This document compares the cost of living for two individuals, Patricia Ferido and Sherry Aziz, living together in Atlanta, Georgia. It details their incomes, taxes, savings, housing costs at an apartment in Atlanta, utilities, transportation, healthcare, food, and discretionary spending. In the end, Patricia is left with $5,265.06 remaining while Sherry has $1,293.20 remaining after accounting for all expenses.

1. THE COST Of living:Atlanta, GeorgiaSherry Aziz & Patricia Ferido

2. Location Atlanta, Georgia

3. Total Income: Initial and Post TaxPatricia FeridoInitial Income: $60,000FICA: $3,874.73State Income Tax: $3,039 Federal Tax: $8,850Total(Post-Tax): $44,236.27Sherry AzizInitial Income:$40,000FICA: $2,344.72State Income Tax: $1,839Federal Tax: $4,175Total (Post-Tax): $31,641.28

4. SavingsPatricia Ferido$9,847.25Saving’s Account at Citibank: $8,847.250.10% APYChecking Account at Citibank: $1000Sherry Aziz$4,164.12Savings Account at Citibank: $3,164.120.10% APYChecking Account at Citibank: $1000

5. Remaining IncomePatricia Ferido$44,236.27 - $9,847.25 = $34,389.02Sherry Aziz$31,641.28 - $4,164.12 = $27,477.16

6. Housing Housing Costs:Lease Term - 1 YearLiving Cost: $799/mo -- about $400 each, per monthDeposit: $150-$799Renter's Insurance: $227 annually, shared costSize: 967 sq. ft.2 bed, 2 bath6 floor apartment complexAMENTIES‍On-Site Management‍On-Site Laundry‍On-Site Maintenance‍Parking Space(s)‍Package Receiving‍Fitness Center: Free‍Elevator‍Garage‍Air conditioning‍High Speed Internet Available‍Dishwasher‍Limited Access‍Washer/DryerWe live here!133 Trinity AvenueAtlanta, GA 30303

7. Remaining IncomePatricia Ferido$34389.02-$4800 (Annual Rent)-$500 (Deposit)-$113.50 (Insurance)=$28,975.52Sherry Aziz$27477.16-$4800 (Annual Rent)-$500 (Deposit)-$113.50 (Insurance)=$22,063.66

8. HealthcareBlueCrossBlueShield of GeorgiaPatricia Ferido$560.52 annually$46.71 per month/per personBlue Cross Blue Shield of Georgia - Smartsense Plus 20000Deductible: $20,000copay: $30Sherry Aziz$560.52 annually$46.71 per month/per personBlue Cross Blue Shield of Georgia - Smartsense Plus 20000Deductible: $20,000copay: $30

9. Remaining IncomePatricia Ferido$28,975.52 - $560.52 (Healthcare) = $28,415Sherry Aziz$22,063.66 - $560.52(Healthcare) =$21,503.14

10. TransportationMARTA- Buses and Trains30-Day Pass: $68.00 per month

11. Remaining IncomePatricia Ferido$28,415 - $816 (transportation) = $27,599Sherry Aziz$21,503.14 - $816 (transportation) = $20,687.14

12. UtilitiesGas: $132 per year, shared costCable: $35.99 per month, $431.88 per year, shared costInternet Included with ApartmentCell Phone service: Patricia - $600 per year/Sherry - $600 per yearElectricity: $2028 per year, shared costWater: $600 per year, shared cost

13. Remaining IncomePatricia Ferido$27,599-$66 (gas)-$300 (water)-$600 (phone)-$215.94 (cable)-$1014 (electricity)=$25,469.06Sherry Aziz$20,687.14-$66 (gas)-$300 (water)-$600 (phone)-$215.94 (cable)-$1014 (electricity)=$18,491.20

14. Food/FurniturePatricia FeridoFood: $7,000Household Furniture: $500.00Television $300 (32”, flat screen, plasma, shared cost)Household Supplies: $200Sherry AzizFood: $7,000Household Furniture: $400.00Television $300 (32”, flat screen, plasma, shared cost)Household Supplies: $200

15. Remaining IncomePatricia Ferido$25,469.06-$7000 (food)-$500 (furniture)-$150 (television)-$200 (household)=$17,619.06Sherry Aziz$18,491.20-$7000 (food)-$400 (furniture)-$150 (television)-$200 (household)=$10,741.20

16. Extracurricular ActivitiesPatricia FeridoMovies - $96 Netflix (shared cost) + $60 (theater)Concerts/Music - $300Trips - $6000Clothes & Shopping - $3000Donation – $2000 (church & family in Philippines)Sherry AzizClothes & Shopping - $2400Movies - $96 Netflix (shared cost)Trips - $6000 Donation - $1000 (church & family in Egypt)

17. Remaining IncomePatricia Ferido$17,619.06-$48 (Netflix)-$60 (Theater)-$6000 (Trips)-$4000 (Shopping)-$2000 (Donations)-$300 (Concerts & Music)=$5265.06Sherry Aziz$10,741.20-$48 (Netflix)-$6,000 (Trips)-$2400 (Shopping)-$1000 (Donations)=$1,293.20

18. EndPatricia FeridoSavings:$9,847.25Housing Costs: $5,413.50Healthcare: $560.52 Transportation: $816 Utilities: $2195.94Food/Furniture: $7,850Extracurricular Activities: $12,408Taxes: $15,763.73Remaining Income:$5265.06Sherry AzizSavings:$4,164.12Housing Costs: $5,413.50Healthcare: $560.52 Transportation: $816 Utilities: $2,195.94Food/Furniture: $7,750Extracurricular Activities: $9,448Taxes: $8,358,72Remaining Income:$1,293.20