If your expenses are increasing faster than your income, you need to make changes like cutting luxuries or finding extra income. Getting a part-time job could provide some extra income but the pay would be low. In the past, there were work-from-home opportunities like stuffing envelopes but most turned out to be scams. Now, the internet provides opportunities to earn income online, but be careful not to share financial information before feeling secure with a company. Look for opportunities that don't require a large initial investment and allow you to grow your business over time through small investments as income increases.