Capital Markets Day 2014- presentation Robin Teigland, Stockholm School of Ec...Tieto Corporation
This document provides an overview of crowdfunding. It discusses different forms of crowdfunding including donation-based, reward-based, equity-based, and debt-based crowdfunding. Examples are given of successful crowdfunding campaigns in Sweden. Global crowdfunding has nearly doubled from 2012 to 2013 and continues to grow significantly each year. While still relatively small compared to traditional forms of financing, crowdfunding is becoming a notable new means to fund projects and startups. The challenges and opportunities of crowdfunding are also examined.
Capital Markets Day 2014- presentation SEB Private BankingTieto Corporation
This document discusses active trading in the year 2014. It mentions active trading repeatedly with no other details provided. The high level essence that can be understood from this document is that it focuses on active trading activities for the year 2014.
Tieto Retail Experience - How will the retail remain relevant for all of us?Tieto Corporation
Mikko Leinonen, Head of Customer Experience Management unit at Tieto, answers to this question at the IndustryForum Retail & FMCG event 19th May 2015. See some of his thoughts about the topic in this presentation.
Ahmad Qureshi's presentation "Anatomy of Disruption; Survival & Thrival During Changing Futures". The presentation was held in the Future Infinite conference in Helsinki 13th of June 2014.
Capital Markets Day 2014- presentation Robin Teigland, Stockholm School of Ec...Tieto Corporation
This document provides an overview of crowdfunding. It discusses different forms of crowdfunding including donation-based, reward-based, equity-based, and debt-based crowdfunding. Examples are given of successful crowdfunding campaigns in Sweden. Global crowdfunding has nearly doubled from 2012 to 2013 and continues to grow significantly each year. While still relatively small compared to traditional forms of financing, crowdfunding is becoming a notable new means to fund projects and startups. The challenges and opportunities of crowdfunding are also examined.
Capital Markets Day 2014- presentation SEB Private BankingTieto Corporation
This document discusses active trading in the year 2014. It mentions active trading repeatedly with no other details provided. The high level essence that can be understood from this document is that it focuses on active trading activities for the year 2014.
Tieto Retail Experience - How will the retail remain relevant for all of us?Tieto Corporation
Mikko Leinonen, Head of Customer Experience Management unit at Tieto, answers to this question at the IndustryForum Retail & FMCG event 19th May 2015. See some of his thoughts about the topic in this presentation.
Ahmad Qureshi's presentation "Anatomy of Disruption; Survival & Thrival During Changing Futures". The presentation was held in the Future Infinite conference in Helsinki 13th of June 2014.
The document discusses creating successful digital service experiences. It provides an overview of pragmatic, desirable and functional approaches to service design. Digital technologies can improve customer experiences by taking a pragmatic, desirable and functional approach. The presentation emphasizes designing services around core customer needs through an omnichannel experience that is continuous, situation-oriented and accessible through every possible channel. Ideation, conceptualizing, detailing and execution are key steps to designing excellent digital service experiences.
On Tieto Company Presentation, you can find the latest information regarding Tieto’s strategic choises, services and solutions as well as customers. Also company values have been described in this presentation, and all the key facts are presented in the end.
Automation of functional tests using JMeter (in Polish)Tieto Corporation
Presentation from a webinar dedicated to a user who don't have previous experience with automation of web applications tests using JMeter tool. At this virtual meet up you will get basic theoretical knowledge about automation test and some practical examples of using JMeter tool.
The webinar on YouTube: http://youtu.be/3_o3IOJEcxw
Tomasz Stupak is Senior Test Engineer working for 5 years in Tieto. During his profession career he has experience with software and hardware testing.
Uusi EU henkilötietosuoja-asetus tullee voimaan 2016 alkupuolella ja velvoittaa kaikkia organisaatioita, joissa ylläpidetään henkilötietoa sisältäviä rekistereitä. Varautuminen ajoissa kannattaa.
www.tieto.fi/euhenkilotieto
Presentation from Embedded Linux Conference 2015 in Dublin, where Tieto presented a concept of an Intelligent Home IoT Gateway, the session received a very good feedback. Authors: Andrzej Wieczorek and Bartosz Markowski
www.tieto.com
Customer Experience is one, or even the only source of
sustainable competitive advantage going forward.
We at Tieto We believe in creating a more customer-centric world, where there is seamless and mutually
rewarding interaction between our clients and
their customers.
