2. VendngofMasterCardPrepadCard:
Thecardhasalowlmt,cappednaccordancetothenatonallawsforthe
preventonofmoneylaunderng(AML).Anndenttydocumentsrequredtovaldatethe
ageofthecustomerafterwhchtheywllbeallowedtomakeapaymentby
cashorcredt/debtcardataBATMdevce.
ThecardsssuednstantlyatBATMdevcen(typcaltme45second).
About
OptontoUpgradetoPrepadMasterCardPlus:
Thscardhasgreatercapabltyandahghermaxmumloadngvaluebutthecardholder
wllneedontheBATMdevce,toprovehsndenttyandhomeadress.
Thendenttysconfrmedbyafngerprnt,sgnatureandfacalrecogontonthrougha
cameraonthedevceandaproofofhomeaddresswthdocumentssuchsdrver`s
lcense,bankstatementsorutltyblls.
Thecustomerwllagreetogeneraltermsandcondtons,agreementofuse,acceptanceThecustomerwllagreetogeneraltermsandcondtons,agreementofuse,acceptance
ofhandngofpersonaldatanaccordancewththelawsoftheterrtoryandprovdean
e-sgnature.Theagreementofhandngofpersonaldataandtheuseofcardsareprnted
togetherwththesgnatureoncethecardsdspensed.
Vendngofpersonalzedgftprepadcardwthaphotoandapersonalmessage:
Photoscanbeselectednfourways:
Addtonalcard(max3):OwnerPluscardholdercanapplyforaddtonalcards
forchldren(pocketmoney)orfamilyandfriends(MoneyTransfer-Share)
PhotofromFacebook
PhotoGallery
ScanPhoto
WEBcamera

3. Self-servcesaleofPrepadbrandedcards:
1.SaleofPrepadMasterCard*cards
(KYC*,AML*,Bank*,Bo*)
2.SaleofpersonalzedGftMasterCardPrepadcards
3.SaleofVrtualMasterCardPrepadcards
4.MoneySharetochldren,famlyandfrends
Self-servcebankservces:Self-servcebankservces:
5.Foregnexchange
6.CashW thdrawals(reversbleATM)
Otherservces:
7.Advertsngofservcesandproducts
BATMSoftware
easytousewthtouch
www.batm.com

4. SellngVrtualMasterCardPrepadcards:
Prntedvrtualcardwthone-tmepaymentallowstheuserpaymentsthroughthe
nternetandhasallthenecessarydata(cardnumber,expratondateandCCVnumber).
About
MoneyTransfer-ShareDasporawthrelatvesandfrends:
Daspora(MgrantWorkersandtransferoffundstotherhomecontres)canquckly
requestforabasccardnthercountryofresdencethroughourwebsteoratany
BATMandapplyforthessuanceofaddtonalcards(upto3cards)forfamlyandfrends
whchonewlldelverywthourcustomerservcevamaltotheaddressofresdence.
Thsprocessofssungaddtonalcardtakesplaceusuallyonce!
Exchange:
Thecustomerforegncurrency(cashorcard)changedforlocalcurrency
atafavorableexchangerateonBATMdevce.
TheuntssuedPrepadMasterCardwththeamountoflocalcurrency.
Thegreatadvantageofthesystem sthatthecustomercanpaywththscard
nanetworkofcontractedmerchantswththeagreeddscounts.
AnaddtonaladvantagesanyunusedcurrencycanbedepostedattheATMAnaddtonaladvantagesanyunusedcurrencycanbedepostedattheATM
whentheyreturntothecountrywthfullrembursement.
W thdrawals(ReversbleATM):
Thedevcehasareversblereservorwthcapactyof80banknoteswhchstoreslocal
currencywthdrawals(cashmanagementoptmzaton).
Remoteadvertsngonanaddtonalmontor:
-TheaddtonalscreensBATM`snformandadvertsethenetwork
contractedmerchantswthdscounts,
-Commercaladvertsngtoothercompanes,
-EventsntheCty,etc.

5. -2n1-Membershp&PrepadMasterCardn1Card
-SaleofMoblePhoneSIMCards
-Bometrcdataonthecard:
Datathatsnotpublcandprotectedwthsecure
encryptoncanbeusedtoncreasethesecurtyofthe
card
-Themedcaldataonthecard:-Themedcaldataonthecard:
Thedatacanbemadepublcandcanbereadfromcell
phoneswth
RFID/NFCsoftwarencaseofemergences
Optons:
www.batm.com

6. -Thecustomerdoesnotneedtobe
aBankclentorhaveabank
account
-Load/TopUponthecardcanbe
madencash
-Load/TopUponthecardcanbe
madewthforegncurrencymadewthforegncurrency
(exchange)
-Thecardsanonymousforthenet
andpersonaldatacan'tbestolen
-ServcesonBATMdevces24/7n
freguentpublcplaces;
gasstatons
shoppngcentersshoppngcenters
schools
unverstes
studenthomes,etc...
-Yourfamlyandfrendscansend
moneytoyourcardwthcredt/debt
cardsvaourwebste.
Benefts
Theunemployed,
hghschoolpupls,collegestudents,
peoplewthblockedaccounts:

7. Employees Toursts Diaspora
(MigrantWorkers)
-PersonalzedGftprepadcardasthe
dealgft
-ServceonBATMdevces24/7n
publcplaces
-InstantIssung,LoadandTopUpwth
cashorcardsonBATMdevce
-Instantdentfcatonandnoneedfor-Instantdentfcatonandnoneedfor
certfcatons
-Inthecaseoftheft,theuntssuea
newcardmmedately
-Issungcardsanonymousfor
nternet-protectonofpersonaldata
-Enrollmentdataonthecardncaseof
emergencesemergences
-Enrollmentofbometrcdatafor
100%safetynthecaseoftheft
-Dscountsnpaymentbycontractual
merchants
-Easytoobtanbasccardabroadva
WeboronBATM
-Easytoobtanaddtonalcardsfor
relatvesandfrendsncountryand
sendthemorrequestourcustomer
servceteamfordelvery
-Insomecountreswherewehaveset-Insomecountreswherewehaveset
BATMrelatvesmaythemselves
takeovercards
-Load/TopUpfromDasporaabroad
onaccountofbasccardand
relatvescanusemoneynstantlyva
addtonalcardsnthecountry
-ThswayofusngMoneyShares-ThswayofusngMoneyShares
muchcheaperthanMoneyTransfer
-Dscountswhenpaywthcardnthe
networkofcontractedmerchants
-ServceontheBATM24/7npublc
placeswheretourstsaretravellng
nmanylocatons
-Cashandtourstcredt/debtcards,
currencyexchangentolocal
currencyatafavorableexchangerate
onthePrepadMasterCardonthePrepadMasterCard
-Dscountswhentourstspayna
networkofourcontractedtraders
-Securty-ncaseoftheft,tourstscan
getnewonenstantly
-Therestoftheunusedlocalcurrency
canbepckedupattheATMwhen
theyreturntothecountryorspendtheyreturntothecountryorspend
payngbythecard,etc...
TheadvantageoftheBiATMsystem
comparedtotoday'stechnology: