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Bank
Operations
Delivering consistent customer experience by
transforming bank operational model.
Table of Content
2
Bank Overview
› Introduction
› Bank Operations Architecture Overview
• Front Office Operations
• Middle Office Operations
• Back Office Operations
› What is Current State of Bank Operations ?
Action Plan
› Transforming Banking Operations
› Front Office Customer Centric Transformation
Process
› Middle Office Operations Optimization
› Back Office Operations Transformation
Budget and Cost Analysis
› Budget for Implementing Digital Solution to
Functional Areas
› Cost Reduction Initiative - Outsourcing
Supply Chain Activities
Dashboard
› Tracking Total Loans and Deposits
› Tracking Customer Activities and Revenue
Generated
› Tracking Online Banking Activities
› Tracking Customer Satisfaction Score
› Tracking Customer Retention Rate
Overall Impact of Bank Operations
TransformationWhere Bank is Lagging ?
› Present Digital Delivery Gap in Bank
› Bank Comparative Analysis
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Employee Training Schedule
› Training Duration and Cost
› Internal Training of Employees
› External Training Schedule with Cost
Banking Industry Analysis
› Bank Operations Trends in Banking Sector
› Impact of Optimizing Bank Operations
Table of Content
3
Bank Overview
› Introduction
› Bank Operations Architecture Overview
• Front Office Operations
• Middle Office Operations
• Back Office Operations
› What is Current State of Bank Operations ?
Action Plan
› Transforming Banking Operations
› Front Office Customer Centric Transformation
Process
› Middle Office Operations Optimization
› Back Office Operations Transformation
Budget and Cost Analysis
› Budget for Implementing Digital Solution to
Functional Areas
› Cost Reduction Initiative - Outsourcing
Supply Chain Activities
Dashboard
› Tracking Total Loans and Deposits
› Tracking Customer Activities and Revenue
Generated
› Tracking Online Banking Activities
› Tracking Customer Satisfaction Score
› Tracking Customer Retention Rate
Overall Impact of Bank Operations
TransformationWhere Bank is Lagging ?
› Present Digital Delivery Gap in Bank
› Bank Comparative Analysis
This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
Employee Training Schedule
› Training Duration and Cost
› Internal Training of Employees
› External Training Schedule with Cost
Banking Industry Analysis
› Bank Operations Trends in Banking Sector
› Impact of Optimizing Bank Operations
Introduction
4
This slide depicts information regarding the bank’s objective of becoming technology advanced. This slide also displays information regarding the investment that bank will make for digital implementation and
benefits associated with the implementation
Investment
In next 2 years, an investment of $10 MM in bank operations
optimization which will include
Overall reduction of
operational costs
Automated
workflow
Streamlining
processes
Benefits
Highly motivated employees
will aid individual and
corporate customers through a
technological revolution
› Employee satisfaction score will
increase by 25%
› Employee productivity will increase
by 20%
Streamlining operational
processes
› Reducing turnaround time by 20%
Reducing operational costs
› Back office operational costs by
15%
Overall improving customer
experience
› Customer satisfaction score will
increase by 30%
› Customer retention rate will
increase by 25%
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Objective
To transform XYZ bank operations in order to maintain its position as the
innovation leader in Seattle and becoming one of the top five innovative
banks in US
Bank Operations Architecture Overview – Front Office
5
The purpose of this slide to provide information regarding front office operations and services that occur in bank on daily basis. The front office deals with direct interaction with customers
Customer Relationship Management Deliver Channel Management Marketing
› Corporate finance
› Trading
› Research
› Add text here
› Commercial
lending
› Commercial
payments
› International trade
services
› Cash and liquidity
management
› Add text here
Investment
Banking
Commercial &
Business Banking
› Payments and
remittances
› Deposits and
liability
› Cards/ unsecured
loans
› Secured loans/
mortgages
› Add text here
› Portfolio
management
› Financial planning
› Add text here
Retail
Banking
Wealth
Management
› Health
› Life
› Accident
› Retirement and
pension
› Annuity
› Add text here
› Personal and
business casualty
› Personal and
business property
› Add text here
Insurance
Non -
Life Insurance
Sales & Service – Marketing Customer & Product Management (“Front Office”)
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Bank Operations Architecture Overview – Middle Office
6
The purpose of this slide to provide information regarding middle office operations and services that occur in bank on daily basis. The middle office operations handles the risk and governance part
Risk Management (Middle Office)
Financial Risk Modelling Liquidity Risk Operational Risk
Fraud/ AML Market Risk Credit Risk
Governance & Compliance
Financial Control Audit Financial Reporting
Corporate Financial
Management
Regulations Compliance
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Bank Operations Architecture Overview – Back Office
7
The purpose of this slide to provide information regarding back office operations and services that occur in bank on daily basis. The back office consist of administrative, payment services
Core Processing (“Back Office”)
Customer and Account information – Onboarding and maintenance Contact History / CRM
Customer Information
Payments, Clearing & Settlement
International Payments Domestic Payments Financial Messaging
Trade clearing Statements and advices
Account analysis
& billing
Loan origination
Treasury operations Forex
Liability/ deposits
services
Loan servicing
Matching &
confirmations
Corporate actions
Cards - Issuance &
servicing
Collateral management
Add text here Add text here Add text here Add text here
Banking
Wealth management
Add text here
Rating
Add text here
Policy admin
Claim processing
Private Banking &
Wealth Management Insurance
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What is Current State of Bank Operations ?
8
This slide explains the present operational issues that bank is facing which leads to high costs, poor agility and decreased customer satisfaction which leads to adversely impact on overall bank performance
CurrentSate
Paper based Processes
Manual work and
disconnected
Siloed Data Sources
Information, tools are not shared
among different departments
Complex IT Systems
High level of uncertainty
Impact
High Costs
› Labor costs is 15% more than
industry standard
› Rework and error costs is
30% more
› Infrastructure maintenance
costs is 25% higher
Poor Agility
› Unable in launching new product
rapidly – Projects get delayed by 2-3
months
Poor Customer
Satisfaction
› Delay in response time by 2 hrs
› Lack in seamless experience
which reduced customer
satisfaction score by 45%
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Table of Content
9
Bank Overview
› Introduction
› Bank Operations Architecture Overview
• Front Office Operations
• Middle Office Operations
• Back Office Operations
› What is Current State of Bank Operations ?
Where Bank is Lagging ?
