Econ! (2)
•Download as PPTX, PDF•
0 likes•162 views
This document summarizes the annual cost of living expenses for two individuals, Jessica and Samir, living in St. Louis, MO. It details their incomes, savings, housing costs at an apartment, healthcare and insurance expenses, transportation via car lease and gas, utilities, food, furniture, and additional expenses. By the end of the year, Jessica has $778.73 remaining from her initial $34,543.50 income after all expenses. Samir has $343.19 remaining from his initial $30,941 income.
Report
Share
Report
Share
Recommended
Econ
This document summarizes the estimated costs for two friends, Kayla and Lena, to live independently. It outlines their incomes, housing costs, healthcare costs, transportation costs, utility costs, food costs, savings calculations, and budgets for extracurricular activities. Kayla earns $60,000 annually and has $13,878 remaining after paying necessities, of which she will save $6,939. Lena earns $40,000 and has $6,245 remaining, of which she will save $3,122.50.
Detroit power point
This document summarizes the estimated annual costs of living for two individuals, Shalini and Chris, living together in Detroit, Michigan. It outlines their individual incomes, savings, health insurance costs, housing costs for a one-bedroom apartment, estimated costs for sharing a used car and bikes, utilities, furniture, food, clothing, entertainment, and other living expenses. By the end of the document, it is estimated that Shalini would have $55 remaining each year after paying all expenses, while Chris would have $26 remaining.
Detroit power point
This document summarizes the estimated annual costs of living for two individuals, Shalini and Chris, living together in Detroit, Michigan. It outlines their individual incomes, savings, health insurance costs, housing costs for a one-bedroom apartment, estimated costs for sharing a used car and bikes, utilities, furniture, food, clothing, entertainment, and other living expenses. By the end of the document, it is estimated that Shalini would have $55 remaining each year after paying all expenses, while Chris would have $26 remaining.
Atlanta, Georgia - Cost of Living
This document compares the cost of living for two individuals, Patricia Ferido and Sherry Aziz, living together in Atlanta, Georgia. It details their incomes, taxes, savings, housing costs at an apartment in Atlanta, utilities, transportation, healthcare, food, and discretionary expenses. In the end, Patricia is left with $5,265.06 remaining while Sherry has $1,293.20 remaining after accounting for all expenses.
Atlanta, Georgia - Cost of Living
This document compares the cost of living for two individuals, Patricia Ferido and Sherry Aziz, living together in Atlanta, Georgia. It details their incomes, taxes, savings, housing costs at an apartment in Atlanta, utilities, transportation, healthcare, food, and discretionary spending. In the end, Patricia is left with $5,265.06 remaining while Sherry has $1,293.20 remaining after accounting for all expenses.
Atlanta, Georgia - Cost of Living
The document analyzes the cost of living for Patricia Ferido and Sherry Aziz living together in Atlanta, Georgia. It details their individual incomes, taxes, savings, housing costs of $799 per month to share an apartment, and monthly expenses for utilities, transportation, healthcare, food, and discretionary spending. In the end, Patricia is left with $5,145.06 remaining and Sherry has $1,293.20 remaining after accounting for all costs of living in Atlanta.
1 Assess Refi - Example 2
This document compares the terms of refinancing an existing home loan to a new 25-year fixed rate mortgage. The proposed refinance loan has a lower interest rate of 4.25% compared to the current rate of 4.875%, resulting in a lower monthly principal and interest payment of $3,223.34 versus the current $3,492.77. Over the life of the new loan, the homeowner would pay $49,394.80 less in total principal and interest and $48,875.68 less in total interest. The refinance is estimated to lower the homeowner's total monthly payment by $269.43.
Cost of living: Nashville, TN (KW, TH)
The document summarizes the costs of living for two individuals, Thomas and Kevin, who live together in Nashville, TN. It details their incomes, housing costs, healthcare costs, transportation, utilities, food/furniture, extracurricular activities, and savings. After accounting for all expenses, Thomas has $10,988 remaining and Kevin has $4,635 remaining each year.
Recommended
Econ
This document summarizes the estimated costs for two friends, Kayla and Lena, to live independently. It outlines their incomes, housing costs, healthcare costs, transportation costs, utility costs, food costs, savings calculations, and budgets for extracurricular activities. Kayla earns $60,000 annually and has $13,878 remaining after paying necessities, of which she will save $6,939. Lena earns $40,000 and has $6,245 remaining, of which she will save $3,122.50.
Detroit power point
This document summarizes the estimated annual costs of living for two individuals, Shalini and Chris, living together in Detroit, Michigan. It outlines their individual incomes, savings, health insurance costs, housing costs for a one-bedroom apartment, estimated costs for sharing a used car and bikes, utilities, furniture, food, clothing, entertainment, and other living expenses. By the end of the document, it is estimated that Shalini would have $55 remaining each year after paying all expenses, while Chris would have $26 remaining.
Detroit power point
This document summarizes the estimated annual costs of living for two individuals, Shalini and Chris, living together in Detroit, Michigan. It outlines their individual incomes, savings, health insurance costs, housing costs for a one-bedroom apartment, estimated costs for sharing a used car and bikes, utilities, furniture, food, clothing, entertainment, and other living expenses. By the end of the document, it is estimated that Shalini would have $55 remaining each year after paying all expenses, while Chris would have $26 remaining.
