- Cordlife Group saw its stock price decline after its Chief Executive Officer resigned abruptly in March due to failing to improve earnings and issues with his contract.
- The company appointed a new CEO in July and possesses substantial market share in Asian regions, benefiting from positive market trends like increasing birth rates.
- While Cordlife has high debt levels, it has over 5 times more current assets than current liabilities, and opportunities for significant revenue growth through expanding into developing Asian markets.
This report includes market size, market segmentation by players, categories, geography and customers, profitability scenarios and business economics of the ecommerce industry in India.
This report includes market size and growth opportunities in the general insurance industry of India. It also classifies players in the general Insurance industry and gives a detailed breakup on their market shares and growth rates.
Health is indeed wealth: Opportunities in Sports, Fitness and Wellness (SFW) ...Praxis Global Alliance
This report includes market sizing, growth opportunities, drivers of growth in the sports, fitness and wellness space. This report also highlights the growing trend and funding startups in this space.
Pharma Policy 2017 - Read it in MedicinMan September 2017 IssueAnup Soans
1. Draft Pharma Policy: The Good, The Bad and The Ugly...............................................1
Interview with Sunil Attavar
2. Career Brand Plan: A Career Stepping
Stone..........................................................9
Soham Wagh
3. Succeeding as Country GM at GSK: A Whitepaper..............................................12
Sundar Ramachandran
4. Role of Digital in the Customer Journey ....................................................................21
Salil Kallianpur
5. Executive Function Disorder .................24
Vivek Hattangadi
This report includes market size, market segmentation by players, categories, geography and customers, profitability scenarios and business economics of the ecommerce industry in India.
This report includes market size and growth opportunities in the general insurance industry of India. It also classifies players in the general Insurance industry and gives a detailed breakup on their market shares and growth rates.
Health is indeed wealth: Opportunities in Sports, Fitness and Wellness (SFW) ...Praxis Global Alliance
This report includes market sizing, growth opportunities, drivers of growth in the sports, fitness and wellness space. This report also highlights the growing trend and funding startups in this space.
Pharma Policy 2017 - Read it in MedicinMan September 2017 IssueAnup Soans
1. Draft Pharma Policy: The Good, The Bad and The Ugly...............................................1
Interview with Sunil Attavar
2. Career Brand Plan: A Career Stepping
Stone..........................................................9
Soham Wagh
3. Succeeding as Country GM at GSK: A Whitepaper..............................................12
Sundar Ramachandran
4. Role of Digital in the Customer Journey ....................................................................21
Salil Kallianpur
5. Executive Function Disorder .................24
Vivek Hattangadi
WealthZap Research Services-Cadila Heathcare Ltd MultiBagger Recommendation f...Saurabh
CHL is our typical Multibagger stock, but a Stock which is a Good Investment under current Market conditions. It has a presence in a space which offers enormous potential and is also trading at reasonable valuations which will deliver superior returns in the long run.
Core Investment Thesis :
The company is in healthcare space and is one of the fastest growing pharma companies among top-10 domestic peers. It currently ranks as the 4th largest pharmaceutical company in India with a market share of ~4.2%, based on domestic sales of formulations.
StocksInsights Hidden Treasure December 2015 pick - Jagran Prakashan LtdStocksInsights
In this package, you get high potential Multibagger Stock every month with the best possible return ratio. Our intention is to help you discover the Hidden-Treasures in the market which have the potential to generate multi-fold returns in the future without taking extra risks. Our key objective is to pick stocks which can Compound Sustainably at a healthy rate for the next 3-5 years and create enormous wealth (3-4X Returns). We like to select companies with strong Competitive Advantages and moats are quoting at a discount to their intrinsic value.
Hidden Treasures Package is suitable for whom?
– Investors looking for sustainable long term returns in good stocks.
– Has a holding period of minimum 1 Year and is willing to stomach volatility.
– Investment capital of minimum INR 2 Lakh (or) if your saving is over Rs 10K/month.
– For those who do not want to gamble in short term trade and burn their fingers.
Colgate Palmolive Final Project Report 2019-2020RABNEETSHARMA1
A Report covering wide aspects on Fast Moving Consumer Goods Industry along with Colgate Palmolive a Global Giant and leader in oral & homecare segments.
Follow on LinkedIn: https://www.linkedin.com/in/rabneet-sharma
For more such information.
