NABARD Agriculture Finance

1. National Bank for Agricultural and Rural
Development (NABARD)
 Submitted by : Manjot Singh
 Roll no. : 220827

2. Introduction to NABARD
 National Bank for Agriculture and Rural
Development (NABARD) was established by an
Act of the Parliament on 12 July1982.
 Mission:
Sustainable growth in Agriculture and Rural
Prosperity

3. OBJECTIVES
Facilitate credit flow for agriculture , rural infrastructure
and development
 Promote policies and practices conducive for rural
development
 Institutional development for rural credit system
Supervise Rural Financial Institutions E.g. ( Co-
operative banks and Regional Rural Banks)
 Consultancy Services.

4. CREDIT FUNCTION
 Short term credit
 Seasonal Agriculture Operations-
NABARD provides refinance to SCB and RRB at concessional Rates.
 Co-operative Banks for financing
Marketing of Crops , Pisciculture , Procurement of Agriculture Inputs .
 Weavers's Finance
Financing working Capital Requirement for Production and Marketing to
-Primary weavers Co-operative societies
- Individual Weavers
- Handloom Weaver Groups

5.  Medium Term Credit
 Coversion of Short Term Loans to Medium
Term Loans in case of Crop loss in Natural
Calamities
 Investment Credit
 Technology Upgradation
 Technical Feasibility

6. Thrust Areas (Schemes)
 Launch of Kishan Credit Cards( KCC) in 1998
 Impact of Wadi Project
 Farmers Technology Transfer Fund
 Rural Entrepreneurship Development
Programme (REDP)
 District Rural Industries Project (DRIP)
 Rural Mart
 Cluster Development
 Swarozgar Credit Card (SCC) Scheme

7.  Women Development Cell (WDC)
 To take up activities for promoting increased credit
flow to women, organize gender sensitization meets
and awareness programmes.
 Farmers’ Club Programme
 Mission- Development of rural areas through credit,
technology transfer, awareness and capacity building.
 Motivate farmers to adopt methods and technologies
which are most suitable to their soil and geographical
situation.

8.  Umbrella Programme on Natural Resources
Management (UPNRM)
 Improving livelihood situation in rural areas through
promoting and funding sustainable use, management
and conservation of natural resources.
 SHG-Bank linkage programme( Self Help Group)
 Objective is to link the poor in large numbers to the
formal banking sector in a sustainable and cost
effective manner.

9.  Micro-Enterprise Development Programme
 Skill up gradation and development of sustainable
livelihoods/ venturing into micro-enterprises by
matured SHG members
 NABARD-GTZ Rural Finance Programme
 Working on ‘family as a unit’ concept, to provide
financial assistance for multiple activities of rural
families.
 Village Development Programme
 To develop villages in a holistic and integrated manner
by involving local public, governmental agencies,
banks, and NGOs etc

10. Funds
 Tribal Development Fund (TDF)
 Assistance from the fund is available for Horticulture ,
Soil and Water conservation
 Social Intervention such as women development ,
health and sanitation
 Financial Inclusion Fund
 To support developmental activities to secure
greater financial inclusion of weaker sections.

11.  Financial Inclusion Technology Fund (FITF)
 To enhance Information communication Technology
 To increase the technological absorption capacity of
financial service providers
 Micro Finance Development and Equity Fund
 Promoting micro finance through scaling up the
SHG-Bank linkage program
 Capital Support to MFIs and supporting various
promotional initiatives/activities

12.  Farmers’ Technology Transfer Fund
 promoting transfer of technology in agriculture and
farm related activities like Animal Husbandry,
Fisheries.
 Farm Innovation and Promotion Fund
 To promote innovative and feasible concepts/
projects in Agriculture and allied activities
 Rural Infrastructure Development Fund
 NABARD extended 90% of the eligible project
cost for roads and social sector projects.

13.  Cooperative Development Fund
 Supporting various developmental activities like
infrastructure development PACS , human resource
development, publicity to KCC scheme.

14. THANK YOU