› Present Digital Delivery Gap in Bank
› Bank Comparative Analysis
Action Plan
› Transforming Banking Operations
› Front Office Customer Centric Transformation
Process
› Middle Office Operations Optimization
› Back Office Operations Transformation
Budget and Cost Analysis
› Budget for Implementing Digital Solution to
Functional Areas
› Cost Reduction Initiative - Outsourcing
Supply Chain Activities
Dashboard
› Tracking Total Loans and Deposits
› Tracking Customer Activities and Revenue
Generated
› Tracking Online Banking Activities
› Tracking Customer Satisfaction Score
› Tracking Customer Retention Rate
Overall Impact of Bank Operations
Transformation
This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
Employee Training Schedule
› Training Duration and Cost
› Internal Training of Employees
› External Training Schedule with Cost
Banking Industry Analysis
› Bank Operations Trends in Banking Sector
› Impact of Optimizing Bank Operations
Present Digital Delivery Gap in Bank
10
The slide displays the current delivery gap the firm has been facing in context to digital related activities and how much the bank lag in the mentioned focus areas as compared to the industry benchmark
Focus Areas Industry Standard Current Firm Capability Firm Lag
Real time synchronization 95% 24% 71%
Location driven services 83% 18% 65%
Customer analytics 94% 25% 69%
Multi channel integration 90% 40% 50%
Cognitive intelligence 74% 18% 56%
Digital advisory services 83% 30% 53%
Personal recommendation
assistance
86% 22% 64%
Add text here - - -
Add text here - - -
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Bank Comparative Analysis
11
The slide explains the present situation of bank as compared to the industry standard and its’s major competitors that are existing in the market by comparing them on various attributes
Error and scope of
rework
10% 34% 15% 8% 11% 13%
Cost incurred 650,000,000 700,000,000 875,000,000 525,000,000 595,000,000 825,000,000
Delay in Customer
response time
5-15 mins 2 hr 30 mins 20 mins 25 mins 30 mins
Attributes
Industry
Benchmark
Own Firm Competitor 1 Competitor 2 Competitor 3 Competitor 4
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Table of Content
12
Bank Overview
› Introduction
› Bank Operations Architecture Overview
• Front Office Operations
• Middle Office Operations
• Back Office Operations
› What is Current State of Bank Operations ?
Where Bank is Lagging ?
› Present Digital Delivery Gap in Bank
› Bank Comparative Analysis
Action Plan
› Transforming Banking Operations
› Front Office Customer Centric Transformation
Process
› Middle Office Operations Optimization
› Back Office Operations Transformation
Budget and Cost Analysis
› Budget for Implementing Digital Solution to
Functional Areas
› Cost Reduction Initiative - Outsourcing
Supply Chain Activities
Dashboard
› Tracking Total Loans and Deposits
› Tracking Customer Activities and Revenue
Generated
› Tracking Online Banking Activities
› Tracking Customer Satisfaction Score
› Tracking Customer Retention Rate
Overall Impact of Bank Operations
Transformation
This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
Employee Training Schedule
› Training Duration and Cost
› Internal Training of Employees
› External Training Schedule with Cost
Banking Industry Analysis
› Bank Operations Trends in Banking Sector
› Impact of Optimizing Bank Operations
Bank Operations Trends in Banking Sector
13
Various trends that are prevailing in the banking sector are mentioned so that bank can transform itself in context to the ongoing trends that are existing in banking industry
30%
Decrease in people
requirement in bank
operations in future
95%
Banks believe in
employers re-skilling
70%
Costlier in serving a
traditional account than a
fully digital account
87%
Banks considered
digital transformation
as bank priority
14%
Are IT related costs in banking
compared to industry average
(7%) that occur due to siloed,
outdated applications
Spent annually on
operations annually on non
optimized operating model
65%
Banks will become digitally
mature by 2020 as
compared to 20% in 2018
>$60
Billion
This graph/chart is linked to excel, and changes automatically based on data. Just left click on it and select “Edit Data”.
Impact of Optimizing Bank Operations at Industry Level
14
This slide explains what will be the impact of digitization in bank industry. How banks will get benefitted by becoming digitally advanced and what are the losses that banks will incur without digitization
By 2025, Without Digitization Banks could lose
of their profits in
consumer finance
60%
in payments and small
business lending
34%
in wealth
management
30%
in mortgages
20%
With Digitization of Bank Operations
› Greater efficiency
› Cost reduction
› Enhanced customer experience
› Potential annual savings with
Assets under Management
(AUM) of $100 MM - $300 MM
› Errors in processes with
regulatory components,
ultimately reducing risk
2 – 3x $1m+ Zero
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Table of Content
15
Bank Overview
› Introduction
› Bank Operations Architecture Overview
• Front Office Operations
• Middle Office Operations
• Back Office Operations
› What is Current State of Bank Operations ?
Where Bank is Lagging ?
› Present Digital Delivery Gap in Bank
› Bank Comparative Analysis
Action Plan
› Transforming Banking Operations
› Front Office Customer Centric Transformation
Process
› Middle Office Operations Optimization
› Back Office Operations Transformation
Budget and Cost Analysis
› Budget for Implementing Digital Solution to
Functional Areas
› Cost Reduction Initiative - Outsourcing
Supply Chain Activities
Dashboard
› Tracking Total Loans and Deposits
› Tracking Customer Activities and Revenue
Generated
› Tracking Online Banking Activities
› Tracking Customer Satisfaction Score
› Tracking Customer Retention Rate
Overall Impact of Bank Operations
Transformation
This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
Employee Training Schedule
› Training Duration and Cost
› Internal Training of Employees
› External Training Schedule with Cost
Banking Industry Analysis
› Bank Operations Trends in Banking Sector
› Impact of Optimizing Bank Operations
Transforming Banking Operations
16
The slide depicts the various operational strategies that bank can use in handling the issue it is facing. Technology used in order to achieve the objectives are mentioned like electronic storage is used to make
services shared in order to avoid data sources silos
*UBL – Universal Business Language
Problem Objective Operational Strategy Software/ Technology Implementation Duration
Paper based processes
Digital platform -
Volume reduction and reduce
duplication
› Standardization of client facing
processes like reducing client
onboarding process cycle time by
80%
Digital invoicing by UBL – open library
for XML documents like purchase
orders, invoice, transport logistics
1-3 months
Siloed data sources
Drive efficiency and enhance customer
experience
› Shared services within LOBs to
maintain client relationship
Optical character recognition
Electronic storage
Document scanning
3-5 months
Complex IT systems
Operational activities standardization
and simplification
› Standardize IT platforms with
minimal customization across the
globe
› Lean business processes
› Consolidating regional data centers
through IT global shared services
Unified ledger integration
Real time synchronization through
block chain technology
1- 2 months
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Front Office Customer Centric Transformation Process
17
The front office operations can be transformed by focusing on customer centric processes like customer relationship management that will lead to standardization of customer related processes by using cloud
based technology with the duration to implement it in the organization
Objective
Operational
Strategy
Technology
Used
Tools
Used
Implementation
Duration
Cost of
Implementation
Customer Relationship
Management
› Standardization of client
facing processes like
tracking customer data
› 360-degree customer
profile
› Real time reporting
Cloud based technology HubSpot CRM, Zoho CRM 1 - 4 months $15,000
Delivering omnichannel
experience
› Customer complaint
handing
› Automating low value
transactions
› Personalize human
interaction
› Embrace human –
machine interaction
Artificial intelligence,
predictive analytics, robotic
process automation
Add text here 3-4 months $20,000
Digital onboarding process
› Streamlining application
process by requesting
fewer documents from
customers
› Customized services
with effective support
across channels
Machine learning
Artificial intelligence
Appway 2-3 months $11,000
Service Delivery
Management
› Add text here
› Add text here
Add text here Add text here 2-4 months $12,000
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Middle Office Operations Optimization
18
The middle office operations can be transformed by focusing on managing regulatory compliance and governance like risk management that will lead to reducing frauds and building better reputation bank by
regular audits and reviews
Objective Operational
Strategy
Technology
Used
Tools
Used
Implementation
Duration
Cost of
Implementation
Risk Management
(fraud reduction)
Governance
› Regular audits
› Anti money laundering process
› KYC
› Improved fraud detection
› Regular review of
organizational structure, roles
and responsibilities for proper
documentation
› Centralized issue management
process
Robotic process
automation
Machine learning
Add text here
Hexanika, 360 Factors,
CrowdCheck, Accuity
Progression matrix, Document
request list
1-2 months
3-4 months
$25,000
$35,000
Effective compliance
maintenance
Building positive
reputation
› Establishing compliance
program
› Cross departments regulatory
reviews
› Routine internal auditing and
monitoring
› Performance benchmark and
auditing
› Add text here
RegTech – helps bank in
meeting regulatory
requirements via
technology
Merlon Intelligence,
RegTek Solutions ,
Catelas
2-3 months $30,000
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Back Office Operations Transformation
19
The back office operations can be transformed by focusing on managing customer information and payments related issues like settlement and clearing. These operations can be handled by maintaining
customer information in customer information file and payments systems like large value payments system
Customer information
maintenance
› Digital file to store all
crucial information about
bank customer’s personal
and account information,
transactions
Customer Information
System
Customer information File 1 month $35,000
Payments clearings and
settlement
› Safe, ubiquitous and
faster payments
› Reduce fraud risk
› Advanced safety and
security in payment
system
› End to end efficiency in
cross border payments
Securities settlement
systems
Large value payment
systems – handle large
value payments and time
critical payments
Clearing House Interbank
Payment System (CHIPS) –
real time transmitting and
settling payments among
participating banks
Zelle
Remote deposit capture
1- 2 months $25,000
Add text here › Add text here Add text here Add text here Add text here Add text here
Add text here › Add text here Add text here Add text here Add text here Add text here
Objective
Operational
Strategy
Technology
Used
Tools
Used
Implementation
Duration
Cost of
Implementation
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Table of Content
20
Bank Overview
› Introduction
› Bank Operations Architecture Overview
• Front Office Operations
• Middle Office Operations
• Back Office Operations
› What is Current State of Bank Operations ?
