Joshua Willis will give a 10 minute presentation on Eschelon Merchant Services. He has over 5 years of experience in the industry with over 2000 accounts established. He is certified in processing Visa, Mastercard, and other payment types. Testimonials from satisfied clients praise his excellent customer service. Merchant services enable businesses to accept credit and debit card payments, and Eschelon offers competitive rates and full-service solutions from virtual terminals to mobile card processing.
This document summarizes the rates and features of a mobile credit card processing service. Some key points:
1. The service offers rates as low as 1.99% with no monthly or setup fees.
2. Customer support is available 24/7 and calls are answered within seconds by trained representatives.
3. Funds are deposited into merchants' bank accounts the next day for quick access to money.
4. The mobile app allows merchants to accept payments on all devices and includes inventory management, reporting, and receipt delivery features.
The document discusses four future payment trends: 1) the decline of cash payments, 2) the rise of mobile payments, 3) the growth of micro payments, and 4) increased use of business payments. It then summarizes PayPal's growth and popularity as an online payment method, highlighting its convenience and security as key drivers for increased sales. The document concludes by outlining how easy it is for businesses to enable PayPal payments on their websites.
PayPal Inc. is the biggest online company in the world that providing a transfer and online payment services via email between Consumer to Consumer and Peer to Peer.
This document discusses the future of payment cards in light of emerging mobile and social payment technologies. It summarizes the mission of the BayPay Forum to discuss emerging payment trends through events and a professional network. While payment cards still dominate the market, e-commerce volume is growing rapidly alongside new payment options, customer behaviors, and technologies. This presents risks but also an opportunity for payment providers to adapt and improve existing systems for a changing commerce landscape.
PayPal is an online payment platform that allows individuals and businesses to send and receive digital payments. It has over 267 million active users worldwide. PayPal's mission is to build the most convenient, secure, and cost-effective digital payment solution globally. Key services include sending and receiving payments, paying with debit/credit cards, selling on platforms like eBay, and accepting payments from various countries and currencies. PayPal generates revenue from transaction fees, international payment fees, business account charges, and interest from deposited balances. It aims to offer secure payments and works to prevent fraud through encryption, authentication, and monitoring.
Legal Accounting Webinar Series - Session II Credit Card AccountingRakesh (Rick) Kabra
Presented in partnership with LawPay
Accepting credit cards is a great way to accelerate client payments and improve your cash flow. However, invoice and retainer payments by credit cards present real challenges for law office accounting. We’ll show you how to handle credit card payments the right way.
To learn more, visit www.cosmolex.com
Western Union's Journey to Customer LoyaltyChicago AMA
Jennifer Ramirez, VP, Global Customer Experience for Western Union presented "The Customer Journey: Owning the Moments that Matter" at Chicago AMA's Sunrise Executive Series breakfast January 22, 2015, in Chicago.
1. The document discusses the need for organizations like Rochdale MBC to transform and innovate through improving processes, sharing knowledge, and embracing new technologies.
2. It describes a maturity model for transformation and argues that organizations need to move from undertaking projects piecemeal to having a comprehensive transformation program.
3. The presentation argues that organizations need to use social computing and communication technologies to break down silos, improve internal and external conversations, and better align priorities to support transformation.
This document summarizes the rates and features of a mobile credit card processing service. Some key points:
1. The service offers rates as low as 1.99% with no monthly or setup fees.
2. Customer support is available 24/7 and calls are answered within seconds by trained representatives.
3. Funds are deposited into merchants' bank accounts the next day for quick access to money.
4. The mobile app allows merchants to accept payments on all devices and includes inventory management, reporting, and receipt delivery features.
The document discusses four future payment trends: 1) the decline of cash payments, 2) the rise of mobile payments, 3) the growth of micro payments, and 4) increased use of business payments. It then summarizes PayPal's growth and popularity as an online payment method, highlighting its convenience and security as key drivers for increased sales. The document concludes by outlining how easy it is for businesses to enable PayPal payments on their websites.
PayPal Inc. is the biggest online company in the world that providing a transfer and online payment services via email between Consumer to Consumer and Peer to Peer.
