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Cenpos
CenPOS is a universal hosted payment solution that processes credit cards, checks, loyalty programs, and alternative payments for mid-size businesses. It aims to reduce costs, control risks, and create efficiencies compared to traditional credit card processing. CenPOS uses an intelligent switch and optimization tools to route transactions via the lowest cost interchange rates and increase the number of pin-based debit conversions from eligible cards.
Cenpos
- 1. Payment Processing Technology forthe mid-size business Reducing Costs, Controlling Risk, Creating efficiencies © No part of this document may be copied or altered. 954-942-0483 Cenpos
- 2. What is CenPOS? CenPOSis a universal hosted payment solution with an intelligent switch that makes your credit cards, checks, loyalty program and alternative payments work better. It is NOT credit card processing. 954-942-0483 Cenpos
- 3. Interactions at thepoint of sale directly affect processing costs • CenPOS minimizes human error, and software and hardware limitations from impacting merchant fees. 954-942-0483 Cenpos
- 4. Even if younegotiated your existing merchant services discount to zero, you’d still have a big bill for interchange every month. While interchange rates are fixed, overall credit card processing costs can be greatly reduced by : • • Optimizing interchange at the point of sale. Least Cost Routing every transaction 954-942-0483 Cenpos
- 5. The average merchantconverts 10-28% of eligible transactions to pin debit. • Example 1: CenPOS Identifies eligible debit cards and sways the customer into choosing PIN-Based debit. 954-942-0483 Cenpos
- 6. CenPOS merchant converts>75% of eligible transactions to pin debit. Many convert >90%. The average 954-942-0483 Cenpos
- 7. Least Cost Routing • Example 2: • Card issuing bank and interchange requirements automatically identified based on the method of payment (retail, ecommerce etc). The correct data is then sent to qualify for the lowest cost interchange rate. 954-942-0483 Cenpos
- 8. Least Cost Routing Oursolution is revolutionary: - Not one of the major gateways (Authorize.net, Payflow Pro etc.) offers this technology. - Universal platform integrates with all major processors. 954-942-0483 Cenpos
- 9. Fraud Prevention • Monitorand block mismatches between purchases and refunds including card used and different amounts. • AVS, CVV and last 4 digits validation. • Validation changes AUTOMATICALLY based on swipe vs. key entered transaction. 954-942-0483 Cenpos
- 10. Risk Management • Manageusers and their privileges. • Manage when you want customers to enter pin debit vs signature debit. • Real time reporting on refunds. See who’s issuing them. • Trigger alerts with automated emails. For example, any refund over $1000. 954-942-0483 Cenpos
- 11. Who we are 3Dmerchant.com: - brand & blog created by Christine Speedy to communicate industry info. - Christine is a direct agent of CenPOS. CenPOS: Compatibility examples: - Privately held, HQ Fl. - Universal hosted payments platform is flexible and scalable for any enterprise, including international businesses using multiple payment processors. - Reduces internal & external fraud, credit card processing costs, and manpower associated with finance tasks. - PCI Compliant 954-942-0483 Cenpos
- 12. Contact and moreinfo • Cenpos.com • Cenpos blog • National/ International Sales: 954-942-0483 direct line, Christine 954-942-0483 Cenpos
Editor's Notes
- #4 Multiple ways- one way CenPOS achieves by
- #5 Most companies think a pinpad is the answer, but very few will get over 10% penetration. Others add s signature capture terminal, but they still don’t achieve our numbers. They also are not int
- #6 Cashiers not in charge of phone order vs swipe account. System automatically routes - Visa rules; better qualification