This document discusses challenges facing banks from new competitors and trends, and introduces CR2's Omnichannel BankWorld internet platform as a solution. BankWorld provides capabilities for personalized product offers, innovative service delivery, and banking convenience through a centralized, multi-currency and multi-lingual platform that can be integrated with back-office systems. It promises to improve efficiency, launch new products quickly, reduce costs, enhance security, and increase customer satisfaction through responsive channels and a consistent view of accounts.