This document discusses the future of payment cards in light of emerging mobile and social payment technologies. It summarizes the mission of the BayPay Forum to discuss emerging payment trends through events and a professional network. While payment cards still dominate the market, e-commerce volume is growing rapidly alongside new payment options, customer behaviors, and technologies. This presents risks but also an opportunity for payment providers to adapt and improve existing systems for a changing commerce landscape.
PayPal is an online payment platform that allows individuals and businesses to send and receive digital payments. It has over 267 million active users worldwide. PayPal's mission is to build the most convenient, secure, and cost-effective digital payment solution globally. Key services include sending and receiving payments, paying with debit/credit cards, selling on platforms like eBay, and accepting payments from various countries and currencies. PayPal generates revenue from transaction fees, international payment fees, business account charges, and interest from deposited balances. It aims to offer secure payments and works to prevent fraud through encryption, authentication, and monitoring.
Legal Accounting Webinar Series - Session II Credit Card AccountingRakesh (Rick) Kabra
Presented in partnership with LawPay
Accepting credit cards is a great way to accelerate client payments and improve your cash flow. However, invoice and retainer payments by credit cards present real challenges for law office accounting. We’ll show you how to handle credit card payments the right way.
To learn more, visit www.cosmolex.com
Western Union's Journey to Customer LoyaltyChicago AMA
Jennifer Ramirez, VP, Global Customer Experience for Western Union presented "The Customer Journey: Owning the Moments that Matter" at Chicago AMA's Sunrise Executive Series breakfast January 22, 2015, in Chicago.
1. The document discusses the need for organizations like Rochdale MBC to transform and innovate through improving processes, sharing knowledge, and embracing new technologies.
2. It describes a maturity model for transformation and argues that organizations need to move from undertaking projects piecemeal to having a comprehensive transformation program.
3. The presentation argues that organizations need to use social computing and communication technologies to break down silos, improve internal and external conversations, and better align priorities to support transformation.
This document provides an introduction and guide to using LinkedIn for business purposes. It outlines 8 steps to complete your LinkedIn profile, including adding your full name and photo, customizing your headline, adding your work history, customizing your LinkedIn URL, adding website URLs, asking for recommendations, and connecting your Twitter account. The guide also discusses using a company page on LinkedIn and ways to generate leads through LinkedIn.
This document summarizes key points from a talk on innovation in the pharmaceutical industry. It discusses the origins of innovation and how individuals and teams can foster innovation. Some of the main ideas presented include embracing reality while allowing excitement, creating an unusual primary task, and establishing a "micro-culture" through structured steps of invitation, relationship building, safety, and future-oriented activities to drive creative thinking outside normal routines. Unreasonable requests and exercises that disrupt routines can help spark breakthrough ideas. Advance preparation, enrollment of sponsors, and facilitation of a level playing field are also emphasized.
The study examined domestic violence victims and perpetrators through focus groups and interviews. It identified different types of victims based on their attitudes and behaviors over time, from early interventionists to resigned victims. Currently, most legal interventions only occur late for embattled victims in life-threatening situations. The report recommends creating a series of escalating interventions and consequences to target perpetrators earlier before the situation becomes severe. This would help convey that domestic violence is unacceptable and prevent it from escalating unchecked.
Transactional analysis (TA) proposes that there are three ego states - Parent, Adult, and Child. The Parent ego state relates to caretaking and control, the Adult deals with facts and logic, and the Child involves emotions, desires, and inner experiences. TA provided an easy framework for understanding different tones of thought and analyzing how advertising engages the Child ego state to bypass rational defenses. It uses the Parent, Adult, Child model to examine the impact of different voices depicted in ads and commercials.
The document is a job application form requesting personal details, education history, employment history, references, expected salary, and a signature accepting the truth of the information provided. It collects names, addresses, qualifications, dates of attendance or employment, responsibilities, salaries, notice periods, and contact information for past and present roles and referees. The applicant indicates the position applied for and demographic information.
This document summarizes the services provided by North American Bancard, a payment processing company. They offer competitive credit card and electronic check processing rates and aim to save businesses money on their current processing fees. Their services include point-of-sale, online, and mobile credit card processing as well as check guarantee programs. They also offer cash advances to businesses based on expected credit card sales.
