Beecher Carlson provides various cyber risk management and cyber insurance services including: - Developing cyber risk assessment tools and placing some of the largest cyber insurance policies to date. - Conducting cyber risk assessments to evaluate a company's IT security processes and vulnerabilities. - Offering a customized cyber insurance policy called CyberSelect that provides comprehensive coverage enhancements. - Developing a cyber loss model called CyberSelect Model to help companies understand potential costs of privacy breaches at different data breach scales.

1. Risk Management and
Insurance Brokerage Services
CYBER CAPABILITIES

2. u
CYBER SOLUTIONS
Beecher Carlson Executive Liability Practice’s significant time commitment and investment in the cyber risk field, has resulted
in industry-leading achievements and innovations. Our success is the result of developing technologies and approaches that
support your business requirements and drive operational excellence.
PROBABLE MAXIMUM
LOSS (PML) MODEL
CYBER RISK
ASSESSMENT SERVICES
CYBER INSURANCE
GAP ANALYSIS
VENDOR
MANAGEMENT TOOLS
ÂÂ Placed the largest Cyber Tower in the marketplace at $500M
ÂÂ Placed the largest Cyber Business Interruption Tower in the marketplace
at $420M
ÂÂ CyberSelect™ – Exclusive manuscript policy with unique terms and
conditions
ÂÂ Cyber Business Interruption valuation
ÂÂ Preferred response firm relationships with experienced providers
ÂÂ Cyber supply chain risk assessment created with University of Maryland
and NIST to measure IT security process maturity
ÂÂ Claims expertise with $100M+ first-party claim and pre-response
guidance
ÂÂ Vendor Insurance Guidance
CYBERSELECT™ LOSS MODEL: AN ONLINE PRIVACY BREACH TOOL
Beecher Carlson has developed CyberSelect™
Model a loss model that addresses the costs
of large-scale breaches, reflecting economies
of scale at play in such mega-breach events.
Through calculated analysis of recent, real-
world breach events and associated crisis-
management costs, the model shows decreases
in Cost Per Record as the number of affected
records increases. CyberSelect™ Model can
aid in corporations becoming more informed
of the risks associated with cybersecurity and
consequently better able to calculate proper
limits for their cyber insurance programs.
How much
personal information
do you hold?
What corporate
confidential information
do you store?
How much
income relies upon
computer systems?
What would it cost
to replace computed
critical systems data?
Who or what gets
damaged or injured
when systems fail?
KEY QUESTIONS
Most companies have difficulty quantifying cyber risk and exposure. To begin our risk assessment process, we ask these five
simple but key questions.
v w x y

3. CYBERSELECT™
CyberSelect™ is a policy designed to offer the most comprehensive coverage available in the market with many
enhancements not typically available, such as:
ÂÂ No need for consent from the Insurer to hire breach experts to facilitate a rapid response to a data breach
ÂÂ Ability to add “all risks” E&O coverage, computer theft coverage and expenses of directors and officers
ÂÂ Full limits for costs of regulatory investigation, PCI investigation, fines/penalties and credit card reissuance costs
ÂÂ Business Interruption and Extra Expense at full-policy limits with “contingent” business interruption from acts of
third-party vendors
ÂÂ Primary limits available up to $50M
ÂÂ Cyber terrorism coverage
ISF THREAT HORIZON REPORT 2017 - PREDICTIONS
CYBER MARKET CAPACITY
2015
The CEO doesn’t get it
Organization can’t get the right
people
Outsourcing security backfires
Insiders fuel corporate activism
Hacktivists create fear,
uncertainty and doubt
Crime as a Service (Caas)
upgrades to v2.0
Information leaks all the time
BYOC (bring your own cloud)
adds unmanaged risk
Bring your own device increases
risk exposure
Government and regulators
won’t do it for you
2016
Nation-state backed espionage
goes mainstream
A Balkanized Internet complicates
business
Unintended consequences of
state intervention
Service providers become a key
vulnerability
Big data = big problems
Mobile apps become the main
route for compromise
Encryption fails
The CEO gets it, now you have to
deliver
Skills gap becomes a chasm
Information security fails to work
with new generations
2017
Supercharged connectivity
overwhelms defenses
Crime syndicates take a
quantum leap
Tech rejectionists cause chaos
Dependence on critical
infrastructure becomes
dangerous
Systemic vulnerabilities are
weaponized
Legacy technology crumbles
Death from disruption to digital
services
Global consolidation endangers
competition and security
Impact of data breached
increases dramatically
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$1,675,000,000.00
$550,000,000.00
$510,000,000.00
$420,000,000.00
$330,000,000.00
0
200,000,000
400,000,000
600,000,000
800,000,000
1,000,000,000
1,200,000,000
1,400,000,000
1,600,000,000
1,800,000,000
Total
Capacity
Cyber/Tech
E&O
Healthcare
Cyber
Business
Interruption
Systems
Failure Business

4. CYBER CAPABILITIES
800.657.0243 beechercarlson.com