I hope you find this report useful!
How Can Pharma Sales Leaders Create A Winning Sales Organisation?Anup Soans
Inside this Issue
1. Interview with Salil Kallianpur – with Anup Soans, Editor – MedicinMan
“There is much work to be done and a unified pharma industry can prove to be a valuable ally to the government.”
2. Patient-centricity: How Pharma Can Move from Intention to Action by Hanno Wolfram
Patient-centricity begins with moving from talking about the patient to talking to the patient
3. The Corporate Halo Effect by Vivek Hattangadi
How a great corporate brand elevates a company’s products in the minds of doctors and patients
4. For a Positive Attitude, Clean Your Mind’s Windows by Asheesh Kumar Patel
A bad attitude is a learned behavior and can be unlearned when we discover it’s source
5. The Three Transformations for Leadership by Srinivasan Athmanathan
Three key professional traits that every successful leader must possess
6. Book Review: Feather in a C.A.P. by Kamalesh Subramanian
A corporate saga with valuable lessons for professionals of all backgrounds
GIC Housing Finance Ltd (GICHF) was incorporated as ‘GIC Grih Vitta Limited’ on 12th December 1989. The name was changed to GICHF on 16th November 1993. It’s promoted by well known domestic re-insurer General Insurance Corporation (GIC) and is a well-known company in India’s Housing Finance market.
The Company was formed with the objective of entering into the field of direct lending to individuals and other corporate to accelerate the housing activities in India. The primary business of GICHF is granting housing loans to individuals and to persons/entities engaged in construction of houses/flats for residential purposes.
We like the company on account of its steady well managed growth in a growing market. The company has become slightly aggressive in terms of expansion into states other than Maharashtra and has been consistently adding new branches outside Maharashtra. The company also seems to have managed its loan book well and has made adequate provisions. GICHF is trying to reduce the share of bank borrowings and the same will help in reducing cost of funds with consequent improvement in net interest margins (NIM).
Sun Pharma Advance Research Company Limited PresentationSubhashish Mondal
Sun Pharma Advance Research Company Limited (SPARC) is a leading pharmaceutical R&D company. This presentation is based on the solution faced by the company for last couple of years.
Granules India is our typical Multibagger stock, but a Stock
which is a Good Investment due to the enormous growth
opportunities due to increasing capacity and It has a
differentiated business model which will deliver superior
returns in the long run.
Core Investment Thesis :
The company is in pharma space which has been growing at a
fast clip due to rising generics in the developed world as
governments globally are trying to cut healthcare cost. The
company has been a strong player in the API segment with
good pricing power in the commoditized market.
ReeLabs is a zero debt, presently 10 crore company with a working capital of 100 crores that has recently
ventured into cord blood banking and stem cell research and therapy.
WealthZap Research Services-Cadila Heathcare Ltd MultiBagger Recommendation f...Saurabh
CHL is our typical Multibagger stock, but a Stock which is a Good Investment under current Market conditions. It has a presence in a space which offers enormous potential and is also trading at reasonable valuations which will deliver superior returns in the long run.
Core Investment Thesis :
The company is in healthcare space and is one of the fastest growing pharma companies among top-10 domestic peers. It currently ranks as the 4th largest pharmaceutical company in India with a market share of ~4.2%, based on domestic sales of formulations.
StocksInsights Hidden Treasure December 2015 pick - Jagran Prakashan LtdStocksInsights
In this package, you get high potential Multibagger Stock every month with the best possible return ratio. Our intention is to help you discover the Hidden-Treasures in the market which have the potential to generate multi-fold returns in the future without taking extra risks. Our key objective is to pick stocks which can Compound Sustainably at a healthy rate for the next 3-5 years and create enormous wealth (3-4X Returns). We like to select companies with strong Competitive Advantages and moats are quoting at a discount to their intrinsic value.
Hidden Treasures Package is suitable for whom?
– Investors looking for sustainable long term returns in good stocks.
– Has a holding period of minimum 1 Year and is willing to stomach volatility.
– Investment capital of minimum INR 2 Lakh (or) if your saving is over Rs 10K/month.
– For those who do not want to gamble in short term trade and burn their fingers.