This document provides information about becoming a sales affiliate for a credit repair company. It lists various industries that commonly refer clients for credit repair services and explains how credit repair works by disputing inaccurate or unverifiable items on credit reports based on the Fair Credit Reporting Act. The document outlines the types of consumers who need credit repair services, the services offered including holistic strategies and unlimited disputes, how affiliates can earn commissions of $80 per enrollment and $800 bonuses for every 100 enrollments. It provides examples of earning potential and describes the payment process through direct deposit.
Home Buyer's Seminar
Speakers: Real Estate Agent, Mortgage Agent, Lenders, CMHC, Home Inspector, Lawyer
- Newcomer's to Canada
- First Time Home Buyer's
- Investors
- Existing Home Buyer's
This document describes how to become a sales affiliate for a credit repair company. It explains that the Fair Credit Reporting Act requires credit reports to be accurate, verifiable, and timely, but that over 79% contain errors. As an affiliate, you can earn $80 per enrollment and residual income of $10 per month by helping consumers repair their credit and maximize their scores. The company provides training, scripts, and an online portal to sign clients up and track commissions and client reports. Affiliates can earn over $15,000 per month by enrolling 100 clients who each pay $199 to enroll and $99 monthly.
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
"First time in India, A Wealth Management Software @ Affordable Price"
Wealth E-Office 2.0.1.1 is a complete Wealth Management support system integrating all Products like
Mutual Funds, All Life Insurance,All General Insurance, Post Office,All Fixed Deposit, KVP, RBI Bond in a single Software.
Key Features of Software:
1. A Perfect Billing System to charge Fee from clients on Mutual Fund Transactions .
2. Not only Mutual Fund Management but All financial products in a single portfolio, helps to become a true "Wealth Manager".
3. Software that have Maximum capacity of handling AUM of Rs.3000 Cr & 1 Lakh plus Clients.
4. Online Portfolio Login to every client to check net worth online.
5. Automatic SMS of Mutual Fund Valuations, LI & GI Renewals, PO & FD Maturities on Client's Mobile.
6. 100% online, access from anywhere, any time.
7. Inbuilt 'Business Expansion Module' which generates leads from existing clients.
This document promotes an in-house financing program that allows law firms to offer clients no-credit-check loans of up to $5,000 for legal services. It claims the program requires no risk for the law firm and can increase profits by 40% or more by allowing clients who cannot otherwise afford or qualify for services to pay over 90 days directly from their checking account. Concerns are raised about the legitimacy and legality of the program.
FDIS Hospitality Consultants offers merchant services and payment processing for businesses. They provide low rates starting at 1.69% for credit card processing. They also operate a hotel bartering network where businesses can trade goods and services for unused hotel rooms. FDIS is seeking affiliate partners who can refer businesses to them for merchant services in exchange for upfront payment or ongoing revenue sharing of 15% of processed payments.
This document summarizes the services and products offered by REDVision Technologies, an IT solutions company. The company provides wealth management software called "Wealth eoffice" that is used by over 1000 clients. The software allows users to manage mutual funds, insurance, bank deposits, and other investments for clients in one portal. It also includes features like automated reports, reminders, billing, and online mutual fund transactions.
This document describes a "No Credit Check 90" program that allows businesses to offer financing to customers for services. It is a 90-day financing program administered through a customer's checking account. The business submits the customer's first payment which is deposited within 2-3 days. Remaining payments are scheduled over 90 days. The program aims to increase businesses' sales and cash flow by allowing customers with poor credit to pay over time with no risk to the business.
IMPS is an immediate payment service provided by banks that allows for real-time interbank funds transfers at any time, including holidays and weekends. It aims to make electronic funds transfer easy and convenient for customers. Some key advantages of IMPS include real-time transfers, 24/7 availability, and convenience of using only a mobile number for transfers. Electronic funds transfer (EFT) refers to digital transfers of cash through online payment systems like ACH, wire transfers, or credit/debit cards. EFTs allow for cheaper and safer transfers compared to traditional methods.
The Generational Wealth Protection ServicesWilliam Moore
This document provides information about financial services offered by United Credit Education Services including credit restoration, credit scoring education, will and trust preparation, debt elimination services, and identity theft protection. It details the various packages available including standalone services and membership plans. A partnership opportunity is described where individuals can become agents or full partners to market these services and build a sales organization. Compensation includes direct commissions, revenue sharing, bonuses for customer acquisition and sales volume. The goal is to help customers improve their financial situation and for partners to achieve financial freedom through the business opportunity.
