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You’re going to learn about a universal
solution to the worldwide debt,
currency and saving crisis!
Two questions to consider…
“In the absence of the gold standard, there is no
way to protect savings from confiscation of wealth.
There is no safe store of value.
Deficit spending is simply a scheme for confiscation
of wealth.”
Alan Greenspan
Chairman, Federal Reserve 1987 - 2006
The definition of inflation
A steady rise in the level of prices related to an increased volume
of available money and credit, resulting in a loss of value of currency.
1913 1923 1933 1943 1953 1963 1973 1983 1993 2003 2013
$0.02
Source: U.S. Bureau of Labor Statistics
In 100 years the U.S. Dollar
has lost approximately
98% of its value!
Today
the dollar
is worth
less than
3 cents
based on it’s
100 yr.
decline!
You cannot outrun inflation with an
income earned in a shrinking currency!
“By a continuing process of inflation, government can
confiscate, secretly and unobserved, an important
part of the wealth of their citizens.”
John Maynard Keynes
Economist & Father of Keynesian Economics
A debt-based
“Global Economy”
• Over 46% of working
Americans are in debt.
• According to the AP 6/14
35% of working Americans
are in collections.
• The average credit card
debt per household in
2014 was $15,611.
• 18% of Americans say
they will never be debt free
and will die in debt.
Consumer Debt by Country
1. Denmark
2. Norway
3. Switzerland
4. Netherlands
5. Australia
6. Ireland
7. United States
8. Sweden
9. United Kingdom
10. Canada
Global Bond Bubble
Stock Market Bubble…
Largest in History?Federal Deficit $18T
QE1, 2, 3……4?
Currency Wars
93M Americans Not
In the Labor Force
Reasons for concern…
The forecast for the future…
People all over the world are concerned about the economy
Would you like to know what to do and how to do it?
Do you have a plan to protect yourself, your
family and your assets? Would you like one?
The plan we have is surprisingly simple!
The plan we have is surprisingly simple!
Instead of living off credit, or working a 2nd
job, we can learn to do what the 1% does.
The plan we have is surprisingly simple!
Instead of living off credit, or working a 2nd
job, we can learn to do what the 1% does.
Create an appreciating asset that spins off
passive, residual income!
Are you ready to learn
the truth about money?
You have to start thinking outside
the box you’ve been taught to stay in!
Mike Maloney Robert Kyosaki Jim Sinclair
Average Price of Gold
Gold prices from 1971-2014
Note: 1971 marked the abandonment of the Gold Standard and the end of the fixed Gold price of $35.
1,234
IN 1971 ONE U.S. DOLLAR
WOULD BUY THIS MUCH BREAD
TODAY ONE U.S. DOLLAR
WILL ONLY BUY
THIS MUCH BREAD
The purchasing power of the U.S.
dollar has dramatically decreased
during the last 40+ years
4
Slices
MORE
LESS
IN 1971 ONE GRAM OF GOLD
WOULD BUY THIS MUCH BREAD
TODAY ONE GRAM OF GOLD
WILL BUY THIS MUCH BREAD
Gold’s buying power has actually
increased over time, regardless
of fluctuating dollar-based prices
IN 1971 ONE U.S. DOLLAR
WOULD BUY THIS MUCH BREAD
TODAY ONE U.S. DOLLAR
WILL ONLY BUY
THIS MUCH BREAD
The purchasing power of the U.S.
dollar has dramatically decreased
during the last 40+ years
4
Slices
MORE
LESS
IN 1971 ONE GRAM OF GOLD
WOULD BUY THIS MUCH BREAD
TODAY ONE GRAM OF GOLD
WILL BUY THIS MUCH BREAD
Gold’s buying power has actually
increased over time, regardless
of fluctuating dollar-based prices
IN 1971 ONE U.S. DOLLAR
WOULD BUY THIS MUCH BREAD
TODAY ONE U.S. DOLLAR
WILL ONLY BUY
THIS MUCH BREAD
The purchasing power of the U.S.