Where Bank is Lagging ?
› Present Digital Delivery Gap in Bank
› Bank Comparative Analysis
Action Plan
› Transforming Banking Operations
› Front Office Customer Centric Transformation
Process
› Middle Office Operations Optimization
› Back Office Operations Transformation
Budget and Cost Analysis
› Budget for Implementing Digital Solution to
Functional Areas
› Cost Reduction Initiative - Outsourcing
Supply Chain Activities
Dashboard
› Tracking Total Loans and Deposits
› Tracking Customer Activities and Revenue
Generated
› Tracking Online Banking Activities
› Tracking Customer Satisfaction Score
› Tracking Customer Retention Rate
Overall Impact of Bank Operations
Transformation
This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
Employee Training Schedule
› Training Duration and Cost
› Internal Training of Employees
› External Training Schedule with Cost
Banking Industry Analysis
› Bank Operations Trends in Banking Sector
› Impact of Optimizing Bank Operations
Training Duration and Cost (1/2)
21
The plan is prepared for necessary training of the specific employees in various departments for their development. The required training is presented with the duration and training cost
Total
Employees
Employees that
Require Training
Training
Skill Set
Duration
Cost per
Employee ($)
Marketing 40 30 Digital marketing 6 months 150
Operations 20 15 Lean management 3 months 200
Finance 20 10
Overall financial
management
3 months 225
Strategy 30 15 Add text here 3 months 150
Human Resource 10 7 Strategic HR planning 3 months 100
Add text here Add text here Add text here Add text here Add text here Add text here
Add text here Add text here Add text here Add text here Add text here Add text here
Department
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Training Duration and Cost (2/2)
22
The plan is prepared for necessary training of the specific employees in various departments for their development. The required training schedule is presented with the duration and training cost.
Focus Activities Duration In house External
Cost per
Employee
Compliance Team
› Reskilling
› To meet demands of
everchanging risk,
business and
regulatory
environment
› Redirecting
resources from data
management to
increase compliance
remediation and
reporting
› Maintaining balance
between streamlining
process and
flexibility to address
evolving challenges
and requirements
2-4 months Yes $75
Team A › Add text here › Add text here Add text here Add text here Add text here Add text here
Team B › Add text here › Add text here Add text here Add text here Add text here Add text here
Team C › Add text here › Add text here Add text here Add text here Add text here Add text here
Team
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Internal Training of Employees
23
The internal training that is required by employees is presented in this slide. This kind of training they will get by their colleagues, peers. This kind of training can be cross functional. Activities required in such
kind training are mentioned in the slide
Objectives Description Activities
Digitization of bank processes
Technical skills training
Data analysis, automation,
programming
Self assessment tools
One on one evaluation
Risk handling and fraud
management
Risk management and compliance
training
Skills Development
Role playing
Handling information siloes Cross functional projects handling
Self assessment tools
Podcasts
Online modules
Role playing
Add text here Add text here Add text here
Add text here Add text here Add text here
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External Training Schedule with Cost
24
The employees will also require external training which will play important role in their development. The external training will be given by experts of various fields. This training will not be free, and charges will
cost the firm per employee
Advanced software training
› Self assessment tools
› 3 hours class
› 3 online modules
› $150 per employee
› 7 hour blended real time online
class
› 3 – in person seminars
› $250 per employee
Advanced skills training
› Self assessment tools
› 4 hours class
› 7 online modules
› One on One evaluation
› $150 per employee
› 4 hour blended real time online
class
› 3 coaching sessions
› $250 per employee
Governance and compliance
training
› Self assessment tools
› 4 hours class
› 3 online modules
› Role playing
› $150 per employee
› 3 hour blended real time online
class
› 3 coaching sessions
› 3-hour role playing
› $250 per employee
Risk management
› Self assessment tools
› 4 30 min. podcasts
› 3 online modules
› Role playing
› $150 per employee
› 5 hour blended real time online
class
› 3 in person seminars
› 3-hour role playing
› $250 per employee
Levels
01 02Packages
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Table of Content
25
Bank Overview
› Introduction
› Bank Operations Architecture Overview
• Front Office Operations
• Middle Office Operations
• Back Office Operations
› What is Current State of Bank Operations ?
Where Bank is Lagging ?
› Present Digital Delivery Gap in Bank
› Bank Comparative Analysis
Action Plan
› Transforming Banking Operations
› Front Office Customer Centric Transformation
Process
› Middle Office Operations Optimization
› Back Office Operations Transformation
Budget and Cost Analysis
› Budget for Implementing Digital Solution to
Functional Areas
› Cost Reduction Initiative - Outsourcing
Supply Chain Activities
Dashboard
› Tracking Total Loans and Deposits
› Tracking Customer Activities and Revenue
Generated
› Tracking Online Banking Activities
› Tracking Customer Satisfaction Score
› Tracking Customer Retention Rate
Overall Impact of Bank Operations
Transformation
This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
Employee Training Schedule
› Training Duration and Cost
› Internal Training of Employees
› External Training Schedule with Cost
Banking Industry Analysis
› Bank Operations Trends in Banking Sector
› Impact of Optimizing Bank Operations
Budget for Implementing Digital Solution to Functional Areas
26
Firm has prepared a budget for making bank technologically advanced by installing digital solutions with information regarding their cost of implementation and duration
Anti money laundering XYZ Software 5 hr $15,000
Risk Management ABC Software 2 hr $12,000
Client Onboarding Process Add text here Add text here Add text here
Payment processing Add text here Add text here Add text here
Multi channel customer
management
Add text here Add text here Add text here
Document Management Add text here Add text here Add text here
Functional
Area
Software
Implement
Duration
Cost of
Implementation
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Cost Reduction Initiative – Outsourcing Supply Chain Activities
27
This purpose of this slide is to have information regarding the how the firm can reduce its expenses by outsourcing some of the additional services.