Atlanta, Georgia - Cost of Living
This document compares the cost of living for two individuals, Patricia Ferido and Sherry Aziz, living together in Atlanta, Georgia. It details their incomes, taxes, savings, housing costs at an apartment in Atlanta, utilities, transportation, healthcare, food, and discretionary expenses. In the end, Patricia is left with $5,265.06 remaining while Sherry has $1,293.20 remaining after accounting for all expenses.
Atlanta, Georgia - Cost of Living
This document compares the cost of living for two individuals, Patricia Ferido and Sherry Aziz, living together in Atlanta, Georgia. It details their incomes, taxes, savings, housing costs at an apartment in Atlanta, utilities, transportation, healthcare, food, and discretionary spending. In the end, Patricia is left with $5,265.06 remaining while Sherry has $1,293.20 remaining after accounting for all expenses.
Atlanta, Georgia - Cost of Living
The document analyzes the cost of living for Patricia Ferido and Sherry Aziz living together in Atlanta, Georgia. It details their individual incomes, taxes, savings, housing costs of $799 per month to share an apartment, and monthly expenses for utilities, transportation, healthcare, food, and discretionary spending. In the end, Patricia is left with $5,145.06 remaining and Sherry has $1,293.20 remaining after accounting for all costs of living in Atlanta.
1 Assess Refi - Example 2
This document compares the terms of refinancing an existing home loan to a new 25-year fixed rate mortgage. The proposed refinance loan has a lower interest rate of 4.25% compared to the current rate of 4.875%, resulting in a lower monthly principal and interest payment of $3,223.34 versus the current $3,492.77. Over the life of the new loan, the homeowner would pay $49,394.80 less in total principal and interest and $48,875.68 less in total interest. The refinance is estimated to lower the homeowner's total monthly payment by $269.43.
Cost of living: Nashville, TN (KW, TH)
The document summarizes the costs of living for two individuals, Thomas and Kevin, who live together in Nashville, TN. It details their incomes, housing costs, healthcare costs, transportation, utilities, food/furniture, extracurricular activities, and savings. After accounting for all expenses, Thomas has $10,988 remaining and Kevin has $4,635 remaining each year.
Budget 5
This document contains a personal budget for Misael de la Rosa showing a yearly income of $914,796 and monthly expenses of $55,154.58. It breaks down expenses into categories such as housing ($17,977.27 per month), transportation ($1,589.78), personal ($1,279.95), furniture/electronics ($170.53), retirement/college ($19,273.19), and savings ($14,923.86). The housing section lists specific costs like rent, utilities, and services. Transportation lists a car payment, gas/maintenance/fees, and car insurance. The conclusion expresses a vision for the future with a big house, family, career as a neurosurgeon
Budgeting for the future
Brandon Lisenby earns an annual salary of $68,000 or a monthly salary of $5,666. After deducting taxes and other expenses, he saves $2,625 per month towards buying a house over 7 years that costs $293,000. His monthly expenses include $700 for rent, $80 for utilities, $300 for insurance, and other typical spending on items like food, transportation and entertainment while still putting away savings each month.
Economics Boston and San Diego
The document compares the costs of living in Boston and San Diego for someone making $48,000 per year. In Boston, total annual costs are approximately $53,384 including housing that is $1,030 per month, while in San Diego total costs are approximately $54,721 with housing that is $910 per month but higher transportation and food costs. Both locations have similar taxes, savings amounts, student loan payments, and healthcare costs. Overall, the costs of living in Boston versus San Diego for this individual are comparable.
Video game designer 5th
Trevor Rudd earns an annual salary of $67,000 or $16,750 per month. He is considering renting an apartment in Foster City, CA for $1,829 per month that is 1,000 square feet with 2 bedrooms and 2 bathrooms and a swimming pool. After accounting for taxes and expenses like rent, utilities, insurance, and savings, Trevor would have $11,787.25 left each month from his $16,750 income. He is currently saving $500 per month to buy a new $20,000 car in the next 3 years.
Minneapolis, minnesota[1]
Liz Chen has an annual income of $33,944 as a psychologist and Karen Kuo has an annual income of $30,596 as a math teacher. Their annual costs including housing ($6,961), healthcare ($1,614 for Liz and $1,131 for Karen), transportation, utilities, food, furniture, savings and extracurricular activities leave Liz with $6,147 remaining and Karen with $4,433 remaining at the end of the first year. Both are able to afford living in Minneapolis on their incomes after accounting for all major costs of living.
Minneapolis, minnesota[1]
Liz Chen earns $33,944 as a psychologist and Karen Kuo earns $30,596 as a teacher. Their annual costs for housing, healthcare, transportation, utilities, food, savings and activities total $21,210.07 for Liz and $18,176.96 for Karen. After expenses, Liz has $6,147.28 remaining and Karen has $4,433.45 remaining for the first year.
Salary form gm 2015
The employee received a salary of $3,032.96 for the month which included a $200 bonus. From this salary, taxes were deducted including 6.2% for Medicare ($188.04), 1.45% staff taxes ($43.98), 6% state tax ($181.98), 14% federal tax ($424.61) for a total tax amount of $838.61. The employee's net salary paid via bank transfer was $2,194.35.
Uk debt vs expenditure by region
Guarantor Loans Company have produced a presentation that shows average UK debt vs. average household expenditure per month.