dollar has dramatically decreased
during the last 40+ years
4
Slices
MORE
LESS
IN 1971 ONE GRAM OF GOLD
WOULD BUY THIS MUCH BREAD
TODAY ONE GRAM OF GOLD
WILL BUY THIS MUCH BREAD
IN 1971 ONE U.S. DOLLAR
WOULD BUY THIS MUCH BREAD
TODAY ONE U.S. DOLLAR
WILL ONLY BUY
THIS MUCH BREAD
The purchasing power of the U.S.
dollar has dramatically decreased
during the last 40+ years
4
Slices
MORE
LESS
IN 1971 ONE GRAM OF GOLD
WOULD BUY THIS MUCH BREAD
TODAY ONE GRAM OF GOLD
WILL BUY THIS MUCH BREAD
IN 1971 ONE U.S. DOLLAR
WOULD BUY THIS MUCH BREAD
TODAY ONE U.S. DOLLAR
WON’T BUY
THIS MUCH BREAD
The purchasing power of the U.S.
dollar has dramatically decreased
during the last 40+ years
1/2
Loaf
=
=
=
We have the recipe for success
We’re going to show you how to leverage a proven, duplicable,
4-Step System into a tremendous weekly, passive, residual income
Harald Seiz
Owner – Founder - CEO
Background
• Born 1963 – Calw, Germany (near Stuttgart)
• Started his career as a financial adviser in the
insurance industry
• Over 30 years of success in the sales &
marketing of investment products
• Began formulating the Karatbars vision and
business plan in early 2008
• Launched Karatbars International in April 2011
“My goal is that Karatbars helps millions find financial
freedom from the current global system of debt.”
Karatbars – An Exciting New Business Model
1 gram 2.5 grams 5 grams
Blacklight Control
DNA – Highest Security Ever
Integrated nano
technology provides
a verifiable DNA
proof of authenticity
Secure against forgery…
Only from Karatbars
Karatbars promotes saving money not spending money
Karatbars is NOT a program for Speculators!
This is NOT a program for Day Traders!
K-Exchange Centers are expanding worldwide in 2015
Become a Karatbars International Affiliate
To set up your “FREE” affiliate account click on the Register Now
link found on your referrer’s personal Karatbars homepage
Click Here
Select the “become an affiliate” option found on the left
Become a Karatbars International Affiliate
Upgrading from customer to affiliate
Click Here
Upgrading to an affiliate is as simple as logging into your back
office Dashboard and clicking on the “Become an affiliate” link
What is required of an affiliate?
Affiliates are rewarded for marketing
How are affiliates paid?
Voted 2013
“Best Card Design” of the Year
by MasterCard Europe
Incentives & Rewards…above and beyond
UNILEVEL/DIRECT
ONLY YOUR PERSONAL REFERRALS
AND THEIR REFERRALS SHOW HERE
NO PURCHASE IS NECESSARY
TO EARN – MONTHLY PAYOUT
AFFILIATES EARN FROM 0.5% TO 6%
OF THE ACCRUED SALES POINTS PER MO.
The “Free” Affiliate Pay Plan
ONLY YOUR PERSONAL REFERRALS
AND THEIR REFERRALS SHOW HERE
NO PURCHASE IS NECESSARY
TO EARN – MONTHLY PAYOUT
DUAL TEAMS (OPTIONAL)
REFERRALS FROM ABOVE REFERRALS FROM ABOVE
ALL UNILEVEL MEMBERS PLUS REFERRALS
PLACED BY THOSE ABOVE YOU SHOW HERE
Left
DUAL TEAMS
Right TeamLeft Team
REFERRALS FROM ABOVE REFERRALS FROM ABOVE
The Dual System Pay Plan
UNILEVEL/DIRECT
What is a cycle?
