This presentation covers bridging the gap between IT and business and how to, through cooperation, achieve the best results. Also, how understanding tribal behavior is important and how to achieve a great working enviroment.
The document provides a summary of market signals and trends in the job market across various European regions and countries. It analyzes data on the number of jobs posted on LinkedIn from weeks 13 to 29. The Baltic region and Visegrad countries saw increases in postings between weeks 15 and 29, while Northern Europe saw decreases. Slovenia and Montenegro saw the largest increases week-over-week. Romania saw one of the biggest decreases. It also provides quotes from CEOs and HR directors about their experiences during the COVID-19 pandemic.
The art of interpreting signals (precursors of trends) is – and always has been – important in navigating financial markets and economies. If you are an experienced manager or executive who wants to manage their career and/or job search processes wisely, look at the signals of the job market which are inseparably embedded in the VUCA landscape of today's world.
Before there are trends, there are signals which we usually keep to ourselves. But these are not usual times, so we decided to share those market signals by the end of each week. If the country / context is important, we’ll add them. Otherwise, we’ll keep it general for confidentiality.
Collected Quotes from CEOs and HR Directors
The vast majority of executives are with market leaders in their respective industries. By default, the board members are members of local boards; if not, we’ll indicate the exception.
Market Research: We were heavily affected by the pandemic – we are in the red and come up short compared to other companies in our industry. Online projects are cheaper than regular ones, so we have to work more in order to reach the same results. Our clients from Telco and Finance industries have been carrying their research without interruption, but those from FMCG slowed down a bit and have only recently started to catch up.
Mechanical Engineering: Our business turned out to be resistant to CV-19 – except for service centers, where 20-30% of contracts with commercial clients were frozen. Unfortunately, all of our recruitment processes have been frozen since March as well.
IT Services: We sell advanced training platforms, so one might think that our business position was perfect for CV-19, and that there was an increased need for homeschooling and remote work solutions. Unfortunately, we were lacking a representative in the CEE region, which prevented us from making great profit. We couldn’t succeed without direct cooperation and establishing long-term relations.
Management Consulting / Sustainability: One of the sustainability projects that we were carrying out was frozen because all the companies withdrew. As their turnovers slowed down, the sustainability budgets were moved to different areas in order to save the businesses. Although a little short-handed, we will start the project again after summer.
Media: The cinema industry has been seriously affected. We couldn’t count on commercial revenues, as companies stopped advertising.
If you want to discuss your professional situation confidentially or if you are considering hiring Career Angels for support, contact Bichl.Sandra@CareerAngels.eu who will personally match you with the most appropriate consultant. For efficiency, add your CV and availability for a Skype call.
If you want to contribute, email your signals to Sandra (everything will be kept confidential).
Because of how we work when supporting our clients, we have a very unique “glimpse” into how over 5000 Executive Search companies and almost 20 000 decision makers react – the majority of which being located in Europe; and we collect and analyze how they respond; and we observe if and what kind of trends there are to leverage them into better human resources and career management & more effective job search methods.
Before there are trends, there are signals which we usually keep to ourselves. But these are not usual times, so we decided to share those market signals by the end of each week. If the country / context is important, we’ll add them. Otherwise, we’ll keep it general for confidentiality.
Collected Quotes from CEOs and HR Directors
The vast majority of executives are with market leaders in their respective industries. By default, the board members are members of local boards; if not, we’ll indicate the exception.
Production: The pandemic hasn’t really influenced our profits, although it has affected our investments – we had to postpone them.
IT: The company made a decision to reorganize – many positions were eliminated. Our projects were modified, which affected both our and our clients’ work. I personally had to lay off 50 people, as there was no point in keeping our office.
Retail: We’ve stopped visiting our clients personally, everything is remote. It’s going to stay like this – I actually work better from home.
If you want to discuss your professional situation confidentially or if you are considering hiring Career Angels for support, contact Bichl.Sandra@CareerAngels.eu who will personally match you with the most appropriate consultant. For efficiency, add your CV and availability for a Skype call.
If you want to contribute, email your signals to Sandra (everything will be kept confidential).
Because of how we work when supporting our clients, we have a very unique “glimpse” into how over 5000 Executive Search companies and almost 20 000 decision makers react – the majority of which being located in Europe; and we collect and analyze how they respond; and we observe if and what kind of trends there are to leverage them into better career management & more effective job search methods.
Before there are trends, there are signals which we usually keep to ourselves. But these are not usual times, so we decided to share those market signals by the end of each week. If the country / context is important, we’ll add them. Otherwise, we’ll keep it general for confidentiality.
Collected Quotes from CEOs and HR Directors
The vast majority of executives are with market leaders in their respective industries. By default, the board members are members of local boards; if not, we’ll indicate the exception.
Industry: The company suffered financially due to big investments in the US. Because of that, the owner decided to take over the role of Europe CEO and manage operations himself.
IT: Our industry has been affected quite heavily. Only about 50% of plans have been realized, and that was still the best result in the region. Companies’ strengths turned into limitations in the current situation. A few higher positions were terminated.
Energy: The pandemic caused delays in decision making and carrying out tasks. Our main contractor experienced serious financial problems which triggered a chain reaction – subcontractors and suppliers didn’t get paid.
FMCG: All recruitment processes have been frozen. Sales are down and decisions have been made to not hire anyone new right now.
If you want to discuss your professional situation confidentially or if you are considering hiring Career Angels for support, contact Bichl.Sandra@CareerAngels.eu who will personally match you with the most appropriate consultant. For efficiency, add your CV and availability for a Skype call.
If you want to contribute, email your signals to Sandra (everything will be kept confidential).
Because of how we work when supporting our clients, we have a very unique “glimpse” into how over 5000 Executive Search companies and almost 20 000 decision makers react – the majority of which being located in Europe; and we collect and analyze how they respond; and we observe if and what kind of trends there are to leverage them into better human resources and career management & more effective job search methods.
Before there are trends, there are market signals, which we usually keep to ourselves. But these are not usual times, so we decided to share those market signals by the end of each week. If the country / context is important, we’ll add them. Otherwise, we’ll keep it general for confidentiality.
