Budget 5
•
0 likes•259 views
This document contains a personal budget for Misael de la Rosa showing a yearly income of $914,796 and monthly expenses of $55,154.58. It breaks down expenses into categories such as housing ($17,977.27 per month), transportation ($1,589.78), personal ($1,279.95), furniture/electronics ($170.53), retirement/college ($19,273.19), and savings ($14,923.86). The housing section lists specific costs like rent, utilities, and services. Transportation lists a car payment, gas/maintenance/fees, and car insurance. The conclusion expresses a vision for the future with a big house, family, career as a neurosurgeon
Report
Share
Report
Share
Recommended
Video game designer 5th
Trevor Rudd earns an annual salary of $67,000 or $16,750 per month. He is considering renting an apartment in Foster City, CA for $1,829 per month that is 1,000 square feet with 2 bedrooms and 2 bathrooms and a swimming pool. After accounting for taxes and expenses like rent, utilities, insurance, and savings, Trevor would have $11,787.25 left each month from his $16,750 income. He is currently saving $500 per month to buy a new $20,000 car in the next 3 years.
Econ!
This document summarizes the annual cost of living expenses for two individuals, Jessica and Samir, living in St. Louis, MO. It details their incomes, savings, housing costs at an apartment, healthcare and insurance expenses, transportation via car lease and gas, utilities, food, furniture, and extracurricular activities. By the end of the year, Jessica has $778.73 remaining income while Samir has $343.19 left over after accounting for all expenses.
Econ! (2)
This document summarizes the annual cost of living expenses for two individuals, Jessica and Samir, living in St. Louis, MO. It details their incomes, savings, housing costs at an apartment, transportation expenses including a car lease and insurance, utilities, food, healthcare costs, and discretionary expenses. By the end of the year, Jessica has $778.73 remaining from her income while Samir has $343.19 left after accounting for all expenses.
Auburn
Auburn, GA is a city located in Gwinnett County with a population of approximately 7,290. The median home value for a single family detached home in Auburn is $272,950. The main attractions in Auburn include The Auburn Ballpark and City of Auburn Ball Fields. Nearby shopping centers are Tanger Outlets Commerce, Mountain Crossing, and Barrow Crossing. Auburn is about 51 minutes from downtown Atlanta and 57 minutes from the Atlanta airport. The local hospital serving Auburn is Northeast GA Medical Center. Nearby high schools include Mill Creek High School in Dacula and Apalache High School.
The Most Expensive Zip Codes in America
As foreign investors flock to scoop up American real estate, David Hochfelder revisits Forbes' list of 'The Most Expensive Zip Codes in America.'
1 Assess Refi - Example 2
This document compares the terms of refinancing an existing home loan to a new 25-year fixed rate mortgage. The proposed refinance loan has a lower interest rate of 4.25% compared to the current rate of 4.875%, resulting in a lower monthly principal and interest payment of $3,223.34 versus the current $3,492.77. Over the life of the new loan, the homeowner would pay $49,394.80 less in total principal and interest and $48,875.68 less in total interest. The refinance is estimated to lower the homeowner's total monthly payment by $269.43.
Assets seized in Garnett Smith case
Federal prosecutors described Garnett Smith as “one of the largest cocaine and heroin dealers to be prosecuted in Baltimore in recent history” ahead of his sentencing Thursday. He was convicted of trafficking more than 1,000 kilograms of cocaine to Baltimore from California, reaping profits of at least $10 million.
Authorities provided a slideshow of images of some of the estimated $6.7 million in property – including apartments, luxury cars and jewelry – that Smith spent his drug money on.
Working for a living project
An athletic trainer earns a median annual salary of $35,870. After taxes, their net monthly income is $2,241.88. Their monthly expenses include $955 for rent, $300 for a car payment, $200 for car insurance and gas, $65 for food, $191 for utilities, $95 for phone and services, $40 for entertainment, and $74.37 for a student loan payment. Their total monthly expenses are $2,241.29, leaving them with $0.59 more than their income each month. If they received a 0.5% raise, they would put the extra $112 per month into savings. This budgeting project taught them the importance of spending
Recommended
Video game designer 5th
Trevor Rudd earns an annual salary of $67,000 or $16,750 per month. He is considering renting an apartment in Foster City, CA for $1,829 per month that is 1,000 square feet with 2 bedrooms and 2 bathrooms and a swimming pool. After accounting for taxes and expenses like rent, utilities, insurance, and savings, Trevor would have $11,787.25 left each month from his $16,750 income. He is currently saving $500 per month to buy a new $20,000 car in the next 3 years.
Econ!
