ClickSAT Community Wi-FI for SANEF mobile money agents
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Mobile Money Agents enforce financial inclusion in the underserved regions, the agents can also enhance digital inclusion through community Wi-Fi in their community, making additional revenue.
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The document discusses Mastercard's HomeSend network, which connects telecom partners, money transfer operators, and over 24,000 financial institutions to provide domestic and international money transfers via cards, mobile, and web. It enables transfers between banks, mobile wallets, and other payment providers in real-time through a single connection on an open network. The document also provides two case studies on how the HomeSend network has enabled a national ID program in Nigeria to promote financial inclusion, and allowed cross-border money transfers between MTN and Airtel customers in Ivory Coast and Burkina Faso.
Max chion mastercard
The document discusses Mastercard's HomeSend network, which connects telecom partners, money transfer operators, and over 24,000 financial institutions to provide domestic and international money transfers via cards, mobile, and web. It enables transfers between banks, mobile wallets, and other payment providers in real-time through a single connection on an open network. The document also provides two case studies on how the HomeSend network has enabled a national ID program in Nigeria to promote financial inclusion, and allowed cross-border money transfers between MTN and Airtel customers in Ivory Coast and Burkina Faso.
Why is Mobile the most important customer channel in Africa ?
Why is Mobile the most important customer channel in
Africa ?
A presentation given in Banking Channel Management Conference in August 2013
The taxation of digital financial services – Christopher Wales
The taxation of digital financial services – Christopher WalesInternational Centre for Tax and Development - ICTD
Presentation by Christopher Wales, Senior Research Advisor, DIGITAX Research Programme, at the Conference on Reshaping the tax system to support the Financial Sector Development Strategy (FSDS)
Kampala, Uganda, 14th–15th December 2022
The two-day conference was convened by Uganda's Ministry of Finance, Planning and Economic Development, and co-hosted by ICTD's DIGITAX Research Programme and TaxDev.Digitization, Inclusion and Access to Financial Services, Boniface Mungania
Digitization, Inclusion and Access to Financial Services, Boniface MunganiaThe i-Capital Africa Institute
Presentation by Boniface Mungania at the 4th Annual East Africa Finance Summit
How digital platforms can catalyze access and more inclusive communities in Ethiopia and beyondMVNO for Financial Services - Cartesian - June 2015
We review mobile financial services in Africa. This reports presents growth and MVNO opportunities for the banking sector.
The Role of Fintechs in the Financial Industry: Creating Sustainable Pathways
This presentation exposes the critical role that Fintechs play in the financial sector. The nuanced exploration of the fintech sector brings to the fore critical insights that aid the readers understanding of the specific dynamics that make the role fintechs a compelling proposition in the new era financial sector.
Moving from Mobile Money to Digital Financial Services
In this webinar, I shared updates on the growing shift from mobile money to broader digital financial services to promote financial inclusion. These broader services include greater integration and convergence of electronic funds transfers, debit/ATM cards, and agent banking. Over the past couple of years, a range of public and private players such as USAID, the Better Than Cash Alliance, the Bill & Melinda Gates Foundation, the Alliance for Financial Inclusion, and other groups have actively supported or focused on policy areas that promoted the use of digital financial services for greater financial inclusion.
With the greater role of governments, regulators, private sector players, and more importantly, the role and perspective of clients at the base of the economic pyramid, this new emphasis on digital financial services, has a much better chance of accomplishing deeper financial inclusion than we have seen in the past. This presentation focuses on this broader approach to improving financial inclusion and shares lessons learned from a practitioner in the field point of view.
Mobilink strategic management report
Mobilink is Pakistan's leading cellular provider with over 35 million subscribers and 35% market share. It aims to be the leading telecom provider through business expansion, better service, retaining its role as a top company, attracting and satisfying customers, and gaining employee involvement.
To achieve this, Mobilink employs various strategies including low priced packages, improving service quality, more sponsorships, partnering with corporations, effective distribution channels, celebrity endorsements, and targeting different customer segments. It analyzes opportunities in the market as well as its own strengths as the largest provider with a strong brand and wide network coverage.
Mobilink implements its strategies through restructuring, budgeting, motivating employees, and
Craft silicon
Nairobi, 14th July, 2014. Presentation by Lauryn Njoroge ( Craft Silicon Ltd) at the "Plug and Play" day of the Fin4Ag conference.
Business models in Digital Financial Services
There are a variety of business models for digital financial services, depending in part on the core business of the provider. This presentation provides a conceptual framework to delineate different models and provides in-depth examples of the most common ones, including the bank-led and the MNO-led DFS business model as well as the 3rd party model.
Business Models in Digital Financial Services
The document discusses different business models for digital financial services (DFS). It analyzes the bank model using Equity Bank as an example, the mobile network operator (MNO) model using Airtel Money, and the standalone model using bKash. For each model, it examines ownership and control over various parts of the DFS value chain including accounts, data, digital and physical channels. It finds that the bank model has the most control while the MNO model relies on partnerships. The standalone model falls between the two.