Collected Quotes from CEOs and HR Directors (heading 3)
The vast majority of executives are with market leaders in their respective industries. By default, the board members are members of local boards; if not, we’ll indicate the exception.
Production: At the beginning of the pandemic we were forced to lay some employees off due to clients freezing their investments. Already in May, however, everything started functioning again.
IT: Our industry is doing well, we’re definitely not complaining about our results.
Banking: Our company’s strategy was clear from the beginning, and at first the employees were working readily. After the holidays, the decision to change the strategy was made. That became an excuse for some employees to lower their productivity.
If you want to discuss your professional situation confidentially or if you are considering hiring Career Angels for support, contact Bichl.Sandra@CareerAngels.eu who will personally match you with the most appropriate consultant. For efficiency, add your CV and availability for a Skype call.
If you want to contribute, email your signals to Sandra (everything will be kept confidential).
Northern Europe and Norway saw the largest increases in job postings, while the Netherlands saw the largest decrease. The report analyzed job postings data from 38 European countries, finding that while some regions like the Visegrad group saw increases, the European Union overall saw a 17.59% decrease in postings from the initial measurement period. Interviews with CEOs and HR directors provided insights into the state of different industries, with some like logistics being negatively impacted by COVID-19 while others like pharmaceuticals saw increased sales. The report concludes with career tips and information on outplacement services.
The document summarizes market signals from Career Angels' weekly report. It notes that the winners of the week were DACH (Germany, Austria, Switzerland) and Iceland, while the losers were Southern Europe and Slovenia. It provides data on numbers of job postings on LinkedIn across different European regions and countries from weeks 13 to 48. Selected quotes from CEOs and HR directors discuss challenges in production, FMCG, and recruiting. Tips are offered for candidates to focus applications and not get discouraged by rejections.
Credit Suisse sought to improve customer experiences after finding that customers were more willing to recommend other banks and were considering changing banks. The document discusses how Credit Suisse analyzed customer experiences through immersion techniques to develop empathy. This led them to identify issues with forms, language used, and the customer journey. Credit Suisse then made changes like simplifying forms, using clearer language, and improving branches, which resulted in lower error rates and higher customer satisfaction.
The document provides a summary of market signals and trends in the job market across various European regions and countries. It analyzes data on the number of jobs posted on LinkedIn from weeks 13 to 29. The Baltic region and Visegrad countries saw increases in postings between weeks 15 and 29, while Northern Europe saw decreases. Slovenia and Montenegro saw the largest increases week-over-week. Romania saw one of the biggest decreases. It also provides quotes from CEOs and HR directors about their experiences during the COVID-19 pandemic.
The art of interpreting signals (precursors of trends) is – and always has been – important in navigating financial markets and economies. If you are an experienced manager or executive who wants to manage their career and/or job search processes wisely, look at the signals of the job market which are inseparably embedded in the VUCA landscape of today's world.
Before there are trends, there are signals which we usually keep to ourselves. But these are not usual times, so we decided to share those market signals by the end of each week. If the country / context is important, we’ll add them. Otherwise, we’ll keep it general for confidentiality.
Collected Quotes from CEOs and HR Directors
The vast majority of executives are with market leaders in their respective industries. By default, the board members are members of local boards; if not, we’ll indicate the exception.
Market Research: We were heavily affected by the pandemic – we are in the red and come up short compared to other companies in our industry. Online projects are cheaper than regular ones, so we have to work more in order to reach the same results. Our clients from Telco and Finance industries have been carrying their research without interruption, but those from FMCG slowed down a bit and have only recently started to catch up.
Mechanical Engineering: Our business turned out to be resistant to CV-19 – except for service centers, where 20-30% of contracts with commercial clients were frozen. Unfortunately, all of our recruitment processes have been frozen since March as well.
IT Services: We sell advanced training platforms, so one might think that our business position was perfect for CV-19, and that there was an increased need for homeschooling and remote work solutions. Unfortunately, we were lacking a representative in the CEE region, which prevented us from making great profit. We couldn’t succeed without direct cooperation and establishing long-term relations.
Management Consulting / Sustainability: One of the sustainability projects that we were carrying out was frozen because all the companies withdrew. As their turnovers slowed down, the sustainability budgets were moved to different areas in order to save the businesses. Although a little short-handed, we will start the project again after summer.
Media: The cinema industry has been seriously affected. We couldn’t count on commercial revenues, as companies stopped advertising.
If you want to discuss your professional situation confidentially or if you are considering hiring Career Angels for support, contact Bichl.Sandra@CareerAngels.eu who will personally match you with the most appropriate consultant. For efficiency, add your CV and availability for a Skype call.
If you want to contribute, email your signals to Sandra (everything will be kept confidential).
Because of how we work when supporting our clients, we have a very unique “glimpse” into how over 5000 Executive Search companies and almost 20 000 decision makers react – the majority of which being located in Europe; and we collect and analyze how they respond; and we observe if and what kind of trends there are to leverage them into better human resources and career management & more effective job search methods.
Before there are trends, there are signals which we usually keep to ourselves. But these are not usual times, so we decided to share those market signals by the end of each week. If the country / context is important, we’ll add them. Otherwise, we’ll keep it general for confidentiality.
Collected Quotes from CEOs and HR Directors
The vast majority of executives are with market leaders in their respective industries. By default, the board members are members of local boards; if not, we’ll indicate the exception.
Production: The pandemic hasn’t really influenced our profits, although it has affected our investments – we had to postpone them.
IT: The company made a decision to reorganize – many positions were eliminated. Our projects were modified, which affected both our and our clients’ work. I personally had to lay off 50 people, as there was no point in keeping our office.
Retail: We’ve stopped visiting our clients personally, everything is remote. It’s going to stay like this – I actually work better from home.
If you want to discuss your professional situation confidentially or if you are considering hiring Career Angels for support, contact Bichl.Sandra@CareerAngels.eu who will personally match you with the most appropriate consultant. For efficiency, add your CV and availability for a Skype call.
If you want to contribute, email your signals to Sandra (everything will be kept confidential).
Because of how we work when supporting our clients, we have a very unique “glimpse” into how over 5000 Executive Search companies and almost 20 000 decision makers react – the majority of which being located in Europe; and we collect and analyze how they respond; and we observe if and what kind of trends there are to leverage them into better career management & more effective job search methods.