This document summarizes the annual cost of living expenses for two individuals, Jessica and Samir, living in St. Louis, MO. It details their incomes, savings, housing costs at an apartment, healthcare and insurance expenses, transportation via car lease and gas, utilities, food, furniture, and extracurricular activities. By the end of the year, Jessica has $778.73 remaining income while Samir has $343.19 left over after accounting for all expenses.
Econ! (2)
This document summarizes the annual cost of living expenses for two individuals, Jessica and Samir, living in St. Louis, MO. It details their incomes, savings, housing costs at an apartment, transportation expenses including a car lease and insurance, utilities, food, healthcare costs, and discretionary expenses. By the end of the year, Jessica has $778.73 remaining from her income while Samir has $343.19 left after accounting for all expenses.
Auburn
Auburn, GA is a city located in Gwinnett County with a population of approximately 7,290. The median home value for a single family detached home in Auburn is $272,950. The main attractions in Auburn include The Auburn Ballpark and City of Auburn Ball Fields. Nearby shopping centers are Tanger Outlets Commerce, Mountain Crossing, and Barrow Crossing. Auburn is about 51 minutes from downtown Atlanta and 57 minutes from the Atlanta airport. The local hospital serving Auburn is Northeast GA Medical Center. Nearby high schools include Mill Creek High School in Dacula and Apalache High School.
The Most Expensive Zip Codes in America
As foreign investors flock to scoop up American real estate, David Hochfelder revisits Forbes' list of 'The Most Expensive Zip Codes in America.'
1 Assess Refi - Example 2
This document compares the terms of refinancing an existing home loan to a new 25-year fixed rate mortgage. The proposed refinance loan has a lower interest rate of 4.25% compared to the current rate of 4.875%, resulting in a lower monthly principal and interest payment of $3,223.34 versus the current $3,492.77. Over the life of the new loan, the homeowner would pay $49,394.80 less in total principal and interest and $48,875.68 less in total interest. The refinance is estimated to lower the homeowner's total monthly payment by $269.43.
Assets seized in Garnett Smith case
Federal prosecutors described Garnett Smith as “one of the largest cocaine and heroin dealers to be prosecuted in Baltimore in recent history” ahead of his sentencing Thursday. He was convicted of trafficking more than 1,000 kilograms of cocaine to Baltimore from California, reaping profits of at least $10 million.
Authorities provided a slideshow of images of some of the estimated $6.7 million in property – including apartments, luxury cars and jewelry – that Smith spent his drug money on.
Working for a living project
An athletic trainer earns a median annual salary of $35,870. After taxes, their net monthly income is $2,241.88. Their monthly expenses include $955 for rent, $300 for a car payment, $200 for car insurance and gas, $65 for food, $191 for utilities, $95 for phone and services, $40 for entertainment, and $74.37 for a student loan payment. Their total monthly expenses are $2,241.29, leaving them with $0.59 more than their income each month. If they received a 0.5% raise, they would put the extra $112 per month into savings. This budgeting project taught them the importance of spending
Minneapolis, minnesota[1]
Liz Chen has an annual income of $33,944 as a psychologist and Karen Kuo has an annual income of $30,596 as a math teacher. Their annual costs including housing ($6,961), healthcare ($1,614 for Liz and $1,131 for Karen), transportation, utilities, food, furniture, savings and extracurricular activities leave Liz with $6,147 remaining and Karen with $4,433 remaining at the end of the first year. Both are able to afford living in Minneapolis on their incomes after accounting for all major costs of living.
Minneapolis, minnesota[1]
Liz Chen earns $33,944 as a psychologist and Karen Kuo earns $30,596 as a teacher. Their annual costs for housing, healthcare, transportation, utilities, food, savings and activities total $21,210.07 for Liz and $18,176.96 for Karen. After expenses, Liz has $6,147.28 remaining and Karen has $4,433.45 remaining for the first year.
1103 W Glendale St, West Covina
Open House in West Covina Sat December 13, 2014
Call Alimon Williams for a FHA or conventional preqaul. Phone 909-529-1294, website www.pdmtg.com/alimonwilliams, awilliams@pwhomeloans.com
1103 W Glendale, West covina
$489,500 3 bed 2 bath newly renovated, call me for pre qualifications 909-529-1294 or visit my website www.pdmtg.com/alimonwilliams
Macro 6
The document discusses several macroeconomic topics including:
1) Farming in China during the commune system and the deaths that resulted from the policies.
2) Different worldviews including political, legal, and economic views.
3) The concepts of leverage, debt to equity ratios, and how small amounts of borrowed money can be used to generate larger profits but also larger losses.
4) How mortgages are packaged into securities and sold to investors for profit.