Profitability presentation
1. MTN Uganda's MobileMoney service has become cash-flow positive just 14 months after launch, illustrating that there is money to be made in mobile money.
2. Approximately half of MTN Uganda's mobile money gross profits have come from indirect benefits like reduced churn, savings from airtime distribution, and increased voice and data usage.
3. The financing requirement for a successful mobile money service depends on variable and step costs, but operators must invest in marketing and customer support to ensure success.
Interoperability of Mobile Money Services by Sridhar Obilisetty
INTEROPERABILITY brings in SYNERGY where interconnections with external parties can create greater value for customers and service providers than a single mobile money service provider can create alone.
IAD 2016 concept
IAD 2016 will take place in Abuja, Nigeria and focus on the alignment of ICT development with growth and engagement strategies
Similar to ClickSAT Community Wi-FI for SANEF mobile money agents (20)
Why is Mobile the most important customer channel in Africa ?
Why is Mobile the most important customer channel in Africa ?
The taxation of digital financial services – Christopher Wales
The taxation of digital financial services – Christopher Wales
Digitization, Inclusion and Access to Financial Services, Boniface Mungania
Digitization, Inclusion and Access to Financial Services, Boniface Mungania
MVNO for Financial Services - Cartesian - June 2015
MVNO for Financial Services - Cartesian - June 2015
The Role of Fintechs in the Financial Industry: Creating Sustainable Pathways
The Role of Fintechs in the Financial Industry: Creating Sustainable Pathways
Moving from Mobile Money to Digital Financial Services
Moving from Mobile Money to Digital Financial Services
Interoperability of Mobile Money Services by Sridhar Obilisetty
Interoperability of Mobile Money Services by Sridhar Obilisetty
ClickSAT Community Wi-FI for SANEF mobile money agents
- 1. Community Wi-Fi for Mobile Money Agents Oluwafemi Olafusi General Manager / Group Marketing Manager CBC emea Group Oluwafemi.Olafusi@cbcemea.com 0818 373 9063 Empowering Mobile Agents to make more… (Increasing financial Inclusion and Bridging the Digital Divide)
- 2. o Identify ways to drive deployment of widespread agent networks o Better understanding of agents’ operations and their challenges o Know agents’ motivation for becoming mobile money agents and perception • EFInA Mobile Money Agent Survey 2016 – • Agent Banking Breakfast Series – • EFInA provided a list of 3,458 agents covering six mobile money operators 279 interviews were conducted
- 3. • To make additional income from mobile money • To increase the number of customers that visit my business
- 4. FEBRUARY 14, 2019 Focus on Mobile Money Agents How Mobile Money Agents Can Expand Financial Inclusion ? • Transaction volume drives revenue • Agents Bottom Line varies depending on Approach. • Agents bear Financial Risk • Providers enjoy a healthy bottom line • New approaches are required to extend the reach of mobile money agents and expand financial inclusion. • These new methods must encompass the system of economic incentives for providers and individual agents, the adoption of technological and business model innovations, and the development of supportive policies. World bank Group in a publication – A game changer – the prospects and pitfalls of mobile money in Somalia recommended that to leverage the full potential of mobile money industry, operators need to offer more diverse, value added services to build up their user base and spur more use of mobile finance.
- 5. How can the Agents make more? How can we increase the number of transactions ?
- 6. BRIDGING THE DIGITAL DIVIDE AND INCREASING FINANCIAL INCLUSION !!! DIGITAL DIVIDE ? Social issue referring to the differing amount of information between those who have access to the Internet (especially broadband access) and those who do not have access.
- 7. And the cost of using terrestrial backhaul, such as fibre or cable is directly proportional to distance, making it increasingly unjustifiable the further the reach from urban centres. Deployment of Wi-Fi access points makes the last mile affordable REASON FOR DIGITAL DIVIDE ? SOLUTION Agents can make additional revenue and drive traffic to their location for more transaction per day by providing broadband internet services through Community Wi-Fi.
- 8. Community Wi-Fi Kit o VSAT Equipment o Wireless Access up to 1km o Solar Power (Optional) o Ticketing / Billing System Community Wi-Fi
- 9. Benefits to the Agents o More traffic of people and awareness for the Mobile Agents for financial transactions and internet access o Agents make additional revenue, keeps the business alive o Agents can do other digital business from the location o Internet Services for Agents to perform task that requires internet o SANEF Objective is further delivered o Agent can make a minimum of N15,000 additional revenue monthly providing the service.
- 10. Why VSAT o ClickSAT Broadband Satellite Internet o Satellite Teleport is in Nigeria – Traffic is not going out, it is secured and suitable for financial transactions. Landing right NCC o Coverage is everywhere in Nigeria because of 9 satellite beans covering Nigeria. o Small VSAT Equipment, speed up to 25Mbps o Data Plans lower than mobile operator internet charges at N400 per 1GB to Community Users
- 11. o CBC emea Group o Conglomerates of six subsidiaries o Established 35 years ago o Pioneering ICT Company in Nigeria o Leading provider of information technology, consulting, security, surveillance, Energy, Infrastructure and business process and related services to public and private clients spanning multiple industries.