Who Needs It and what can it do for you

1. Cancer Insurance
Who needs it and what can it do for you?

2. I don’t need it because…
There is no history of cancer in my family.
Years ago, that was a common defense against cancer
screenings let alone cancer insurance policies.
Times have changed! We know now that heredity or the
lack thereof is NOT a God given insurance policy that will
prevent cancer.

3. I don’t need it because…
I have Health Insurance
That’s Great! Wonderful! Terrific but…
Who pays you or your loved ones for the time you or they
lose at work while going back and forth to treatment?
Can you cover all the extra co-pays from the hospital,
doctors, radiologists and the pharmacy, just to name a
few?

4. I don’t need it because…
My Employer will keep paying me my salary, I have
enough sick-leave built up.
Are you sure?
1. How do you know when or even if you’ll be well
enough to go back to work?
2. Will you be able to go back full-time?
3. Will you have to be retrained for a different line of
work?
Cancer changes things, both, practically and
physiologically.

5. A sobering article from the
American Cancer Society

7. OK Maybe I do need to look into a
policy
What does it cost?
There are many different plans and policies, that’s why it is
important to deal with an agent licensed in your state.
Look for an agent that has access to many different
carriers and options. We work for you and, best of all our
services are free. You only pay the carrier for the insurance
product you buy.

8. OK Maybe I do need to look into a
policy
When should I buy this policy?
As soon as possible! While many policies are stand-alone
products, Insurance policies always get more expensive
when you buy them later.

9. You are NOT Alone! Get support! Cancer is no longer a
death sentence.
Get the best treatment you can get and call your
insurance carrier and your agent with the news.
Depending on your policy, you will be receiving benefits.
Some policies pay you one lump sum, others do it in
installments, your agent can help you with those details.
What if I get diagnosed with Cancer?

10. If you have a Life Insurance policy, look for the
acceleration of the policy’s death benefit, known
as living benefits. You can get these benefits in different
ways, such as viaticals or life settlements (sale of the life
insurance policy) and loans against the face value of the
life insurance you bought and accumulated money in
over the years.
Check with your agent as to what the best course of
action for your situation is.
What other options do I have?

11. We are here to help you, our services are FREE to YOU
we get paid by the Insurance companies.
The policy you buy on your own is NOT a dime cheaper
because you bought it on your own or even online.
We can help you through the process and avocate for
you when you need it most.
For a personal consultation, please call me at
727-366-6240
Use your Agent to your benefit