This document summarizes 20 common financial mistakes people make: 1) Not understanding insurance plans; 2) Paying only minimums on credit cards and not enjoying benefits; 3) Not understanding the power of compounding; 4) Investing in stocks without knowledge; 5) Lifestyle inflation; 6) Buying things just because they're discounted; 7) Being tempted by social media posts to spend on vacations; 8) Spending too much on weekends; 9) Not tracking expenses; 10) Not having an emergency fund; 11) Not having medical insurance.
Compound Interest & Rule of 72
Biggest Wealth Killer
High Cost of Waiting
Unnecessary Transfers
Opportunity Costs
Be The Bank
Eleven Ways to “Find” the Money
The REAL Retirement Miracle
Compound Interest & Rule of 72
Biggest Wealth Killer
High Cost of Waiting
Unnecessary Transfers
Opportunity Costs
Be The Bank
Eleven Ways to “Find” the Money
The REAL Retirement Miracle
Mad About Money is financial management with a difference. It aims to make financial freedom a reality through interactive media and personal and group connect. It is about developing a mindset apart from the general mindset – A mindset which has made the rich rich and left the poor to remain poor.
Mad About Money is financial management with a difference. It aims to make financial freedom a reality through interactive media and personal and group connect. It is about developing a mindset apart from the general mindset – A mindset which has made the rich rich and left the poor to remain poor.
In this day and age, there really shouldn't be any reason to make certain financial mistakes. Do a search of the internet and you will find that there are thousands of articles out there that warn you of the pitfalls of certain choices. Advice for living a financially stable life is everywhere. What are you waiting for?
Creative Wealth Intl., LLC has been offering unique financial education solutions since 2002. Beginning with The Money Camp and now Camp Millionaire and The Money Game, teaching kids and adults has never been so effective or so much fun!
With ‘Buy Today Sell Tomorrow® (BTST® )’ you can get the incredible advantage of selling the stocks that you have bought on the previous day. That’s right, you no longer need to wait for the receipt of your shares into your demat account.
Everything You Need to Know About Investing and 4 Safe Investments for Seniorstorresporfirio79
Are you looking for safe investments for seniors? When you grow old, you want to be able to enjoy your life without having to worry about money. Well, you can easily do this by making smart investments.
However, choosing the best investment might be tricky. But do not worry. We are going to tell you some of the best investments that you can make as a senior.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
Compound Interest & Rule of 72
Biggest Wealth Killer
High Cost of Waiting
Unnecessary Transfers
Opportunity Costs
Be The Bank
Eleven Ways to “Find” the Money
The REAL Retirement Miracle
Compound Interest & Rule of 72
Biggest Wealth Killer
High Cost of Waiting
Unnecessary Transfers
Opportunity Costs
Be The Bank
Eleven Ways to “Find” the Money
The REAL Retirement Miracle
Mad About Money is financial management with a difference. It aims to make financial freedom a reality through interactive media and personal and group connect. It is about developing a mindset apart from the general mindset – A mindset which has made the rich rich and left the poor to remain poor.
Mad About Money is financial management with a difference. It aims to make financial freedom a reality through interactive media and personal and group connect. It is about developing a mindset apart from the general mindset – A mindset which has made the rich rich and left the poor to remain poor.
In this day and age, there really shouldn't be any reason to make certain financial mistakes. Do a search of the internet and you will find that there are thousands of articles out there that warn you of the pitfalls of certain choices. Advice for living a financially stable life is everywhere. What are you waiting for?
Creative Wealth Intl., LLC has been offering unique financial education solutions since 2002. Beginning with The Money Camp and now Camp Millionaire and The Money Game, teaching kids and adults has never been so effective or so much fun!
With ‘Buy Today Sell Tomorrow® (BTST® )’ you can get the incredible advantage of selling the stocks that you have bought on the previous day. That’s right, you no longer need to wait for the receipt of your shares into your demat account.
Everything You Need to Know About Investing and 4 Safe Investments for Seniorstorresporfirio79
Are you looking for safe investments for seniors? When you grow old, you want to be able to enjoy your life without having to worry about money. Well, you can easily do this by making smart investments.
However, choosing the best investment might be tricky. But do not worry. We are going to tell you some of the best investments that you can make as a senior.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the what'sapp contact of my personal vendor.
+12349014282
#pi network #pi coins #legit #passive income
#US
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the what'sapp number.
+12349014282
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the what'sapp contact of my personal pi merchant to trade with.
+12349014282
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the what'sapp contact of my personal pi merchant to trade with
+12349014282
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the what'sapp number of my personal pi merchant who i trade pi with.
Message: +12349014282 VIA Whatsapp.
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
Common mistakes destroys savings
1.
2. Have you invested your money in
insurance plan to get a return in
future? Big mistake!
100 people, 95 have made thisOut of
mistake.