Mortgage note buying opportunity presentation (johnson&brown llc) sildeshow
Johnson & Brown LLC is offering mortgage notes for sale for various properties located in Jacksonville, Florida. The notes offered are for amounts between $53,000 and $64,734.66, with interest rates of 8% and terms of 30 years. The sale price for each note is $40,000, representing loan-to-value ratios ranging from 62% to 75%. Contact information is provided for Eddie Brown and Charles Johnson to obtain more details on the available mortgage notes.
Just Married Budget
The document summarizes the monthly budget and expenses of a married couple, Rita and John. They earn a combined income of $105,000 annually and purchase a condo for $284,900 with a 5% down payment and 4.04% interest mortgage. Their monthly expenses include $1,930 for the mortgage, $325 for Rita's car insurance, $180 for gas, $121 for John's transit pass, $120 for utilities, $600 for groceries, $300 for clothing, $600 for discretionary spending, and $200 for incidentals. This leaves them with $3,940 excess monthly that is split between savings accounts.
St.louis
The document compares the annual budgets and living expenses of Annie and David who live in St. Louis, Missouri. It outlines their incomes, taxes, savings, housing costs at an apartment in downtown St. Louis, healthcare, transportation, utilities, food, and extracurricular spending. After accounting for all expenses, Annie and David each have approximately $1,000 remaining in their annual budgets.
Millburn/Short Hills NJ Home Sales: January 2012
This document summarizes home sales in Millburn/Short Hills, NJ from January 2012. It lists 8 homes with details on their sales price, assessment value, original and final listing prices, number of bedrooms and bathrooms, and days on the market. The homes sold between $379,900 to $2,425,000. Information on the homes was obtained from the Garden State Multiple Listing Service as of February 3, 2012.
Budgeting for the future
Brandon Lisenby earns an annual salary of $68,000 or a monthly salary of $5,666. After deducting taxes and other expenses, he saves $2,625 per month towards buying a house over 7 years that costs $293,000. His monthly expenses include $700 for rent, $80 for utilities, $300 for insurance, and other typical spending on items like food, transportation and entertainment while still putting away savings each month.
Budget 5
Adrian is an ESPN reporter earning $250,000 annually. His monthly take home pay is $15,072.92. His yearly budget totals $49,058.66. Housing is his largest expense at $12,285 per year, which includes $12,000 in rent. Transportation is $420 covering his car payment, gas, and insurance. Personal expenses are $528.66. Retirement and college savings are budgeted at $35,500. This personal budget outlines Adrian's income, expenses, and savings goals to financially plan for his future lifestyle and retirement.
My future
Ericka Gantick's monthly personal budget allocates $15,000 in income. Her largest expenses are $4,230 for housing including rent and utilities, $754 for transportation such as a car payment and insurance, and $2,250 for retirement savings. She spends $880 on personal items and $156 on furniture while dedicating $6,730, or 45% of her income, to monthly savings. Her vision for the future includes living in a luxury loft apartment in New York City with floor-to-ceiling windows overlooking Central Park while working a high-paying career in finance.
My future
Adriana Compean created a personal budget that allocated her future monthly expenses into categories such as housing, transportation, personal expenses, furniture/electronics, retirement/college, and savings. Housing expenses made up 16% of her budget at $1,605 per month, transportation was 8% at $850, and personal expenses were the largest category at 22% or $2,175. Her conclusion expressed her goal of being a stay at home mother to a large family of 7 children, with work as an interior designer or party planner if needed for additional income.
Budget project part 5
Lyndzee's personal budget outlines total monthly expenditures of $10,060.87 against a total monthly income of $28,698.83. Housing accounts for $2,250 or 11% of expenses while transportation is $800 or 4%. Retirement, insurance, and college savings make up 26% of the budget at $5,129.82. The budget graph shows 72% of income remaining after taxes, with 50% going to savings each month. Lyndzee's career goal is to become an orthopedic surgeon and own a $150,000 house suitable for their family with a spacious car to meet their needs, furnishing the home affordably over time.
Budgeting and presentations
The document provides guidance on budgeting and calculating weekly expenses. It recommends dividing monthly bills by the number of pay periods in a month to determine how much to set aside each week. Expenses like bills, gas, groceries, and donations are estimated, totaling $136.50 per week on a $160 weekly income, leaving $23.50 per week for savings and recreation. The document encourages tracking savings categories in a spreadsheet.
