E & O Cert

1. CERTIFICATE OF INSURANCE
NOTICE: This insurance provides coverage for insurance agent's errors and omissions on a claims-made and reported basis and, subject to
the provisions of the policy, applies only to any claim first made against an insured and reported to the insurer in accordance with claims
notification. No coverage exists for claims first made after the end of the policy period unless, and to the extent that, the extended reporting
period applies. Defense costs reduce the limit of liability and are subject to the retention. Please review the policy carefully and discuss the
coverage with your insurance agent or broker.
This certificate of insurance does not affirmatively or negatively amend, extend, or alter the coverage afforded by the insurance policy. No
coverage exists if representations made on the application are discovered to be false. Coverage is in-force only if payments are current.
NAMED INSURED: PRODUCER:
SCHUMANN, ERIC R LOUIS MARINACCIO
2225 NURSERY RD BUILDING 14 #203 NAPA BENEFIT SERVICES
9024 TOWN CENTER PARKWAY
CLEARWATER, FL 33764 LAKEWOOD RANCH, FL 34202
COMPANY AFFORDING COVERAGE: SCOTTSDALE INSURANCE CO.
COVERAGE: THIS IS TO CERTIFY THAT THE INSURED LISTED ABOVE IS COVERED UNDER THE POLICY OF INSURANCE LISTED
BELOW, FOR THE CERTIFICATE PERIOD INDICATED. THE INSURANCE AFFORDED BY THE POLICY DESCRIBED HEREIN IS
SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICY.
Policy Number Certificate Period Limits of Liability: Each Claim Limits of Liability: Aggregate
FNS0002901 10/1/2011 10/1/2012 $1,000,000 $1,000,000
RETENTION / DEDUCTIBLE:
Life, LTC, Accident, and Health $1,000
Medicare Advantage and Medicare Supplemental $1,000
Disability Income Insurance (if purchased) $1,000
Indexed Annuities/Fixed Annuities (if purchased) Not Purchased
Variable Annuities (if purchased) Not Purchased
Mutual Funds (if purchased) Not Purchased
NOTICE OF CLAIMS: SPECIAL PROVISIONS:
NAPA Benefit Services
9024 Town Center Parkway
Lakewood Ranch, FL 34202
Named Insured’s Endorsements attached at Certificate Inception:
BY
DATE: 2/16/2012
Authorized Representative
The Company affording coverage hereby certifies that the Named Insured named herein is insured under the Policy referenced above. The limits of liability, premium and
effective date of coverage applicable to such Named Insured are as specified above. This certificate of insurance is not the contract of insurance. It is merely evidence of
insurance provided under the Master Policy. All claims are paid according to the term of the Master Policy. Coverage is provided based on representations made on the insuring
application. Failure to provide true responses to any of the questions will result in the immediate voiding of the insurance coverage issued and/or the denial of claims asserted
against the insured. A copy of such policy and any endorsements thereto is available at www.napa-benefits.org/nd.
This is an individual agent's E&O policy. In the case a business name appears on this certificate, coverage is extended from the individual insured to the corporation named but
only for the covered acts of the individual insured. Applicant must notify the Company within 10 days of any material change in the nature of Applicant's business (including,
without limitation, any changes with fines, complaints or claims, changes in income earnings, or the kind of products sold or services provided). Keep this document in a safe
place. It is evidence of your insurance coverage.