Credit cards-nj-understanding-electronic-paymentsJennifer R Glass
In the ever-changing world of electronic payments, it is quite difficult to understand what programs are available, how one can use them and how one knows they're getting the best deal. With this presentation, we hope to clarify the mysterious nature of the payment market so that you can understand what is available for you and your business.
It has been 34 years since the first online B2B transaction was completed – and much has changed since then. In a time when payment companies are under tremendous pressure to produce more with fewer resources, many are jumping the traditional payments ship and switching over to electronic payments. This slideshare will take you on a journey from paper checks to automation in the B2B space, and unveil the power of AvidXchange's solutions on a company’s bottom line.
Many businesses today are leveraging new payment technologies to issue payments within accounts payable to streamline processes, cut costs and reduce risk.
Contactless payment allows customers to make purchases by tapping a payment device like a credit card or phone near a point of sale terminal. It provides benefits like faster checkout times for consumers and reduced cash handling for merchants. While contactless introduces some security risks if devices are read from a distance, payment networks have implemented safeguards like unique transaction codes and short read ranges to protect customers and prevent fraud. As the technology grows, consumers should continue monitoring statements and reporting lost devices to maintain security.
Smart Card provides a pre-paid public transportation card that can be used across multiple transit systems in the Bay Area without needing exact change. The card has a built-in computer chip and can be used to pay for transit, parking, coffee, groceries and more. Smart Card aims to expand to new retail partners and cities in the next 3-5 years.
The document summarizes the key findings of a survey conducted in Australia and New Zealand on B2B payments. The survey found that electronic payment methods like card-based solutions are seen as better, faster and cheaper than traditional purchase order processes. Respondents experienced benefits like improved cash flow, reduced administration costs, and better visibility and controls. However, opportunities still exist to increase the use of card-based solutions for B2B payments, as only a small portion of commercial spending is currently paid through these methods. Both buyers and suppliers can benefit from further optimizing the use of cards and digital accounts.
The document provides information about contactless payments for businesses. It discusses how contactless payments work using near-field communication technology, are growing in popularity due to their convenience allowing transactions under £20 to be completed in less than a second, and are as secure as chip and pin payments. The document also provides details on how businesses can implement contactless payments including ensuring staff are trained and having signage and explains the benefits to businesses of offering contactless payments such as reducing queues and increasing sales.
Credit cards-nj-understanding-electronic-paymentsJennifer R Glass
In the ever-changing world of electronic payments, it is quite difficult to understand what programs are available, how one can use them and how one knows they're getting the best deal. With this presentation, we hope to clarify the mysterious nature of the payment market so that you can understand what is available for you and your business.
It has been 34 years since the first online B2B transaction was completed – and much has changed since then. In a time when payment companies are under tremendous pressure to produce more with fewer resources, many are jumping the traditional payments ship and switching over to electronic payments. This slideshare will take you on a journey from paper checks to automation in the B2B space, and unveil the power of AvidXchange's solutions on a company’s bottom line.
Many businesses today are leveraging new payment technologies to issue payments within accounts payable to streamline processes, cut costs and reduce risk.
Contactless payment allows customers to make purchases by tapping a payment device like a credit card or phone near a point of sale terminal. It provides benefits like faster checkout times for consumers and reduced cash handling for merchants. While contactless introduces some security risks if devices are read from a distance, payment networks have implemented safeguards like unique transaction codes and short read ranges to protect customers and prevent fraud. As the technology grows, consumers should continue monitoring statements and reporting lost devices to maintain security.
Smart Card provides a pre-paid public transportation card that can be used across multiple transit systems in the Bay Area without needing exact change. The card has a built-in computer chip and can be used to pay for transit, parking, coffee, groceries and more. Smart Card aims to expand to new retail partners and cities in the next 3-5 years.
The document summarizes the key findings of a survey conducted in Australia and New Zealand on B2B payments. The survey found that electronic payment methods like card-based solutions are seen as better, faster and cheaper than traditional purchase order processes. Respondents experienced benefits like improved cash flow, reduced administration costs, and better visibility and controls. However, opportunities still exist to increase the use of card-based solutions for B2B payments, as only a small portion of commercial spending is currently paid through these methods. Both buyers and suppliers can benefit from further optimizing the use of cards and digital accounts.