Before there are trends, there are signals which we usually keep to ourselves. But these are not usual times, so we decided to share those market signals by the end of each week. If the country / context is important, we’ll add them. Otherwise, we’ll keep it general for confidentiality.
Collected Quotes from CEOs and HR Directors
The vast majority of executives are with market leaders in their respective industries. By default, the board members are members of local boards; if not, we’ll indicate the exception.
Industry: The company suffered financially due to big investments in the US. Because of that, the owner decided to take over the role of Europe CEO and manage operations himself.
IT: Our industry has been affected quite heavily. Only about 50% of plans have been realized, and that was still the best result in the region. Companies’ strengths turned into limitations in the current situation. A few higher positions were terminated.
Energy: The pandemic caused delays in decision making and carrying out tasks. Our main contractor experienced serious financial problems which triggered a chain reaction – subcontractors and suppliers didn’t get paid.
FMCG: All recruitment processes have been frozen. Sales are down and decisions have been made to not hire anyone new right now.
If you want to discuss your professional situation confidentially or if you are considering hiring Career Angels for support, contact Bichl.Sandra@CareerAngels.eu who will personally match you with the most appropriate consultant. For efficiency, add your CV and availability for a Skype call.
If you want to contribute, email your signals to Sandra (everything will be kept confidential).
Because of how we work when supporting our clients, we have a very unique “glimpse” into how over 5000 Executive Search companies and almost 20 000 decision makers react – the majority of which being located in Europe; and we collect and analyze how they respond; and we observe if and what kind of trends there are to leverage them into better human resources and career management & more effective job search methods.
Before there are trends, there are market signals, which we usually keep to ourselves. But these are not usual times, so we decided to share those market signals by the end of each week. If the country / context is important, we’ll add them. Otherwise, we’ll keep it general for confidentiality.
Collected Quotes from CEOs and HR Directors (heading 3)
The vast majority of executives are with market leaders in their respective industries. By default, the board members are members of local boards; if not, we’ll indicate the exception.
Production: At the beginning of the pandemic we were forced to lay some employees off due to clients freezing their investments. Already in May, however, everything started functioning again.
IT: Our industry is doing well, we’re definitely not complaining about our results.
Banking: Our company’s strategy was clear from the beginning, and at first the employees were working readily. After the holidays, the decision to change the strategy was made. That became an excuse for some employees to lower their productivity.
If you want to discuss your professional situation confidentially or if you are considering hiring Career Angels for support, contact Bichl.Sandra@CareerAngels.eu who will personally match you with the most appropriate consultant. For efficiency, add your CV and availability for a Skype call.
If you want to contribute, email your signals to Sandra (everything will be kept confidential).
Northern Europe and Norway saw the largest increases in job postings, while the Netherlands saw the largest decrease. The report analyzed job postings data from 38 European countries, finding that while some regions like the Visegrad group saw increases, the European Union overall saw a 17.59% decrease in postings from the initial measurement period. Interviews with CEOs and HR directors provided insights into the state of different industries, with some like logistics being negatively impacted by COVID-19 while others like pharmaceuticals saw increased sales. The report concludes with career tips and information on outplacement services.
The document summarizes market signals from Career Angels' weekly report. It notes that the winners of the week were DACH (Germany, Austria, Switzerland) and Iceland, while the losers were Southern Europe and Slovenia. It provides data on numbers of job postings on LinkedIn across different European regions and countries from weeks 13 to 48. Selected quotes from CEOs and HR directors discuss challenges in production, FMCG, and recruiting. Tips are offered for candidates to focus applications and not get discouraged by rejections.
Credit Suisse sought to improve customer experiences after finding that customers were more willing to recommend other banks and were considering changing banks. The document discusses how Credit Suisse analyzed customer experiences through immersion techniques to develop empathy. This led them to identify issues with forms, language used, and the customer journey. Credit Suisse then made changes like simplifying forms, using clearer language, and improving branches, which resulted in lower error rates and higher customer satisfaction.
The document provides tips for communicating effectively with business partners from different countries and cultures. It discusses differences in business etiquette and customs in countries like Japan, Arab nations, European countries, Turkey and Greece. Key points include the importance of customs like bowing in Japan, not discussing personal lives with Arabs, addressing Germans formally, the significance of gifts for Japanese, and the influence of hierarchy and formality in different cultures. Understanding these cultural nuances can help improve business communication internationally.
The document discusses the growth of cross-border e-commerce and the need for cooperation across borders to help merchants sell online globally. It introduces the Cross-Border E-commerce Community (CBEC) as a nonprofit organization that connects e-commerce platforms and businesses around the world to help merchants boost imports and exports through research reports and partnerships. CBEC's goal is to have a global network of over 60 partners within 18 months to provide merchants with end-to-end perspectives before expanding abroad.
This document discusses private sector engagement on human trafficking issues. It outlines lessons learned from developing guidelines to help businesses address risks of human trafficking in their operations and supply chains. Some key lessons include understanding the business perspective and incentives, developing a clear business case, and focusing guidelines broadly rather than too narrowly on trafficking. The document also describes a case study of a large facilities company that lost customers and profits after being associated with trafficking cases through subcontractors. This experience led the company to directly employ all workers and closely monitor suppliers to minimize risks and reputational damage.
This document discusses engaging the private sector to address human trafficking. It outlines lessons learned from developing guidelines to help companies manage the risks of human trafficking in their operations and supply chains. Some key lessons include understanding the business perspective and incentives, developing a clear business case, and focusing on risk minimization. The document also describes a case study of a large facilities company that lost customers and profits after being associated with trafficking cases through subcontractors. This experience led them to directly employ all workers to better control risks. Multistakeholder partnerships are emphasized as the most effective approach.
- Banks still hold advantages over fintechs in terms of existing customers, compliance experience, and low cost of capital. However, banks must improve their user experience to retain customers.
- Regional regulatory trends are diverging, with US banks most worried about potential deregulation under Trump while European rules on disclosure are tightening.
- Fears of disruption from fintech competitors have receded as banks realize collaboration is necessary, and new entrants face challenges in gaining traction due to customer inertia, compliance costs, and falling margins.