Cash supply chain
activity
Bank Service
charges
(Cost/ Month)
Third party service
charges
(Cost/ Month)
Savings/
Month
Savings %
Courier Services $208.00 $172.00 $36.00 17.3%
ATM Maintenance $165.00 $90.00 $75.00 45.5%
Currency
Management
$150.00 $50.00 $100.00 66.7%
Currency processing - $115.51 ($115.51) n/a
Add text here $85.56 $64.17 $21,39 25.0%
Total $608.56 $491.68 $116,88 19.2%
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Table of Content
28
Bank Overview
› Introduction
› Bank Operations Architecture Overview
• Front Office Operations
• Middle Office Operations
• Back Office Operations
› What is Current State of Bank Operations ?
Where Bank is Lagging ?
› Present Digital Delivery Gap in Bank
› Bank Comparative Analysis
Action Plan
› Transforming Banking Operations
› Front Office Customer Centric Transformation
Process
› Middle Office Operations Optimization
› Back Office Operations Transformation
Budget and Cost Analysis
› Budget for Implementing Digital Solution to
Functional Areas
› Cost Reduction Initiative - Outsourcing
Supply Chain Activities
Dashboard
› Tracking Total Loans and Deposits
› Tracking Customer Activities and Revenue
Generated
› Tracking Online Banking Activities
› Tracking Customer Satisfaction Score
› Tracking Customer Retention Rate
Overall Impact of Bank Operations
Transformation
This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
Employee Training Schedule
› Training Duration and Cost
› Internal Training of Employees
› External Training Schedule with Cost
Banking Industry Analysis
› Bank Operations Trends in Banking Sector
› Impact of Optimizing Bank Operations
Dashboard – Tracking Total Loans and Deposits
29
This slide contains dashboard that are used to track the loans and deposits in the bank
$1.3 $1.3
$0.9
$0.6
$0.0
$0.2
$0.4
$0.6
$0.8
$1.0
$1.2
$1.4
West South North East
By Region
$0.19
$0.24
$0.20
$0.27
$0.11
$0.33
$0.38
$0.39
$0.62
$0.56
$0.60
$0.00 $0.10 $0.20 $0.30 $0.40 $0.50 $0.60 $0.70
Mid Atlantic
Greast Lakes
Greast Rains
Southeast
Pacific
Northeast
Northeast
Mideast
Galf
South Contral
Southeast
By District (Sub – Region)
$4.1B
Total (Dec 2019)
10.8%
Growth Rate (12 Mo)
5.4%
Growth Rate (12 Mo)
2.7%
Growth Rate (12 Mo)
$0.0
$3.4
$3.9
$3.5
$4.0 $4.1 $3.9 $4.0 $3.9 $4.1 $3.9 $4.1
$0.0
$1.0
$2.0
$3.0
$4.0
$5.0
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
12 Month Trend
This graph/chart is linked to excel, and changes automatically based on data. Just left click on it and select “Edit Data”.
Dashboard – Tracking Customer Activities and Revenue Generated
30
This slide contains dashboard that will allow bank to track the customer activities in terms of new customer acquired, customer acquisition cost and overall revenue generated.
50
70 70
120
180
230
0 €
50 €
100 €
150 €
200 €
250 €
300 €
January February March
Compared to Previous Year
Last Period Current Period
35
32
29
25
30
39
0
5
10
15
20
25
30
35
40
January February March
Compared to Pervious Year
Last Period Current Period
1.5
1.8 2
4.5
5.8 6
0 €
2 €
4 €
6 €
8 €
January February March
Compared to previous Year
Last Period Current Period
8.135 €
78,324 €
CAC vs Customer Lifetime Value
(CLV)
CAC CLV
Revenue
$652,875
Actual
Revenue
$457,875
Target
Revenue
118%
Target Achievement
# of New Customers
97
New
Customers
110 Target
88%
Target Achievement
Avg. Revenue per Customer
$6,575
Actual
Revenue
$4,575
Target
Revenue
Customers Acquisition
Cost (CAC)
$3,675 Actual CAC
$2,622 Target CAC
104%
Target Achievement
103%
Target Achievement
9.6x
This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
Dashboard – Tracking Online Banking Activities
31
This slide contains dashboard that will allow bank to track the online customer activities in terms of new customer connected with bank on online platform, fraud prevention. It will also help the bank in tracking
the numbers of employees that are connected to bank through mobile access
0
20000
40000
07:27 PM 07:30 PM 07:33 PM 07:36 PM
Transactions
Online Banking
16,409
Users Connected
0
20000
40000
60000
07:27 PM 07:30 PM 07:33 PM 07:36 PM
Mobile Operations
Mobile Access
24,082
Employees Connected
Payroll Service
0
20
40
07:27 PM 07:30 PM 07:33 PM 07:36 PM
Self Service Corrections
78%
0% 20% 40% 60% 80% 100%
Paycheck Calculated this Month
Express Invoicing
0
5000
10000
07:27 PM 07:30 PM 07:33 PM 07:36 PM
Invoices
8,981
Current Invoices
74%
Account in Debt
Account Management
5,192
USD Average Balance
0
15
30
07:27 PM 07:30 PM 07:33 PM 07:36 PM
Blocked Authorizations
Fraud Prevention
1000
3000
5000
07:27 PM 07:30 PM 07:33 PM 07:36 PM
Transactions Validated per Second
800F
870F
730F
610F
920F
ATM
USA, North America
This graph/chart is linked to excel, and changes automatically based on data. Just left click on it and select “Edit Data”.
Target (75%)
Dashboard – Tracking Customer Satisfaction Score
32
This slide contains dashboard that depicts the overall customer satisfaction into quantitative form
74%
Total (Dec 2019)
94%
Best Demonstrated
57%
Worst Demonstrated
+1%
Avg. Variance Target
78% 77%
74%
60%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
South East West North
By Region
63%
49%
69%
70%
76%
77%
77%
82%
83%
85%
95%
0% 20% 40% 60% 80% 100%
Greast Lakes
Mideast
Southweast
Galf
Northeast
Greast Rains
Pacific
South Contral
Mid Atlantic
Northewest
Southeast
By District (Sub – Region)
This graph/chart is linked to excel, and changes automatically based on data. Just left click on it and select “Edit Data”.