The document provides information about contactless payments for businesses. It discusses how contactless payments work using near-field communication technology, are growing in popularity due to their convenience allowing transactions under £20 to be completed in less than a second, and are as secure as chip and pin payments. The document also provides details on how businesses can implement contactless payments including ensuring staff are trained and having signage and explains the benefits to businesses of offering contactless payments such as reducing queues and increasing sales.
This document provides an overview of e-commerce payments, including the basics of payment systems and credit card processing. It discusses credit card transactions and the various parties involved, such as the cardholder, merchant, acquirer and issuer. It also outlines the credit card payment process flow and types of transactions like authorization, capture, sale and refund. Additionally, it examines the journey of card fees in a transaction and how different parties like the merchant, acquirer and issuer are charged at each step. It notes some key concepts to know, like liability shift, MOTO transactions and chargebacks.
Automation of business-to-business (B2B) payments continues to remain elusive. While checks are stubbornly pervasive, there is promising news in the vision for processing data and dollars among business partners. This session will detail NACHA and other industry organizations’ initiatives leading the way in facilitating the move from paper instruments to electronic payments by mid-sized and smaller businesses. Learn about opportunities for electronic disruption and where financial institutions might begin to gain traction in B2B ACH payments.
The document discusses the benefits of merchants migrating to EMV chip technology for credit and debit card transactions. It notes that by October 2015, liability for counterfeit fraud will shift to the party that is not EMV compliant, likely resulting in increased costs for merchants who have not migrated. The document outlines the business case for merchants to migrate to EMV chips, including reducing customer churn by meeting rising customer expectations, decreasing card decline rates, and avoiding increased liability for fraud that may occur if merchants have not migrated by the liability shift date. It also notes additional benefits like being able to accept new payment methods like contactless and mobile payments that use EMV as the underlying standard.
Factors to Consider While Choosing a Payment Gateway ProviderAlaina Carter
A payment gateway is a software that authorizes payment processing for e-businesses. With the help of these payment gateways, it becomes easy to accept several types of electronic payments. Read more to know what are the factors to consider while choosing a payment gateway provider.
The document provides an overview of credit card processing and Advanced Merchant Group. It discusses why it is a good time to be in the processing industry due to rapid changes. It then summarizes Advanced Merchant Group's role in the transaction process, including underwriting merchant accounts and providing customer service.
This document outlines Coowry's proposal to use mobile airtime as a new form of digital cash to enable micropayments. It notes that while the digital economy enables small transactions, current payment tools are not well-suited for transactions under $1. Coowry's solution would allow people to purchase digital goods and services, make donations, send gifts, and engage in peer-to-peer transfers using airtime credits. This would remove commissions and barriers to include the 70% of people without access to traditional financial tools. Examples of use cases including purchasing digital content, donations, gifts, and e-commerce purchases are described.
Merchants are beginning to fight back, primarily through Chargeback Companies and lawsuits against the Cardholders, Issuing banks and even the Visa and MasterCard branded networks. One such lawsuit claims that “major credit card companies and the nation’s largest banks conspired to shift liability for fraudulent credit card transactions in the U.S. to merchants. The complaint claims that the move to cards that include electronic chips designed to be more secure—so-called EMV chips—has been plagued by technical glitches and used as cover to illegally shift fraud-protection costs.”
Since October 2015, merchant banks have taken the necessary steps to prevent fraud by issuing chip and pin cards to their customers. By putting these smart cards in consumers’ wallets, banks are shifting the liability of fraud from them to you, the merchant. These smart payment cards and the terminals that accept them are the new technical standard for card payment, and are often referred to as EMV.
Financial institutions should focus their investments in transforming B2B payments on supply chain finance, working capital marketplaces, and ePayments infrastructure. These areas are most aligned with traditional banking business models around lending and money movement. Supply chain finance allows banks to innovate using their lending expertise, while working capital marketplaces generate fees by connecting buyers and suppliers. Continued investment in faster payment rails and emerging technologies like blockchain will position banks to facilitate faster, global B2B money transfers.
