1) By 2020, 75% of businesses will become fully digital but only 30% of digitization efforts will be successful. Also, 40% of enterprises may no longer exist in 10 years if they do not disrupt or get disrupted. 2) The rise of the Internet of Everything will have 5-10x the impact of the internet to date, connecting people, processes, data and things. This will require transforming core processes, new skill sets, partners, business models and products/services. 3) Security challenges are immense with the digitization of everything, as 60% of business leaders are reluctant to innovate due to cyber risks, and the global cybercrime market is estimated at $450 billion to $