This credit memo is for $2,075 owed to SFLLC from Geraldine for costs related to failed improvements to a property named "Canty" where the contractor Gaggero did not meet the agreed upon timetable. There was initially a vague suggestion that SFLLC should pay a percentage of the improvement costs, with materials possibly purchased by Geraldine and labor by Steve, but scrap materials were mostly used instead and the contractor later said Geraldine could help pay and it could be deducted from future payments over the next few years.