This document discusses various electronic payment methods. It begins by outlining traditional payment methods like cash, checks, credit cards, and debit cards. It then examines the requirements for e-payment methods, including enabling honest payments while preventing fraud. Several e-payment options are described, such as credit/debit cards, digital currency, e-wallets, peer-to-peer payments, smart cards, and micro-payments. Challenges with each method are also outlined, for example the potential for perfect transaction copying and lack of privacy with some options. The document concludes by noting that business-to-business transactions currently see the fastest electronic payment growth.
This slide deck examines new product releases from credit card carriers in our Credit Card Monitor coverage group. Inside, we provide an overview of the new credit cards introduced on the firms’ websites over the course of 2015 and highlight their key features.
Visa master card contactless payment in china_v1Kelvin Tai
This presentation is to give the overview of VISA/MasterCard contactless payment technology in China and suggest the way how VISA/MasterCard to improve the contactless payment POS in China as strategy move against the barriers posed by Unionpay
Designing a "nutrition facts" label for disclosing prepaid card feesDesiree Zamora Garcia
This document discusses prepaid card fee disclosure design. It provides context on prepaid cards and the CFPB's prepaid card rulemaking regarding fee and term disclosure. Examples of precedents for fee disclosure like the Nutrition Facts label are presented. The document then shows vendor designs for prepaid card fee disclosure and seeks consumer feedback to inform next steps in design.
Navigating Payment Processing | Jay WigdoreJayWigdore
A merchant account is a business account with a bank that allows an organization to accept credit card payments for donations or other products/services.
The document discusses online payment systems for electronic commerce. It covers the basic functions of payment cards like credit cards and debit cards, as well as electronic cash systems. It describes how electronic wallets work by storing a user's payment and shipping information to streamline online purchases. Various electronic cash systems are discussed, but most failed to gain widespread adoption due to issues like a lack of standards and need for specialized software. Payment processing services like PayPal became more popular alternatives for online payments.
This Chase bank promotion offers customers cash rewards for using their Chase debit cards to make qualifying purchases for public transportation in New York between September 1 and October 31, 2008. Customers can earn $10 for every $150 spent, up to $50 total. Qualifying purchases include MetroCard purchases from vending machines and refills, as well as trips on PATH, Metro-North, LIRR, NJ Transit without using the PIN. Multiple Chase cards cannot be used to combine spending. Rewards will be deposited by November 20 if accounts are open and in good standing.
A Complete Model of the Payment Service BusinessFrank Steeneken
The document provides a comprehensive framework for modeling the core processes and subsystems of a payment service business. It defines the key entities as merchants, consumers, issuers, and the payment service business itself. It then outlines the core processes that add value by connecting merchants and issuers, such as portfolio definition, package construction, transaction authorization, and clearing. These core processes intersect with subsystems like the payment gateway provider, payment collector, and payment acquirer to define the business functions performed throughout the payment lifecycle.
Globant webinar presentation on mobile payments may 2015 (1)Globant
This document summarizes a MasterCard webinar on mobile payments presented by Mario Shiliashki. It discusses how connected devices will enable commerce anywhere and the opportunities this presents for engagement and payment. It outlines MasterCard's strategy to secure digital payment channels, including EMV, tokenization, and dynamic security. The goal is to bring digital approval rates in line with physical rates. It also notes consumers currently prefer their banks and card issuers as mobile wallet providers over other companies like Google, Apple, and Amazon.
Boost your Bottom Line Using the Payment Market TodayJennifer R Glass
In this presentation, Jennifer Glass from Credit Cards, NJ shows you how you can take advantage of the various programs that are currently available in the electronic payments market to boost your business' bottom line. With services ranging from traditional credit card processing to POS systems that will give an enormous amount of data to a business owner, CCNJ has a solution that will help your business grow to the next level.
1. Buying on credit involves purchasing something with the promise to pay in the future.
2. Key players in credit card transactions include the cardholder, merchant, acquiring bank (merchant's bank), issuing bank (cardholder's bank), and card associations like Visa and Mastercard.
3. An acquiring bank contracts with merchants to enable credit card acceptance, while an issuing bank issues cards to consumers and is repaid by cardholders. Card associations govern the system and process transactions.
This document provides an overview of e-commerce payments, including the basics of payment systems and credit card processing. It discusses credit card transactions and the various parties involved, such as the cardholder, merchant, acquirer and issuer. It also outlines the credit card payment process flow and types of transactions like authorization, capture, sale and refund. Additionally, it examines the journey of card fees in a transaction and how different parties like the merchant, acquirer and issuer are charged at each step. It notes some key concepts to know, like liability shift, MOTO transactions and chargebacks.