Atlanta, Georgia - Cost of Living
The document analyzes the cost of living for Patricia Ferido and Sherry Aziz living together in Atlanta, Georgia. It details their individual incomes, taxes, savings, housing costs of $799 per month to share an apartment, and monthly expenses for utilities, transportation, healthcare, food, and discretionary spending. In the end, Patricia is left with $5,145.06 remaining and Sherry has $1,293.20 remaining after accounting for all costs of living in Atlanta.
Atlanta, Georgia - Cost of Living
This document compares the cost of living for two individuals, Patricia Ferido and Sherry Aziz, living together in Atlanta, Georgia. It details their incomes, taxes, savings, housing costs at an apartment in Atlanta, utilities, transportation, healthcare, food, and discretionary expenses. In the end, Patricia is left with $5,265.06 remaining while Sherry has $1,293.20 remaining after accounting for all expenses.
Atlanta, Georgia - Cost of Living
This document compares the cost of living for two individuals, Patricia Ferido and Sherry Aziz, living together in Atlanta, Georgia. It details their incomes, taxes, savings, housing costs at an apartment in Atlanta, utilities, transportation, healthcare, food, and discretionary spending. In the end, Patricia is left with $5,265.06 remaining while Sherry has $1,293.20 remaining after accounting for all expenses.
Atlanta, Georgia - Cost of Living
This document compares the cost of living for two individuals, Patricia Ferido and Sherry Aziz, living together in Atlanta, Georgia. It details their incomes, taxes, savings, housing costs at an apartment in Atlanta, utilities, transportation, healthcare, food, and discretionary spending. In the end, Patricia is left with $5,265.06 remaining and Sherry has $1,293.20 remaining after accounting for all expenses.
New york city
The document provides financial information for Joe Teresi and Christian Scott who earn $60,000 and $55,000 annually respectively. It summarizes their estimated taxes, housing costs, healthcare costs, transportation costs, food/other expenses, utilities, savings, and remaining disposable income. For Joe, his remaining income after costs is $1,722.63, while Christian's is lower at $139.41 due to his slightly lower starting salary. The document outlines the key line items and costs considered in each of their annual budgets.
Minneapolis pjt
The document provides details on the cost of living in Minneapolis for two individuals, Sophia and Tao, including their incomes, taxes, healthcare costs, housing expenses, utility bills, transportation, food costs, and extracurricular activities. It calculates their annual expenses and savings. Sophia has a higher income of $41,907 after taxes and expenses, allowing savings of $20,985. Tao has a lower income of $29,665 after taxes and expenses, allowing savings of $12,713.
Minneapolis pjt
The document provides details on the cost of living in Minneapolis for two individuals, Sophia and Tao, including their incomes, taxes, healthcare costs, housing expenses, utility bills, transportation, food costs, and extracurricular activities. It calculates their annual budgets and savings. Sophia has a higher income of $41,907 after taxes and expenses, allowing savings of $20,985. Tao has a lower income of $29,665 after taxes and expenses, allowing savings of $12,713.
More Related Content
What's hot
Minneapolis, minnesota[1]
Liz Chen has an annual income of $33,944 as a psychologist and Karen Kuo has an annual income of $30,596 as a math teacher. Their annual costs including housing ($6,961), healthcare ($1,614 for Liz and $1,131 for Karen), transportation, utilities, food, furniture, savings and extracurricular activities leave Liz with $6,147 remaining and Karen with $4,433 remaining at the end of the first year. Both are able to afford living in Minneapolis on their incomes after accounting for all major costs of living.
Minneapolis, minnesota[1]
Liz Chen earns $33,944 as a psychologist and Karen Kuo earns $30,596 as a teacher. Their annual costs for housing, healthcare, transportation, utilities, food, savings and activities total $21,210.07 for Liz and $18,176.96 for Karen. After expenses, Liz has $6,147.28 remaining and Karen has $4,433.45 remaining for the first year.
1103 W Glendale St, West Covina
Open House in West Covina Sat December 13, 2014
Call Alimon Williams for a FHA or conventional preqaul. Phone 909-529-1294, website www.pdmtg.com/alimonwilliams, awilliams@pwhomeloans.com
1103 W Glendale, West covina
$489,500 3 bed 2 bath newly renovated, call me for pre qualifications 909-529-1294 or visit my website www.pdmtg.com/alimonwilliams
Macro 6
The document discusses several macroeconomic topics including:
1) Farming in China during the commune system and the deaths that resulted from the policies.
2) Different worldviews including political, legal, and economic views.
3) The concepts of leverage, debt to equity ratios, and how small amounts of borrowed money can be used to generate larger profits but also larger losses.
4) How mortgages are packaged into securities and sold to investors for profit.
