This document outlines the monthly costs for Ben Marshman, a pediatrician in Switzerland who earns a salary of CHF 400,000 per year. It details his rent of CHF 2,680 per month for an apartment, car payment of CHF 523 per month, and other regular expenses like health insurance, food, utilities, and a gym membership. After accounting for all costs including taxes, Marshman is left with CHF 22,615 per month that he plans to spend on vacations, hobbies, charity donations, savings, and home goods.

1. Ben Marshman, Pediatrician
Salary: CHF 400,000 per year
Car: CHF 523 per month
Apartment: CHF 2,680 per month

2. Other Costs
 Electrictiy: Included in Rent
 Internet and TV: CHF 125 per month
 Mobile Phone: CHF 90 per month
 Health Insurance: CHF 500 per month
 Food: CHF 300 per week
 Gym Membership: CHF 700 per year –
300 health insurance deduction= CHF
400

3. Summary per Month
CHF
Salary 33,333
Tax 9%,
Social Security 6%,
Unemployment 1.1%
-5,367
Salary after taxs 27,966
Internet -125
Phone -90
Insurance -500
Food -1,200
Gym -33
Car -523
Fuel for car -200
Apartment -2,680
Total left after taxes and costs 22,615

4. What I would do with the extra
money
 Vacations
 Weekend activities like swimming and
zip lining.
 Give some to charity
 Save some for the future.
 Buy sports equipment
 Buy furniture
 Supplies for my apartment