Very
difference
few people
between
understand
term
the
plan,
endowment plan, etc.
3. Not able to crack the credit card mystery
Are you paying the minimum amount
due on your credit card payment?
If yes, you are trapped in credit card
mystery.
On the other side, very few people really
enjoy the benefits like free lounge access,
buy one get one movie ticket, etc.
4. No idea about the power of compounding
Everyone has come across the formula of compounding but very few people
really understand its power.
This is the reason people do not start saving early and hence lose out on
the power of compounding.
Albert Einstein said that power of compounding is the eighth wonder of the
world.
5. Buying stocks based on tips without any knowledge
You will find every Tom, Dick and Harry giving
stock tips over Facebook, Whatsapp and
TV.
Unfortunately, a lot of people fall in a trap of
these people and invest money without any
knowledge.
What is the end result? They lose everything!
6. Becoming a victim of lifestyle inflation
Moving from 2bhk to 3bhk just because you have got a good hike, upgrading your
car because you have got some bonus are some of the examples of lifestyle
inflation destroying financial lives.
7. Buying things just because they are on discount
From Amazon’s “Great Indian Sale” to Flipkart’s “The Big Billion Days”, everyone
is encashing on the weakness of Indians buying things just because it is
on discount.
Funny thing is now you will find such sales every other month.
8. Getting tempted to go for an exotic vacation just because someone
put a post on Facebook and Instagram
Instagram and Facebook are introduced as
Social Media Platform but they are actually
destroying the entire social fabric.
Facebook and Instagram are more of a
marketing platform where people post stuff
just to get some likes and companies promote
their product and services.
9. Spending a bomb on weekend parties
5 days work and 2 days party: This is
the new culture in India.
Pubs are jam-packed on weekends where
people would spend a bomb on drinks.
By the end of the month, they are left with
no money.
10. No track of cash flow
Very few people keep a track of
their expenses.
Most of them just don’t know where
the money is gone.
11. No emergency budget
Not having any extra money in the
case of an emergency results in
embarrassing situations of borrowing
money from friends and relative.
Some people even break their
investments and make a big mistake.
12. No medical insurance
People are losing out the lifetime
savings just because they did not
take medical insurance.
One accident can shatter all financial
dreams. Better be insured.
Healthcare cost is rising and it is
impossible to manage it without
insurance.
13. No financial plan
People do not know why they need to
save money because they don’t
know their financial goals.
14. No diversification
Some people would invest all their
money in real estate, some would
invest all the money in gold, some
would just keep it in the locker, some
would invest all the money in the stock
market.
Very few people understand the
right way of diversifying the
investments.
15. Spending all the hard earned money on children
Marriage
Thanks to our hippocratic society!
People save their entire life just to
spend all the money on random
relatives who only bother about the food
and arrangements.
16. Buying excessive gold only to keep it in the locker
Gold worth lakhs is kept in
lockers only to be used once or
twice a year.
This is resulting in the money
getting blocked and hence not
getting any returns on it.
17. An extremely conservative approach with investment
people have beenTraditionally,
risk-averse.
They would just have an FD and live on
6–7% annual interest.
Some would just keep the cash at home.
18. Lack of clarity between asset and liability
Having a car is not an asset because it
consumes fuel and has a maintenance cost.
Its price will only depreciate in the future.
Car is a necessity but people spend a
lot of money and even take the loan to
buy a luxury car over and above their
budget.
19. Considering frugal as cheap
economicA lot of people confuse
spending with being cheap.
An economic spender does not compromise with
quality but does his research well enough to buy
the product or service at the lowest rate.
21. Spending a lot of money on fancy stuff
A fancy car, a fancy house, a fancy
watch, a fancy vacation.
People want fancy stuff and willing
to pay a premium irrespective of
the value it generates.
22. Lack of patience
“I can’t wait for my wealth to grow.I want to
double my investments in 6 months. I need
to invest in the stock market.”
A lot of people lose their lifetime of
savings because they don’t have the
patience to understand the
investment option and would blindly
trust anyone with their investment.
23. Depending upon others for investment decisions
“I don’t know anything about
investment. Please manage my money.”
Unfortunately, a lot of people are
dependent upon others with their
hard earned money.
This is the reason we have a lot of self-
proclaimed experts giving stock market
tips.
24. Not discussing the money matters in the family
money are
in Indian
Discussions related to
considered as a taboo
families.
Nobody really discusses money matters.
25. Getting too greedy with investment
People blindly invest their money in
penny stocks, day trading, futures and
options.
They eventually lose all their hard earned
money.
What is the root cause? GREED
26. Wasting time on unproductive things
Rather than learning new stuff and
growing the skillset, people end up
wasting time on social media and
YouTube
27. Lack of disciplined investment
Instead of spending what is left after
investing, people invest what is left
after spending.
This results in undisciplined
investment.