Colgate Palmolive Final Project Report 2019-2020RABNEETSHARMA1
A Report covering wide aspects on Fast Moving Consumer Goods Industry along with Colgate Palmolive a Global Giant and leader in oral & homecare segments.
Follow on LinkedIn: https://www.linkedin.com/in/rabneet-sharma
For more such information.
I hope you find this report useful!
How Can Pharma Sales Leaders Create A Winning Sales Organisation?Anup Soans
Inside this Issue
1. Interview with Salil Kallianpur – with Anup Soans, Editor – MedicinMan
“There is much work to be done and a unified pharma industry can prove to be a valuable ally to the government.”
2. Patient-centricity: How Pharma Can Move from Intention to Action by Hanno Wolfram
Patient-centricity begins with moving from talking about the patient to talking to the patient
3. The Corporate Halo Effect by Vivek Hattangadi
How a great corporate brand elevates a company’s products in the minds of doctors and patients
4. For a Positive Attitude, Clean Your Mind’s Windows by Asheesh Kumar Patel
A bad attitude is a learned behavior and can be unlearned when we discover it’s source
5. The Three Transformations for Leadership by Srinivasan Athmanathan
Three key professional traits that every successful leader must possess
6. Book Review: Feather in a C.A.P. by Kamalesh Subramanian
A corporate saga with valuable lessons for professionals of all backgrounds
GIC Housing Finance Ltd (GICHF) was incorporated as ‘GIC Grih Vitta Limited’ on 12th December 1989. The name was changed to GICHF on 16th November 1993. It’s promoted by well known domestic re-insurer General Insurance Corporation (GIC) and is a well-known company in India’s Housing Finance market.
The Company was formed with the objective of entering into the field of direct lending to individuals and other corporate to accelerate the housing activities in India. The primary business of GICHF is granting housing loans to individuals and to persons/entities engaged in construction of houses/flats for residential purposes.
We like the company on account of its steady well managed growth in a growing market. The company has become slightly aggressive in terms of expansion into states other than Maharashtra and has been consistently adding new branches outside Maharashtra. The company also seems to have managed its loan book well and has made adequate provisions. GICHF is trying to reduce the share of bank borrowings and the same will help in reducing cost of funds with consequent improvement in net interest margins (NIM).
Sun Pharma Advance Research Company Limited PresentationSubhashish Mondal
Sun Pharma Advance Research Company Limited (SPARC) is a leading pharmaceutical R&D company. This presentation is based on the solution faced by the company for last couple of years.
Granules India is our typical Multibagger stock, but a Stock
which is a Good Investment due to the enormous growth
opportunities due to increasing capacity and It has a
differentiated business model which will deliver superior
returns in the long run.
Core Investment Thesis :
The company is in pharma space which has been growing at a
fast clip due to rising generics in the developed world as
governments globally are trying to cut healthcare cost. The
company has been a strong player in the API segment with
good pricing power in the commoditized market.
ReeLabs is a zero debt, presently 10 crore company with a working capital of 100 crores that has recently
ventured into cord blood banking and stem cell research and therapy.
This document brings together a set
of latest data points and publicly
available information relevant for
Healthcare Industry. We are very
excited to share this content and
believe that readers will benefit from this periodic publication immensely.
This document brings together a set of latest data points and publicly available information relevant for Healthcare Industry. We are very excited to share this content and believe that readers will benefit from this periodic publication immensely.
A Financial Review: Pharmaceuticals IndustryRoby Camagong
This Financial Review discusses the in-depth analysis of the operating and financial performance of the three companies in the Pharmaceutical Industry, namely- GlaxoSmithKline, Merck & Co, and Novartis. It compares the results of the companies from the past 5 FYE in relation to the financial ratios, industry economic indicators, company trends, business strengths and weaknesses, and management strategies.
Top Mid cap shares for investing.Which are best shares of 2015 for highest return in long term. Top shares, Best shares, Highest return, Long term, Wealth Creation,
Centene Corporation is one of the largest publicly traded healthcare companies in the US. It operates through two segments – Managed Care and Specialty Services. Learn how the company became one of the top players in the industry and discover major insights through the company’s SWOT analysis in this presentation.
To manufacture and provide the customers with quality products to the best interest of the customers.
To create Price competitive Products as part of the effect to increase the world access to high-quality chocolates.