2008_IIT_Tables
Montana's 2008 individual income tax rates ranged from 1% to 6.9% depending on taxable income. Standard deductions ranged from $1,780 to $8,020 depending on filing status. Personal exemptions were $2,140 per person. Federal income tax deductions were limited to $5,000 for single filers and $10,000 for joint filers. A 2% capital gains tax credit was also available.
St.louis
The document compares the annual budgets and living expenses of Annie and David who live in St. Louis, Missouri. It outlines their incomes, taxes, savings, housing costs at an apartment in downtown St. Louis, healthcare, transportation, utilities, food, and extracurricular spending. After accounting for all expenses, Annie and David each have approximately $1,000 remaining in their annual budgets.
Keim
This 3 bedroom, 3 bathroom condo located near Arizona's first man-made lake community is listed at $156,900, well below the estimated market price of $227,000, representing a great investment opportunity. The condo features a community pool and tennis club and is close to schools and transportation. Financial projections estimate annual cash flow of over $7,600 with a 6.15% cap rate and 15.34% total return on investment.
2006 Year End Seminar
The document appears to be an informational brochure for an estate planning seminar hosted by David A. Kossak. It provides biographical details about Kossak's qualifications and experience in estate planning. The brochure also includes a registration form for the seminar and discusses various advanced estate planning strategies and solutions that could be discussed, such as Qualified Personal Residence Trusts, Grantor Retained Annuity Trusts, and The Family Legacy Trust.
Mortgage note buying opportunity presentation (johnson&brown llc) sildeshow
Johnson & Brown LLC is offering mortgage notes for sale for various properties located in Jacksonville, Florida. The notes offered are for amounts between $53,000 and $64,734.66, with interest rates of 8% and terms of 30 years. The sale price for each note is $40,000, representing loan-to-value ratios ranging from 62% to 75%. Contact information is provided for Eddie Brown and Charles Johnson to obtain more details on the available mortgage notes.
Mortgage note buying opportunity presentation (johnson&brown llc)
Johnson & Brown LLC is offering mortgage notes for sale for various properties located in Jacksonville, Florida. The notes offered are for amounts between $53,000 and $64,734.66, with interest rates of 8% and terms of 30 years. The sale price for each note is $40,000, representing loan-to-value ratios ranging from 62% to 75%. Contact information is provided for Eddie Brown and Charles Johnson to obtain more details on the available mortgage notes.
Mortgage note buying opportunity presentation (johnson&brown llc) sildeshow
Johnson & Brown LLC is offering mortgage notes for sale for various properties located in Jacksonville, Florida. The notes offered are for amounts between $53,000 and $64,734.66, with interest rates of 8% and terms of 30 years. The sale price for each note is $40,000, representing loan-to-value ratios ranging from 62% to 75%. Contact information is provided for Eddie Brown and Charles Johnson to obtain more details on the available mortgage notes.
PAMELA
Este documento proporciona 11 pasos para publicar diapositivas de PowerPoint en SlideShare, que incluyen registrarse en SlideShare, completar los detalles personales, seleccionar un archivo para publicar, hacer clic en "Publicar" y luego ver el archivo publicado en la página de SlideShare.
Islam and the west
By: Ustaz Zhulkeflee Hj Ismail.
Adapted from a talk delivered for
Darus-Salaam Mosque, Clementi, Singapore,
during their “Racial Harmony Day open house”,.
24th July 2005.
1040ez th
Thomas Hsu filed a 2010 Form 1040EZ federal income tax return as a single filer. He reported $55,000 in wages from a job as his only income. His standard deduction of $9,350 reduced his taxable income to $45,650. Using the tax table, his federal income tax owed was calculated to be $7,600. As he had no tax withheld or credits to claim, the full $7,600 amount owed was shown on line 13.
Informe final
Este documento presenta la historia y antecedentes de la empresa BIOURNY S.A., la cual surge como una idea de negocio de un grupo de aprendices del SENA para ofrecer urnas fúnebres biodegradables que cuiden el medio ambiente. El documento describe el proceso de construcción de la idea de negocio desde su concepción inicial hasta la asignación de roles a cada integrante para llevarla a cabo. Adicionalmente, presenta algunos antecedentes sobre las tendencias actuales en el sector funerario como la incineración y la b
More Related Content
What's hot
Budget 5
This document contains a personal budget for Misael de la Rosa showing a yearly income of $914,796 and monthly expenses of $55,154.58. It breaks down expenses into categories such as housing ($17,977.27 per month), transportation ($1,589.78), personal ($1,279.95), furniture/electronics ($170.53), retirement/college ($19,273.19), and savings ($14,923.86). The housing section lists specific costs like rent, utilities, and services. Transportation lists a car payment, gas/maintenance/fees, and car insurance. The conclusion expresses a vision for the future with a big house, family, career as a neurosurgeon
Budgeting for the future
Brandon Lisenby earns an annual salary of $68,000 or a monthly salary of $5,666. After deducting taxes and other expenses, he saves $2,625 per month towards buying a house over 7 years that costs $293,000. His monthly expenses include $700 for rent, $80 for utilities, $300 for insurance, and other typical spending on items like food, transportation and entertainment while still putting away savings each month.
Economics Boston and San Diego
The document compares the costs of living in Boston and San Diego for someone making $48,000 per year. In Boston, total annual costs are approximately $53,384 including housing that is $1,030 per month, while in San Diego total costs are approximately $54,721 with housing that is $910 per month but higher transportation and food costs. Both locations have similar taxes, savings amounts, student loan payments, and healthcare costs. Overall, the costs of living in Boston versus San Diego for this individual are comparable.