73.3%
70.3%
75.4%
79.1%
75.1%
72.7% 73.2%
77.5%
81%
71.5%
75.5%
74.3%
70%
72%
74%
76%
78%
80%
82%
January February March April May June July August September October November December
12 Month Trend
Dashboard – Tracking Customer Retention Rate
33
This slide contains dashboard that will allow bank to track the retention rate of customer within span of 6 months. Number of accounts that are successfully retained by the bank. It will also bank in tracking
accounts that are cancelled
Net Retention (with 6 Month Range)
$0 $2 $4 $6
Contraction
Last Month: $4.5k
$0 $2 $4 $6
Expansion
Last Month: $4.6k
Account Name Date Seats Lifetime Type MRR
Porky P.I.G. Jul 20 2 2.5 - $40
Duckworth Jul 20 1 8.2 - $20
Mickey MO Jul 19 1 4.3 - $20
Wiley Jul 19 8 2.5 Partner $160
Road Runners Jul 19 2 1.2 - $40
Bugsy Jul 18 1 23.6 - $20
Minnie Jul 18 1 18.2 - $20
Pete’s Pans Jul 18 1 13.3 - $20
Sleeping Beautiful Jul 17 2 8.7 - $40
Hook’ Small C….. Jul 17 1 2.1 - $20
Goof Glue Jul 16 3 2.5 - $60
Aladdin Rugs Jul 15 2 2.3 - $40
12 2 7.47.4 $500
$0 $2 $4 $6
Cancel
Last Month: $5.7k
$5.4k $1.6k $8.2k
$0 $1 $2 $3 $4 $5 $6
Net Retention
Last Month: 98.10%
100.98%
Net MRR: $14,264 Net Retention: $1,278
Cancelled Accounts (This Week)
This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
34
This slide contains dashboard that will allow bank to track the retention rate of customer within span of 6 months. Number of accounts that are successfully retained by the bank. It will also bank in tracking
accounts that are cancelled
MRR (Direct/ Partner)
-$773
-$3,100
-$833
-$773
$2,454
$4,660
-$4,000 -$3,500 -$3,000 -$2,500 -$2,000 -$1,500 -$1,000 -$500 $0 $500 $1,000 $1,500 $2,000 $2,500 $3,000 $3,500 $4,000 $4,500 $5,000
Partner
Direct
MRR
Cancel
Contraction
Expansion
Dashboard – Tracking Customer Retention Rate
95%
97%
99%
101%
103%
105%
-20000
-15000
-10000
-5000
0
5000
10000
15000
20000
Jul-16 Aug-16 Sep-16 Oct-16 Nov-16 Dec-16 Jan-17 Feb-17 Mar-17 Apr-17 May-17 Jun-17 Jul-17
Retention Components Over Time
Cancel Expansion Contraction Net Retention
97.5%
97.7%
97.9%
98.1%
98.3%
98.5%
98.7%
-200
-100
0
100
200
300
400
500
600
Jul-16 Aug-16 Sep-16 Oct-16 Nov-16 Dec-16 Jan-17 Feb-17 Mar-17 Apr 17 May-17 Jun-17 Jul-17
Retention
#Accounts
# Account Retention
Cancel New Net Retention
This graph/chart is linked to excel, and changes automatically based on data. Just left click on it and select “Edit Data”.
Table of Content
35
Bank Overview
› Introduction
› Bank Operations Architecture Overview
• Front Office Operations
• Middle Office Operations
• Back Office Operations
› What is Current State of Bank Operations ?
Where Bank is Lagging ?
› Present Digital Delivery Gap in Bank
› Bank Comparative Analysis
Action Plan
› Transforming Banking Operations
› Front Office Customer Centric Transformation
Process
› Middle Office Operations Optimization
› Back Office Operations Transformation
Budget and Cost Analysis
› Budget for Implementing Digital Solution to
Functional Areas
› Cost Reduction Initiative - Outsourcing
Supply Chain Activities
Dashboard
› Tracking Total Loans and Deposits
› Tracking Customer Activities and Revenue
Generated
› Tracking Online Banking Activities
› Tracking Customer Satisfaction Score
› Tracking Customer Retention Rate
Overall Impact of Bank Operations
Transformation
This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
Employee Training Schedule
› Training Duration and Cost
› Internal Training of Employees
› External Training Schedule with Cost
Banking Industry Analysis
› Bank Operations Trends in Banking Sector
› Impact of Optimizing Bank Operations
Overall Impact of Bank Operations Transformation (1/2)
36
This slide depicts the impact of successful transformation in terms of bank operations which resulted in reduction of overall bank expenses. In house training of customers has lower down training costs by 21%
17%
Overall Transformation
Process Costs reduced
due to
› Big Data analytics
› Machine learning
› Add text here
27%
Decrease in Error
Remediation Costs due to
› Improved system operations
› Add text here
21%
Reduction in Training Costs
due to
› Certified and trained
employees with regular and
in-house training
› Add text here
26%
Decrement in Distribution
Costs due to
› Overall costs reduced by
outsourcing some activities at
lower prices
› Add text here
37%
Decrease in Overall
Labor Costs due to
› Overall labor cost has
been reduced by
automating and
digitizing processes
› Add text here
This graph/chart is linked to excel, and changes automatically based on data. Just left click on it and select “Edit Data”.
Overall Impact of Bank Operations Transformation (2/2)
37
This slide depicts the impact of successful transformation in terms of bank operations which resulted in reduction of overall bank expenses. Compliance optimization has resulted in integration of financial and
operational data into regulatory reporting framework. It also depicts that how much the focus area has been improved from the previous state
Focus Past State Present State Benefit
Client Onboarding
Process
55% 92%
Enhanced Onboarding
Process
› Less KYC Fraud
› Better customer
relationship
› Add text here
Risk management 28% 88%
› Regular auditing
› Fewer risk fraud
› Add text here
Back Office Operations
Optimization
38% 88%
› Add text here
› Add text here
› Add text here
This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
Bank Operations Icons Slide
38
39
Additional Slides
Technology Adoption and Usage
40
The purpose of this slide to provide information regarding the technology advancement and increased usage of digital platform in banking sector.
38%
51%
17%
33%
Mobile Banking** Fintech Services ***
2019 2020
0
20
40
60
80
100
2012 2013 2014 2015 2016 2017 2018 2019 2020
Percent of U.S adults who own
Internet
Smartphone
Broadband
Social Media
Tablet
30 60 90 Days Plan for Internal Training
41
The slide tells about the 30 60 90 days plan for the internal training that employee will get.
30
Days
This slide is 100% editable. Adapt it to your needs and
capture your audience's attention.
Technical Training
Skills development
60
Days
This slide is 100% editable. Adapt it to your needs and
capture your audience's attention.
Cross functional
project handling
90
Days
This slide is 100% editable. Adapt it to your needs and
capture your audience's attention.
Performance Management
Self assessment tools
Our Mission
42
This slide is 100% editable. Adapt it to your needs and capture
your audience's attention.
Vision
This slide is 100% editable. Adapt it to your needs and capture
your audience's attention.
Mission
This slide is 100% editable. Adapt it to your needs and capture
your audience's attention.
Goal
Meet Our Team
43
This slide is 100% editable. Adapt it to
your needs and capture your
audience's attention.
Name Here
Designation
This slide is 100% editable. Adapt it to
your needs and capture your
audience's attention.
Name Here
Designation
This slide is 100% editable. Adapt it to
your needs and capture your
audience's attention.
Name Here
Designation
44
About Us
This slide is 100% editable. Adapt it to your needs and capture
your audience's attention.
Target Audience
This slide is 100% editable. Adapt it to your needs and capture
your audience's attention.
Value Clients
This slide is 100% editable. Adapt it to your needs and capture
your audience's attention.
Preferred by Many
Comparison
45
60%
This slide is 100% editable. Adapt it
to your needs and capture your
audience's attention.
Text Here
This slide is 100% editable. Adapt
it to your needs and capture your
audience's attention.
Text HereThis slide is 100% editable. Adapt
it to your needs and capture your
audience's attention.
Text Here
15%
25%
Timeline
46
This slide is 100% editable. Adapt
it to your needs and capture your
audience's attention
Text Here
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it to your needs and capture your
audience's attention
Text Here
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it to your needs and capture your
audience's attention
Text Here
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it to your needs and capture your
audience's attention
Text Here
201920182017 2020
Financial
47
50%
In 2020
This slide is 100% editable. Adapt it to
your needs and capture your
audience's attention.