Automation of business-to-business (B2B) payments continues to remain elusive. While checks are stubbornly pervasive, there is promising news in the vision for processing data and dollars among business partners. This session will detail NACHA and other industry organizations’ initiatives leading the way in facilitating the move from paper instruments to electronic payments by mid-sized and smaller businesses. Learn about opportunities for electronic disruption and where financial institutions might begin to gain traction in B2B ACH payments.
The document discusses the benefits of merchants migrating to EMV chip technology for credit and debit card transactions. It notes that by October 2015, liability for counterfeit fraud will shift to the party that is not EMV compliant, likely resulting in increased costs for merchants who have not migrated. The document outlines the business case for merchants to migrate to EMV chips, including reducing customer churn by meeting rising customer expectations, decreasing card decline rates, and avoiding increased liability for fraud that may occur if merchants have not migrated by the liability shift date. It also notes additional benefits like being able to accept new payment methods like contactless and mobile payments that use EMV as the underlying standard.
Factors to Consider While Choosing a Payment Gateway ProviderAlaina Carter
A payment gateway is a software that authorizes payment processing for e-businesses. With the help of these payment gateways, it becomes easy to accept several types of electronic payments. Read more to know what are the factors to consider while choosing a payment gateway provider.
The document provides an overview of credit card processing and Advanced Merchant Group. It discusses why it is a good time to be in the processing industry due to rapid changes. It then summarizes Advanced Merchant Group's role in the transaction process, including underwriting merchant accounts and providing customer service.
This document outlines Coowry's proposal to use mobile airtime as a new form of digital cash to enable micropayments. It notes that while the digital economy enables small transactions, current payment tools are not well-suited for transactions under $1. Coowry's solution would allow people to purchase digital goods and services, make donations, send gifts, and engage in peer-to-peer transfers using airtime credits. This would remove commissions and barriers to include the 70% of people without access to traditional financial tools. Examples of use cases including purchasing digital content, donations, gifts, and e-commerce purchases are described.
Merchants are beginning to fight back, primarily through Chargeback Companies and lawsuits against the Cardholders, Issuing banks and even the Visa and MasterCard branded networks. One such lawsuit claims that “major credit card companies and the nation’s largest banks conspired to shift liability for fraudulent credit card transactions in the U.S. to merchants. The complaint claims that the move to cards that include electronic chips designed to be more secure—so-called EMV chips—has been plagued by technical glitches and used as cover to illegally shift fraud-protection costs.”
Since October 2015, merchant banks have taken the necessary steps to prevent fraud by issuing chip and pin cards to their customers. By putting these smart cards in consumers’ wallets, banks are shifting the liability of fraud from them to you, the merchant. These smart payment cards and the terminals that accept them are the new technical standard for card payment, and are often referred to as EMV.
Financial institutions should focus their investments in transforming B2B payments on supply chain finance, working capital marketplaces, and ePayments infrastructure. These areas are most aligned with traditional banking business models around lending and money movement. Supply chain finance allows banks to innovate using their lending expertise, while working capital marketplaces generate fees by connecting buyers and suppliers. Continued investment in faster payment rails and emerging technologies like blockchain will position banks to facilitate faster, global B2B money transfers.
This document discusses various electronic payment methods. It begins by outlining traditional payment methods like cash, checks, credit cards, and debit cards. It then examines the requirements for e-payment methods, including enabling honest payments while preventing fraud. Several e-payment options are described, such as credit/debit cards, digital currency, e-wallets, peer-to-peer payments, smart cards, and micro-payments. Challenges with each method are also outlined, for example the potential for perfect transaction copying and lack of privacy with some options. The document concludes by noting that business-to-business transactions currently see the fastest electronic payment growth.
This slide deck examines new product releases from credit card carriers in our Credit Card Monitor coverage group. Inside, we provide an overview of the new credit cards introduced on the firms’ websites over the course of 2015 and highlight their key features.
