SFS is designed to support the Financial Sector especially those player who are providing facilities to the poor public to raise them up on their own feet. It was very hectic that organizations were not reaching to the ir borrower on time as well as were unable to collect the real time details. SFS is a real time system that you can use on the go.

1. 1

2. Holding 50% of Microfinancing Market Share

3. Product Overview
 A fully web based software product developed in 2009
with a focus to serve organizations working in
Microfinancing Sector including but not limited to:
o Microfinancing Institutes (MFIs)
o NGOs, Microfinancing Banks
o Social Development Setups etc.
 Covers Full Lifecycle of the Loaning from Origination to
Closing.
 Has secured around 50% of the Loaning Market share
in Pakistan.
 Selected & Certified by PPAF (Pakistan Poverty
Alleviation Fund.
 Fully audited by the world renowned audit firms KPMG
and Ferguson through their local representatives for
PPAF.
 System is renowned Chartered Accountants.

4.  Being used by over 30 MFIs/NGOs and over 350 locations (Regional Offices, Area Offices and Branches)
across the country since 2009
 Being used by MFIs/NGOs for Multibillion Rupees Prime Minister Interest Free Loaning (PMIFL) Schemes:
o Rs. 4.5 Billion were distributed to 207, 720 borrowers (61% Women+ 39% Men) through 233 Loan Centers and
26 partner organizations of PPAF in 44 districts and 287 union councils till end August 2016.
 Handling over 1 Million Loans per year with Multibillion Rupees portfolio.
Product Overview

5. Approach
 Rich in technological advancement in the relevant business domain.
 Mobility feature supports branchless banking to maximize the usage and reach.
 The prime objective of the product is to help MFIs/NGOs in performing their day to day
operations & functions related to:
o Loaning Application Processing
o Credit Analysis of the Borrowers
o Data Verification
o Disbursements & Collections
o Default Handling, Legal
o Monitoring & Control
o Closure of the Contracts and Re-Loaning
Client Basic,
Business Info
Grouping & Product
Selection
Case Approval /
Rejection
Loan
Disbursement
Recovery
System

6. Capability & Key Features

7. It’s a fully web based software product and developed by using the following Microsoft Tools,
Technology & Platforms:
 Microsoft .NET Framework (MVC, Bootstrap, jQuery, Ajax, etc.)
 Microsoft Windows (OS)
 Microsoft IIS
 Microsoft SQL Server (Database)
Product Development Technology

8.  Process for Disbursement through Branchless Banking
 Process for Recovery through Branchless Banking Channels Integration like UBL Omni, Easy
Paisa & Mobi-Cash and can interface with any such facility
Branchless Disbursement

9. 9
THANK YOU
info@c4infotech.com c4infotech.com