How would you like to work as an Account Executive for Central Payment? This will put you no the fast tract to financial independence
For further information: pbisconti@cpay-usa.com
or call (561) 441 4675
This document provides an introduction and guide to using LinkedIn for business purposes. It outlines 8 steps to complete your LinkedIn profile, including adding your full name and photo, customizing your headline, adding your work history, customizing your LinkedIn URL, adding website URLs, asking for recommendations, and connecting your Twitter account. The guide also discusses using a company page on LinkedIn and ways to generate leads through LinkedIn.
This document summarizes key points from a talk on innovation in the pharmaceutical industry. It discusses the origins of innovation and how individuals and teams can foster innovation. Some of the main ideas presented include embracing reality while allowing excitement, creating an unusual primary task, and establishing a "micro-culture" through structured steps of invitation, relationship building, safety, and future-oriented activities to drive creative thinking outside normal routines. Unreasonable requests and exercises that disrupt routines can help spark breakthrough ideas. Advance preparation, enrollment of sponsors, and facilitation of a level playing field are also emphasized.
The study examined domestic violence victims and perpetrators through focus groups and interviews. It identified different types of victims based on their attitudes and behaviors over time, from early interventionists to resigned victims. Currently, most legal interventions only occur late for embattled victims in life-threatening situations. The report recommends creating a series of escalating interventions and consequences to target perpetrators earlier before the situation becomes severe. This would help convey that domestic violence is unacceptable and prevent it from escalating unchecked.
Transactional analysis (TA) proposes that there are three ego states - Parent, Adult, and Child. The Parent ego state relates to caretaking and control, the Adult deals with facts and logic, and the Child involves emotions, desires, and inner experiences. TA provided an easy framework for understanding different tones of thought and analyzing how advertising engages the Child ego state to bypass rational defenses. It uses the Parent, Adult, Child model to examine the impact of different voices depicted in ads and commercials.
The document is a job application form requesting personal details, education history, employment history, references, expected salary, and a signature accepting the truth of the information provided. It collects names, addresses, qualifications, dates of attendance or employment, responsibilities, salaries, notice periods, and contact information for past and present roles and referees. The applicant indicates the position applied for and demographic information.
This document summarizes the services provided by North American Bancard, a payment processing company. They offer competitive credit card and electronic check processing rates and aim to save businesses money on their current processing fees. Their services include point-of-sale, online, and mobile credit card processing as well as check guarantee programs. They also offer cash advances to businesses based on expected credit card sales.
This document provides information about becoming a sales affiliate for a credit repair company. It lists various industries that commonly refer clients for credit repair services and explains how credit repair works by disputing inaccurate or unverifiable items on credit reports based on the Fair Credit Reporting Act. The document outlines the types of consumers who need credit repair services, the services offered including holistic strategies and unlimited disputes, how affiliates can earn commissions of $80 per enrollment and $800 bonuses for every 100 enrollments. It provides examples of earning potential and describes the payment process through direct deposit.
Home Buyer's Seminar
Speakers: Real Estate Agent, Mortgage Agent, Lenders, CMHC, Home Inspector, Lawyer
- Newcomer's to Canada
- First Time Home Buyer's
- Investors
- Existing Home Buyer's
This document describes how to become a sales affiliate for a credit repair company. It explains that the Fair Credit Reporting Act requires credit reports to be accurate, verifiable, and timely, but that over 79% contain errors. As an affiliate, you can earn $80 per enrollment and residual income of $10 per month by helping consumers repair their credit and maximize their scores. The company provides training, scripts, and an online portal to sign clients up and track commissions and client reports. Affiliates can earn over $15,000 per month by enrolling 100 clients who each pay $199 to enroll and $99 monthly.
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
"First time in India, A Wealth Management Software @ Affordable Price"
Wealth E-Office 2.0.1.1 is a complete Wealth Management support system integrating all Products like
Mutual Funds, All Life Insurance,All General Insurance, Post Office,All Fixed Deposit, KVP, RBI Bond in a single Software.