Video game designer 5th
Trevor Rudd earns an annual salary of $67,000 or $16,750 per month. He is considering renting an apartment in Foster City, CA for $1,829 per month that is 1,000 square feet with 2 bedrooms and 2 bathrooms and a swimming pool. After accounting for taxes and expenses like rent, utilities, insurance, and savings, Trevor would have $11,787.25 left each month from his $16,750 income. He is currently saving $500 per month to buy a new $20,000 car in the next 3 years.
Minneapolis, minnesota[1]
Liz Chen has an annual income of $33,944 as a psychologist and Karen Kuo has an annual income of $30,596 as a math teacher. Their annual costs including housing ($6,961), healthcare ($1,614 for Liz and $1,131 for Karen), transportation, utilities, food, furniture, savings and extracurricular activities leave Liz with $6,147 remaining and Karen with $4,433 remaining at the end of the first year. Both are able to afford living in Minneapolis on their incomes after accounting for all major costs of living.
Minneapolis, minnesota[1]
Liz Chen earns $33,944 as a psychologist and Karen Kuo earns $30,596 as a teacher. Their annual costs for housing, healthcare, transportation, utilities, food, savings and activities total $21,210.07 for Liz and $18,176.96 for Karen. After expenses, Liz has $6,147.28 remaining and Karen has $4,433.45 remaining for the first year.
Salary form gm 2015
The employee received a salary of $3,032.96 for the month which included a $200 bonus. From this salary, taxes were deducted including 6.2% for Medicare ($188.04), 1.45% staff taxes ($43.98), 6% state tax ($181.98), 14% federal tax ($424.61) for a total tax amount of $838.61. The employee's net salary paid via bank transfer was $2,194.35.
Uk debt vs expenditure by region
Guarantor Loans Company have produced a presentation that shows average UK debt vs. average household expenditure per month.
2008_IIT_Tables
Montana's 2008 individual income tax rates ranged from 1% to 6.9% depending on taxable income. Standard deductions ranged from $1,780 to $8,020 depending on filing status. Personal exemptions were $2,140 per person. Federal income tax deductions were limited to $5,000 for single filers and $10,000 for joint filers. A 2% capital gains tax credit was also available.
St.louis
The document compares the annual budgets and living expenses of Annie and David who live in St. Louis, Missouri. It outlines their incomes, taxes, savings, housing costs at an apartment in downtown St. Louis, healthcare, transportation, utilities, food, and extracurricular spending. After accounting for all expenses, Annie and David each have approximately $1,000 remaining in their annual budgets.
Keim
This 3 bedroom, 3 bathroom condo located near Arizona's first man-made lake community is listed at $156,900, well below the estimated market price of $227,000, representing a great investment opportunity. The condo features a community pool and tennis club and is close to schools and transportation. Financial projections estimate annual cash flow of over $7,600 with a 6.15% cap rate and 15.34% total return on investment.
2006 Year End Seminar
The document appears to be an informational brochure for an estate planning seminar hosted by David A. Kossak. It provides biographical details about Kossak's qualifications and experience in estate planning. The brochure also includes a registration form for the seminar and discusses various advanced estate planning strategies and solutions that could be discussed, such as Qualified Personal Residence Trusts, Grantor Retained Annuity Trusts, and The Family Legacy Trust.
Mortgage note buying opportunity presentation (johnson&brown llc) sildeshow
Johnson & Brown LLC is offering mortgage notes for sale for various properties located in Jacksonville, Florida. The notes offered are for amounts between $53,000 and $64,734.66, with interest rates of 8% and terms of 30 years. The sale price for each note is $40,000, representing loan-to-value ratios ranging from 62% to 75%. Contact information is provided for Eddie Brown and Charles Johnson to obtain more details on the available mortgage notes.
Mortgage note buying opportunity presentation (johnson&brown llc)
Johnson & Brown LLC is offering mortgage notes for sale for various properties located in Jacksonville, Florida. The notes offered are for amounts between $53,000 and $64,734.66, with interest rates of 8% and terms of 30 years. The sale price for each note is $40,000, representing loan-to-value ratios ranging from 62% to 75%. Contact information is provided for Eddie Brown and Charles Johnson to obtain more details on the available mortgage notes.
Mortgage note buying opportunity presentation (johnson&brown llc) sildeshow
Johnson & Brown LLC is offering mortgage notes for sale for various properties located in Jacksonville, Florida. The notes offered are for amounts between $53,000 and $64,734.66, with interest rates of 8% and terms of 30 years. The sale price for each note is $40,000, representing loan-to-value ratios ranging from 62% to 75%. Contact information is provided for Eddie Brown and Charles Johnson to obtain more details on the available mortgage notes.
What's hot (16)
Mortgage note buying opportunity presentation (johnson&brown llc) sildeshow
Mortgage note buying opportunity presentation (johnson&brown llc) sildeshow
Mortgage note buying opportunity presentation (johnson&brown llc)
Mortgage note buying opportunity presentation (johnson&brown llc)
Mortgage note buying opportunity presentation (johnson&brown llc) sildeshow
Mortgage note buying opportunity presentation (johnson&brown llc) sildeshow
Viewers also liked
PAMELA
Este documento proporciona 11 pasos para publicar diapositivas de PowerPoint en SlideShare, que incluyen registrarse en SlideShare, completar los detalles personales, seleccionar un archivo para publicar, hacer clic en "Publicar" y luego ver el archivo publicado en la página de SlideShare.
Islam and the west
By: Ustaz Zhulkeflee Hj Ismail.
Adapted from a talk delivered for
Darus-Salaam Mosque, Clementi, Singapore,
during their “Racial Harmony Day open house”,.
24th July 2005.
1040ez th
Thomas Hsu filed a 2010 Form 1040EZ federal income tax return as a single filer. He reported $55,000 in wages from a job as his only income. His standard deduction of $9,350 reduced his taxable income to $45,650. Using the tax table, his federal income tax owed was calculated to be $7,600. As he had no tax withheld or credits to claim, the full $7,600 amount owed was shown on line 13.
Informe final
Este documento presenta la historia y antecedentes de la empresa BIOURNY S.A., la cual surge como una idea de negocio de un grupo de aprendices del SENA para ofrecer urnas fúnebres biodegradables que cuiden el medio ambiente. El documento describe el proceso de construcción de la idea de negocio desde su concepción inicial hasta la asignación de roles a cada integrante para llevarla a cabo. Adicionalmente, presenta algunos antecedentes sobre las tendencias actuales en el sector funerario como la incineración y la b
Health & Safety Introduction
The document outlines a roadmap to improve an organization's health and safety metrics and processes over four phases. Phase I involves establishing manual paper-based processes. Phase II uses isolated applications but data is still siloed. Phase III integrates systems for greater visibility and standardized injury management. Phase IV implements a web-based software as a service called WorkSafeOnline to further automate notifications, reporting and compliance.
Promo Ciclo 19 2009
Contatos de uma consultora da Natura chamada Andrea Soto, com seu número de telefone, endereço de e-mail e site, promovendo a promoção do Ciclo 19 da Natura em 2009.
Presentation1
This document expresses fond memories and emotions regarding graduation from a class of 2011. It mentions memories of prom, cousin, PJ day, and other experiences shared together. While there are more pictures and memories that couldn't fit, they will remain in the heart. The author expresses they will miss everyone and sends love.
Chemistry powerpoint
The document discusses preservatives used in embalming. It states that common preservatives used are formaldehyde, glutaraldehyde, and phenol, which are diluted to concentrations between 18-35%. The purpose of embalming preservatives is to prevent decomposition through microbial growth or chemical changes. Three goals of embalming are sanitation, presentation, and long-term preservation of human remains. The document also notes that preservatives can expire over time and may need to be replaced.
Grandma
Janice Marvel Anderson lived from May 31, 1944 to June 21, 2009. She was a member of a group called "Hot Mamas!!" and the document expresses sadness at her passing until they meet again.
11
Este documento presenta tres ejercicios de vectores en Java. El primer ejercicio ordena los elementos de un vector de menor a mayor. El segundo ejercicio coloca en un vector resultado solo los elementos del vector original que sean divisibles por 3. El tercer ejercicio coloca en un vector resultado solo los números primos del vector original. Cada ejercicio presenta el código Java correspondiente.
Consistency in Distributed Systems, Part 2
Building on the introductory work of a past webinar, we take a deep dive in the locking, replication, and failure modes of leading NoSQL databases. We focus on three main areas critical for modern developers and architects:
Industry survey of ACID compliance.
Best practices to store 1-many and many-many relationships in Riak, Cassandra, MongoDB, DyanamoDB, and Cloudant.
Consistency between primary and secondary indexes (an often neglected subject) and implications for immutable data models.
A Picture of Cassandra in the Real World - StampedeCon 2014
At StampedeCon 2014, Nate McCall (The Last Pickle) presented "A Picture of Cassandra in the Real World."
In this presentation, we’ll look past the media and marketing hype surrounding Cassandra to provide useful information taken directly from a number of real world use cases.
We’ll discuss:
systems architectures and methods of deployment
performance characteristics of common workloads
operations tasks required for keeping clusters healthy
solutions to backup and recovery
how to fit Cassandra into common software development processes
Presented by a long-time Cassandra user and community member who led the development of the original Java driver back in the fall of 2009, this talk will be thorough, accurate, and informative. Attendees will come away with a better understanding of how to best leverage the power and operational characteristics of Cassandra in their architectures.
Musica
El documento define la música como el arte de organizar sonidos y silencios usando melodía, armonía y ritmo. Explica que la definición de música ha evolucionado a través del tiempo y ahora incluye obras que expanden los límites tradicionales. También menciona que la música mueve el alma, convierte sentimientos en canciones y hace a la gente feliz. Finalmente, lista los nombres de cinco integrantes.
MAMUARENAK
This document contains a series of random letters and words with no clear meaning or narrative. It does not provide any essential information that could be summarized coherently in 3 sentences or less.
Viewers also liked (20)
A Picture of Cassandra in the Real World - StampedeCon 2014
A Picture of Cassandra in the Real World - StampedeCon 2014
Similar to Econ! (2)
Atlanta, Georgia - Cost of Living
This document compares the cost of living for two individuals, Patricia Ferido and Sherry Aziz, living together in Atlanta, Georgia. It details their incomes, taxes, savings, housing costs at an apartment in Atlanta, utilities, transportation, healthcare, food, and discretionary spending. In the end, Patricia is left with $5,265.06 remaining and Sherry has $1,293.20 remaining after accounting for all expenses.