This document provides an agenda for the Marketforce's 18th Annual Conference on the Future of Retail Banking taking place on December 1st-2nd, 2015 in London. The conference will feature senior executives from major retail banks discussing key issues shaping the future of banking over the next decade, including increasing transparency, improving customer experience, mobile banking innovations, and the role of branches. Over 250 attendees from banks, fintech companies, consultancies and other financial organizations are expected to attend.
Digital transformation in financial services: a roundtable May 2014NixonMcInnes
The financial services industry in the UK has a long and illustrious history, its practices and business imperatives developed over hundreds of years. It’s little surprise, then, that at our recent roundtable we heard from decision-makers from across the industry that the sector is stuck in a quagmire of legacy systems that hinder change.
Then there’s the volume of demands on the sector to meet expanding regulatory requirements. Some banks live simply to stay out of jail, we heard. And that effort is exhausting them. So banks are focusing on keeping the ship afloat rather than creating amazing new touch points for customers.
Just think what could be done to improve the customer experience with just a fraction of the budget spent on stopping out-of-date systems falling over, pondered one delegate. And it’s an interesting question when you look at the amount of innovation going on in fintech start ups. The opportunities are there for the picking, but not the cash or focus it seems.
Mercury Processing Services International is an ever growing and innovative company and here you can find out more about their interests, goals and achievements.
Welcome to the Chief Analytics Officer Forum Europe
On 7th – 9th March 2016, over 80 Chief Analytics Officers and senior analytics leaders met in London for intimate, top-level discussions; dissecting the role of the CAO, exploring innovative case studies and addressing mutual cross-industry challenges. To learn more, visit http://www.caoforumeurope.com/
This event is organised by http://coriniumintelligence.com/
Most workplaces want to create an environment that inspires employees to be motivated in their work and engaged in their job. This environment is created by how they communicate, what expectations they set, the way managers lead, and what everyone thinks of the company and their job. The result is what we call Workplace or Organizational Culture.
One of the many challenges that come with trying to create a workplace culture that fosters employee engagement and motivation is the lack of understanding of how a strong workplace culture is built. The most common mistake we see when attempting to improve workplace culture is to take a single action, unattached to any larger effort or strategy, and implement it without considering if the current environment will allow the action to be successful.
The document discusses complaints from customers about a lack of activities and businesses in their community. It provides quotes from customers expressing difficulties finding reliable businesses and concerns about crime, unemployment, and other issues in Tampa. The response proposes promoting businesses throughout the city, making information easily accessible, providing better customer service, and ensuring safe environments. It presents a mission statement and discusses strategies for distributing to different types of customers, selling the city through pamphlets and events, and storing customer contacts in an accessible database.
What does RETAIL have to do with BANKING?!?!?funwa akinmade
Retail banking refers to banking services provided to individual consumers and small-medium enterprises rather than large corporations. The document discusses retail banking strategies and innovations. It analyzes customer segmentation in retail banking based on income levels and provides examples of common banking products and services targeted at each segment. The document also discusses how retail banking is similar to retail trade in focusing on sales and products. It emphasizes that retail banks must comply with know-your-customer regulations unlike retailers. In conclusion, the key takeaways focus on strategies for effective retail banking segmentation, product design, and regulatory compliance.
1. The document discusses the changing payments landscape and the transition away from traditional payment cards to a new digital economy.
2. It notes that Nordic countries have been leaders in non-cash payments and moving transactions online, but that new non-traditional actors like Apple, Google and startups may drive innovation in payments.
3. Banks are advised to focus on their core strengths like transactions and risk management, but to also support innovative external services and copy the best ideas to remain relevant in the new digital payments ecosystem.
This document discusses the data dividend deficit that retail banks face. It notes that while banks collect large amounts of customer data, they are not data-driven and fail to use data to understand customer experiences. In contrast, non-traditional competitors effectively use customer data to power their businesses. The document advocates that banks automate data collection, embrace different data types, partner with developers, and visualize insights to overcome their deficit and gain a data dividend.
The 10 most innovative business leaders making a difference in 2021 (1)Swiftnlift
specialize in connecting corporate #buyers and sellers, enabling businesses to #economically and efficiently #export and import goods and services.
With The Special Edition Of The 10 Most Innovative Business Leaders Making A difference in 2021, We Have Feature Euro Exim Bank On Our Cover Page.
The document provides information about various events and activities at T-Systems Slovakia in 2013, including:
- The opening of the SAP Academy educational program in partnership with IT Valley and SAP Slovakia to create new IT jobs.
- Profiles of the 12 employees selected as the best of T-Systems Slovakia for 2013, including what qualities led to their selection and details about their personalities and work.
- A profile of the employee selected as the best leader, describing his commitment, reliability, and initiatives that helped the company in 2013.
The document summarizes an organization called the Emerging Payments Association (EPA) which aims to connect, collaborate and educate members of the payments industry. The EPA offers different membership levels - Benefactors, Patrons, and Members - with each providing various benefits like marketing support, event access, and introductions to stakeholders. The payments industry is undergoing disruption due to factors like changing consumer preferences, regulatory intervention, and technological innovation.
Understanding the startup ecosystem of VietnamTri Dung, Tran
This document provides an overview of Vietnam's startup ecosystem. It describes Vietnam's population, workforce, GDP, and economic growth. The population has a golden structure that is young, enthusiastic, and dynamic. Confucianism influences Vietnamese culture and emphasizes hierarchy, face-saving, and relation-based business. Vietnam has over 3,000 startups, 40 coworking spaces, 70 VC funds, and 130 mentors and angel investors. It analyzes the startup ecosystems in three main cities - Ha Noi, Da Nang, and Ho Chi Minh City - and provides details on their economies, industries, incubators, accelerators, and investors. The document concludes with background on the author, their investment interests, and an
Since processing cardholders personal data and sensitive card data in the name of their customers, Mercury Processing Services International needs to comply with strict Global Payment Schemes regulations, different audits from National Banks and EU regulations.
This document discusses tokenization and the roles of various participants in the tokenization ecosystem. It announces that MPSI has become the first Visa Processor Aggregator in Europe to implement the Visa Token Service through the TLC API, enabling token provisioning for their clients. Processor Aggregators take on responsibilities like onboarding clients to the token service, token education, enrollment and enablement, token provisioning and lifecycle management on behalf of issuers.
