The document outlines the objectives, definition, history and types of electronic payment systems. It discusses various e-payment methods like credit cards, debit cards, e-wallets and bank transfers. Credit cards allow borrowing within a credit limit while debit cards directly withdraw from a linked bank account. E-wallets can be used to make purchases, transfer funds and track rewards. Mobile payments allow payments via mobile phones. The document also compares advantages like speed and reduced costs versus disadvantages like security concerns for e-payment and provides 2021 e-payment usage statistics for selected African countries.

2. CONTENT OF THE PRESENTATION
 Objectives
 Definition Of E-payment
 History Of E-payment
 Types Of E-payment
 What Is Credit Card
 What Is Debit Card
 Comparison Table D&c,c
 What Is E-wallet
 Bank Transfer
 Advantage And Dis Advantage Of E-
payment
 Africa Status

3. OBJECTIVES
 To understand the concept of
electronic payment
 To understand the working of
various electronic payment
system

4. WHAT IS ELECTRONIC PAYMENT SYSTEM/EPS?
Electronic payment or e-payment is a way of
making transactions or paying bills online or
through an electronic medium, without the use of
physical checks or cash.

5. THE HISTRY OF E-PAIMENT
The roots of electronic payment can be traced back to 1871, when Western Union
debuted the electronic fund transfer (EFT) in the U.S.. It was the first time when
people could pay for goods and services without having to be present during the
transaction process.

6. Mobile payments
Types of E-Payment
Credit/Debit card payments
Bank transfers
Bank transfer
E-Wallet

7. 1. CREDIT CARDS
A credit card is a type of credit
facility, provided by banks that
allow customers to borrow
funds within a pre-approved
credit limit. It enables
customers to make purchase
transactions on goods and
services.

8. 2. DEBIT CARD
a debit card like a credit card
by which money may be
withdrawn or the cost of
purchases paid directly from
the holder's bank account
without the payment of
interest..

10. 3. E-WALLETS
E-wallet is a secure money
management app or online
platform that allows you to
make purchases with retailers
on-site, transfer or send money
and track rewards programs.
You can link the e-wallet to your
bank account or pay as you go
with a prepay option.

11. 4. MOBILE PAYMENTS
Mobile Payment is a payment
method that allows customers
to make payments by using
their mobile phones. It is a
convenient and fast way to pay
for goods and services.

12. 4. BANK TRANSFER
A bank transfer is a way to
send money from one bank
account to another.

13. ADVANTAGES & DISADVANTAGES OF E-PAYMENT
ADVANTAGE
 Increased Speed and Convenience
 Increased Sales. ...
 Reduced Transaction Costs. ...
DISADVANTAGE
 Security Concerns. ...
 Disputed Transactions. ...
 Increased Business Costs.

14. E-PAYMENT WHAT SEEMS LIKE TOP 5 SELECTED
AFRICAN COUNTRIES AS 2021 STATISTICS
3
Kenya
40%
4
Nigeria
35%
5
South. A
20%
2
Egypt
60%
1
MOROCCO
70%