New york
This document summarizes the annual budgets for two individuals, Julius Chen who works as a chef and earns $40,000 annually, and Lawrence Hu who is a firefighter earning $45,000. It details their after-tax incomes, savings amounts, housing costs for an apartment they will share in New York City, health insurance costs, transportation via public transit, utilities, food costs, and extracurricular expenses. By the end of the year, Julius has $946 remaining and Lawrence has $732 remaining after accounting for all expenses.
Ap econ final proj.
This document summarizes the typical costs of living for two medical residents, Michelle and Hye Hyun, living in Charleston, South Carolina. It details their incomes, savings, housing costs, utilities, transportation, healthcare, food, and extracurricular costs. After accounting for all expenses, Michelle has $3,869 remaining and Hye Hyun has $975 remaining at the end of each year. Housing, food, and transportation represent the largest portion of their living expenses. The document provides sources for cost estimates.
The Cost Of Living in Seattle, WA
A zoo keeper in Seattle earns an initial income of $50,000 per year. After taxes and savings, the zoo keeper has $31,825 remaining to cover housing, utilities, transportation, food, and other living expenses. The zoo keeper rents a 500 square foot studio for $9,240 annually and has health insurance that costs $744 per year. Additional expenses include a car lease and gas that total to $5,388 annually. After paying for utilities, food, and extracurricular activities, the zoo keeper has $265 remaining at the end of the year.
New york city
The document provides financial information for Joe Teresi and Christian Scott who earn $60,000 and $55,000 annually respectively. It summarizes their estimated taxes, housing costs, healthcare costs, transportation costs, food/other expenses, utilities, savings, and remaining disposable income. For Joe, his remaining income after costs is $1,722.63, while Christian's is lower at $139.41 due to his slightly lower starting salary. The document outlines the key line items and costs considered in each of their annual budgets.
Econ st. louis_project_powerpoint_6[1]
This document provides a cost of living analysis for two individuals, Anisha and Ellen, living in St. Louis, Missouri. It summarizes their annual incomes, taxes, savings, housing costs, utilities, transportation, food, and other living expenses. By the end of the analysis, Anisha is left with $8,803 in remaining income while Ellen has $18,288 remaining. The document also lists sources cited.
Econ st. louis_project_powerpoint_6[1]
This document provides a cost of living analysis for two individuals, Anisha and Ellen, living in St. Louis, Missouri. It summarizes their annual incomes, savings, housing costs, utilities, food, transportation, healthcare costs, and discretionary expenses. By the end of the analysis, Anisha is left with $8,803 in remaining income while Ellen has $18,288 remaining.
Econ st. louis_project_powerpoint_6[1]
This document provides a cost of living analysis for two individuals, Anisha and Ellen, living in St. Louis, Missouri. It summarizes their annual incomes, taxes, savings, housing costs, utilities, transportation, food, and other living expenses. By the end of the analysis, Anisha is left with $8,803 in remaining income while Ellen has $18,288 remaining. The document also lists sources cited.
The Cost of Living
The document summarizes the annual costs of living for two individuals - Olivia Evans, a kindergarten teacher earning $40,000 annually, and Emma Cooper, a psychologist earning $45,000 annually. It details their incomes after taxes, estimated savings amounts, costs of housing ($950/month rent for a 2-bedroom apartment), utilities, transportation, food, furniture, extracurricular activities, charities, and remaining income (Olivia with $5,276 remaining, Emma with $7,549.50 remaining).
The Cost of Living
The document summarizes the annual costs of living for two individuals, Olivia Evans and Emma Cooper, who live together in Seattle, Washington. It details their incomes, savings, housing costs, utilities, food, transportation, healthcare, and discretionary spending. In the end, it is shown that after all expenses, Olivia has $5,276 remaining and Emma has $7,549.50 remaining for the year.
Cost of living
Allen and Hope calculate their annual budgets for living in San Diego, California. They both earn $60,000 annually as computer scientists. After taxes, savings, and housing costs, they each have around $19,000 remaining. Major expenses include $2,064 annually for health insurance, $3,000-$3,150 for transportation costs including a used car, insurance and gas, and $8,775 total for food, furniture and household items. This leaves them each with a remaining $800-$1,300 annually after accounting for utilities, entertainment, vacations and other expenses.
Miami
This document summarizes the annual incomes, expenses, and budgets for Ashley Geo and Jocelyn Wong, who are moving in together in Miami, Florida. It outlines their individual incomes, savings amounts, healthcare and transportation costs, shared living expenses including rent, utilities, and food, and individual discretionary expenses. Overall budgets are calculated for each person with their remaining income after necessities. Sources are cited at the end.
Cost of Living
The document summarizes the annual budgets for two individuals, Allen and Hope, living in San Diego, California. It details their incomes, savings, housing costs, utilities, transportation, healthcare, food, and extracurricular expenses. After accounting for all costs, Allen is left with $840.16 remaining and Hope has $1,292.92 remaining at the end of the year.
Minneapolis pjt
This document provides information about the cost of living in Minneapolis, Minnesota for two individuals, Sophia and Tao. It details their incomes, taxes, healthcare costs, housing expenses including rent and utilities, transportation, food costs, and discretionary spending. For Sophia, her annual savings after expenses is $21,825 while Tao saves $13,263.70 per year living in Minneapolis.
