

Employment status :
Education fund
Retirement savings
Savings status :
1. Long-term planning is recommended including family expansion.
4. Higher overall income = increasing savings component.
or workplace.
The investment.
BANK Account
3. Various fees.
4. Very low interest rates.
5. Very high interest rate loans.
the employee share.
1. Yield varies
4. Expert advice must.
5. Insurance, apartment, health, life, desirable.
6. Check out shared account benefits.
Marital Status :
Married Remarks:
the employer.

Employment status :
Education fund
Retirement savings
Savings status :
4. Higher overall income = increasing savings component.
or workplace.
The investment.
BANK Account
3. Various fees.
4. Very low interest rates.
5. Very high interest rate loans.
the employee share.
1. Yield varies
5. Insurance, apartment, health, life, desirable.
6. Check out shared account benefits.
Marital Status :
Married + Kids Remarks:
the employer.
1. It is recommended to prepare a budget for expenses and income.
Priority (health, education, housing, leisure.)
Click for sample budget

Employment Status:
1. Long-term planning is recommended.
5. Strive for a relationship, benefits - emotional support, standard of living.
Education fund
Retirement savings
Savings status :
or workplace.
The investment.
BANK Account
the employee share.
1. Yield varies
the employer.
4. Low subsistence expenses = more efficient savings.
Marital Status :
Bachelor

Example of expense layout Example of a budget
Example rating importance
Please note: monthly deficit of 3400 NIS,
Annual NIS 40,800
Monthly input
Monthly
input
Annual
input
Birth
day
Birthday +3 kids Birthday +2 kids
Vacation
Summer
school
Others
Incom 1
Incom 2
Other
Total
Expenses
Annual

Marital Status :
Married + Kids
Married

For your Knowledge
1. The next few years will determine what your life
will look like in old age
2. It is important to check the retirement savings route
3. At this age there is a possibility of tax exemption
4. Be aware of your age various rights
1. Learn from the experience of others and
avoid common mistakes
2. Pay for expert advice and save a lot of money
3. At this age there are a lot of discounts in different
areas, search for it.
4. Learn new topics.
5. At this age there is a decrease in physical
and cognitive abilities
5. Engage in sports, practice the body and mind.
Recommendations:

This is my personal opinion only
Well done you have reached the age: 65
You probably did something right after all, you kept your health
1. Engage / continue in any sports activity preferably aerobics
2. Important / Plan an occupation for free time during the pension period
3. Invest in the most important thing - family, children and grandchildren
Recommendations:

This is my personal opinion only
Well done you have reached the age: 67
You probably did something right after all, you kept your health
1. Engage / continue in any sports activity preferably aerobics
2. Important / Plan an occupation for free time during the pension period
3. Invest in the most important thing - family, children and grandchildren
Recommendations:
4. You have plenty of free time, find creative ways to spend it
5. Leave the house to the open air at least twice a week

How I have implemented in the past topics that appears in this document recommendations
Education
In my youth I did not study well I did not finish high school
and did not do matriculation.
At the age of 30 I did my matriculation and completed
12 years of schooling
Following this, I acquired a degree in electronics technician
at the Technion.
Conclusion:
You can always acquire / complete an education.
It is easier and with less effort to Learn at a younger age.
Standard of Living
Car electrician, due to lack of education this is the profession that
was opened to me.
Electronics technician, after acquiring education.
Acquiring an education allowed for a more lucrative profession.
Specialization in a unique field has enabled job security.
Specialization in testing equipment has enabled a career of
construction and management of an electronics and electrical
calibration lab, as well as working as a sales engineer of precise
scientific equipment.
Savings and financial future planning
Training fund, it is important to save for the long term, it is important to get a
Low management fee - need to negotiate and even go through an agent.
Pension, it is important to save for the long term, it is important to get a pension
Low management fee - need to negotiate and even go through an agent.
It is advisable to seek the help of an expert who knows better the ways to improve
your savings And ways to obtain a tax exemption.
Very important advice
Avoid overdraft at the bank
It is very expensive pay for money
Avoid taking loans as much as possible
You better reduce current standard of living for
a good economic future Writen and Edited by Jacob Nativ
Conclusion:
Conclusion:

There are probably issues that I have not discussed, not terrible
There are many more experts you can consult with
Close
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