• When either team has AT LEAST 50 units
AND the other team reaches 25, you “Cycle”
• Each Cycle converts those Units into cash in
your “Binary Pending Payout” in REAL TIME
CYCLES ARE IN REAL TIME
BRONZE SILVER GOLD VIP
10 40 60 80
COMMISSIONS EARNED PER/CYCLE
Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level
Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX
Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX
VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX
* For shipping add approximately $20.61 for FedEx
Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level
Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX
Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX
VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX
* For shipping add approximately $20.61 for FedEx
Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level
Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX
Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX
VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX
* For shipping add approximately $20.61 for FedEx
Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level
Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX
Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX
VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX
* For shipping add approximately $20.61 for FedEx
Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level
Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX
Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX
VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX
* For shipping add approximately $20.61 for FedEx
Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level
Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX
Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX
VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX
* For shipping add approximately $20.61 for FedEx
Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level
Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX
Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX
VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX
* For shipping add approximately $20.61 for FedEx
Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level
Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX
Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX
VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX
* For shipping add approximately $20.61 for FedEx
Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level
Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX
Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX
VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX
* For shipping add approximately $20.61 for FedEx
Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level
Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX
Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX
VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX
* For shipping add approximately $20.61 for FedEx
Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level
Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX
Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX
VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX
* For shipping add approximately $20.61 for FedEx
Disclaimer
Income projections are shown in US Dollars.
The action plan uses mathematical examples that
are dependent on following the plan as described.
Incomes are not guaranteed due to the fact we cannot
guarantee your efforts and those of your team.
Results can vary based on your activity
and the activity of your team.
The 12-Month
Income Example
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
THE 12-MONTH
INCOME EXAMPLE
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $13 (2 Direct Commissions)
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $13 (2 Direct Commissions)
Month 2 - 0
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $13 (2 Direct Commissions)
Month 2 - 0
Month 3 - 0
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $13 (2 Direct Commissions)
Month 2 - 0
Month 3 - 0
Month 4 - $26
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $13 (2 Direct Commissions)
Month 2 - 0
Month 3 - 0
Month 4 - $26
Month 5 - $39
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
THE 12-MONTH
INCOME EXAMPLE
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $13 (2 Direct Commissions)
Month 2 - 0
Month 3 - 0
Month 4 - $26
Month 5 - $39
Month 6 - $65 (Perpetual Free Gold)
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $13 (2 Direct Commissions) Month 7 - $143
Month 2 - 0
Month 3 - 0
Month 4 - $26
Month 5 - $39
Month 6 - $65 (Perpetual Free Gold)
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $13 (2 Direct Commissions) Month 7 - $143
Month 2 - 0 Month 8 - $286
Month 3 - 0
Month 4 - $26
Month 5 - $39