Mortgage note buying opportunity presentation (johnson&brown llc) sildeshow
Johnson & Brown LLC is offering mortgage notes for sale for various properties located in Jacksonville, Florida. The notes offered are for amounts between $53,000 and $64,734.66, with interest rates of 8% and terms of 30 years. The sale price for each note is $40,000, representing loan-to-value ratios ranging from 62% to 75%. Contact information is provided for Eddie Brown and Charles Johnson to obtain more details on the available mortgage notes.
Just Married Budget
The document summarizes the monthly budget and expenses of a married couple, Rita and John. They earn a combined income of $105,000 annually and purchase a condo for $284,900 with a 5% down payment and 4.04% interest mortgage. Their monthly expenses include $1,930 for the mortgage, $325 for Rita's car insurance, $180 for gas, $121 for John's transit pass, $120 for utilities, $600 for groceries, $300 for clothing, $600 for discretionary spending, and $200 for incidentals. This leaves them with $3,940 excess monthly that is split between savings accounts.
St.louis
The document compares the annual budgets and living expenses of Annie and David who live in St. Louis, Missouri. It outlines their incomes, taxes, savings, housing costs at an apartment in downtown St. Louis, healthcare, transportation, utilities, food, and extracurricular spending. After accounting for all expenses, Annie and David each have approximately $1,000 remaining in their annual budgets.
Millburn/Short Hills NJ Home Sales: January 2012
This document summarizes home sales in Millburn/Short Hills, NJ from January 2012. It lists 8 homes with details on their sales price, assessment value, original and final listing prices, number of bedrooms and bathrooms, and days on the market. The homes sold between $379,900 to $2,425,000. Information on the homes was obtained from the Garden State Multiple Listing Service as of February 3, 2012.
Budgeting for the future
Brandon Lisenby earns an annual salary of $68,000 or a monthly salary of $5,666. After deducting taxes and other expenses, he saves $2,625 per month towards buying a house over 7 years that costs $293,000. His monthly expenses include $700 for rent, $80 for utilities, $300 for insurance, and other typical spending on items like food, transportation and entertainment while still putting away savings each month.
What's hot (10)
Mortgage note buying opportunity presentation (johnson&brown llc) sildeshow
Mortgage note buying opportunity presentation (johnson&brown llc) sildeshow
Similar to Budget 5
Budget 5
Adrian is an ESPN reporter earning $250,000 annually. His monthly take home pay is $15,072.92. His yearly budget totals $49,058.66. Housing is his largest expense at $12,285 per year, which includes $12,000 in rent. Transportation is $420 covering his car payment, gas, and insurance. Personal expenses are $528.66. Retirement and college savings are budgeted at $35,500. This personal budget outlines Adrian's income, expenses, and savings goals to financially plan for his future lifestyle and retirement.
My future
Ericka Gantick's monthly personal budget allocates $15,000 in income. Her largest expenses are $4,230 for housing including rent and utilities, $754 for transportation such as a car payment and insurance, and $2,250 for retirement savings. She spends $880 on personal items and $156 on furniture while dedicating $6,730, or 45% of her income, to monthly savings. Her vision for the future includes living in a luxury loft apartment in New York City with floor-to-ceiling windows overlooking Central Park while working a high-paying career in finance.
My future
Adriana Compean created a personal budget that allocated her future monthly expenses into categories such as housing, transportation, personal expenses, furniture/electronics, retirement/college, and savings. Housing expenses made up 16% of her budget at $1,605 per month, transportation was 8% at $850, and personal expenses were the largest category at 22% or $2,175. Her conclusion expressed her goal of being a stay at home mother to a large family of 7 children, with work as an interior designer or party planner if needed for additional income.
Budget project part 5
Lyndzee's personal budget outlines total monthly expenditures of $10,060.87 against a total monthly income of $28,698.83. Housing accounts for $2,250 or 11% of expenses while transportation is $800 or 4%. Retirement, insurance, and college savings make up 26% of the budget at $5,129.82. The budget graph shows 72% of income remaining after taxes, with 50% going to savings each month. Lyndzee's career goal is to become an orthopedic surgeon and own a $150,000 house suitable for their family with a spacious car to meet their needs, furnishing the home affordably over time.
Budgeting and presentations
The document provides guidance on budgeting and calculating weekly expenses. It recommends dividing monthly bills by the number of pay periods in a month to determine how much to set aside each week. Expenses like bills, gas, groceries, and donations are estimated, totaling $136.50 per week on a $160 weekly income, leaving $23.50 per week for savings and recreation. The document encourages tracking savings categories in a spreadsheet.