Minneapolis pjt
The document provides details on the cost of living in Minneapolis for two individuals, Sophia and Tao, including their incomes, taxes, healthcare costs, housing expenses, utility bills, transportation, food costs, and extracurricular activities. It calculates their annual expenses and savings. Sophia has a higher income of $41,907 after taxes and expenses, allowing savings of $20,985. Tao has a lower income of $29,665 after taxes and expenses, allowing savings of $12,713.
Minneapolis pjt
The document provides details on the cost of living in Minneapolis for two individuals, Sophia and Tao, including their incomes, taxes, healthcare costs, housing expenses, utility bills, transportation, food costs, and extracurricular activities. It calculates their annual budgets and savings. Sophia has a higher income of $41,907 after taxes and expenses, allowing savings of $20,985. Tao has a lower income of $29,665 after taxes and expenses, allowing savings of $12,713.
Cost of living nashville tn ppt
This document summarizes the annual budgets and costs of living for two individuals, Thomas and Kevin, living in Nashville, TN. Thomas works as a computer programmer making $55,000 annually, while Kevin works as an aerospace engineer making $40,000. It details their housing costs, utilities, healthcare, transportation, food, savings, and remaining income after accounting for all expenses. In the end, Thomas has $11,288 remaining while Kevin has $4,935 left for the year.
Final Budget Project Sample
This document provides details of J.B.'s future financial plan. It outlines a career as a registered nurse earning $48,250 annually. Monthly expenses including $975 rent, $574 car payment and $105 insurance are outlined. The monthly budget has a $255 deficit that J.B. plans to cover by reducing entertainment, clothing and savings. Financial goals include a part-time job, promotion, vacation savings and home purchase savings. Banking and credit card options from Ally and Real Cash Rewards are presented.
The cost of living in san francisco
This document compares the costs of living in San Francisco for two individuals - Taylor Ota, a pharmacist earning $60,000 annually, and Molly Jubas, a kindergarten teacher earning $40,000. It details their incomes, taxes, shared utilities, housing, transportation, healthcare, savings, and discretionary spending. After accounting for all expenses, Taylor is left with $3,362 remaining while Molly has no funds remaining at the end of the year.
Budgeting
The document summarizes the budgeting and expenses for two individuals, Sukie Fontaine and Raya Gazae, who earn $45,000 and $60,000 respectively and live in San Francisco. It details their income after taxes, savings amounts, housing costs including rent for an apartment, utilities, health care costs, transportation via BART, food costs, and additional expenses. By the end, it calculates what disposable income is left for each person after accounting for all expenses.
Similar to Econ! (2) (20)
Recently uploaded
Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...Labour Market Information Council | Conseil de l’information sur le marché du travail
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.Detailed power point presentation on compound interest and how it is calculated
Detailed information about compund interest
falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...
falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...Falcon Invoice Discounting
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.Ending stagnation: How to boost prosperity across Scotland
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
What's a worker’s market? Job quality and labour market tightness
What's a worker’s market? Job quality and labour market tightnessLabour Market Information Council | Conseil de l’information sur le marché du travail
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.Fabular Frames and the Four Ratio Problem
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
South Dakota State University degree offer diploma Transcript
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
原版定制【微信:bwp0011】《(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
Discover the Future of Dogecoin with Our Comprehensive Guidance
Learn in-depth about Dogecoin's trajectory and stay informed with 36crypto's essential and up-to-date information about the crypto space.
Our presentation delves into Dogecoin's potential future, exploring whether it's destined to skyrocket to the moon or face a downward spiral. In addition, it highlights invaluable insights. Don't miss out on this opportunity to enhance your crypto understanding!
https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
How to Invest in Cryptocurrency for Beginners: A Complete Guide
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
永久可查学历认证【微信：A575476】【美国新罕布什尔大学(unh)毕业证成绩单Offer】【微信：A575476】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：A575476】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
The Rise and Fall of Ponzi Schemes in America.pptx
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck mari...
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
Using Online job postings and survey data to understand labour market trends
Using Online job postings and survey data to understand labour market trendsLabour Market Information Council | Conseil de l’information sur le marché du travail
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.The Impact of Generative AI and 4th Industrial Revolution
This infographic explores the transformative power of Generative AI, a key driver of the 4th Industrial Revolution. Discover how Generative AI is revolutionizing industries, accelerating innovation, and shaping the future of work.
Economic Risk Factor Update: June 2024 [SlideShare]
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
Recently uploaded (20)
Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...
Detailed power point presentation on compound interest and how it is calculated
Detailed power point presentation on compound interest and how it is calculated
falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...
falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...
Importance of community participation in development projects.pdf
Importance of community participation in development projects.pdf
Ending stagnation: How to boost prosperity across Scotland
Ending stagnation: How to boost prosperity across Scotland
What's a worker’s market? Job quality and labour market tightness
What's a worker’s market? Job quality and labour market tightness
South Dakota State University degree offer diploma Transcript
South Dakota State University degree offer diploma Transcript
Discover the Future of Dogecoin with Our Comprehensive Guidance
Discover the Future of Dogecoin with Our Comprehensive Guidance
How to Invest in Cryptocurrency for Beginners: A Complete Guide
How to Invest in Cryptocurrency for Beginners: A Complete Guide
The Rise and Fall of Ponzi Schemes in America.pptx
The Rise and Fall of Ponzi Schemes in America.pptx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck mari...
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck mari...