Month 6 - $65 (Perpetual Free Gold)
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $13 (2 Direct Commissions) Month 7 - $143
Month 2 - 0 Month 8 - $286
Month 3 - 0 Month 9 - $546
Month 4 - $26
Month 5 - $39
Month 6 - $65 (Perpetual Free Gold)
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $13 (2 Direct Commissions) Month 7 - $143
Month 2 - 0 Month 8 - $286
Month 3 - 0 Month 9 - $546
Month 4 - $26 Month 10 - $1,131
Month 5 - $39
Month 6 - $65 (Perpetual Free Gold)
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $13 (2 Direct Commissions) Month 7 - $143
Month 2 - 0 Month 8 - $286
Month 3 - 0 Month 9 - $546
Month 4 - $26 Month 10 - $1,131
Month 5 - $39 Month 11 - $2,223
Month 6 - $65 (Perpetual Free Gold)
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $13 (2 Direct Commissions) Month 7 - $143
Month 2 - 0 Month 8 - $286
Month 3 - 0 Month 9 - $546
Month 4 - $26 Month 10 - $1,131
Month 5 - $39 Month 11 - $2,223
Month 6 - $65 (Perpetual Free Gold) Month 12 - $4,485
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $13 (2 Direct Commissions) Month 7 - $143
Month 2 - 0 Month 8 - $286
Month 3 - 0 Month 9 - $546
Month 4 - $26 Month 10 - $1,131
Month 5 - $39 Month 11 - $2,223
Month 6 - $65 (Perpetual Free Gold) Month 12 - $4,485
THE 12-MONTH
INCOME EXAMPLE
$53,820
Annualized
$4,485
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $52 (2 Direct Commissions) Month 7 - $143
Month 2 - 0 Month 8 - $286
Month 3 - 0 Month 9 - $546
Month 4 - $26 Month 10 - $4,524
Month 5 - $39 Month 11 - $8,892
Month 6 - $260 Month 12 - $4,485
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
$17,940
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $78 (2 Direct Commissions) Month 7 - $143
Month 2 - 0 Month 8 - $286
Month 3 - 0 Month 9 - $546
Month 4 - $26 Month 10 - $6,786
Month 5 - $39 Month 11 - $13,338
Month 6 - $390 Month 12 - $26,910
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
$26,910
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1
Month 1 - $104 (2 Direct Commissions) Month 7 - $143
Month 2 - 0 Month 8 - $286
Month 3 - 0 Month 9 - $546
Month 4 - $26 Month 10 - $9,048
Month 5 - $39 Month 11 - $17,784
Month 6 - $520 Month 12 - $35,880
THE 12-MONTH
INCOME EXAMPLE
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
$35,880
THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - WEEK 1
Week 1 - $13 (2 Direct Commissions) Week 7 - $143
Week 2 - 0 Week 8 - $286
Week 3 - 0 Week 9 - $546
Week 4 - $26 Week 10 - $1,131
Week 5 - $39 Week 11 - $2,223
Week 6 - $65 (Perpetual Free Gold) Week 12 - $4,485
THE 12-WEEK
INCOME EXAMPLE
$4,485
THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH
(APPROXIMATELY $60 USD)
Jan
You
Bob
We don’t live in a perfect world
but what if you could find…
2 or “MORE” likeminded people who are as
eager and excited as you are?
And then we help them find their 2…
And then we simply help those 4 find their 2
and so on, and so forth…
Do you think there are people out there
somewhere who would like to know about a
legitimate business plan to produce a $4,500
per/month - $4,500 per/week residual income in
12 months or less?
If so, how many a few, a lot?
Where do you see yourself fitting in?
Where do you see yourself fitting in?
Where do you see yourself fitting in?
Or…
Where do you see yourself fitting in?
Or…
What you need to do now…
1. Register as an
Affiliate for FREE
There is no good
reason not to
get a “FREE” account.
What you need to do now…
2. Acquire a
Business Package
& Upload Your KYC’s
There is no good
reason not to
get a “FREE” account.
The Key to the Vault
What you need to do now…
1. Register as an
Affiliate for FREE
There is no good
reason not to
get a “FREE” account.
The Key to the Vault
What you need to do now…
1. Register as an
Affiliate for FREE
2. Acquire a
Business Package
& Upload Your KYC’s
The Key to the Vault
There is no good
reason not to
get a “FREE” account.
4. Refer 2 or MORE
Affiliates
What you need to do now…
2. Acquire a
Business Package
& Upload Your KYC’s
1. Register as an
Affiliate for FREE
The plan works if you work the plan!
YOU
Team up with 2 or MORE
EVERYONE
Does the same thing
GET PAID EVERY
FRIDAY MORNING
Karatbars Presentation
Karatbars Presentation

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Karatbars Presentation

  • 1.
  • 2. You’re going to learn about a universal solution to the worldwide debt, currency and saving crisis!
  • 3. Two questions to consider…
  • 4. “In the absence of the gold standard, there is no way to protect savings from confiscation of wealth. There is no safe store of value. Deficit spending is simply a scheme for confiscation of wealth.” Alan Greenspan Chairman, Federal Reserve 1987 - 2006
  • 5. The definition of inflation A steady rise in the level of prices related to an increased volume of available money and credit, resulting in a loss of value of currency.