Visa master card contactless payment in china_v1Kelvin Tai
This presentation is to give the overview of VISA/MasterCard contactless payment technology in China and suggest the way how VISA/MasterCard to improve the contactless payment POS in China as strategy move against the barriers posed by Unionpay
Designing a "nutrition facts" label for disclosing prepaid card feesDesiree Zamora Garcia
This document discusses prepaid card fee disclosure design. It provides context on prepaid cards and the CFPB's prepaid card rulemaking regarding fee and term disclosure. Examples of precedents for fee disclosure like the Nutrition Facts label are presented. The document then shows vendor designs for prepaid card fee disclosure and seeks consumer feedback to inform next steps in design.
Navigating Payment Processing | Jay WigdoreJayWigdore
A merchant account is a business account with a bank that allows an organization to accept credit card payments for donations or other products/services.
The document discusses online payment systems for electronic commerce. It covers the basic functions of payment cards like credit cards and debit cards, as well as electronic cash systems. It describes how electronic wallets work by storing a user's payment and shipping information to streamline online purchases. Various electronic cash systems are discussed, but most failed to gain widespread adoption due to issues like a lack of standards and need for specialized software. Payment processing services like PayPal became more popular alternatives for online payments.
This Chase bank promotion offers customers cash rewards for using their Chase debit cards to make qualifying purchases for public transportation in New York between September 1 and October 31, 2008. Customers can earn $10 for every $150 spent, up to $50 total. Qualifying purchases include MetroCard purchases from vending machines and refills, as well as trips on PATH, Metro-North, LIRR, NJ Transit without using the PIN. Multiple Chase cards cannot be used to combine spending. Rewards will be deposited by November 20 if accounts are open and in good standing.
A Complete Model of the Payment Service BusinessFrank Steeneken
The document provides a comprehensive framework for modeling the core processes and subsystems of a payment service business. It defines the key entities as merchants, consumers, issuers, and the payment service business itself. It then outlines the core processes that add value by connecting merchants and issuers, such as portfolio definition, package construction, transaction authorization, and clearing. These core processes intersect with subsystems like the payment gateway provider, payment collector, and payment acquirer to define the business functions performed throughout the payment lifecycle.
Globant webinar presentation on mobile payments may 2015 (1)Globant
This document summarizes a MasterCard webinar on mobile payments presented by Mario Shiliashki. It discusses how connected devices will enable commerce anywhere and the opportunities this presents for engagement and payment. It outlines MasterCard's strategy to secure digital payment channels, including EMV, tokenization, and dynamic security. The goal is to bring digital approval rates in line with physical rates. It also notes consumers currently prefer their banks and card issuers as mobile wallet providers over other companies like Google, Apple, and Amazon.
Boost your Bottom Line Using the Payment Market TodayJennifer R Glass
In this presentation, Jennifer Glass from Credit Cards, NJ shows you how you can take advantage of the various programs that are currently available in the electronic payments market to boost your business' bottom line. With services ranging from traditional credit card processing to POS systems that will give an enormous amount of data to a business owner, CCNJ has a solution that will help your business grow to the next level.
1. Buying on credit involves purchasing something with the promise to pay in the future.
2. Key players in credit card transactions include the cardholder, merchant, acquiring bank (merchant's bank), issuing bank (cardholder's bank), and card associations like Visa and Mastercard.
3. An acquiring bank contracts with merchants to enable credit card acceptance, while an issuing bank issues cards to consumers and is repaid by cardholders. Card associations govern the system and process transactions.
The document discusses the future of payments in the 21st century and how new technologies and business models are disrupting traditional payment systems. It analyzes trends like real-time payments, use of unique identifiers like phone numbers and emails, push-based systems like PayPal versus pull-based card networks, improved security and fraud controls, lower processing costs, and the transition away from paper checks and plastic cards to digital and mobile-based payments. PayPal is highlighted as an example of a company leveraging these 21st century innovations to build a highly successful new payments platform.
Payscape Advisors is a large merchant processor founded in 1990 with over 1,000 employees nationwide. They offer a variety of cashless payment solutions including card acceptance through point-of-sale terminals and smartphone apps, e-commerce solutions, gift and loyalty programs, capital advances, ATM services, ACH/eCheck processing, and event registration management software. Their goal is to simplify payment processing and provide the tools businesses need to grow their customer base and increase sales and profits.