Using Online job postings and survey data to understand labour market trends
Using Online job postings and survey data to understand labour market trends
The Impact of Generative AI and 4th Industrial Revolution
The Impact of Generative AI and 4th Industrial Revolution
Economic Risk Factor Update: June 2024 [SlideShare]
Economic Risk Factor Update: June 2024 [SlideShare]
Econ! (2)
- 1. THE COST of LIVING: St. Luis, MO By: Jessica Harada and SamirFaza
- 2. LOCATION St. Louis, MO
- 3. Total Income: Initial and Post Tax JessicaOccupation: Teacher Inital Income45,000FICA3,442.50Post-Tax37,986Total34,543.5 SamirOccupation: AccountantInital Income40,000FICA3,060Post-Tax34,001Total30,941
- 4. Saving Saving after Income Taxes Jessica Saving: 10% Amount: $3454.35 Savings account at Bank: $2400 .05% APY Checking account at bank of America: $1054.35 Samir Saving: 5% Amount: $1547.05 Saving account at Bank: $1000 .05% APY Checking account at bank of America: $547.05
- 5. Remaining Income Samir Disposable Income ($30,941.00) – Savings ($1,547.05) = $29,393.95 Jessica Disposable Income ($34,543.50) – Savings ($3,454.35) = $31,089.15
- 6. Housing Warson Village Town House Apartments 1000 Darwick Court City: St. Louis, MO Zip Code: 63132
- 7. Housing Cost Lease Term: 12 Months Deposit: $400 Living Cost: $11,580 annually ($965/month) - ($5990/person annually) Renter's Insurance cost: $17/month Size: 1350 sq feet 2 story apartment 2 bedrooms 1.5 bathroom 1 bath Covered parking Fitness Center
- 8. Remaining Income Jessica $31,089.15 -$200 (Deposit) -$5,990 (Annual Cost) -$102 (Renters Insurance) $24,797.15 Samir $29,393.95 -$200 (Deposit) -$5,990 (Annual Cost) -$102 (Renters Insurance) $23,101.95
- 9. HealthcareUnited Health Insurance Samir $832.62 Annually $69.39/month/per person United Health One Copay Select 20%$3,500 Deductable 20% Coinsurance for in-network services Individual coverage Jessica $1019.28 Annually $111/month/per person United Health One Copay Select 20%$3,500 Deductable 20% Coinsurance for in-network services Individual coverage
- 10. Remaining Income Jessica $24,797.15 - $1,019.28(healthcare) = $23,777.87 Samir $23,101.95 - $832.62 (healthcare) = $22,269.33
- 11. Transportation Lease for 36 months: 9450 total, 4725 per person Car Lease: Honda Accord Sedan $270/month Car Insurance: AAA Car Inurance 2107.23 annually / 175.60 per month Price of Gas Per Gallon: $3.65 (mid)Roughly estimated 9 gallon usage: $32.85854.10 a year for gas per person
- 12. Remaining Income Jessica $23,777.87 - $4,725(Lease) - $854.10(Gas) - $1053.62(Insurance) =$17,145.15 Samir $22,269.33 - $4,725(Lease) - $854.10(Gas) - $1053.62(Insurance) =$15,634.61
- 13. Utilities Utilities combined per year. Electricity: $757.08 Water: $840 Gas: $450 Phone: AT&T Nation 1400 Family Talk with Rollover and DataPlus 200 MB Cell phone plan: $89/month total DataPlus plan: $30/month total $1428 Internet, Home Phone and CableCox Good Bundle $845.76
- 14. Remaining Income Jessica $17,145.15 - $378.54(Electric) - $420(Water) - $225(Gas) – $714(Phone) - $422.88(Cox Cable/Phone/Internet) = $14,984.73 Samir $15,634.61 - $378.54(Electric) - $420(Water) - $225(Gas) – $714(Phone) - $422.88(Cox Cable/Phone/Internet) =$13,474.19
- 15. Food/Furniture Jessica Food: $10,000 Furniture: $400 (split cost) TV: $202 (split cost) Supplies: $250 Samir Food: $9,000 Furniture: $400 (split cost TV: $202 Supplies: $250
- 16. Remaining Income Jessica $14,984.73 - $10,000(Food) – $400(Furniture) – $202(TV) - $250(Supplies) =$4132.73 Samir $13,474.19 - $9,000(Food) – $400(Furniture) – $202(TV) - $250(Supplies) =$3622.19
- 17. Extracurricular Activities Jessica Clothes: $1500 Netflix: $54/year per person Travel: $1,800 Total: $3354 Samir Clothes: $1200 Netflix: $54/year per person Cardinal season tickets: $2025/year Total: $3270
- 18. Remaining Income Jessica $4,132.73 - $1,500(Clothes) - $54(Netflix) - $1,800(Travel) =$778.73 Samir $3,622.19 - $1,200(Clothes) - $54(Netflix) - $2025(Cardinal Tickets) =$343.19
- 19. End Jessica Savings: $3,454.35 Housing Costs: $6,6092 Healthcare: $1,019.28 Transportation: $6,632.72 Utilities: $2,160.42 Food/Furniture: $10,852 Extracurricular Activities: $2,954 Remaining Income: $778.73 Samir Savings: $1,547.05 Housing Costs: $6,6092 Healthcare: $832.62 Transportation: $6,632.72 Utilities: $2,160.42 Food/Furniture: $10,852 Extracurricular Activities: $3,270 Remaining Income: $343.19