Atlanta, Georgia - Cost of Living
The document analyzes the cost of living for Patricia Ferido and Sherry Aziz living together in Atlanta, Georgia. It details their individual incomes, taxes, savings, housing costs of $799 per month to share an apartment, and monthly expenses for utilities, transportation, healthcare, food, and discretionary spending. In the end, Patricia is left with $5,145.06 remaining and Sherry has $1,293.20 remaining after accounting for all costs of living in Atlanta.
Atlanta, Georgia - Cost of Living
This document compares the cost of living for two individuals, Patricia Ferido and Sherry Aziz, living together in Atlanta, Georgia. It details their incomes, taxes, savings, housing costs at an apartment in Atlanta, utilities, transportation, healthcare, food, and discretionary expenses. In the end, Patricia is left with $5,265.06 remaining while Sherry has $1,293.20 remaining after accounting for all expenses.
Atlanta, Georgia - Cost of Living
This document compares the cost of living for two individuals, Patricia Ferido and Sherry Aziz, living together in Atlanta, Georgia. It details their incomes, taxes, savings, housing costs at an apartment in Atlanta, utilities, transportation, healthcare, food, and discretionary spending. In the end, Patricia is left with $5,265.06 remaining while Sherry has $1,293.20 remaining after accounting for all expenses.
Atlanta, Georgia - Cost of Living
This document compares the cost of living for two individuals, Patricia Ferido and Sherry Aziz, living together in Atlanta, Georgia. It details their incomes, taxes, savings, housing costs at an apartment in Atlanta, utilities, transportation, healthcare, food, and discretionary spending. In the end, Patricia is left with $5,265.06 remaining and Sherry has $1,293.20 remaining after accounting for all expenses.
New york city
The document provides financial information for Joe Teresi and Christian Scott who earn $60,000 and $55,000 annually respectively. It summarizes their estimated taxes, housing costs, healthcare costs, transportation costs, food/other expenses, utilities, savings, and remaining disposable income. For Joe, his remaining income after costs is $1,722.63, while Christian's is lower at $139.41 due to his slightly lower starting salary. The document outlines the key line items and costs considered in each of their annual budgets.
Minneapolis pjt
The document provides details on the cost of living in Minneapolis for two individuals, Sophia and Tao, including their incomes, taxes, healthcare costs, housing expenses, utility bills, transportation, food costs, and extracurricular activities. It calculates their annual expenses and savings. Sophia has a higher income of $41,907 after taxes and expenses, allowing savings of $20,985. Tao has a lower income of $29,665 after taxes and expenses, allowing savings of $12,713.
Minneapolis pjt
The document provides details on the cost of living in Minneapolis for two individuals, Sophia and Tao, including their incomes, taxes, healthcare costs, housing expenses, utility bills, transportation, food costs, and extracurricular activities. It calculates their annual budgets and savings. Sophia has a higher income of $41,907 after taxes and expenses, allowing savings of $20,985. Tao has a lower income of $29,665 after taxes and expenses, allowing savings of $12,713.
Personal Finance
The document provides an overview of personal finance topics for life after high school including typical jobs and salaries, taxes, housing options and costs, transportation options and loans, utilities, insurance, entertainment expenses, savings, and managing debt. It outlines monthly and yearly budgets and expenses over a 12 month period to demonstrate how lifestyle and purchasing decisions impact long-term financial status more than income alone.
Economics Boston and San Diego
The document compares the costs of living in Boston and San Diego for someone making $48,000 per year. In Boston, total annual costs are approximately $53,384 including housing that is $1,030 per month, while in San Diego total costs are approximately $54,721 with housing that is $910 per month but higher transportation and food costs. Both locations have similar taxes, savings amounts, student loan payments, and healthcare costs. Overall, the costs of living in Boston versus San Diego for this individual are comparable.
Miami
This document summarizes the annual incomes, expenses, and budgets for Ashley Geo and Jocelyn Wong, who are moving in together in Miami, Florida. It outlines their individual incomes, savings amounts, healthcare and transportation costs, shared living expenses including rent, utilities, and food, and individual discretionary expenses. Overall budgets are calculated for each person with their remaining income after necessities. Sources are cited at the end.
Minneapolis pjt
This document provides information about the cost of living in Minneapolis, Minnesota for two individuals, Sophia and Tao. It details their incomes, taxes, healthcare costs, housing expenses including rent and utilities, transportation, food costs, and discretionary spending. For Sophia, her annual savings after expenses is $21,825 while Tao saves $13,263.70 per year living in Minneapolis.
Homework15
This document contains a personal survival budget for Doğukan Vayıç, a student in the Civil Engineering department. It lists estimated monthly costs totaling 47,950 TL for items like rent, utilities, food, transportation, and debt payments. It also lists estimated monthly income totaling 8,000 TL from a part time job, family support and benefits. The total survival income required is calculated to be 39,950 TL per month, which Doğukan plans to take from a business called Efsane as a backup plan.