The document summarizes the findings of a study on cloud maturity conducted in Norway and Sweden in 2016. Some key findings include:
1) Cloud usage has increased in both countries since 2015, with more organizations using SaaS, PaaS, and IaaS.
2) Cloud mature organizations show benefits like 34% lower IT costs and twice the IT budget for innovation compared to less mature organizations.
3) Organizations are moving toward more hybrid cloud models, with diversification across in-house, outsourced, and cloud infrastructure and applications.
Digitalization provides opportunities for companies to improve their operations and customer experiences. It allows societies to modernize services and enhance quality of life. When implemented responsibly, digitalization benefits all stakeholders by connecting people and unlocking human potential through technology.
Foresight 2020 study has been made by utilizing the methodology of future studies complemented with over 100 interviews covering the spectrum of our customers’ industries. See here the industry trends and scenarios.
In 2016, Tieto conducted the Foresight 2020 study to understand the cross-industry business opportunities projected to shape the future of business into the year 2020.
In 2016 and 2017, Tieto conducted the Future Perspectives study to deepen the insights of Foresight 2020 in particular. The Future Perspectives study provides expert thoughts and expectations about how technology-driven opportunities will unfold in the coming half-decade — specifically, how business models and value chains will be affected and what kinds of business possibilities will arise now and in the future.
Tieto’s Future Perspectives study was conducted via interviews and a questionnaire survey of 500 executives from a wide variety of industries in three Nordic countries. Data was collected and analysed by the research company Kairos Future.
http://www.tieto.com/future-perspectives
1. The document discusses how to build a modern cloud environment for businesses and provides advice on selecting the right cloud approach.
2. It recommends letting business needs drive the design and procurement of cloud solutions. The right cloud setup is an open, manageable, and compliant one that combines private, public, and hybrid cloud options.
3. Tieto OneCloud is presented as a solution that combines leading public clouds like AWS and Azure with Tieto's private cloud and on-site services, all managed through a single platform.
Cloud in a nutshell: The business environment is constantly changing. Flexibility and foresight is needed to drive continuous innovation, efficiency and agility. This presentation simplifies cloud and its alignment to your business strategy.
Webinarie 24 November - Mer tid för lärandet. Ett samtal mellan Tieto, Kairos Future och DiU.
Ladda ner presentationen på http://www.tieto.se/it-i-skolan
The document discusses several trends driving innovation and digitalization:
1. Integration of services and applications will be crucial as almost all business gets done by brilliantly integrating known technologies.
2. Making information available and accessible will drive growth in large market segments like ERP, BI and CRM as companies adapt solutions to consumer information preferences.
3. Traditional IT management is changing to become more flexible and open, with open IT expanding from 24% to over 50% of realizations in the next 8-10 years.
This document discusses why innovation is difficult in large, established companies and provides keys to overcoming this challenge. It recommends that management be committed to innovation and that companies develop a strategy to make their operational and innovation worlds live and evolve together through collaboration and open innovation. It also outlines how one company, BBVA Innovation, is transforming itself by working in cross-functional teams on an open innovation model and digital business development to stay relevant in a disruptive environment.
The document discusses creating successful digital service experiences. It provides an overview of pragmatic, desirable and functional approaches to service design. Digital technologies can improve customer experiences by taking a pragmatic, desirable and functional approach. The presentation emphasizes designing services around core customer needs through an omnichannel experience that is continuous, situation-oriented and accessible through every possible channel. Ideation, conceptualizing, detailing and execution are key steps to designing excellent digital service experiences.
On Tieto Company Presentation, you can find the latest information regarding Tieto’s strategic choises, services and solutions as well as customers. Also company values have been described in this presentation, and all the key facts are presented in the end.
Automation of functional tests using JMeter (in Polish)Tieto Corporation
Presentation from a webinar dedicated to a user who don't have previous experience with automation of web applications tests using JMeter tool. At this virtual meet up you will get basic theoretical knowledge about automation test and some practical examples of using JMeter tool.
The webinar on YouTube: http://youtu.be/3_o3IOJEcxw
Tomasz Stupak is Senior Test Engineer working for 5 years in Tieto. During his profession career he has experience with software and hardware testing.
Uusi EU henkilötietosuoja-asetus tullee voimaan 2016 alkupuolella ja velvoittaa kaikkia organisaatioita, joissa ylläpidetään henkilötietoa sisältäviä rekistereitä. Varautuminen ajoissa kannattaa.
www.tieto.fi/euhenkilotieto
Presentation from Embedded Linux Conference 2015 in Dublin, where Tieto presented a concept of an Intelligent Home IoT Gateway, the session received a very good feedback. Authors: Andrzej Wieczorek and Bartosz Markowski
www.tieto.com
Customer Experience is one, or even the only source of
sustainable competitive advantage going forward.