Minimum
95%
In 2020
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your needs and capture your
audience's attention.
Maximum
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your needs and capture your
audience's attention.
Medium
In 2020
75%
Post it Notes
48
This slide is 100% editable. Adapt it
to your needs and capture your
audience's attention.
Text Here
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to your needs and capture your
audience's attention.
Text Here
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to your needs and capture your
audience's attention.
Text Here
49
Thank You
Email Address
emailaddress123@gmail.com
Contact Number
0123456789
Address
# street number, city, state

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Bank Operations PowerPoint Presentation Slides

  • 1. Bank Operations Delivering consistent customer experience by transforming bank operational model.
  • 2. Table of Content 2 Bank Overview › Introduction › Bank Operations Architecture Overview • Front Office Operations • Middle Office Operations • Back Office Operations › What is Current State of Bank Operations ? Action Plan › Transforming Banking Operations › Front Office Customer Centric Transformation Process › Middle Office Operations Optimization › Back Office Operations Transformation Budget and Cost Analysis › Budget for Implementing Digital Solution to Functional Areas › Cost Reduction Initiative - Outsourcing Supply Chain Activities Dashboard › Tracking Total Loans and Deposits › Tracking Customer Activities and Revenue Generated › Tracking Online Banking Activities › Tracking Customer Satisfaction Score › Tracking Customer Retention Rate Overall Impact of Bank Operations TransformationWhere Bank is Lagging ? › Present Digital Delivery Gap in Bank › Bank Comparative Analysis This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Employee Training Schedule › Training Duration and Cost › Internal Training of Employees › External Training Schedule with Cost Banking Industry Analysis › Bank Operations Trends in Banking Sector › Impact of Optimizing Bank Operations
  • 3. Table of Content 3 Bank Overview › Introduction › Bank Operations Architecture Overview • Front Office Operations • Middle Office Operations • Back Office Operations › What is Current State of Bank Operations ? Action Plan › Transforming Banking Operations › Front Office Customer Centric Transformation Process › Middle Office Operations Optimization › Back Office Operations Transformation Budget and Cost Analysis › Budget for Implementing Digital Solution to Functional Areas › Cost Reduction Initiative - Outsourcing Supply Chain Activities Dashboard › Tracking Total Loans and Deposits › Tracking Customer Activities and Revenue Generated › Tracking Online Banking Activities › Tracking Customer Satisfaction Score › Tracking Customer Retention Rate Overall Impact of Bank Operations TransformationWhere Bank is Lagging ? › Present Digital Delivery Gap in Bank › Bank Comparative Analysis This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Employee Training Schedule › Training Duration and Cost › Internal Training of Employees › External Training Schedule with Cost Banking Industry Analysis › Bank Operations Trends in Banking Sector › Impact of Optimizing Bank Operations
  • 4. Introduction 4 This slide depicts information regarding the bank’s objective of becoming technology advanced. This slide also displays information regarding the investment that bank will make for digital implementation and benefits associated with the implementation Investment In next 2 years, an investment of $10 MM in bank operations optimization which will include Overall reduction of operational costs Automated workflow Streamlining processes Benefits Highly motivated employees will aid individual and corporate customers through a technological revolution › Employee satisfaction score will increase by 25% › Employee productivity will increase by 20% Streamlining operational processes › Reducing turnaround time by 20% Reducing operational costs › Back office operational costs by 15% Overall improving customer experience › Customer satisfaction score will increase by 30% › Customer retention rate will increase by 25% This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Objective To transform XYZ bank operations in order to maintain its position as the innovation leader in Seattle and becoming one of the top five innovative banks in US
  • 5. Bank Operations Architecture Overview – Front Office 5 The purpose of this slide to provide information regarding front office operations and services that occur in bank on daily basis. The front office deals with direct interaction with customers Customer Relationship Management Deliver Channel Management Marketing › Corporate finance › Trading › Research › Add text here › Commercial lending › Commercial payments › International trade services › Cash and liquidity management › Add text here Investment Banking Commercial & Business Banking › Payments and remittances › Deposits and liability › Cards/ unsecured loans › Secured loans/ mortgages › Add text here › Portfolio management › Financial planning › Add text here Retail Banking Wealth Management › Health › Life › Accident › Retirement and pension › Annuity › Add text here › Personal and business casualty › Personal and business property › Add text here Insurance Non - Life Insurance Sales & Service – Marketing Customer & Product Management (“Front Office”) This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 6. Bank Operations Architecture Overview – Middle Office 6 The purpose of this slide to provide information regarding middle office operations and services that occur in bank on daily basis. The middle office operations handles the risk and governance part Risk Management (Middle Office) Financial Risk Modelling Liquidity Risk Operational Risk Fraud/ AML Market Risk Credit Risk Governance & Compliance Financial Control Audit Financial Reporting Corporate Financial Management Regulations Compliance This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 7. Bank Operations Architecture Overview – Back Office 7 The purpose of this slide to provide information regarding back office operations and services that occur in bank on daily basis. The back office consist of administrative, payment services Core Processing (“Back Office”) Customer and Account information – Onboarding and maintenance Contact History / CRM Customer Information Payments, Clearing & Settlement International Payments Domestic Payments Financial Messaging Trade clearing Statements and advices Account analysis & billing Loan origination Treasury operations Forex Liability/ deposits services Loan servicing Matching & confirmations Corporate actions Cards - Issuance & servicing Collateral management Add text here Add text here Add text here Add text here Banking Wealth management Add text here Rating Add text here Policy admin Claim processing Private Banking & Wealth Management Insurance This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 8. What is Current State of Bank Operations ? 8 This slide explains the present operational issues that bank is facing which leads to high costs, poor agility and decreased customer satisfaction which leads to adversely impact on overall bank performance CurrentSate Paper based Processes Manual work and disconnected Siloed Data Sources Information, tools are not shared among different departments Complex IT Systems High level of uncertainty Impact High Costs › Labor costs is 15% more than industry standard › Rework and error costs is 30% more › Infrastructure maintenance costs is 25% higher Poor Agility › Unable in launching new product rapidly – Projects get delayed by 2-3 months Poor Customer Satisfaction › Delay in response time by 2 hrs › Lack in seamless experience which reduced customer satisfaction score by 45% This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 9. Table of Content 9 Bank Overview › Introduction › Bank Operations Architecture Overview • Front Office Operations • Middle Office Operations • Back Office Operations › What is Current State of Bank Operations ? Where Bank is Lagging ? › Present Digital Delivery Gap in Bank › Bank Comparative Analysis Action Plan › Transforming Banking Operations › Front Office Customer Centric Transformation Process › Middle Office Operations Optimization › Back Office Operations Transformation Budget and Cost Analysis › Budget for Implementing Digital Solution to Functional Areas › Cost Reduction Initiative - Outsourcing Supply Chain Activities Dashboard › Tracking Total Loans and Deposits › Tracking Customer Activities and Revenue Generated › Tracking Online Banking Activities › Tracking Customer Satisfaction Score › Tracking Customer Retention Rate Overall Impact of Bank Operations Transformation This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Employee Training Schedule › Training Duration and Cost › Internal Training of Employees › External Training Schedule with Cost Banking Industry Analysis › Bank Operations Trends in Banking Sector › Impact of Optimizing Bank Operations
