This document discusses budgeting for irregular incomes. It recommends tracking actual deposits over the past 6-12 months to determine an income baseline. It then outlines a 4-step budgeting process: 1) allocate for baseline expenses like food, utilities, shelter, transportation; 2) account for other expenses; 3) open savings accounts for emergencies, goals, disasters; 4) pay yourself by depositing earnings and paying bills, then use remaining funds as desired. The document provides tips on developing a money mindset and viewing money as a tool rather than personal worth.