  • 6. 1913 1923 1933 1943 1953 1963 1973 1983 1993 2003 2013 $0.02 Source: U.S. Bureau of Labor Statistics In 100 years the U.S. Dollar has lost approximately 98% of its value! Today the dollar is worth less than 3 cents based on it’s 100 yr. decline! You cannot outrun inflation with an income earned in a shrinking currency!
  • 7. “By a continuing process of inflation, government can confiscate, secretly and unobserved, an important part of the wealth of their citizens.” John Maynard Keynes Economist & Father of Keynesian Economics
  • 8. A debt-based “Global Economy” • Over 46% of working Americans are in debt. • According to the AP 6/14 35% of working Americans are in collections. • The average credit card debt per household in 2014 was $15,611. • 18% of Americans say they will never be debt free and will die in debt. Consumer Debt by Country 1. Denmark 2. Norway 3. Switzerland 4. Netherlands 5. Australia 6. Ireland 7. United States 8. Sweden 9. United Kingdom 10. Canada
  • 9. Global Bond Bubble Stock Market Bubble… Largest in History?Federal Deficit $18T QE1, 2, 3……4? Currency Wars 93M Americans Not In the Labor Force Reasons for concern…
  • 10. The forecast for the future… People all over the world are concerned about the economy
  • 11. Would you like to know what to do and how to do it? Do you have a plan to protect yourself, your family and your assets? Would you like one?
  • 12. The plan we have is surprisingly simple!
  • 13. The plan we have is surprisingly simple! Instead of living off credit, or working a 2nd job, we can learn to do what the 1% does.
  • 14. The plan we have is surprisingly simple! Instead of living off credit, or working a 2nd job, we can learn to do what the 1% does. Create an appreciating asset that spins off passive, residual income!
  • 15. Are you ready to learn the truth about money? You have to start thinking outside the box you’ve been taught to stay in!
  • 16. Mike Maloney Robert Kyosaki Jim Sinclair
  • 17. Average Price of Gold Gold prices from 1971-2014 Note: 1971 marked the abandonment of the Gold Standard and the end of the fixed Gold price of $35. 1,234
  • 18. IN 1971 ONE U.S. DOLLAR WOULD BUY THIS MUCH BREAD TODAY ONE U.S. DOLLAR WILL ONLY BUY THIS MUCH BREAD The purchasing power of the U.S. dollar has dramatically decreased during the last 40+ years 4 Slices
  • 19. MORE LESS IN 1971 ONE GRAM OF GOLD WOULD BUY THIS MUCH BREAD TODAY ONE GRAM OF GOLD WILL BUY THIS MUCH BREAD Gold’s buying power has actually increased over time, regardless of fluctuating dollar-based prices IN 1971 ONE U.S. DOLLAR WOULD BUY THIS MUCH BREAD TODAY ONE U.S. DOLLAR WILL ONLY BUY THIS MUCH BREAD The purchasing power of the U.S. dollar has dramatically decreased during the last 40+ years 4 Slices
  • 20. MORE LESS IN 1971 ONE GRAM OF GOLD WOULD BUY THIS MUCH BREAD TODAY ONE GRAM OF GOLD WILL BUY THIS MUCH BREAD Gold’s buying power has actually increased over time, regardless of fluctuating dollar-based prices IN 1971 ONE U.S. DOLLAR WOULD BUY THIS MUCH BREAD TODAY ONE U.S. DOLLAR WILL ONLY BUY THIS MUCH BREAD The purchasing power of the U.S. dollar has dramatically decreased during the last 40+ years 4 Slices
  • 21. MORE LESS IN 1971 ONE GRAM OF GOLD WOULD BUY THIS MUCH BREAD TODAY ONE GRAM OF GOLD WILL BUY THIS MUCH BREAD IN 1971 ONE U.S. DOLLAR WOULD BUY THIS MUCH BREAD TODAY ONE U.S. DOLLAR WILL ONLY BUY THIS MUCH BREAD The purchasing power of the U.S. dollar has dramatically decreased during the last 40+ years 4 Slices
  • 22. MORE LESS IN 1971 ONE GRAM OF GOLD WOULD BUY THIS MUCH BREAD TODAY ONE GRAM OF GOLD WILL BUY THIS MUCH BREAD IN 1971 ONE U.S. DOLLAR WOULD BUY THIS MUCH BREAD TODAY ONE U.S. DOLLAR WON’T BUY THIS MUCH BREAD The purchasing power of the U.S. dollar has dramatically decreased during the last 40+ years 1/2 Loaf
  • 23. =
  • 24. = =
  • 25.