Key Features of Software:
1. A Perfect Billing System to charge Fee from clients on Mutual Fund Transactions .
2. Not only Mutual Fund Management but All financial products in a single portfolio, helps to become a true "Wealth Manager".
3. Software that have Maximum capacity of handling AUM of Rs.3000 Cr & 1 Lakh plus Clients.
4. Online Portfolio Login to every client to check net worth online.
5. Automatic SMS of Mutual Fund Valuations, LI & GI Renewals, PO & FD Maturities on Client's Mobile.
6. 100% online, access from anywhere, any time.
7. Inbuilt 'Business Expansion Module' which generates leads from existing clients.
This document promotes an in-house financing program that allows law firms to offer clients no-credit-check loans of up to $5,000 for legal services. It claims the program requires no risk for the law firm and can increase profits by 40% or more by allowing clients who cannot otherwise afford or qualify for services to pay over 90 days directly from their checking account. Concerns are raised about the legitimacy and legality of the program.
FDIS Hospitality Consultants offers merchant services and payment processing for businesses. They provide low rates starting at 1.69% for credit card processing. They also operate a hotel bartering network where businesses can trade goods and services for unused hotel rooms. FDIS is seeking affiliate partners who can refer businesses to them for merchant services in exchange for upfront payment or ongoing revenue sharing of 15% of processed payments.
This document summarizes the services and products offered by REDVision Technologies, an IT solutions company. The company provides wealth management software called "Wealth eoffice" that is used by over 1000 clients. The software allows users to manage mutual funds, insurance, bank deposits, and other investments for clients in one portal. It also includes features like automated reports, reminders, billing, and online mutual fund transactions.
This document describes a "No Credit Check 90" program that allows businesses to offer financing to customers for services. It is a 90-day financing program administered through a customer's checking account. The business submits the customer's first payment which is deposited within 2-3 days. Remaining payments are scheduled over 90 days. The program aims to increase businesses' sales and cash flow by allowing customers with poor credit to pay over time with no risk to the business.
IMPS is an immediate payment service provided by banks that allows for real-time interbank funds transfers at any time, including holidays and weekends. It aims to make electronic funds transfer easy and convenient for customers. Some key advantages of IMPS include real-time transfers, 24/7 availability, and convenience of using only a mobile number for transfers. Electronic funds transfer (EFT) refers to digital transfers of cash through online payment systems like ACH, wire transfers, or credit/debit cards. EFTs allow for cheaper and safer transfers compared to traditional methods.
The Generational Wealth Protection ServicesWilliam Moore
This document provides information about financial services offered by United Credit Education Services including credit restoration, credit scoring education, will and trust preparation, debt elimination services, and identity theft protection. It details the various packages available including standalone services and membership plans. A partnership opportunity is described where individuals can become agents or full partners to market these services and build a sales organization. Compensation includes direct commissions, revenue sharing, bonuses for customer acquisition and sales volume. The goal is to help customers improve their financial situation and for partners to achieve financial freedom through the business opportunity.
How would you like to work as an Account Executive for Central Payment? This will put you no the fast tract to financial independence
For further information: pbisconti@cpay-usa.com
or call (561) 441 4675
This document provides an overview of payment gateways and systems. It discusses payment basics like issuers, acquirers, and processors. It describes how credit and debit transactions work through KNET in Kuwait. The document also outlines different types of payment providers for credit, debit, and processing services in Kuwait, including KNET, issuer banks, acquirer banks, and American Express. Finally, it discusses options for integrating payments and tips for choosing a payment provider.
Monster Debt Solutions is a company that offers to reduce clients' debt obligations by up to 50%, allowing mortgage lenders to close more loans and make more money. They claim their debt settlement process is quick, easy, and will not extend loan processing times. By reducing clients' monthly debt payments, lenders can qualify more borrowers for loans and give them more cash out.
The document discusses a trading bot app called My Cash Bot that is connected to an inside option broker. It provides instructions for depositing funds into both the bot and broker accounts. It then wishes users good luck and profitable ventures. It also provides information about international money transfer service TransferWise, how it saves money on fees compared to banks, its positive reviews, and supported countries and currencies.