Group Six - Just Married Budget
This document summarizes the monthly budget of a newly married couple, John and Nicole. It details their individual incomes, totaling $6,390 monthly. It then outlines their expenses, including $1,901.97 for living expenses like rent, $857.09 for entertainment like cell phones and internet, $160.46 for transportation via public transit passes, and $3,438.81 in miscellaneous expenses including $2,198.81 in monthly savings.
Group Six - Just Married Budget
This document summarizes the monthly budget of a newly married couple, John and Nicole. It details their individual incomes, totaling $6,390 monthly. It then outlines their monthly living expenses, including $1,901.97 for rent and utilities, $301.97 for groceries, $49.25 for household items, $600 for clothing, $160.46 for transportation, $857.09 for entertainment, and $3,438.81 in miscellaneous expenses including $2,198.81 in monthly savings.
Econ! (2)
This document summarizes the annual cost of living expenses for two individuals, Jessica and Samir, living in St. Louis, MO. It details their incomes, savings, housing costs at an apartment, healthcare and insurance expenses, transportation via car lease and gas, utilities, food, furniture, and additional expenses. By the end of the year, Jessica has $778.73 remaining from her initial $34,543.50 income after all expenses. Samir has $343.19 remaining from his initial $30,941 income.
Similar to Budget 5 (20)
Recently uploaded
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptxGodwin Emmanuel Oyedokun MBA MSc PhD FCA FCTI FCNA CFE FFAR
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
What's a worker’s market? Job quality and labour market tightness
What's a worker’s market? Job quality and labour market tightnessLabour Market Information Council | Conseil de l’information sur le marché du travail
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.Bridging the gap: Online job postings, survey data and the assessment of job ...
Bridging the gap: Online job postings, survey data and the assessment of job ...Labour Market Information Council | Conseil de l’information sur le marché du travail
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.1：1制作加拿大麦吉尔大学毕业证硕士学历证书原版一模一样
原版一模一样【微信：741003700 】【加拿大麦吉尔大学毕业证硕士学历证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.Pensions and housing - Pensions PlayPen - 4 June 2024 v3 (1).pdf
Wayhome's analysis of the UK market and how pension schemes can help solve the problems it presents younger people
一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
永久可查学历认证【微信：A575476】【美国新罕布什尔大学(unh)毕业证成绩单Offer】【微信：A575476】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：A575476】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
Seminar: Gender Board Diversity through Ownership Networks
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...University of Calabria
The study analyzes differences and primary drivers of green performance between family firms and non-family firms
How Does CRISIL Evaluate Lenders in India for Credit Ratings
CRISIL evaluates lenders in India by analyzing financial performance, loan portfolio quality, risk management practices, capital adequacy, market position, and adherence to regulatory requirements. This comprehensive assessment ensures a thorough evaluation of creditworthiness and financial strength. Each criterion is meticulously examined to provide credible and reliable ratings.
2. Elemental Economics - Mineral demand.pdf
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...Labour Market Information Council | Conseil de l’information sur le marché du travail
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.5 Tips for Creating Standard Financial Reports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
The Impact of GST Payments on Loan Approvals
Understanding how timely GST payments influence a lender's decision to approve loans, this topic explores the correlation between GST compliance and creditworthiness. It highlights how consistent GST payments can enhance a business's financial credibility, potentially leading to higher chances of loan approval.