Why the Right Merchant Account is Vital to Business GrowthInsideUp
This document provides information on setting up a merchant account to accept credit and debit card payments for a business. It discusses the advantages and disadvantages of accepting card payments, types of merchant accounts, factors considered in applications, fees involved, and tips for choosing a provider and maintaining the account in good standing. Example merchant account providers are also compared.
Wholesale Merchant Services is a leading provider of merchant services in Canada, including credit and debit card processing, equipment leasing, gift card programs, and working capital advances. Unlike other processors, Wholesale Merchant takes a consultative approach to develop long-term relationships by offering the lowest processing rates guaranteed and a full suite of services and equipment to help businesses grow. They provide fast activation, easy-to-read statements, and 24/7 customer support.
According to the U.S. Department of Treasury, businesses are 125 times more likely to encounter issues with paper checks than electronic payments. While technology has led companies to outsource payroll and other departments to reduce costs, a similar transition is underway for payment systems. However, many businesses still rely on paper checks for over half of B2B payments due to concerns about security, supplier acceptance of cards, integration challenges, and lack of control. Leading electronic payment solutions like CSI's globalVCard address these concerns by offering higher security than checks, a 40-50% supplier acceptance rate, simple integration processes, and greater control and monitoring of payments through mobile devices. Adopting such solutions can help businesses significantly reduce payment costs
Credit card processing
https://www.highriskgateways.in/credit-card-processing/
Our credit card processing facility allows you to accept payments from customers around the world, using a variety of credit card brands, including Visa, MasterCard and Cirrus Maestro. In order to support your business, we take a unique approach to credit card payments, focusing on real-time processing, cardholder security, and online fraud prevention
Recurly software helps merchants recover 5-9% of credit card revenues and reduce subscriber churn by automatically recovering failed payments. It does this through features like updating expired payment details, retrying failed charges, and contacting customers to request new billing information. On average, Recurly customers recover 7% of credit card revenues each month through these automatic processes. In addition to increasing revenues, Recurly also cuts costs and reduces negative customer experiences associated with payment issues.
Syoncloud big data for retail banking, SyoncloudLadislav Urban
The document discusses Syoncloud's big data solutions for retail banks. It describes how Syoncloud uses big data analytics to: 1) individualize product offers for existing clients; 2) detect fraud early and mitigate fraud damage; 3) predict product cancellations and client defections; 4) optimally allocate cash to ATMs and branches; and 5) minimize the use of expensive bank channels. It provides examples of the types of data and machine learning algorithms used for these applications.
Individualization of product offers to existing clients
Early fraud detection and fraud damage mitigation
Prediction of products cancellations and client's defections
Optimal allocation of cash to ATMs and bank branches
Minimization of usage of expensive bank channels such as branch visits
Reliable assessment of clients for debt products
This document summarizes the services provided by North American Bancard, a payment processing company. They offer competitive credit card and electronic check processing rates and aim to save businesses money on their current processing fees. Their services include point-of-sale, online, and mobile credit card processing as well as check guarantee programs. They also offer cash advances to businesses based on expected credit card sales.
Everything You Need to Know About Taking PlasticBusiness.com
Consumers are so used to the convenience of credit and debit cards that it's no longer an option for a merchant to take plastic -- it's a necessity. Consumers expect to be able to use plastic to pay for everything, even small items. From their point of view, that's the end of the transaction but it's a whole different story for the merchant.
From credit card readers to securing the networks to transmitting information to the bank, there are multiple steps that must happen before the money is finally deposited into the merchant's account.
This document provides a summary of global payment trends from 2014-2019 based on a report by Worldpay. Some key points:
- Global eCommerce is expected to grow to $2.4 trillion by 2019, with 30% of this from mobile devices.
- Alternative payment methods' share of eCommerce is expected to increase to 59% by 2019, up from 51% in 2014.
- eWallets are predicted to become the most popular payment method, growing their market share from 21.7% to 27.6%.
- Regionally, alternative payments' share of the market is expected to increase the most in North America and Asia Pacific.
Digital Banking Strategy Roadmap - 3.24.15Calvin Turner
The Digital delivery of banking products and services is already a reality.
Like it or not, your customers will compare their digital banking experience to shopping on Amazon, iTunes, eBay, Southwest Air, etc., and to their digital experiences with large banks that already have robust digital banking offerings.