The document provides tips for communicating effectively with business partners from different countries and cultures. It discusses differences in business etiquette and customs in countries like Japan, Arab nations, European countries, Turkey and Greece. Key points include the importance of customs like bowing in Japan, not discussing personal lives with Arabs, addressing Germans formally, the significance of gifts for Japanese, and the influence of hierarchy and formality in different cultures. Understanding these cultural nuances can help improve business communication internationally.
The document discusses the growth of cross-border e-commerce and the need for cooperation across borders to help merchants sell online globally. It introduces the Cross-Border E-commerce Community (CBEC) as a nonprofit organization that connects e-commerce platforms and businesses around the world to help merchants boost imports and exports through research reports and partnerships. CBEC's goal is to have a global network of over 60 partners within 18 months to provide merchants with end-to-end perspectives before expanding abroad.
This document discusses private sector engagement on human trafficking issues. It outlines lessons learned from developing guidelines to help businesses address risks of human trafficking in their operations and supply chains. Some key lessons include understanding the business perspective and incentives, developing a clear business case, and focusing guidelines broadly rather than too narrowly on trafficking. The document also describes a case study of a large facilities company that lost customers and profits after being associated with trafficking cases through subcontractors. This experience led the company to directly employ all workers and closely monitor suppliers to minimize risks and reputational damage.
This document discusses engaging the private sector to address human trafficking. It outlines lessons learned from developing guidelines to help companies manage the risks of human trafficking in their operations and supply chains. Some key lessons include understanding the business perspective and incentives, developing a clear business case, and focusing on risk minimization. The document also describes a case study of a large facilities company that lost customers and profits after being associated with trafficking cases through subcontractors. This experience led them to directly employ all workers to better control risks. Multistakeholder partnerships are emphasized as the most effective approach.
- Banks still hold advantages over fintechs in terms of existing customers, compliance experience, and low cost of capital. However, banks must improve their user experience to retain customers.
- Regional regulatory trends are diverging, with US banks most worried about potential deregulation under Trump while European rules on disclosure are tightening.
- Fears of disruption from fintech competitors have receded as banks realize collaboration is necessary, and new entrants face challenges in gaining traction due to customer inertia, compliance costs, and falling margins.
This document provides an agenda for the Marketforce's 18th Annual Conference on the Future of Retail Banking taking place on December 1st-2nd, 2015 in London. The conference will feature senior executives from major retail banks discussing key issues shaping the future of banking over the next decade, including increasing transparency, improving customer experience, mobile banking innovations, and the role of branches. Over 250 attendees from banks, fintech companies, consultancies and other financial organizations are expected to attend.
Digital transformation in financial services: a roundtable May 2014NixonMcInnes
The financial services industry in the UK has a long and illustrious history, its practices and business imperatives developed over hundreds of years. It’s little surprise, then, that at our recent roundtable we heard from decision-makers from across the industry that the sector is stuck in a quagmire of legacy systems that hinder change.
Then there’s the volume of demands on the sector to meet expanding regulatory requirements. Some banks live simply to stay out of jail, we heard. And that effort is exhausting them. So banks are focusing on keeping the ship afloat rather than creating amazing new touch points for customers.
Just think what could be done to improve the customer experience with just a fraction of the budget spent on stopping out-of-date systems falling over, pondered one delegate. And it’s an interesting question when you look at the amount of innovation going on in fintech start ups. The opportunities are there for the picking, but not the cash or focus it seems.
Mercury Processing Services International is an ever growing and innovative company and here you can find out more about their interests, goals and achievements.
Welcome to the Chief Analytics Officer Forum Europe
On 7th – 9th March 2016, over 80 Chief Analytics Officers and senior analytics leaders met in London for intimate, top-level discussions; dissecting the role of the CAO, exploring innovative case studies and addressing mutual cross-industry challenges. To learn more, visit http://www.caoforumeurope.com/
This event is organised by http://coriniumintelligence.com/
Most workplaces want to create an environment that inspires employees to be motivated in their work and engaged in their job. This environment is created by how they communicate, what expectations they set, the way managers lead, and what everyone thinks of the company and their job. The result is what we call Workplace or Organizational Culture.
One of the many challenges that come with trying to create a workplace culture that fosters employee engagement and motivation is the lack of understanding of how a strong workplace culture is built. The most common mistake we see when attempting to improve workplace culture is to take a single action, unattached to any larger effort or strategy, and implement it without considering if the current environment will allow the action to be successful.
The document discusses complaints from customers about a lack of activities and businesses in their community. It provides quotes from customers expressing difficulties finding reliable businesses and concerns about crime, unemployment, and other issues in Tampa. The response proposes promoting businesses throughout the city, making information easily accessible, providing better customer service, and ensuring safe environments. It presents a mission statement and discusses strategies for distributing to different types of customers, selling the city through pamphlets and events, and storing customer contacts in an accessible database.
What does RETAIL have to do with BANKING?!?!?funwa akinmade
Retail banking refers to banking services provided to individual consumers and small-medium enterprises rather than large corporations. The document discusses retail banking strategies and innovations. It analyzes customer segmentation in retail banking based on income levels and provides examples of common banking products and services targeted at each segment. The document also discusses how retail banking is similar to retail trade in focusing on sales and products. It emphasizes that retail banks must comply with know-your-customer regulations unlike retailers. In conclusion, the key takeaways focus on strategies for effective retail banking segmentation, product design, and regulatory compliance.
1. The document discusses the changing payments landscape and the transition away from traditional payment cards to a new digital economy.
2. It notes that Nordic countries have been leaders in non-cash payments and moving transactions online, but that new non-traditional actors like Apple, Google and startups may drive innovation in payments.
3. Banks are advised to focus on their core strengths like transactions and risk management, but to also support innovative external services and copy the best ideas to remain relevant in the new digital payments ecosystem.
This document discusses the data dividend deficit that retail banks face. It notes that while banks collect large amounts of customer data, they are not data-driven and fail to use data to understand customer experiences. In contrast, non-traditional competitors effectively use customer data to power their businesses. The document advocates that banks automate data collection, embrace different data types, partner with developers, and visualize insights to overcome their deficit and gain a data dividend.
