Data provisioning in SAP HANA involves importing data from multiple SAP and non-SAP systems using either in-built tools like flat file upload and smart data access, or external tools. Flat file upload allows loading data from CSV or Excel files directly into HANA tables, while smart data access enables querying remote data sources using virtual tables. External tools for data provisioning include SAP Replication Server for real-time replication, SAP Data Services for batch ETL, and SAP Landscape Transformation for migrating data to HANA format.