Traditional banks can’t just push out mobile apps and capabilities to customers and call it a digital banking strategy. Customers expect a seamless integration of the entire online banking experience from initiation to fulfillment. If they are forced to drop off somewhere along the digital experience to print documents, call a representative, and/or visit a branch, you have lost the customer.
The solution lies in a powerful tool – the credit card merchant account. Think of it as a bridge between your business and the world of electronic payments. Visit us at: https://webpays.com/credit-card-merchant-account.html
The presentation provides an basic overview on the payment card industry from history to future technology adoption. Work in progress for in-depth presentation.
Acemerchant Processing is your first choice for merchant processing services, programs and equipment for retailing, restaurant operations, service providers, hotel and lodging businesses, Internet e-commerce marketers, mail order and phone order businesses, and the many business to business merchants who supply and support the industry and the consumer.
1CARDBusiness Feasibility StudyNew Business VentureDescrip.docxfelicidaddinwoodie
1CARD
Business Feasibility Study
New Business Venture
Description
1CARD is a technology company that allows consumers to combine multiple cards into one simple and secure location. 1CARD sees a definitive role in the market for technology that allows users to combine loyalty, membership, gift, and credit cards into one simple and secure card. 1CARD was generated as the product of extensive research on consumer spending habits, which resulted in a clear market opportunity. After researching, there was a noticeable consumer pattern to not only use credit for the majority of transactions, but also to use a loyalty or membership card for most transactions. This led to the strategy to combine all of these numerous cards into one simple and secure card.
We see this technology as being easily accessible and highly affordable to all consumers. 1CARD will be profitable among consumers of all incomes, demographics, and ages. This technology will in no way be limited to a certain area of the market. In any location that credit, loyalty, membership, or gift cards can be used, 1CARD will fulfill a pivotal role. Furthermore, this technology eases the consumers’ burden, as it may be implemented into already existing credit cards. There will be no limit as to the number of cards or the amount of information that can be stored with 1CARD technology. In addition to keeping updated with the retailers’ software, 1CARD will also offer a central web space where balances and transactions may be accessed by the end user.
Opportunity
The recent proliferation of brand and store based loyalty and membership cards have come to burden the consumer. While seemingly counterintuitive, this idea which first started as a consumer convenience has spawned into an explosion in number. Yet many retail outlets are now offering sales or reward points only to those consumers who present their respective card. This need to have many cards at all times has become cumbersome to the consumer who has either a wallet or a keychain overflowing with cards. Furthermore, the consumer tendency towards credit transactions fits ideally with our business model.
Unlike other devices that require you to manually select one card at a time, 1CARD contains all of your information securely and simultaneously. The potential for consumers to carry only one card in their wallets will be very attractive to casual and frequent shoppers alike, of all income and demographic sectors, and reaching to all varieties of retail markets and beyond.
We believe that key selling points are the combination of simplicity and security. The addition of 1CARD to the consumers’ wallet will require little work or cost on their part, and will greatly make up for any inconvenience. Furthermore, just as existing personal identification information is stored on a credit card, so too will all of the additional information be secure and only accessible through qualified retail physical devices.
Methodolo ...
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[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This presentation is a curated compilation of PowerPoint diagrams and templates designed to illustrate 20 different digital transformation frameworks and models. These frameworks are based on recent industry trends and best practices, ensuring that the content remains relevant and up-to-date.
Key highlights include Microsoft's Digital Transformation Framework, which focuses on driving innovation and efficiency, and McKinsey's Ten Guiding Principles, which provide strategic insights for successful digital transformation. Additionally, Forrester's framework emphasizes enhancing customer experiences and modernizing IT infrastructure, while IDC's MaturityScape helps assess and develop organizational digital maturity. MIT's framework explores cutting-edge strategies for achieving digital success.
These materials are perfect for enhancing your business or classroom presentations, offering visual aids to supplement your insights. Please note that while comprehensive, these slides are intended as supplementary resources and may not be complete for standalone instructional purposes.
