1) A man named Charles is tied to a chair in a garage, having been shot in the leg. He owes money to his captors and is in obvious pain.
2) The narrator, Nick, explains that Charles borrowed money but didn't pay it back, so the boss wants to make an example of him. Nick's partner, Gary, is of below average intelligence and shot Charles in broad daylight.
3) Nick and Gary argue about Gary shooting Charles as the hostage screams in agony. Nick threatens further violence if the hostage doesn't remain silent.