To ensure a hygienic & clean working environment as to continue to produce Safe & Tasty Products
To strive to Meet & Exceed Customer's Expectations so as to ensure a sustainable business relationship.
The chocolate market is estimated at around 33,000 tonnes valued at approximately Rs. 8 billion. Bars of molded chocolates like aAmul milk chocolate, dairy milk, truffle, nestle premium and nestle milky bar comprise the largest segment, accounting for 37% of the total market in terms of volume. To push sales chocolate companies have been targeting mainly adult audiences. Chocolates are being presented as snack food for the new target audiences. The chocolate segment is characterized by high volumes, huge expenses on advertising, low margins, and price sensitivity
Cadbury is the leading player in the chocolate market industry with a penetration of 70% market share. The company's brands like Five Star, Gems, Éclairs, Perk, and Dairy Milk are leaders in their segments. Nestle & Amul are the other major players in the chocolate industry. Chocolate industry is growing at steady growth rate of 25%. Over 70% of the consumption of chocolates takes place in the urban market. It is price sensitive market.
9
Project 1
June 16th, 2019
BGMT 364
Introduction:
The company is renowned for the delivery of the best natural products. The demand for these products is not limited to the US or Europe but is also high in China. Due to this, the company has decided to expand its product in these regions. Along with the expansion of their primary business, they have also introduced a whole new product range for infants, including an interest in pursuing an infant formula.
The external and internal factors of this new product line are analyzed so that favorable/unfavorable conditions that the company may face while introducing their new infant food line are examined. The paper presents a comprehensive view of SWOT analysis, PESTEL analysis, and Porter’s Five Forces analysis. All these analyses are summed up into goals and objectives that will be used in introducing this new product line.
PESTEL analysis:
Political
Currently, the company is free from any political barriers as it is successfully doing business in six countries. However, expanding the business in China, which is known as the biggest economy, can create a barrier for them. The changing regulations related to food standards and market actions may be a barrier for this new product line (Candela, 2019). The stability of the government in China also questions the risk as a part of the internationalization process. Also, the impending tariffs imposed by President Trump could hurt Great Start’s business in China. According to CNBC, “the Chinese authorities appear to be making operations more difficult for some companies.” (CNBC, May 2019) There has been decreased traffic and more inspections.
Economic:
The economic factor is quite favorable for this new product if they introduce it to new markets like China. However, the changing inflation rate, income level of people, and economic growth rate will affect the buying of these products. These are the factors that influence the buying power of the population. If these factors are under control, then there are many chances that this product sale will outperform.
Furthermore, the changes in consumer budget give rise to cost-conscious consumers. Here, the increase in prices of raw material due to changes in the inflation rate also affect the prices of products. A potentially concerning but advantageous thing to note is China’s One Belt, One Road Initiative. According to the Council of Foreign Relations, the new Silk Road would stretch from East Asia to Europe. “Some analysts see the project as an unsettling extension of China’s rising power.” (CFR, 2019) This Silk Road could make shipping our products more cost-effective, considering Great Start has locations in Switzerland, Belgium, and the Netherlands but considering the tariffs that affect American businesses in China could be potentially damaging.
Social:
The social factors are favorable for the company because the consumer attitude has changed as they prefer healthier .
Cover SheetProject Analysis ByMatthew PankeyBBA in Finance2011-20MerrileeDelvalle969
Cover SheetProject Analysis By:Matthew PankeyBBA in Finance2011-2021MGT 4810 W1-W2 Fall 2022
Executive SummaryExecutive Summary Johnson & Johnson is a multinational American company with headquarters in New Bunswick, New Jersey. Medical devices, pharmaceuticals, and consumer health are the three main business sectors of Johnson & Johnson, which was founded in 1886. J&J is a Fortune 500 firm with about 250 subsidiary businesses that operate in more than 60 countries and sell goods in more than 175 nations. To stand out from rivals, Johnson & Johnson relies on its products and innovation. With the help of this company analysis, students can examine every facet of Johnson & Johnson's operations as consultants. This pertinent data may be used to shed light on how J&J might enhance internal and external operations while enhancing its financial performance and stockholder value. The Strategic Management textbook and other trustworthy sources, such as Johnson & Johnson's annual reports, investor website, and news releases, were used to compile all of the information for this research. Through this capstone project, students can examine pertinent corporate finances and gain knowledge about the potential pitfalls of their chosen career pathways.I was able to get substantial Microsoft Excel knowledge with this assignment, which will help me as I begin to improve my career-related skills. Due to the significant study and analysis required to create each tool, I also had to learn good time management techniques. When examining a company's financials and annual reports to estimate its value, I also feel as though I learned knowledge.