The 10 most innovative business leaders making a difference in 2021 (1)Swiftnlift
specialize in connecting corporate #buyers and sellers, enabling businesses to #economically and efficiently #export and import goods and services.
With The Special Edition Of The 10 Most Innovative Business Leaders Making A difference in 2021, We Have Feature Euro Exim Bank On Our Cover Page.
The document provides information about various events and activities at T-Systems Slovakia in 2013, including:
- The opening of the SAP Academy educational program in partnership with IT Valley and SAP Slovakia to create new IT jobs.
- Profiles of the 12 employees selected as the best of T-Systems Slovakia for 2013, including what qualities led to their selection and details about their personalities and work.
- A profile of the employee selected as the best leader, describing his commitment, reliability, and initiatives that helped the company in 2013.
The document summarizes an organization called the Emerging Payments Association (EPA) which aims to connect, collaborate and educate members of the payments industry. The EPA offers different membership levels - Benefactors, Patrons, and Members - with each providing various benefits like marketing support, event access, and introductions to stakeholders. The payments industry is undergoing disruption due to factors like changing consumer preferences, regulatory intervention, and technological innovation.
Understanding the startup ecosystem of VietnamTri Dung, Tran
This document provides an overview of Vietnam's startup ecosystem. It describes Vietnam's population, workforce, GDP, and economic growth. The population has a golden structure that is young, enthusiastic, and dynamic. Confucianism influences Vietnamese culture and emphasizes hierarchy, face-saving, and relation-based business. Vietnam has over 3,000 startups, 40 coworking spaces, 70 VC funds, and 130 mentors and angel investors. It analyzes the startup ecosystems in three main cities - Ha Noi, Da Nang, and Ho Chi Minh City - and provides details on their economies, industries, incubators, accelerators, and investors. The document concludes with background on the author, their investment interests, and an
Since processing cardholders personal data and sensitive card data in the name of their customers, Mercury Processing Services International needs to comply with strict Global Payment Schemes regulations, different audits from National Banks and EU regulations.
This document discusses tokenization and the roles of various participants in the tokenization ecosystem. It announces that MPSI has become the first Visa Processor Aggregator in Europe to implement the Visa Token Service through the TLC API, enabling token provisioning for their clients. Processor Aggregators take on responsibilities like onboarding clients to the token service, token education, enrollment and enablement, token provisioning and lifecycle management on behalf of issuers.
PSD2 brings significant changes to the payments industry in Europe by opening up payment systems and requiring banks to provide third party providers access to payment account information and initiation services through APIs. Some key points:
- PSD2 goes into effect in 2019, requiring banks to comply with new regulations around open banking and strong customer authentication.
- It allows third party providers to offer payment initiation, account information services, and confirmation of fund availability services through bank APIs.
- This opens up competition but also brings new fraud risks around access to payment data that banks will need to address through tools like real-time analytics and dynamic authentication.
- PSD2 also establishes new liability rules and security requirements like strong customer
Overview of current initiatives to improve the fraud detection process using analytics: enriched data set, new algorithms and technologies to support the process.
Bank members of the Slovenian Activa group are successfully daily dealing with fraud. By showcasing fraud trends on the field of issuing, some of the most frequent fraud types all over Slovenia will be pointed out.
Many changes are being announced within the payment scheme rules, like those related to the transaction receipts and chip liability shift. Presentation will also give an insight to the MasterCard Dispute Resolution Initiative announcement as well as dispute-related hot topics and modification for AEIPS PIN transactions.
Presentation gives insight into how is the scoring module integrated in Lynx Fraud Management System and how to enhance the scoring models by using new available data and new modeling methods.
The document summarizes recent upgrades to the Lynx Fraud Management System between 2016-2017. It implemented predictive analytics scoring models using SAS to enhance fraud detection capabilities. Rules were combined with fraud scores to improve fraud detection rates and lower false positives. Additional upgrades included automated card blocking, a fraud notification service via SMS, improved user experience, and ongoing data quality improvements and analytics strategy.
Does security and convenience go well one with another and how to increase customer's convenience in digital commerce? What's new in ACS 2.0 and how SA supports online commerce safety? Presentation will give you answers to all of those questions but also an insight about advanced security options topics.
Mercury Processing Services International developed the Online Plus module to improve fraud prevention capabilities and customer satisfaction with their fraud management solution. Online Plus allows fraud analysts to temporarily block cards directly from the fraud management system with one click. It also enables automatic temporary blocking of cards through predictive fraud rules. Since implementation, Online Plus has led to a 20% decrease in gross fraud amounts, prevented over $500,000 in fraudulent authorizations, and received positive feedback from customers for its efficiency and ability to speed up fraud analysts' responses.
Tactics, plans and the whole meaning of fraud is evolving from day to day. Controlling and improving the processes is one of the steps in the fight against fraud. But what is the key to be effective against fraud in the payment industry?
On IDC Adriatic Security Summit, held from 16th-17th April 2018 in Belgrade, Serbia, our Jasna Fumagalli, Compliance, Security and Risk Management Director hold a presentation "How to talk business" and gave her thoughts and expertise on security measures within business.
More from Mercury Processing Services International (12)
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This presentation is a curated compilation of PowerPoint diagrams and templates designed to illustrate 20 different digital transformation frameworks and models. These frameworks are based on recent industry trends and best practices, ensuring that the content remains relevant and up-to-date.
Key highlights include Microsoft's Digital Transformation Framework, which focuses on driving innovation and efficiency, and McKinsey's Ten Guiding Principles, which provide strategic insights for successful digital transformation. Additionally, Forrester's framework emphasizes enhancing customer experiences and modernizing IT infrastructure, while IDC's MaturityScape helps assess and develop organizational digital maturity. MIT's framework explores cutting-edge strategies for achieving digital success.
These materials are perfect for enhancing your business or classroom presentations, offering visual aids to supplement your insights. Please note that while comprehensive, these slides are intended as supplementary resources and may not be complete for standalone instructional purposes.
