The document discusses Mastercard's efforts to transform international payments by creating a new cross-border payments network for banks. It aims to enable real-time clearing and settlement between sender and beneficiary banks across borders. Mastercard believes its acquisitions and capabilities have uniquely positioned it to build this new payment agnostic and compliant network. The goal is to allow banks to connect and facilitate international payments anytime, anywhere in the world.

1. Enabling a faster more connected
world with Mastercard and R3
October 2019
Designing
the future
of payments

2. ©2018Mastercard.ProprietaryandConfidential.
2
Harold Bosse
Cross-border payment innovation at Mastercard
Introduction

3. ©2018Mastercard.ProprietaryandConfidential.
Mastercard is transforming
the international payments
space, enabling banks to
compete more effectively
in the future.
Strategic Vision

4. ©2018Mastercard.ProprietaryandConfidential.
Mastercard is uniquely
positioned to succeed. In
recent years we have been
systematically acquiring
assets and enhancing our
capabilities.
We are experts

5. ©2018Mastercard.ProprietaryandConfidential.
Mastercard is creating a
payment agnostic, fully
regulated and fully
compliant, rule-based cross-
border payments network
for banks to connect and
facilitate international
payments anytime,
anywhere in the world.
We are building it

6. ©2018Mastercard.ProprietaryandConfidential.
6
Cross-border
payment services
Sender
bank
Beneficiary
bank
We are joining existing schemes to enable real-time
Clearing and Settlement

7. ©2018Mastercard.ProprietaryandConfidential.
With R3 A winning combination of
People, Process & Technology

8. ©2018Mastercard.ProprietaryandConfidential.
Still early days, but a few
are already emerging
Lesson learned
● Keep a balanced outlook if you want
to progress steadily.
● Challenge the holy cows. Or you may
be missing out on the real opportunity.
● Be open-minded about the process if
you want speed. A technical project is
not just a technical project.

9. ©2018Mastercard.ProprietaryandConfidential.
9
VP Product Development and Innovation
harold.bosse@mastercard.com
Harold Bosse
EVP Product Development and Innovation
Peter Klein
Recap