  • 10. Present Digital Delivery Gap in Bank 10 The slide displays the current delivery gap the firm has been facing in context to digital related activities and how much the bank lag in the mentioned focus areas as compared to the industry benchmark Focus Areas Industry Standard Current Firm Capability Firm Lag Real time synchronization 95% 24% 71% Location driven services 83% 18% 65% Customer analytics 94% 25% 69% Multi channel integration 90% 40% 50% Cognitive intelligence 74% 18% 56% Digital advisory services 83% 30% 53% Personal recommendation assistance 86% 22% 64% Add text here - - - Add text here - - - This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 11. Bank Comparative Analysis 11 The slide explains the present situation of bank as compared to the industry standard and its’s major competitors that are existing in the market by comparing them on various attributes Error and scope of rework 10% 34% 15% 8% 11% 13% Cost incurred 650,000,000 700,000,000 875,000,000 525,000,000 595,000,000 825,000,000 Delay in Customer response time 5-15 mins 2 hr 30 mins 20 mins 25 mins 30 mins Attributes Industry Benchmark Own Firm Competitor 1 Competitor 2 Competitor 3 Competitor 4 This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 12. Table of Content 12 Bank Overview › Introduction › Bank Operations Architecture Overview • Front Office Operations • Middle Office Operations • Back Office Operations › What is Current State of Bank Operations ? Where Bank is Lagging ? › Present Digital Delivery Gap in Bank › Bank Comparative Analysis Action Plan › Transforming Banking Operations › Front Office Customer Centric Transformation Process › Middle Office Operations Optimization › Back Office Operations Transformation Budget and Cost Analysis › Budget for Implementing Digital Solution to Functional Areas › Cost Reduction Initiative - Outsourcing Supply Chain Activities Dashboard › Tracking Total Loans and Deposits › Tracking Customer Activities and Revenue Generated › Tracking Online Banking Activities › Tracking Customer Satisfaction Score › Tracking Customer Retention Rate Overall Impact of Bank Operations Transformation This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Employee Training Schedule › Training Duration and Cost › Internal Training of Employees › External Training Schedule with Cost Banking Industry Analysis › Bank Operations Trends in Banking Sector › Impact of Optimizing Bank Operations
  • 13. Bank Operations Trends in Banking Sector 13 Various trends that are prevailing in the banking sector are mentioned so that bank can transform itself in context to the ongoing trends that are existing in banking industry 30% Decrease in people requirement in bank operations in future 95% Banks believe in employers re-skilling 70% Costlier in serving a traditional account than a fully digital account 87% Banks considered digital transformation as bank priority 14% Are IT related costs in banking compared to industry average (7%) that occur due to siloed, outdated applications Spent annually on operations annually on non optimized operating model 65% Banks will become digitally mature by 2020 as compared to 20% in 2018 >$60 Billion This graph/chart is linked to excel, and changes automatically based on data. Just left click on it and select “Edit Data”.
  • 14. Impact of Optimizing Bank Operations at Industry Level 14 This slide explains what will be the impact of digitization in bank industry. How banks will get benefitted by becoming digitally advanced and what are the losses that banks will incur without digitization By 2025, Without Digitization Banks could lose of their profits in consumer finance 60% in payments and small business lending 34% in wealth management 30% in mortgages 20% With Digitization of Bank Operations › Greater efficiency › Cost reduction › Enhanced customer experience › Potential annual savings with Assets under Management (AUM) of $100 MM - $300 MM › Errors in processes with regulatory components, ultimately reducing risk 2 – 3x $1m+ Zero This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 15. Table of Content 15 Bank Overview › Introduction › Bank Operations Architecture Overview • Front Office Operations • Middle Office Operations • Back Office Operations › What is Current State of Bank Operations ? Where Bank is Lagging ? › Present Digital Delivery Gap in Bank › Bank Comparative Analysis Action Plan › Transforming Banking Operations › Front Office Customer Centric Transformation Process › Middle Office Operations Optimization › Back Office Operations Transformation Budget and Cost Analysis › Budget for Implementing Digital Solution to Functional Areas › Cost Reduction Initiative - Outsourcing Supply Chain Activities Dashboard › Tracking Total Loans and Deposits › Tracking Customer Activities and Revenue Generated › Tracking Online Banking Activities › Tracking Customer Satisfaction Score › Tracking Customer Retention Rate Overall Impact of Bank Operations Transformation This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Employee Training Schedule › Training Duration and Cost › Internal Training of Employees › External Training Schedule with Cost Banking Industry Analysis › Bank Operations Trends in Banking Sector › Impact of Optimizing Bank Operations
  • 16. Transforming Banking Operations 16 The slide depicts the various operational strategies that bank can use in handling the issue it is facing. Technology used in order to achieve the objectives are mentioned like electronic storage is used to make services shared in order to avoid data sources silos *UBL – Universal Business Language Problem Objective Operational Strategy Software/ Technology Implementation Duration Paper based processes Digital platform - Volume reduction and reduce duplication › Standardization of client facing processes like reducing client onboarding process cycle time by 80% Digital invoicing by UBL – open library for XML documents like purchase orders, invoice, transport logistics 1-3 months Siloed data sources Drive efficiency and enhance customer experience › Shared services within LOBs to maintain client relationship Optical character recognition Electronic storage Document scanning 3-5 months Complex IT systems Operational activities standardization and simplification › Standardize IT platforms with minimal customization across the globe › Lean business processes › Consolidating regional data centers through IT global shared services Unified ledger integration Real time synchronization through block chain technology 1- 2 months This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 17. Front Office Customer Centric Transformation Process 17 The front office operations can be transformed by focusing on customer centric processes like customer relationship management that will lead to standardization of customer related processes by using cloud based technology with the duration to implement it in the organization Objective Operational Strategy Technology Used Tools Used Implementation Duration Cost of Implementation Customer Relationship Management › Standardization of client facing processes like tracking customer data › 360-degree customer profile › Real time reporting Cloud based technology HubSpot CRM, Zoho CRM 1 - 4 months $15,000 Delivering omnichannel experience › Customer complaint handing › Automating low value transactions › Personalize human interaction › Embrace human – machine interaction Artificial intelligence, predictive analytics, robotic process automation Add text here 3-4 months $20,000 Digital onboarding process › Streamlining application process by requesting fewer documents from customers › Customized services with effective support across channels Machine learning Artificial intelligence Appway 2-3 months $11,000 Service Delivery Management › Add text here › Add text here Add text here Add text here 2-4 months $12,000 This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 18. Middle Office Operations Optimization 18 The middle office operations can be transformed by focusing on managing regulatory compliance and governance like risk management that will lead to reducing frauds and building better reputation bank by regular audits and reviews Objective Operational Strategy Technology Used Tools Used Implementation Duration Cost of Implementation Risk Management (fraud reduction) Governance › Regular audits › Anti money laundering process › KYC › Improved fraud detection › Regular review of organizational structure, roles and responsibilities for proper documentation › Centralized issue management process Robotic process automation Machine learning Add text here Hexanika, 360 Factors, CrowdCheck, Accuity Progression matrix, Document request list 1-2 months 3-4 months $25,000 $35,000 Effective compliance maintenance Building positive reputation › Establishing compliance program › Cross departments regulatory reviews › Routine internal auditing and monitoring › Performance benchmark and auditing › Add text here RegTech – helps bank in meeting regulatory requirements via technology Merlon Intelligence, RegTek Solutions , Catelas 2-3 months $30,000 This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 19. Back Office Operations Transformation 19 The back office operations can be transformed by focusing on managing customer information and payments related issues like settlement and clearing. These operations can be handled by maintaining