Frameworks/Models included:
Microsoft’s Digital Transformation Framework
McKinsey’s Ten Guiding Principles of Digital Transformation
Forrester’s Digital Transformation Framework
IDC’s Digital Transformation MaturityScape
MIT’s Digital Transformation Framework
Gartner’s Digital Transformation Framework
Accenture’s Digital Strategy & Enterprise Frameworks
Deloitte’s Digital Industrial Transformation Framework
Capgemini’s Digital Transformation Framework
PwC’s Digital Transformation Framework
Cisco’s Digital Transformation Framework
Cognizant’s Digital Transformation Framework
DXC Technology’s Digital Transformation Framework
The BCG Strategy Palette
McKinsey’s Digital Transformation Framework
Digital Transformation Compass
Four Levels of Digital Maturity
Design Thinking Framework
Business Model Canvas
Customer Journey Map
SATTA MATKA DPBOSS KALYAN MATKA RESULTS KALYAN CHART KALYAN MATKA MATKA RESULT KALYAN MATKA TIPS SATTA MATKA MATKA COM MATKA PANA JODI TODAY BATTA SATKA MATKA PATTI JODI NUMBER MATKA RESULTS MATKA CHART MATKA JODI SATTA COM INDIA SATTA MATKA MATKA TIPS MATKA WAPKA ALL MATKA RESULT LIVE ONLINE MATKA RESULT KALYAN MATKA RESULT DPBOSS MATKA 143 MAIN MATKA KALYAN MATKA RESULTS KALYAN CHART
Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...my Pandit
Explore the fascinating world of the Gemini Zodiac Sign. Discover the unique personality traits, key dates, and horoscope insights of Gemini individuals. Learn how their sociable, communicative nature and boundless curiosity make them the dynamic explorers of the zodiac. Dive into the duality of the Gemini sign and understand their intellectual and adventurous spirit.
The Most Inspiring Entrepreneurs to Follow in 2024.pdfthesiliconleaders
In a world where the potential of youth innovation remains vastly untouched, there emerges a guiding light in the form of Norm Goldstein, the Founder and CEO of EduNetwork Partners. His dedication to this cause has earned him recognition as a Congressional Leadership Award recipient.
How are Lilac French Bulldogs Beauty Charming the World and Capturing Hearts....Lacey Max
“After being the most listed dog breed in the United States for 31
years in a row, the Labrador Retriever has dropped to second place
in the American Kennel Club's annual survey of the country's most
popular canines. The French Bulldog is the new top dog in the
United States as of 2022. The stylish puppy has ascended the
rankings in rapid time despite having health concerns and limited
color choices.”
Unlocking WhatsApp Marketing with HubSpot: Integrating Messaging into Your Ma...Niswey
50 million companies worldwide leverage WhatsApp as a key marketing channel. You may have considered adding it to your marketing mix, or probably already driving impressive conversions with WhatsApp.
But wait. What happens when you fully integrate your WhatsApp campaigns with HubSpot?
That's exactly what we explored in this session.
We take a look at everything that you need to know in order to deploy effective WhatsApp marketing strategies, and integrate it with your buyer journey in HubSpot. From technical requirements to innovative campaign strategies, to advanced campaign reporting - we discuss all that and more, to leverage WhatsApp for maximum impact. Check out more details about the event here https://events.hubspot.com/events/details/hubspot-new-delhi-presents-unlocking-whatsapp-marketing-with-hubspot-integrating-messaging-into-your-marketing-strategy/
The APCO Geopolitical Radar - Q3 2024 The Global Operating Environment for Bu...APCO
The Radar reflects input from APCO’s teams located around the world. It distils a host of interconnected events and trends into insights to inform operational and strategic decisions. Issues covered in this edition include:
Part 2 Deep Dive: Navigating the 2024 Slowdownjeffkluth1
Introduction
The global retail industry has weathered numerous storms, with the financial crisis of 2008 serving as a poignant reminder of the sector's resilience and adaptability. However, as we navigate the complex landscape of 2024, retailers face a unique set of challenges that demand innovative strategies and a fundamental shift in mindset. This white paper contrasts the impact of the 2008 recession on the retail sector with the current headwinds retailers are grappling with, while offering a comprehensive roadmap for success in this new paradigm.
Satta matka fixx jodi panna all market dpboss matka guessing fixx panna jodi kalyan and all market game liss cover now 420 matka office mumbai maharashtra india fixx jodi panna
Call me 9040963354
WhatsApp 9040963354
Prescriptive analytics BA4206 Anna University PPTFreelance
Business analysis - Prescriptive analytics Introduction to Prescriptive analytics
Prescriptive Modeling
Non Linear Optimization
Demonstrating Business Performance Improvement
Call8328958814 satta matka Kalyan result satta guessing➑➌➋➑➒➎➑➑➊➍
Satta Matka Kalyan Main Mumbai Fastest Results
Satta Matka ❋ Sattamatka ❋ New Mumbai Ratan Satta Matka ❋ Fast Matka ❋ Milan Market ❋ Kalyan Matka Results ❋ Satta Game ❋ Matka Game ❋ Satta Matka ❋ Kalyan Satta Matka ❋ Mumbai Main ❋ Online Matka Results ❋ Satta Matka Tips ❋ Milan Chart ❋ Satta Matka Boss❋ New Star Day ❋ Satta King ❋ Live Satta Matka Results ❋ Satta Matka Company ❋ Indian Matka ❋ Satta Matka 143❋ Kalyan Night Matka..
Zodiac Signs and Food Preferences_ What Your Sign Says About Your Tastemy Pandit
Know what your zodiac sign says about your taste in food! Explore how the 12 zodiac signs influence your culinary preferences with insights from MyPandit. Dive into astrology and flavors!
Storytelling is an incredibly valuable tool to share data and information. To get the most impact from stories there are a number of key ingredients. These are based on science and human nature. Using these elements in a story you can deliver information impactfully, ensure action and drive change.
Starting a business is like embarking on an unpredictable adventure. It’s a journey filled with highs and lows, victories and defeats. But what if I told you that those setbacks and failures could be the very stepping stones that lead you to fortune? Let’s explore how resilience, adaptability, and strategic thinking can transform adversity into opportunity.
The Genesis of BriansClub.cm Famous Dark WEb PlatformSabaaSudozai
BriansClub.cm, a famous platform on the dark web, has become one of the most infamous carding marketplaces, specializing in the sale of stolen credit card data.