Similar to 10 minute presentation joshua willis eschelon ms final draft (20)
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdfcoingabbar
Introducing BONKMILLON - The Most Bonkers Meme Coin Yet
Let's be real for a second – the world of meme coins can feel like a bit of a circus at times. Every other day, there's a new token promising to take you "to the moon" or offering some groundbreaking utility that'll change the game forever. But how many of them actually deliver on that hype?
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
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"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
3. MY LIFE- PHOTOS
My Guitar
Oct. 11’ Waikiki Beach, Honolulu Hawaii
My obsession PS3
4. MY LIFE- QUALIFICATIONS
• 5+ years in the industry
• 2000+ accounts established
• Visa MasterCard- First Data certified
• Petroleum certified/CPP Certified
• POS to Smart phone Apps
• A long track record of satisfied clients
5. CLIENT TESTIMONIALS
“Josh provides excellent, patient and persistent service.
Law Offices of Kim W. Hansen
Without being a nuisance he gives scheduled timely
Criminal Attorney of So. Cali.
follow-ups to work with me in my busy schedule to get the
job done. I am happy to recommend him to anyone who
needs merchant services.” March 16, 2012
“Joshua is a rare business-man, in the sense that he values trust, honesty,
and friendliness over making the biggest bang for the buck. As he once told me,
"What is a man without his word?" As an HONEST go-getter, only the sky is his limit!”
May 31, 2012
Top qualities: Personable, Expert, High Integrity
1st Joshua Capota
hired Joshua as a Credit Card Processing in 2012
6. MERCHANT SERVICES 101
Merchant services is the generic name given in the United States to a broad
category of
financial services intended for use by businesses. In its most specific use,
it usually refers to the service that enables a business to accept a transaction
payment by use of the customer's credit or debit card. More generally, the term
includes the following in its use:
• Credit and debit cards payment processing
• Check guarantee and check conversion services
• Automated Clearing House check drafting services
• Gift and loyalty card programs
• Payment gateway
• Merchant Cash Advances
• Online Ordering Systems
• Point of Sales Systems
7. CREDIT CARD PROCESSING 202
Interchange- “What’s that?... And why should I care?”
Definition-
Interchange is the cost associated with processing a Visa or MasterCard, and
now, DISCOVER card transaction that defines the percentage of funds from
the transaction (sale) that will go to the bank that issued the credit card.
You might have heard this as “wholesale rates” and the company may have
claimed to be a direct processor. Visa and MasterCard (the governing bodies -
deserving of a whole blog unto themselves and for lack of a better word) adds a
really, really small percentage fee ( .11% called assessment) on top of the
interchange rate - to complete the true wholesale cost of the
transaction. Interchange and assessment rates are non-negotiable. Everything
else above and beyond that is profit for companies like Eschelon Merchant
Services.
There are more than 600 different interchange categories (rates) between Visa
and MasterCard alone and comprises more than 150 pages.
9. CREDIT CARD PROCESSING- FINAL LESSON
Unfortunately NO ONE PERSON
,COMPANY OR FIRM can tell you EXACTLY
what the cost for merchant services at the
end of the day/month will be.
But no worries
10. ESCHELON MERCANT SERVICES
• Specialize in showing currently processing merchant a reduction on rates and fees
• Typically able to show 20%-50% savings
• Rate guaranteed in writing to save money
• Full range of processing solution- Apps to Terminals
• NO DOWN TIME TO PROCESSING
Simply the best!!!
12. MX IPOS- VIRTUAL TERMINAL
Process Credit Cards
• Over the phone
Mail Orders
Reoccurring billing
Check Processing
13. MX IPOS- MARKETING SOLUTIONS
Send Coupons, promotional offers and more!!
Text Message/SMS
Email
Social
14. MX IPOS- CLOUD INVENTORY
rack all of your inventory, cash sales and check sales, along with the ability t
process credit, debit, gift cards, checks and offer promotions
15. MX IPOS- CLICK TO PAY
https://mxcustomer.com/yourbusiness name
Intro Hi BNI Old Town How is everyone today! Its been awhile
To recap just little bit here some pictures of what's important in my life
Once again my guitar Hawaii the obsession as my girlfriend calls it
So What makes me qualified to be an agent and why in the world would you open you book of contacts and refer me. Good question. (Run down the list) One the right are a few companies I managed, set up, supported personally while at First Data and at Eschelon . To the left are some bug companies in the merchant service industry I have had the pleasure to work with in my career. But what are my clients saying.