  • 26. We have the recipe for success We’re going to show you how to leverage a proven, duplicable, 4-Step System into a tremendous weekly, passive, residual income
  • 27.
  • 28.
  • 29. Harald Seiz Owner – Founder - CEO Background • Born 1963 – Calw, Germany (near Stuttgart) • Started his career as a financial adviser in the insurance industry • Over 30 years of success in the sales & marketing of investment products • Began formulating the Karatbars vision and business plan in early 2008 • Launched Karatbars International in April 2011 “My goal is that Karatbars helps millions find financial freedom from the current global system of debt.”
  • 30. Karatbars – An Exciting New Business Model
  • 31. 1 gram 2.5 grams 5 grams
  • 32. Blacklight Control DNA – Highest Security Ever Integrated nano technology provides a verifiable DNA proof of authenticity Secure against forgery… Only from Karatbars
  • 33. Karatbars promotes saving money not spending money
  • 34. Karatbars is NOT a program for Speculators! This is NOT a program for Day Traders!
  • 35. K-Exchange Centers are expanding worldwide in 2015
  • 36.
  • 37. Become a Karatbars International Affiliate To set up your “FREE” affiliate account click on the Register Now link found on your referrer’s personal Karatbars homepage Click Here
  • 38. Select the “become an affiliate” option found on the left Become a Karatbars International Affiliate
  • 39. Upgrading from customer to affiliate Click Here Upgrading to an affiliate is as simple as logging into your back office Dashboard and clicking on the “Become an affiliate” link
  • 40. What is required of an affiliate?
  • 41. Affiliates are rewarded for marketing
  • 42. How are affiliates paid? Voted 2013 “Best Card Design” of the Year by MasterCard Europe
  • 44.
  • 45. UNILEVEL/DIRECT ONLY YOUR PERSONAL REFERRALS AND THEIR REFERRALS SHOW HERE NO PURCHASE IS NECESSARY TO EARN – MONTHLY PAYOUT AFFILIATES EARN FROM 0.5% TO 6% OF THE ACCRUED SALES POINTS PER MO. The “Free” Affiliate Pay Plan
  • 46. ONLY YOUR PERSONAL REFERRALS AND THEIR REFERRALS SHOW HERE NO PURCHASE IS NECESSARY TO EARN – MONTHLY PAYOUT DUAL TEAMS (OPTIONAL) REFERRALS FROM ABOVE REFERRALS FROM ABOVE ALL UNILEVEL MEMBERS PLUS REFERRALS PLACED BY THOSE ABOVE YOU SHOW HERE Left DUAL TEAMS Right TeamLeft Team REFERRALS FROM ABOVE REFERRALS FROM ABOVE The Dual System Pay Plan UNILEVEL/DIRECT
  • 47. What is a cycle? • When either team has AT LEAST 50 units AND the other team reaches 25, you “Cycle” • Each Cycle converts those Units into cash in your “Binary Pending Payout” in REAL TIME CYCLES ARE IN REAL TIME BRONZE SILVER GOLD VIP 10 40 60 80 COMMISSIONS EARNED PER/CYCLE
  • 48.