一比一原版(UoB毕业证)伯明翰大学毕业证如何办理
UoB本科学位证成绩单【微信95270640】伯明翰大学没毕业>办理伯明翰大学毕业证成绩单【微信UoB】UoB毕业证成绩单UoB学历证书UoB文凭《UoB毕业套号文凭网认证伯明翰大学毕业证成绩单》《哪里买伯明翰大学毕业证文凭UoB成绩学校快递邮寄信封》《开版伯明翰大学文凭》UoB留信认证本科硕士学历认证
如果您是以下情况，我们都能竭诚为您解决实际问题：【公司采用定金+余款的付款流程，以最大化保障您的利益，让您放心无忧】
1、在校期间，因各种原因未能顺利毕业，拿不到官方毕业证+微信95270640
2、面对父母的压力，希望尽快拿到伯明翰大学伯明翰大学硕士毕业证成绩单；
3、不清楚流程以及材料该如何准备伯明翰大学伯明翰大学硕士毕业证成绩单；
4、回国时间很长，忘记办理；
5、回国马上就要找工作，办给用人单位看；
6、企事业单位必须要求办理的；
面向美国乔治城大学毕业留学生提供以下服务:
【★伯明翰大学伯明翰大学硕士毕业证成绩单毕业证、成绩单等全套材料，从防伪到印刷，从水印到钢印烫金，与学校100%相同】
【★真实使馆认证（留学人员回国证明），使馆存档可通过大使馆查询确认】
【★真实教育部认证，教育部存档，教育部留服网站可查】
【★真实留信认证，留信网入库存档，可查伯明翰大学伯明翰大学硕士毕业证成绩单】
我们从事工作十余年的有着丰富经验的业务顾问，熟悉海外各国大学的学制及教育体系，并且以挂科生解决毕业材料不全问题为基础，为客户量身定制1对1方案，未能毕业的回国留学生成功搭建回国顺利发展所需的桥梁。我们一直努力以高品质的教育为起点，以诚信、专业、高效、创新作为一切的行动宗旨，始终把“诚信为主、质量为本、客户第一”作为我们全部工作的出发点和归宿点。同时为海内外留学生提供大学毕业证购买、补办成绩单及各类分数修改等服务；归国认证方面，提供《留信网入库》申请、《国外学历学位认证》申请以及真实学籍办理等服务，帮助众多莘莘学子实现了一个又一个梦想。
专业服务，请勿犹豫联系我
如果您真实毕业回国，对于学历认证无从下手，请联系我，我们免费帮您递交
诚招代理：本公司诚聘当地代理人员，如果你有业余时间，或者你有同学朋友需要，有兴趣就请联系我
你赢我赢，共创双赢
你做代理，可以帮助伯明翰大学同学朋友
你做代理，可以拯救伯明翰大学失足青年
你做代理，可以挽救伯明翰大学一个个人才
你做代理，你将是别人人生伯明翰大学的转折点
你做代理，可以改变自己，改变他人，给他人和自己一个机会大块就啃啃得满嘴满脸猴屁股般的红艳大家一个劲地指着对方吃吃地笑瓜裂得古怪奇形怪状却丝毫不影响瓜味甜丝丝的满嘴生津遍地都是瓜横七竖八的活像掷满了一地的大石块摘走二三只爷爷是断然发现不了的即便发现爷爷也不恼反而教山娃辨认孰熟孰嫩孰甜孰淡名义上是护瓜往往在瓜棚里坐上一刻饱吃一顿后山娃就领着阿黑漫山遍野地跑阿黑是一条黑色的大猎狗挺机灵的是山娃多年的忠实伙伴平时山娃上学阿黑也摇头晃脑地跟去暑假用不着上学阿钩
Recently uploaded (20)
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
What's a worker’s market? Job quality and labour market tightness
What's a worker’s market? Job quality and labour market tightness
Bridging the gap: Online job postings, survey data and the assessment of job ...
Bridging the gap: Online job postings, survey data and the assessment of job ...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Pensions and housing - Pensions PlayPen - 4 June 2024 v3 (1).pdf
Pensions and housing - Pensions PlayPen - 4 June 2024 v3 (1).pdf
Seminar: Gender Board Diversity through Ownership Networks
Seminar: Gender Board Diversity through Ownership Networks
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
How Does CRISIL Evaluate Lenders in India for Credit Ratings
How Does CRISIL Evaluate Lenders in India for Credit Ratings
Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...
Budget 5
- 2. Yearly income:$914,796 Monthly Budget:$55,154.58 PERSONAL BUDGET
- 4. Housing: $17,977.27 Transportation: $1,589.78 Personal: $1,279.95 Furniture/Electronics: $170.53 Retirement/College: $19,273.19 Savings: $14,923.86 EXPENSE
- 5. Rent 17,737.27 Renter's Insurance $20 Electric $50 Natural Gas $15 Water/Sewage $35 Garbage $15 Cell phone $35 Internet $35 Cable TV/Dish TV $35 Total Housing: 17977.27 HOUSE
- 6. Car Payment $1,289.78 Gas/Maintenance/F ees $200 Car Insurance $100 Total Transportation: $1,589.78 CAR
- 7. computer $28.72 refrigerator $86.16 stove $55.65 Total Mastercard/Visa purchases $170.53 FURNITURE
- 8. When I grow up, I picture myself in a big house with a regular sized family. I see myself working myself to exhaustion because I would be a neurosurgeon. I see myself owning two cars; one for myself,(probably a Lincoln mkz) and one for my wife. I see myself having no restrictions on my lifestyle, yet I would try and not waste any money on excess electricity and water bills. I would eat homemade meals except on weekends. i picture myself having whichever kind of lifestyle I could possibly want. CONCLUSION