Frameworks/Models included:
Microsoft’s Digital Transformation Framework
McKinsey’s Ten Guiding Principles of Digital Transformation
Forrester’s Digital Transformation Framework
IDC’s Digital Transformation MaturityScape
MIT’s Digital Transformation Framework
Gartner’s Digital Transformation Framework
Accenture’s Digital Strategy & Enterprise Frameworks
Deloitte’s Digital Industrial Transformation Framework
Capgemini’s Digital Transformation Framework
PwC’s Digital Transformation Framework
Cisco’s Digital Transformation Framework
Cognizant’s Digital Transformation Framework
DXC Technology’s Digital Transformation Framework
The BCG Strategy Palette
McKinsey’s Digital Transformation Framework
Digital Transformation Compass
Four Levels of Digital Maturity
Design Thinking Framework
Business Model Canvas
Customer Journey Map
Profiles of Iconic Fashion Personalities.pdfTTop Threads
The fashion industry is dynamic and ever-changing, continuously sculpted by trailblazing visionaries who challenge norms and redefine beauty. This document delves into the profiles of some of the most iconic fashion personalities whose impact has left a lasting impression on the industry. From timeless designers to modern-day influencers, each individual has uniquely woven their thread into the rich fabric of fashion history, contributing to its ongoing evolution.
Starting a business is like embarking on an unpredictable adventure. It’s a journey filled with highs and lows, victories and defeats. But what if I told you that those setbacks and failures could be the very stepping stones that lead you to fortune? Let’s explore how resilience, adaptability, and strategic thinking can transform adversity into opportunity.
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This PowerPoint compilation offers a comprehensive overview of 20 leading innovation management frameworks and methodologies, selected for their broad applicability across various industries and organizational contexts. These frameworks are valuable resources for a wide range of users, including business professionals, educators, and consultants.
Each framework is presented with visually engaging diagrams and templates, ensuring the content is both informative and appealing. While this compilation is thorough, please note that the slides are intended as supplementary resources and may not be sufficient for standalone instructional purposes.
This compilation is ideal for anyone looking to enhance their understanding of innovation management and drive meaningful change within their organization. Whether you aim to improve product development processes, enhance customer experiences, or drive digital transformation, these frameworks offer valuable insights and tools to help you achieve your goals.
INCLUDED FRAMEWORKS/MODELS:
1. Stanford’s Design Thinking
2. IDEO’s Human-Centered Design
3. Strategyzer’s Business Model Innovation
4. Lean Startup Methodology
5. Agile Innovation Framework
6. Doblin’s Ten Types of Innovation
7. McKinsey’s Three Horizons of Growth
8. Customer Journey Map
9. Christensen’s Disruptive Innovation Theory
10. Blue Ocean Strategy
11. Strategyn’s Jobs-To-Be-Done (JTBD) Framework with Job Map
12. Design Sprint Framework
13. The Double Diamond
14. Lean Six Sigma DMAIC
15. TRIZ Problem-Solving Framework
16. Edward de Bono’s Six Thinking Hats
17. Stage-Gate Model
18. Toyota’s Six Steps of Kaizen
19. Microsoft’s Digital Transformation Framework
20. Design for Six Sigma (DFSS)
To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations
Ellen Burstyn: From Detroit Dreamer to Hollywood Legend | CIO Women MagazineCIOWomenMagazine
In this article, we will dive into the extraordinary life of Ellen Burstyn, where the curtains rise on a story that's far more attractive than any script.
Garments ERP Software in Bangladesh _ Pridesys IT Ltd.pdfPridesys IT Ltd.
Pridesys Garments ERP is one of the leading ERP solution provider, especially for Garments industries which is integrated with
different modules that cover all the aspects of your Garments Business. This solution supports multi-currency and multi-location
based operations. It aims at keeping track of all the activities including receiving an order from buyer, costing of order, resource
planning, procurement of raw materials, production management, inventory management, import-export process, order
reconciliation process etc. It’s also integrated with other modules of Pridesys ERP including finance, accounts, HR, supply-chain etc.
With this automated solution you can easily track your business activities and entire operations of your garments manufacturing
proces
Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...my Pandit
Explore the fascinating world of the Gemini Zodiac Sign. Discover the unique personality traits, key dates, and horoscope insights of Gemini individuals. Learn how their sociable, communicative nature and boundless curiosity make them the dynamic explorers of the zodiac. Dive into the duality of the Gemini sign and understand their intellectual and adventurous spirit.