Table of ContentsTable of ContentsTool 1:Historical AnalysisPage 4Tool 2:Mission Statement AnalysisPage 5Tool 3:Remote Environment AnalysisPage 7Tool 4:Competitive Profile MatrixPage 12Tool 5:Internal Factor EvaluationPage 14Tool 6:CohesionPage 17Tool 7:Generic StrategyPage 20Tool 8:Perceptual MappingPage 22Tool 9:GlobalizationPage 23Tool 10:Financial Ratios and BenchmarkingPage 25Tool 11:SWOTPage 30Tool 12:Financing Recommendations for SWOTPage 35
Tool 1Historical AnalysisPurpose: Identify which strategies have historically been successful and how they have affected revenue by relating recent strategic events inside the company to consumer health, medicines, medical devices, and overall revenues. Findings from this research will be used in a SWOT analysis to identify strengths and weaknesses. Data was taken from yearly reports by Johnson & Johnson.YearsGross RevenueConsumer HealthPharmaceuticalMedical Devices2011$82,584$14,053$45,572$22,9592012$82,059$13,898$42,198$25,9632013$81,581$13,853$40,734$26,9942014$76,450$13,602$36,256$26,5922015$71,890$13,307$33,464$25,1192016$70,074$13,507$31,430$25,1372017$74,331$14,496$32,313$27,5222018$71,312$14,697$28,125$28,4902019$67,224$14,447$25,351$27,4262020$65,030$14,883$24,368$25,7792021$93,775$14,635$52,080$27,060Recent Strategic Events2, 3March 2011: Acquires Crucell, a biopharmac ...
Cover SheetProject Analysis ByMatthew PankeyBBA in Finance2011-20
CordLife Group Ltd
1. Is Cordlife A Potential High Growth Company?
Hi Investors
Summary
- Change of Chief Executive Officer resulting in down trend of stock price
- Positive market trends which will benefit the company in the long run
- Substantial market share in Asian regions
- Abundance of possibilities for revenue growth
1. Cordlife Group Limited (P8A.SI)
Last Closed Price: $1.20
52 Week Low: $1.175
2. Source: Yahoo Finance (Sep 9,2016)
2. What Business Cordlife Group (P8A.SI) Is In
A consumer healthcare company founded in Singapore which provides consumer healthcare
products and services to the general public.
Products & Services:
Cord Blood Banking
Cord Lining Banking
Metascreen (Detection of Metabolic Disorders)
iGene – Non Invasive Prenatal Test
Eyescreen (Detection of Vision Problems)
3. What Happened to Cordlife Group Ltd (P8A.SI) Recently?
Cordlife’s Chief Executive Officer, Jeremy Yee abruptly resigned in March this year.
The board felt that Yee did not perform up to standard as he failed to enhance the
company’s earnings. Additionally, Dr. Goh Jin Hian, Independent Director believed that Yee’s
contract term which granted him 10% of Cordlife’s profit was unreasonable and suggested
for a renegotiation. As the board and Yee failed to reach agreements in the renegotiation of
his contract, he was told to resign or be terminated and Yee chose the former.
3. After Yee left, Cordlife named Ms. Tan Poh Lan, Chief Operating Officer as a temporary in-
charge who was responsible for growing the company’s business through relationships in
the South-East Asian Region.
Cordlife then appointed Dr. Wong Chiang Yin as the Group’s new CEO and Executive
Director on July 2016 who was responsible for the oversight of all aspects of the company’s
business functions.
4. Financial Highlights
4. Source: SGX Stock Facts
Revenue: Both Total revenue and Gross Profit is on an uptrend. Total revenue increased
3.55% to $59.6M from last year due to Cordlife’s expanding customer base while Gross
Profit had a slight dip from $40.0M to $39.46M. Net Income decreased tremendously from
$32.46M to $13M due to interest expenses resulting from debt to finance expansions in the
region,
5. Source: SGX Stock Facts
Liquidity: Total Long-Term Debt decreased from $124M to $76M. Based on Value Investing
Concept, the total value of a company’s “Net Income multiplied by 5” needs to be more
than a company’s Total Debt in order for its’ Debt to be considered manageable. Cordlife
has a Net Income of $13M, multiplied by 5 is $65M, which is less than $76M of debt which
depicts that the company has exceeded the criteria. However, a good sign is that Current
Ratio is at 5.24, which indicates that the Group has 5.24x more current assets than current
liabilities.