We at Tieto We believe in creating a more customer-centric world, where there is seamless and mutually
rewarding interaction between our clients and
their customers.
The document summarizes the findings of a study on cloud maturity conducted in Norway and Sweden in 2016. Some key findings include:
1) Cloud usage has increased in both countries since 2015, with more organizations using SaaS, PaaS, and IaaS.
2) Cloud mature organizations show benefits like 34% lower IT costs and twice the IT budget for innovation compared to less mature organizations.
3) Organizations are moving toward more hybrid cloud models, with diversification across in-house, outsourced, and cloud infrastructure and applications.
Digitalization provides opportunities for companies to improve their operations and customer experiences. It allows societies to modernize services and enhance quality of life. When implemented responsibly, digitalization benefits all stakeholders by connecting people and unlocking human potential through technology.
Foresight 2020 study has been made by utilizing the methodology of future studies complemented with over 100 interviews covering the spectrum of our customers’ industries. See here the industry trends and scenarios.
In 2016, Tieto conducted the Foresight 2020 study to understand the cross-industry business opportunities projected to shape the future of business into the year 2020.
In 2016 and 2017, Tieto conducted the Future Perspectives study to deepen the insights of Foresight 2020 in particular. The Future Perspectives study provides expert thoughts and expectations about how technology-driven opportunities will unfold in the coming half-decade — specifically, how business models and value chains will be affected and what kinds of business possibilities will arise now and in the future.
Tieto’s Future Perspectives study was conducted via interviews and a questionnaire survey of 500 executives from a wide variety of industries in three Nordic countries. Data was collected and analysed by the research company Kairos Future.
http://www.tieto.com/future-perspectives
1. The document discusses how to build a modern cloud environment for businesses and provides advice on selecting the right cloud approach.
2. It recommends letting business needs drive the design and procurement of cloud solutions. The right cloud setup is an open, manageable, and compliant one that combines private, public, and hybrid cloud options.
3. Tieto OneCloud is presented as a solution that combines leading public clouds like AWS and Azure with Tieto's private cloud and on-site services, all managed through a single platform.
Cloud in a nutshell: The business environment is constantly changing. Flexibility and foresight is needed to drive continuous innovation, efficiency and agility. This presentation simplifies cloud and its alignment to your business strategy.
Webinarie 24 November - Mer tid för lärandet. Ett samtal mellan Tieto, Kairos Future och DiU.
Ladda ner presentationen på http://www.tieto.se/it-i-skolan
The document discusses several trends driving innovation and digitalization:
1. Integration of services and applications will be crucial as almost all business gets done by brilliantly integrating known technologies.
2. Making information available and accessible will drive growth in large market segments like ERP, BI and CRM as companies adapt solutions to consumer information preferences.
3. Traditional IT management is changing to become more flexible and open, with open IT expanding from 24% to over 50% of realizations in the next 8-10 years.
This document discusses why innovation is difficult in large, established companies and provides keys to overcoming this challenge. It recommends that management be committed to innovation and that companies develop a strategy to make their operational and innovation worlds live and evolve together through collaboration and open innovation. It also outlines how one company, BBVA Innovation, is transforming itself by working in cross-functional teams on an open innovation model and digital business development to stay relevant in a disruptive environment.
Bankdagen 2018, Robin Teigland, Stockholm School of EconomicsTieto Corporation
This document discusses how new technologies and financial services from entrepreneurs could challenge traditional banks. In just a few years, Swedish startups have launched in areas like e-commerce payments, loans, online payments, peer-to-peer lending, crowdfunding, personal finance, cryptocurrency exchanges, and mining equipment. International crowdfunding is growing rapidly and peer-to-peer lending has generated billions. New technologies like mobile, broadband, and artificial intelligence combined with open source software and hardware could further drive financial convergence and emergent alternatives to traditional institutions. Cryptocurrencies like Bitcoin have grown significantly in circulation and use and may reshape global finances or challenge the fiat money system. Banks will need to carefully consider how to engage
The document discusses how the third platform of technology is changing the banking industry. It notes that companies like Google are launching digital wallets and that customers now expect banking services to be available 24/7 through mobile apps and social media. It also discusses how the third platform is creating new opportunities for innovation through technologies like the Internet of Things, 3D printing, and new sources of customer data that provide deeper insights. Banks will need to simplify processes, accelerate innovation, and improve customer experiences to adapt to these changes in customer expectations and the new competitive threats from digital natives.