Good things! Here are just a fewtestimonials that I have received while at Eschelon MS. Customer satisfaction is very important to me as well making sure my clients know and understand how I am giving them the best deal and what they can expect from a professional processing organization like Eschelon in the future.
And Ithink everyone in here know what I do…credit card processing/ merchant services. Well merchant services is much more than that (go down the list above) but where does Eschelon fit in the bigger picture and what is our forte or niche if you will
Well before I go into that I really need to explain something. Visa MasterCard Discover Interchange- its basically The holy bible of ALL merchant service companies banks 3rd parties, associations anyone who issues or sells card processing. Interchange is important know when shopping for a quote “better rate” if you will because it is the bottom line to any particular transaction . Certain variables change the rate you could receive depending on what cards you took, how you took the card, and then how you handled the data after the transaction was completed and even the industry or SIC code Standard Industry classification the government assigns to your business . This is where I think it gets confusing…. there are more than 600 different categories of rates and fees. And without review in depth that is Interchange and what we offer is a specialized pass-through pricing or ICPLUS as it is called or Interchange Plus Pricing there are so many names for it as the industry doesn’t any federal regulations or standards on selling practice set forth by the card types
Ok so After explain that this is usually the outcome.. A little frustration and then the question… wait for it ----- What's’ your rate?
And here is the final lesson the key word here is exactly. There are just too many variables to say. Sorry it is what it is
Now here is the Eschelon Difference- This is our Niche (go down the list) A little side note we have more than 10K merchants processing with us. That’s not a mistake- referrals like I've said if you know someone that is processing- we know there is mark up and there is money to be saved..period. How much is the only question. And Trust is the only thing that is lacking
Now Another Eschelon DifferenceAvailable through Eschelon MS and its partners ONLY!!! IS MX IPOS- you can download it for 5.00 on the app store once approved for this account we credit back to our merchants the $5.00 on their first statement as a courtesy. No costs then to download. Currently this system will work on any IOS Device PC or MAC Android is coming soon
So what does it do. Well the first part is the V-term as its called it going let you do Over the phone transaction, mail orders, reoccurring billing. Check processing
The feature this real sweet- backend marketing and coupons to your current customers and potentials - great for retail business all at no additional cost or transaction fee you get ( go down the list) after to sell something to your clients you then have the capabilities of store securely their cell number and email address
Now its not called MX IPOS for no reason. The POS system is also- at no additional cost full functioning POS system, bar code scanning, and will also manage all your cash, check and credit card sales for you. Food stamps anyone, it will also let you take EBT as well and track everything a POS system
Click to pay this is great for memberships clubs , doctors offices , basically any merchant who needs a payment paid and wants their customer to have it done online and doesn’t need a full e-commerce set up with a shopping cart. You can also have bill presentment which is to email this link to a customer to have them pay
The mobile features for swiping - Trade shows, deliveries, mobile, take it anywhere your business takes you for a fraction of the costs of what the mobile GPRS wireless units cost.
So what does this all cost probably a lot right… nope its less than one of these. So a great referral anyone looking to real features and benefits to their merchant account. Maybe just a retail owner looking to go mobile once and a while but does want the headache or the large expense that used to be associated with mobile transactions or a traditional POS system.
For all BNI members and referrals free terminal with set up
So what really a good referral be specific Josh. I thought about this a lot and really its this simple (go through the slides)
>>>>>
Is it slow and I mean does it take longer than 2 seconds to approve your transaction think about how quick it is at fast Wal-Mart is it that fast if not they might have to upgrade equipment anyways in the next year or so as the standards for equipment will go up and be required as these thing will be obsolete
And most important of all. Now this could be a family member who runs the day to day operations, a manager or the business owner him or herself
If you have answered yes to the following we have a referral . I myself get a ton of referrals when shopping. I am more like to sell someone/ self generate referrals when someone who is taking my money. Its that easy
What constitutes a good referral for me- that's hard question to as it as general as everybody- every time you hand your credit card out is opportunity to pass a referral. If you know the owner that is the best but maybe you only know the manager there works to . We have more than 40 different solutions to process can integrate into QuickBooks directly and can program