Discover timeless style with the 2022 Vintage Roman Numerals Men's Ring. Crafted from premium stainless steel, this 6mm wide ring embodies elegance and durability. Perfect as a gift, it seamlessly blends classic Roman numeral detailing with modern sophistication, making it an ideal accessory for any occasion.
https://rb.gy/usj1a2
2. DANIJEL BOŽIĆ
1
Head of Service Management
Tel.: +385(0)1 64 56474
Mob.: +385(0)98 253 489
e-mail: danijel.bozic@mercury-processing.com
NORMAL – LIMITED EXTERNAL AUDIENCE
3. Located in Croatia and Slovenia, we serve clients from the
financial and banking sectors across Central and Eastern
Europe and North Africa. Our portfolio is tailored to meet
regional, local market or individual client requirements and
business strategy.
We are part of Concardis Payment Group, a leading provider
of digital payment solutions with 1,000 employees serving
customers in Germany, Austria, Switzerland and South-
Eastern Europe.
Technological expertise is the main driver of enhancing and
enriching our existing business relations, as well as the main
source for innovations we provide in the payment industry.
ABOUT US
2
Mercury Processing Services International is a provider of payment solutions, dedicated to developing and managing its
payment business on an international level. Company was established in 2009.
NORMAL – LIMITED EXTERNAL AUDIENCE
4. PART 01
The tale of IT alignement to Business
3NORMAL – LIMITED EXTERNAL AUDIENCE
6. 5
IT – BUSINESS ALIGNEMENT MANTRA
NORMAL – LIMITED EXTERNAL AUDIENCE
IT Leaders must be more process focused; they must align more closely
with the needs of the business.
Source: Adrian Hall: https://www.slideshare.net/nairdallah?utm_campaign=profiletracking&utm_medium=sssite&utm_source=ssslideview
9. 8
TEAMS, TRIBES AND THE CULTURE
NORMAL – LIMITED EXTERNAL AUDIENCE Source: https://www.zapposinsights.com/blog/item/toni-what-culture-means-to-me
Businesses often forget about the culture, and ultimately, they suffer
for it because you can't deliver good service from unhappy employees.
*Zappos – Online retail company acquired by Amazon
Tony Hsieh, CEO of Zappos*
Customer centricity vs. Employee centricity: Happy employees lead to happy customers
10. 9
TEAMS, TRIBES AND THE CULTURE
Great reading: Tribal Leadership:https://www.triballeadership.net/media/TL-L.Excellence.pdf
Stage Mood Theme Relationship
5 Innocent Wonderment “Life is great” Team < 2%
4 Tribal Pride “We’re great (and they’re not)” Stable partnership 20%
3 Lone Warrior “I’m great (and you’re not)” Personal domination 50 – 55 %
2 Apathetic Victim “My life sucks” Separate 25%
1 Despairing Hostility “Life sucks” Alienated < 2%
NORMAL – LIMITED EXTERNAL AUDIENCE
5 stages of culture, according to „Tribal Leadership”, book by Logan, King and Fisher-Wright
http://www.triballeadership.net/business-culture/five-stages-of-culture
13. Variety of interactions makes story of the culture extremely interesting
Vendors
Server admins
PC Support
Users
Service Desk
DBAs
Network admins
Security
Audits
Digital / innovative developers
Application Management
Business
IT TRIBES
NORMAL – LIMITED EXTERNAL AUDIENCE 12
External developers
14. 13
OPPOSITE FORCES: MAIN REASON
WHY CULTURE IS NOT IMPROVING
IT
Security Usability
Mergers Spin - offs
Economy of scale Startup economy
Stability Agility
Cost reduction need Customer centricity
Rules & regulations Creativity
NORMAL – LIMITED EXTERNAL AUDIENCE
15. PART 04
Closing the gap – Mercury examples
14NORMAL – LIMITED EXTERNAL AUDIENCE
16. 15
MERGERS AND SPIN-OFFS
Big Bank’s (PBZ) card department + Amex payment provider
PBZ Card
PBZ Card + small bank’s card department from Slovenia (BK)
Intesa Sanpaolo Card (ISPC)
ISPC - Mercury Processing Services International (MPSI)
CPG + Nets = „Leading European payments player”
MPSI + Concardis + 3 other German companies
Concardis Payment Group (CPG)
2006
2009
2016
2018
2019
NORMAL – LIMITED EXTERNAL AUDIENCE
17. 16
Roles „natural behaviour”:
DEALING WITH IT SPECIFICS
? ! ? Should it be like that ? ! ?
„Engineers don’t
like being in
meetings”
„It’s not
network – it’s
application”
„It was not in
specs”
„Security has to
be tough”
„Service
desk is just
forwarding”
„Change
managers are
bureaucrats”
„Work as
designed”
NORMAL – LIMITED EXTERNAL AUDIENCE
18. 17NORMAL – LIMITED EXTERNAL AUDIENCE
HOW TO ACHIEVE CRITICAL MASS
OF BRAVE INDIVIDUALS
19. NORMAL – LIMITED EXTERNAL AUDIENCE
ROLE OF SERVICE MANAGEMENT
IN BUSINESS ENABLEMENT
Communication hub and a good
place to sparkle transformation
Voice of IT
Voice of the customer
Service stability
Issue resolution
Service quality measurement
Metrics establishment
Service definition
18
21. 20NORMAL – LIMITED EXTERNAL AUDIENCE
Classic, well established concepts:
• IT becomes business
• DevOps, Agile
• Customer centricity
• Bi-Modal
KEY TAKEAWAYS
Bonus video: The Expert, or how specialists in Stage 2 percieve Business
Don’t forget to (re)think of these ideas:
• Tribal transformation starts with clever and empathic people
• Employee centricity
• Cultural transformation strategy upon mergers and spin-offs
• Service management role in cultural transformation and IT
value to business catalyst
1
2
22. CONTACT US
21
+385 1 6456 041
www.mercury-processing.com
Radnička cesta 50, 10000 Zagreb
info@mercury-processing.com
LinkedIn
Facebook
Google +
InPayments
YouTube
Vimeo
Soundcloud
NORMAL – LIMITED EXTERNAL AUDIENCE