Future of business transformation market research summaryTieto Corporation
According to Tieto’s recent study on the future of business transformation, technology trends such as mobile, social media, M2M, big data and cloud are rapidly changing the ways in which we do business. A full third of respondents expect their industries to completely transform by 2020.
Among the CEOs interviewed, 42% say that the industry in which their organization operates will in six years’ time bear little resemblance to how it looks today. This transformation is caused by technology trends, such as mobile, social media, M2M, big data and cloud. At the moment, social and mobile are the most evident trends, as 54–55% of respondents call them “already crucial” for their business.
About the study
In fall 2013, Tieto conducted a study together with Kairos Future on the future of business transformation, based on qualitative and quantitative research. The study included an online survey, distributed to executives in Sweden, Norway and Finland, with 500 respondents. A majority of the respondents were members of the C-suite or business unit directors. The survey was supplemented by industry executive roundtable discussions, held in Stockholm, Oslo and Helsinki.
To download the full study please visit: bit.ly/1mR3Mqa
Ansvarig för finansbranschen på Google. Innovation ligger varmt om Google hjärta så extra kul att prata om.
Google håller på med sökmotorer, videoplattform samt brandvarnare och självkörande bilar.
Digitaliseing low entry barriers och enkelt att komma på idéer.
Isolerade genom något som inte fanns förut eller sammanlänkande. Exemplet med Tink som sammanlänkar
Kostnaden för nya lösningar låg samt time to market kort.
Det som händer när nya lösningar kommer in är en fragmentering av värdekedjan.
Missnöje driver förändring. Bank branschen lågt SKI där 3 av 4 banker har påtagliga problem med missnöje.
Missnöje konsumenter öppna för nya lösningar.
Möjliggör fragmentering
Fin-Tech – Wonga och ZestFinance (privatlån) de räknar risk med hjälp av stora mängder data.
Enkelt att innovera digitalt
Digitalisering ökad transparens enklare att jämföra tjänster högre krav på priser, service och produkt. Exempel Cecilia Hermansson Swedbank Senior Economist.
Sett stor förändring I flertalet brancher som resor och retail, se hur företag som Momondo och Amazon förändrat dessa industrier. Visst är risken lägre att göra fel som konsument I ett köp av en bok online än bolån, men hur länge uppfattar konsumenter en risk alls?
Svenskars syn på risk att handla online har minskat kraftigt under de senate åren och 70 % av svenskarna har handlat online.
Vi har redan sett Lendo, Compricer med flera ta plats I kundinteraktionerna.
Anpassning är centralt för att lyckas en föränderlig värld
Banker kommer inte ersättas, men vad händer när noll interaktion och inga helkunder.
- Death by 1000 cuts, eller competitors.
McKinsey; “en era av fysisk skala är över, och nu handlar det om innovation och anpassning I en värld där förändring är normen”.
Darwin; “survival of the fittest” handlar inte om störst och starkast, utan bäst på att anpassa sig.
Accenture; Mental matris – agil vs traditionell samt specialiserad vs skalbar. Ett tänkbart scenario är att specialsiterna som är agila tar andelar med rådgivning och kan ta ut premium. De som inte är agila men har skalbarhet bli en backoffice bank. Accenture spår att de traditionella bankerna I USA kan förlora 35 % av marknadsandelarna till 2020 ty detta. Ser redan spår in sverige på utlåning där storbankerna minskat sina andelar, om än på en växande totalvolym.
Väga mellan två risker
Risken att göra fel – kostar pengar och kan förvirra kunderna
Risken att inte agera alls – någon annan gör det. Marketing myopia. Som brandvarnare och självkörande bilar!
Tror att vågen har rört sig till att risken att inte göra något alls som mer riskabelt.
Kostanden för innovation I det digitala världen är låg.
Viktigt att I de kundnära tjäsnterna hålla en hög innovationstakt
Göra lösningar med kort time to market som utgår från kundbeteenden och behov.
Våga göra fel.
Jämför inte med andra banker, utan tänk på att konsumenter jämför er med alla andra tjänster som tillhandahålls, från resor till twitter. David Craelius Avanza om det samt våga slänga saker.
Focus on the user and everything else will follow