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Deferred, Fixed Annuities
What are they?
WE ARE NOT LICENSED TO GIVE TAX ADVICE, BE SURE TO CONSULT WITH YOUR TAX ADVISOR ...
ONE – Definition of an “Annuity”
 A financial product sold by financial
institutions that is designed to
accept and grow ...
TWO - Definition of a “Deferred
Annuity”
 A type of annuity contract that
delays payments of income,
installments or a lu...
Two – Definition of a “Fixed Annuity”
 An insurance contract in which the
insurance company makes fixed
dollar payments t...
So, when we put it all together…
 An Insurance Product for Growing Funds
 Later, Funds are Distributed in Either Lump Su...
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Definition of a Deferred, Fixed Annuity

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Definition of a Deferred, Fixed Annuity

  1. 1. Deferred, Fixed Annuities What are they? WE ARE NOT LICENSED TO GIVE TAX ADVICE, BE SURE TO CONSULT WITH YOUR TAX ADVISOR BEFORE MAKING INVESTMENT DECISIONS.
  2. 2. ONE – Definition of an “Annuity”  A financial product sold by financial institutions that is designed to accept and grow funds from an individual and then, upon annuitization, pay out a stream of payments to the individual at a later point in time.  Annuities are primarily used as a means of securing a steady cash flow for an individual during their retirement years.  Def: by Investopedia Typically An Insurance Product A Vehicle for “Growing” & Distributing Cash WE ARE NOT LICENSED TO GIVE TAX ADVICE, BE SURE TO CONSULT WITH YOUR TAX ADVISOR BEFORE MAKING INVESTMENT DECISIONS.
  3. 3. TWO - Definition of a “Deferred Annuity”  A type of annuity contract that delays payments of income, installments or a lump sum until the investor elects to receive them.  This type of annuity has two main phases, the savings phase in which you invest money into the account, and the income phase in which the plan is converted into an annuity and payments are received.  Def: by Investopedia Deferred Means that The Account Value Is Paid Out Later… Lump sum or Payments WE ARE NOT LICENSED TO GIVE TAX ADVICE, BE SURE TO CONSULT WITH YOUR TAX ADVISOR BEFORE MAKING INVESTMENT DECISIONS.
  4. 4. Two – Definition of a “Fixed Annuity”  An insurance contract in which the insurance company makes fixed dollar payments to the annuitant for the term of the contract, usually until the annuitant dies. The insurance company guarantees both earnings and principal.  Def: by Investopedia Insurance Company Guarantees Both Principal & Interest WE ARE NOT LICENSED TO GIVE TAX ADVICE, BE SURE TO CONSULT WITH YOUR TAX ADVISOR BEFORE MAKING INVESTMENT DECISIONS.
  5. 5. So, when we put it all together…  An Insurance Product for Growing Funds  Later, Funds are Distributed in Either Lump Sum or by a Steady Stream of Income.  Principal & Interest are both Guaranteed by the Insurance Company. WE ARE NOT LICENSED TO GIVE TAX ADVICE, BE SURE TO CONSULT WITH YOUR TAX ADVISOR BEFORE MAKING INVESTMENT DECISIONS.

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