b.ghose & associates, established in 1990 and diversified in 2006, specializes in affordable housing solutions in eastern India, targeting the middle-class population facing a significant urban housing shortage. The company has successfully built over 3500 flats and commercial properties, and is committed to providing quality housing while engaging in community development and CSR activities. Upcoming projects include Amrita Abasan III, offering various apartment options at competitive prices.

2. B.Ghose & Associates have been in the business of promotion &
development since 1990.
The group diversified in 2006 and formed BGA Realtors, a
registered partnership firm.
The group has an unblemished track record of more than 25 years.
The company provides complete “Housing Solutions” throughout
Eastern India.

3. BGA is a brand primarily associated with
affordable housing
Pioneers in the field

4. We have Built, Developed and Delivered
True to our promises

5. Size EMI or Rent
EWS
• minimum of 300 sq ft super built-up area
• minimum of 269 sq ft (25 sq m) carpet area
Not exceeding
30-40% of gross
monthly income
of buyer
LIG
• minimum of 500 sq ft super built-up area
• maximum of 517 sq ft (48 sq m) carpet area
MIG
• 600 – 1,200 sq ft super built-up area
• maximum of 861 sq ft (80 sq m) carpet area

6. The Target Audience – Affordable Housing Sector
The great Indian middle class
- Comprising 44% of our populace

7. Three areas that deserve attention to
provide affordable homes.
1. Availability of land for housing.
2. Availability of flats which are affordable.
3. Availability of bank finance.

8. A look at the Supply-Demand Dynamics

9. Urban Housing Shortage in the country at the end
of the 10th Five-Year Plan was estimated at 24.71
million for 66.30 million households.

10. 99% of this shortage pertains to
middle and lower income groups

11. As per 2011 Census, India has a population
of 1,210.98 million out of which 377.10
million i.e. 31.16% live in urban areas.

12. It is the housing requirements of the lower &
middle income groups that are grossly
unattended and there exists a huge dearth
in the supply of affordable houses primarily
demanded by this income group.

13. Growing concentration of people in urban areas has led
to problems of:
Land Shortage
Shortfall in housing space
Congested Transit
Stressed basic amenities such as water, power and open
space
Our Views on Affordable Housing

14.  Control on threshold costs of constructions
 Acquiring economically viable & marketable land parcels
 Options of customization
 Basic efficiency of operations and optimization of costs
Key issues in providing “Affordable Housing” – BGA’s Role

15.  Presence for over two decades-providing affordable housing.
 Partnered in financing affordable housing – mass housing projects.
 Pioneering affordable housing in West-Bengal.
 Plans are afoot to mark our pan India presence
Where Do We Stand

16. We have built and handed over
 More than 3500 flats.
 Cottages and commercial properties measuring a total of
25,00,000 sq. ft.
 Projects built in the cities of Jamshedpur, Kolkata,
Shantiniketan, Bankura, Durgapur and Siliguri.

17. We have delivered in…

18. @ Rs. 1 lac onwards
Bankura

19. @ Rs. 2 lacs onwards

20. Launched @ Rs. 5.55 lacs onwards

21. Affordability
is our USP

23. BGA is back with 5 Lacs again
Launched @ Rs. 5.11 lacs to Rs. 15.48
lacs

25. 154 apartments with
ample vehicular parking

26. Few 2 BHK flats with small gardens attached
To nurture your green thumb
at an affordable price

30. 5 Studio Apartments
269 – 290 sq ft

31. 89 One BHK Apartments
377 – 490 sq ft

32. 60 Two BHK Apartments
771 – 815 sq ft

33. No compromise
on quality and amenities

34. 6 commercial establishments
to cater to the daily needs of the residents

35. Club with swimming pool

36. AC community hall

37. Proven track record
We can deliver

38. We will also launch Amrita Abasan III
with one and two bedroom apartments

39. Amrita Abashan is situated just next door, an
established brand by itself.
We have already delivered and registered
768 apartments in Amrita Abashan I
Amrita Abashan II with 240 apartments is slated to
be delivered by March 2016

40. Amrita Abasan III also in the affordable price
range, will be launched around the same time

41. One BHK Apartments
455 sq ft & 467 sq ft
@
Rs. 8.64 lacs

42. Two BHK Apartments
680 sq ft
@
Rs. 13.56 lacs

43. We are also taking part in community development.
Constructing the 1km road there.
Have made community halls in the villages around the area.
Have offered employment to the local youth
CSR Activities

44. Apart from all this, BGA believes in donating a small
portion of its profit from every flat to the cause of
a charitable organisation for welfare of destitute
women & children
CSR Continued…

45. Thank You