Ashraf Hassan Khader has over 25 years of experience in finance roles. He holds a B.Com in Advanced Accounting and an MBA in Business Management. His most recent role was as Group Financial Manager for Alahlam Holding Marine Group from 2006 to 2015, where he managed finances and prepared financial reports and analysis. Prior to that he held chief accountant and senior accountant roles for several other companies in Saudi Arabia and Jordan. He has extensive experience in accounting, budgeting, forecasting, and financial reporting.

1. Curriculum Vitae
Personal Details
Name: Ashraf Hassan Khader
Date of birth: April 20.1966
Place of birth: Kuwait
Nationality: Jordanian
Marital status: Married
Email: Ashkhader@yahoo.com ashkhader@gmail.com
Mobile: +966-503641626
Location Jeddah KSA
Educational Background
1- Higher Secondary Al Hassan Al Basri School-Kuwait.
2- Graduation B.COM (Advanced Accounting) Jabalpur-India 1988.
3- Professional certificate (CFC) certified financial certificate Canada 2014
4- Master of Business Administration MBA (major business management)
Ashley University online 2014
Professional Experience
- March 2006, augest 2015:
Alahlam Holding Marine Group Jeddah ksa
Hospitality , hotel & Resort , Marine service and Equipment , Tourism &Travel , Food & Beverages
, Catering , Foods Services , Restaurants , FMCG – Supply Chain , Retail –Wholesale.
- Position Group Financial Manager GFM
- Managing the finance functions to achieve the company’s financial targets and plan
by supervising and monitoring the financial activities, budgets and plans.
- * Direct and coordinates all activities of financial control function and lead a team of
financial analyst and accounts.
- * direct the preparation of financial reports reviews and statements that summarize
and forecasts the financial position, such as income statements, balance sheets and
analysis of future earnings or expenses with cost center
- Break point even. For the sales and expenses with target achievement ,
- Consulted budget for the subsidiaries Branches
- Manage role is primarily responsible for providing commercial financial insights
regarding BU profitability whilst ensuring effective return on investment across all
spend items. Core responsibilities include as following: Produce & provide
management with accurate timely financial data, related to business financial
performance, quantitative analysis & KPIs in accordance with global financial best

2. practices and evaluation models, to support day to day business & investment
decision making. Lead the business plan process, in coordination with BU managers
and provide business plan reports, strategic forecast plans, feasibility studies &
analysis to identify & interpret financial & non-financial risks in order to enable
management to improve existing performance in line with business objectives.
Manage relevant risk to ensure reliability, validity of internal control procedures &
governance models. Responsible for all price updates at all levels & pricing
structures in order to achieve profitability & margin returns for all marine products
- 1. Reporting: Provide regular financial reports & updates to management, with
detailed analysis, variance reports in comparison with , sales & product/SKU analysis
to support business decisions.
- 2. Month end closing: Review & finalize BU profitability statements, month-end
closing to meet deadlines & ensure smooth flow of processes for all units /
subsidiaries & confirm accuracy of financial data.
- 3. Decisions Support: In order to ascertain the financial & operational viability of the
company, undertake research analysis providing financial insights regarding
investments/divestments business cases, performance reviews, valuations & capital
management, using quantitative techniques such as & represent finance in meetings
to evaluate performance of strategic business cases.
- 4 Business Support: Provide consulting solutions to internal customers on various
issues ranging from finance evaluation, process optimization, trading, pricing, control
environment & other various finance related daily activities to streamline internal
financial processes in order to achieve target objectives & maximize operational
efficiencies.
- 5. Budgeting - Develop innovative budgeting models, automated planning
spreadsheets to ensure effective budgeting flow & reliability of forecasted financial
data & lead the process & preparation of the annual business plan & 5-year
strategic forecast on micro & macro level across all business units & overseas
subsidiaries. Consolidate business plans of all operating business units into legal
entity-wise corporate budgets & into one group level BP in order to provide financial
data to senior management for strategic business performance evaluations.
- 6. Forecasting: Conduct forecasting analysis to align the existing business plan with
realistic /current estimates & liaise with senior management, HODs & VP Finance &
CEO to ensure validity of business plan parameters & assumptions, providing actual
& budget variance analysis, realistic estimates.

3. - 7. Pricing - Monitor the accuracy of price structures on all products & stock -wise in
coordination with marketing, sales & trading teams to ensure profitability & product
margin are achieved & identify areas of cost or expense reduction potential or
excessive cost incurrence through effective analytical techniques to ensure
profitability across all line items in the P&L. involved in multiple products
manufacturing Strong exposure to Costing/Pricing, Budgeting/Forecasting, CAPEX
- 8. Working experience in a Western company/country Strong commercial acumen
Strong personality and convincing communication manner Able to adapt
communication style for different levels
- March 21, 2003 -2006 :
Alahlam marine for marine equipment (Saudi yacht co.) Jeddah KSA
Jop description : chief accountant
working in chief accountant for the group of the company we have such field of the activity
of work in marine and diving equipment, such as sell unit of marine engine, boats, yacht,
marine accessories in additional we have such agency with trade mark company. My duties
was mange controlling for the accounts transaction , and preparing reports as well as its
balance sheet, daily on basis reports for the daily transaction for account receivable(AR)
and account payable(AP) ,banks reconciliation, forecasting and comparing every month for
the actual sales , cost of sales and budget A/C and show the different between actual and
budget . monitoring the inventory, and give the instructors for the accountant what should to
do with the inventory, as well as I'm the one do the order for purchasing shipment, from the
vendors either opening L/C document or cash against document and following the shipping
until to be clear from the customs with document needed and we put the policy of there price
selling for the item after we fixed the cost price in the land cost. I representative the
company to present the int. boats show (Dubai) in sequence yearly form 2006 until 2014 ,
as well as I'm the one of the team to be organized the annual formula2 Race to be held in
Saudi a Arabia, in additional of following up the administration for the HR Department , rule
and duty , and I got fully experience in the sales and operation dep. I know how to do with
networks system in field of the link of some computers in account software with workgroup or
domain.
- October 28, 2000 to December2002:
Retail clinic Jeddah ksa
jop descriptiom administration & financial manager,
Core responsibilities , direct the preparation of financial reports reviews and statements that
summarize and forecasts variance reports in comparison with actual budget in the financial
position center , such as income statements, balance sheets and analysis of revenue
earnings or expenses with cost center , and accountable for all Accounting Functions
including but not limited to Receivables, Payables, Assets, Inventories, General Ledger,

4. Payroll, Insurance, Zakat, Internal / External Government Audits / Classification and
controlling of expenses, Accruals and Prepayments, Cutoffs, compliance with
SOCPA/IFRS/Zakat/WHT and other applicable regulations, revenues and expenditures, in
addition to coordinating with peers within and outside the department for timely and accurate
deliverables.
- September 20, 1998 August 31, 2000:
Hodaithy int’ Ryadh KSA :
Job title senior accountant, company field in leading baby care (chicco items) mother
care, medicines perfumes cosmetics & house hold item in KSA & Dubai.
My duties was manage controlling for the accounts transaction , and preparing reports as
well as its balance sheet, daily on basis reports for the daily transaction for account
receivable(AR) and account payable(AP) ,banks reconciliation, income statement and
Profit loss AC .
- September, 1994 August, 1998:
Jordan Est. for supply, Jordan location
Job description major senior accountant
Core responsibilities duties manage controlling accounting, transaction, responsible for preparing
daily on basis reports for the daily transaction for account receivable(AR) and account
payable(AP) ,banks reconciliation, income statement and Profit loss AC .
& monitoring stock and review variance compares' with actual stock,finance field.
Direct responsible for all accounting and management duties related to maintaining and effecting
proper accounting of all revenues and expenses in accordance with GAAP, supervising all accounting
transactions, payable and receivable accounts, collection, fiscal reporting.
Provide day-to-day finance support of management of expenditure-revenue projections to ensure the
production of comprehensive and timely period end results.
- February, 1992 August, 1994:
Shaban Zmaily co.
Jop description main senior accountant
duties was included preparing all accountant & financial transaction , such as
collecting & managing receivable, book keeping Jordan.

5. Language
Mother language Arabic
Fluent in English speaking writing and reading & writing.urdo speaking
PRESENTATION SKILLS
Strong leadership skills - able to build trust, value others, drive execution and foster
innovation among her team.
uilding,
goal-setting, follow-up, Quality assurance and vendor negotiations.
-starter, organized, discipline and goal oriented.
backgrounds. Listen to determine needs of customs before offering a solution.
-problem solver, task oriented, able to interface with
multiple levels of management and internal/external clients.
n in a
respectable and professional manner
All MS Windows applications and MS Office experience in ERP customize System and
local ERP with Oracle ERP integrated with sales , financial ,human resources , fixed assets
overview , and interfaces reports .
Self motives , ability work in stress job , team work ,
Computer Courses (Windows, Office, Excel, Power Point Word) ERP system