4.1 Key Statistics
Price/Book Ratio: 2.36
Source: Sharesinv
6. Cordlife’s P/B Ratio of 2.36 is considerably higher than the industry average of 1.4,
indicating that the share may be slightly overvalued with it’s current share price compared
to the equity of the company.
Price/Earnings Ratio: 23.9
Source: Sharesinv
Cordlife’s P/E Ratio of 23.9 is a little on the high side caused mainly due to a decline in
earnings. As earnings has been used for expansion and market penetration projects.
However, it is still lower than the industry average of 26.3.
5.Industry Overview
5.1 Positive Market Trends
High growth potential in China: China remains as one of the fastest soaring healthcare
markets in Asia. The country’s healthcare market expands at a rapid rate with ample room
for further expansion. China’s growing middle-class population, indicative of a progressively
larger customer pool for cord blood banking operations should see a rise in penetration
rate.
Increasing birth rate in Singapore: In Singapore, we anticipate that operations will benefit
from an increasing birth rate, driven by favourable government policies. As part of the
government’s incentive to boost the country‘s birth rate, several pro-family measures have
been implemented such as an extra S$2,000 Baby Bonus and an additional S$1,000
Medisave grant for all babies born after January 1 2016. I am optimistic that these measures
will be positive for Singapore‘s birth rate, benefitting CordLife as a whole.
Regional business expansion: CordLife will continue to be on track to expand businesses by
tapping on developing markets in India, Indonesia and the Philippines. The growing
affluence of the middle income population and their interest in more diverse healthcare
options will help drive further growth.
CordLife will continue to benefit from these positive trends, thus achieving robust growth in
both revenue and new client businesses in the coming years.
7. 5.2 Competitors
Singapore- Stemcord is the only competitor to Cordlife in private cord blood banking.
However, Cordlife is able to stay ahead of Stemcord due to the adaptation of the latest
technologies.
Hong Kong- There are two other major competitors of Cordlife in Hong Kong, which are
Cryolife and Healthbaby. However, Cordlife is still able to distinguish itself from its’
competition and maintains 27% of the market share.
China- Cordlife is able to establish a strong foothold in China through collaboration with
CCBC, which operates 4 out of 7 licensed cord blood banks in China. CCBC is now
responsible for 62% market share in China.
India, the Philippines and Indonesia- Cordlife has the largest market share of private blood
banking in the Philippines and Indonesia and the 3rd largest market share in India.
5.3 Key Risk
Industry Risk: There is a possibility that other treatments may be discovered. Unless
CordLife diversifies its products and services to be less reliant on cord blood banking, a
discovery could potentially undermine the profitability of the entire industry because cord
blood banking would be rendered irrelevant.
6. Conclusion:
Based on the declining stock price since February this year, the investor sentiment for
Cordlife has been in a negative trend. This was largely due to the recent news when the
previous CEO suddenly resigned which caused uncertainty surrounding the management of
the company. However, after the new CEO has taken over, business operations has still
largely been the same, this time with more focus on expansion and market penetration
projects. I believe this company will grow tremendously in the future due to this 2 reasons:
Abundance of possibilities of revenue growth: Birth rates in less mature markets
such as India, Indonesia and Philippines have been increasing healthily. As the
potential markets grow and people are more likely to be exposed to Cordlife’s
products, Cordlife’s customer base is expected to increase significantly.
Establishing Cordlife’s access to growing China market: By collaborating with CCBC,
Cordlife can better tap on growing China market. Cordlife had recently signed
licensing agreements and launched cord tissue banking services with CCBC. Cordlife
also plans to leverage on the CCBC sales platform to sell its new healthcare services
(maternity/delivery screening tests). Cordlife can benefit from economies of scale by
selling diversified products to the progressively growing customer pool.
My stand is to hold. Although I’m confident Cordlife will be bullish in the future, my take is
to keep a close eye on its financials before taking a long position.