  • 49. Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX * For shipping add approximately $20.61 for FedEx
  • 50. Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX * For shipping add approximately $20.61 for FedEx
  • 51. Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX * For shipping add approximately $20.61 for FedEx
  • 52. Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX * For shipping add approximately $20.61 for FedEx
  • 53. Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX * For shipping add approximately $20.61 for FedEx
  • 54. Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX * For shipping add approximately $20.61 for FedEx
  • 55. Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX * For shipping add approximately $20.61 for FedEx
  • 56. Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX * For shipping add approximately $20.61 for FedEx
  • 57. Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX * For shipping add approximately $20.61 for FedEx
  • 58. Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX * For shipping add approximately $20.61 for FedEx
  • 59. Bronze 5% Direct Commission 10 Euro Per/Cycle Entry Level Silver 10% Direct Commission 40 Euro Per/Cycle XXXXXXXX Gold 15% Direct Commission 60 Euro Per/Cycle XXXXXXXX VIP 20% Direct Commission 80 Euro Per/Cycle XXXXXXXX * For shipping add approximately $20.61 for FedEx
  • 60. Disclaimer Income projections are shown in US Dollars. The action plan uses mathematical examples that are dependent on following the plan as described. Incomes are not guaranteed due to the fact we cannot guarantee your efforts and those of your team. Results can vary based on your activity and the activity of your team.
  • 62. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 THE 12-MONTH INCOME EXAMPLE
  • 63. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY
  • 64. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 65. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $13 (2 Direct Commissions) THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 66. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $13 (2 Direct Commissions) Month 2 - 0 THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 67. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $13 (2 Direct Commissions) Month 2 - 0 Month 3 - 0 THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 68. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $13 (2 Direct Commissions) Month 2 - 0 Month 3 - 0 Month 4 - $26 THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 69. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $13 (2 Direct Commissions) Month 2 - 0 Month 3 - 0 Month 4 - $26 Month 5 - $39 THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 70. THE 12-MONTH INCOME EXAMPLE THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $13 (2 Direct Commissions) Month 2 - 0 Month 3 - 0 Month 4 - $26 Month 5 - $39 Month 6 - $65 (Perpetual Free Gold)
  • 71. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $13 (2 Direct Commissions) Month 7 - $143 Month 2 - 0 Month 3 - 0 Month 4 - $26 Month 5 - $39 Month 6 - $65 (Perpetual Free Gold) THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 72. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $13 (2 Direct Commissions) Month 7 - $143 Month 2 - 0 Month 8 - $286 Month 3 - 0 Month 4 - $26 Month 5 - $39 Month 6 - $65 (Perpetual Free Gold) THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 73. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $13 (2 Direct Commissions) Month 7 - $143 Month 2 - 0 Month 8 - $286 Month 3 - 0 Month 9 - $546 Month 4 - $26 Month 5 - $39 Month 6 - $65 (Perpetual Free Gold) THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 74. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $13 (2 Direct Commissions) Month 7 - $143 Month 2 - 0 Month 8 - $286 Month 3 - 0 Month 9 - $546 Month 4 - $26 Month 10 - $1,131 Month 5 - $39 Month 6 - $65 (Perpetual Free Gold) THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 75. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $13 (2 Direct Commissions) Month 7 - $143 Month 2 - 0 Month 8 - $286 Month 3 - 0 Month 9 - $546 Month 4 - $26 Month 10 - $1,131 Month 5 - $39 Month 11 - $2,223 Month 6 - $65 (Perpetual Free Gold) THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 76. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $13 (2 Direct Commissions) Month 7 - $143 Month 2 - 0 Month 8 - $286 Month 3 - 0 Month 9 - $546 Month 4 - $26 Month 10 - $1,131 Month 5 - $39 Month 11 - $2,223 Month 6 - $65 (Perpetual Free Gold) Month 12 - $4,485 THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 77. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $13 (2 Direct Commissions) Month 7 - $143 Month 2 - 0 Month 8 - $286 Month 3 - 0 Month 9 - $546 Month 4 - $26 Month 10 - $1,131 Month 5 - $39 Month 11 - $2,223 Month 6 - $65 (Perpetual Free Gold) Month 12 - $4,485 THE 12-MONTH INCOME EXAMPLE $53,820 Annualized $4,485 THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 78. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $52 (2 Direct Commissions) Month 7 - $143 Month 2 - 0 Month 8 - $286 Month 3 - 0 Month 9 - $546 Month 4 - $26 Month 10 - $4,524 Month 5 - $39 Month 11 - $8,892 Month 6 - $260 Month 12 - $4,485 THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD) $17,940
  • 79. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $78 (2 Direct Commissions) Month 7 - $143 Month 2 - 0 Month 8 - $286 Month 3 - 0 Month 9 - $546 Month 4 - $26 Month 10 - $6,786 Month 5 - $39 Month 11 - $13,338 Month 6 - $390 Month 12 - $26,910 THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD) $26,910
  • 80. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - MONTH 1 Month 1 - $104 (2 Direct Commissions) Month 7 - $143 Month 2 - 0 Month 8 - $286 Month 3 - 0 Month 9 - $546 Month 4 - $26 Month 10 - $9,048 Month 5 - $39 Month 11 - $17,784 Month 6 - $520 Month 12 - $35,880 THE 12-MONTH INCOME EXAMPLE THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD) $35,880
  • 81. THIS EXAMPLE ASSUMES 2-REFERRAL DUPLICATION - WEEK 1 Week 1 - $13 (2 Direct Commissions) Week 7 - $143 Week 2 - 0 Week 8 - $286 Week 3 - 0 Week 9 - $546 Week 4 - $26 Week 10 - $1,131 Week 5 - $39 Week 11 - $2,223 Week 6 - $65 (Perpetual Free Gold) Week 12 - $4,485 THE 12-WEEK INCOME EXAMPLE $4,485 THE NUMBERS ABOVE ASSUME BRONZE PACKAGE ACQUISITIONS ONLY AFFILATES COMMIT TO PURCHASING AND SAVING 1 GRAM PER MONTH (APPROXIMATELY $60 USD)
  • 82. Jan You Bob We don’t live in a perfect world but what if you could find… 2 or “MORE” likeminded people who are as eager and excited as you are? And then we help them find their 2… And then we simply help those 4 find their 2 and so on, and so forth… Do you think there are people out there somewhere who would like to know about a legitimate business plan to produce a $4,500 per/month - $4,500 per/week residual income in 12 months or less? If so, how many a few, a lot?
  • 83.
  • 84. Where do you see yourself fitting in?
  • 85. Where do you see yourself fitting in?
  • 86. Where do you see yourself fitting in? Or…
  • 87. Where do you see yourself fitting in? Or…
  • 88. What you need to do now…
  • 89. 1. Register as an Affiliate for FREE There is no good reason not to get a “FREE” account. What you need to do now…
  • 90. 2. Acquire a Business Package & Upload Your KYC’s There is no good reason not to get a “FREE” account. The Key to the Vault What you need to do now… 1. Register as an Affiliate for FREE
  • 91. There is no good reason not to get a “FREE” account. The Key to the Vault What you need to do now… 1. Register as an Affiliate for FREE 2. Acquire a Business Package & Upload Your KYC’s
  • 92. The Key to the Vault There is no good reason not to get a “FREE” account. 4. Refer 2 or MORE Affiliates What you need to do now… 2. Acquire a Business Package & Upload Your KYC’s 1. Register as an Affiliate for FREE
  • 93. The plan works if you work the plan! YOU Team up with 2 or MORE EVERYONE Does the same thing GET PAID EVERY FRIDAY MORNING