customer information in customer information file and payments systems like large value payments system Customer information maintenance › Digital file to store all crucial information about bank customer’s personal and account information, transactions Customer Information System Customer information File 1 month $35,000 Payments clearings and settlement › Safe, ubiquitous and faster payments › Reduce fraud risk › Advanced safety and security in payment system › End to end efficiency in cross border payments Securities settlement systems Large value payment systems – handle large value payments and time critical payments Clearing House Interbank Payment System (CHIPS) – real time transmitting and settling payments among participating banks Zelle Remote deposit capture 1- 2 months $25,000 Add text here › Add text here Add text here Add text here Add text here Add text here Add text here › Add text here Add text here Add text here Add text here Add text here Objective Operational Strategy Technology Used Tools Used Implementation Duration Cost of Implementation This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 20. Table of Content 20 Bank Overview › Introduction › Bank Operations Architecture Overview • Front Office Operations • Middle Office Operations • Back Office Operations › What is Current State of Bank Operations ? Where Bank is Lagging ? › Present Digital Delivery Gap in Bank › Bank Comparative Analysis Action Plan › Transforming Banking Operations › Front Office Customer Centric Transformation Process › Middle Office Operations Optimization › Back Office Operations Transformation Budget and Cost Analysis › Budget for Implementing Digital Solution to Functional Areas › Cost Reduction Initiative - Outsourcing Supply Chain Activities Dashboard › Tracking Total Loans and Deposits › Tracking Customer Activities and Revenue Generated › Tracking Online Banking Activities › Tracking Customer Satisfaction Score › Tracking Customer Retention Rate Overall Impact of Bank Operations Transformation This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Employee Training Schedule › Training Duration and Cost › Internal Training of Employees › External Training Schedule with Cost Banking Industry Analysis › Bank Operations Trends in Banking Sector › Impact of Optimizing Bank Operations
  • 21. Training Duration and Cost (1/2) 21 The plan is prepared for necessary training of the specific employees in various departments for their development. The required training is presented with the duration and training cost Total Employees Employees that Require Training Training Skill Set Duration Cost per Employee ($) Marketing 40 30 Digital marketing 6 months 150 Operations 20 15 Lean management 3 months 200 Finance 20 10 Overall financial management 3 months 225 Strategy 30 15 Add text here 3 months 150 Human Resource 10 7 Strategic HR planning 3 months 100 Add text here Add text here Add text here Add text here Add text here Add text here Add text here Add text here Add text here Add text here Add text here Add text here Department This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 22. Training Duration and Cost (2/2) 22 The plan is prepared for necessary training of the specific employees in various departments for their development. The required training schedule is presented with the duration and training cost. Focus Activities Duration In house External Cost per Employee Compliance Team › Reskilling › To meet demands of everchanging risk, business and regulatory environment › Redirecting resources from data management to increase compliance remediation and reporting › Maintaining balance between streamlining process and flexibility to address evolving challenges and requirements 2-4 months Yes $75 Team A › Add text here › Add text here Add text here Add text here Add text here Add text here Team B › Add text here › Add text here Add text here Add text here Add text here Add text here Team C › Add text here › Add text here Add text here Add text here Add text here Add text here Team This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 23. Internal Training of Employees 23 The internal training that is required by employees is presented in this slide. This kind of training they will get by their colleagues, peers. This kind of training can be cross functional. Activities required in such kind training are mentioned in the slide Objectives Description Activities Digitization of bank processes Technical skills training Data analysis, automation, programming Self assessment tools One on one evaluation Risk handling and fraud management Risk management and compliance training Skills Development Role playing Handling information siloes Cross functional projects handling Self assessment tools Podcasts Online modules Role playing Add text here Add text here Add text here Add text here Add text here Add text here This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 24. External Training Schedule with Cost 24 The employees will also require external training which will play important role in their development. The external training will be given by experts of various fields. This training will not be free, and charges will cost the firm per employee Advanced software training › Self assessment tools › 3 hours class › 3 online modules › $150 per employee › 7 hour blended real time online class › 3 – in person seminars › $250 per employee Advanced skills training › Self assessment tools › 4 hours class › 7 online modules › One on One evaluation › $150 per employee › 4 hour blended real time online class › 3 coaching sessions › $250 per employee Governance and compliance training › Self assessment tools › 4 hours class › 3 online modules › Role playing › $150 per employee › 3 hour blended real time online class › 3 coaching sessions › 3-hour role playing › $250 per employee Risk management › Self assessment tools › 4 30 min. podcasts › 3 online modules › Role playing › $150 per employee › 5 hour blended real time online class › 3 in person seminars › 3-hour role playing › $250 per employee Levels 01 02Packages This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 25. Table of Content 25 Bank Overview › Introduction › Bank Operations Architecture Overview • Front Office Operations • Middle Office Operations • Back Office Operations › What is Current State of Bank Operations ? Where Bank is Lagging ? › Present Digital Delivery Gap in Bank › Bank Comparative Analysis Action Plan › Transforming Banking Operations › Front Office Customer Centric Transformation Process › Middle Office Operations Optimization › Back Office Operations Transformation Budget and Cost Analysis › Budget for Implementing Digital Solution to Functional Areas › Cost Reduction Initiative - Outsourcing Supply Chain Activities Dashboard › Tracking Total Loans and Deposits › Tracking Customer Activities and Revenue Generated › Tracking Online Banking Activities › Tracking Customer Satisfaction Score › Tracking Customer Retention Rate Overall Impact of Bank Operations Transformation This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Employee Training Schedule › Training Duration and Cost › Internal Training of Employees › External Training Schedule with Cost Banking Industry Analysis › Bank Operations Trends in Banking Sector › Impact of Optimizing Bank Operations
  • 26. Budget for Implementing Digital Solution to Functional Areas 26 Firm has prepared a budget for making bank technologically advanced by installing digital solutions with information regarding their cost of implementation and duration Anti money laundering XYZ Software 5 hr $15,000 Risk Management ABC Software 2 hr $12,000 Client Onboarding Process Add text here Add text here Add text here Payment processing Add text here Add text here Add text here Multi channel customer management Add text here Add text here Add text here Document Management Add text here Add text here Add text here Functional Area Software Implement Duration Cost of Implementation This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 27. Cost Reduction Initiative – Outsourcing Supply Chain Activities 27 This purpose of this slide is to have information regarding the how the firm can reduce its expenses by outsourcing some of the additional services. Cash supply chain activity Bank Service charges (Cost/ Month) Third party service charges (Cost/ Month) Savings/ Month Savings % Courier Services $208.00 $172.00 $36.00 17.3% ATM Maintenance $165.00 $90.00 $75.00 45.5% Currency Management $150.00 $50.00 $100.00 66.7% Currency processing - $115.51 ($115.51) n/a Add text here $85.56 $64.17 $21,39 25.0% Total $608.56 $491.68 $116,88 19.2% This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 28. Table of Content 28 Bank Overview › Introduction › Bank Operations Architecture Overview • Front Office Operations • Middle Office Operations • Back Office Operations › What is Current State of Bank Operations ? Where Bank is Lagging ? › Present Digital Delivery Gap in Bank › Bank Comparative Analysis Action Plan › Transforming Banking Operations › Front Office Customer Centric Transformation Process › Middle Office Operations Optimization › Back Office Operations Transformation Budget and Cost Analysis › Budget for Implementing Digital Solution to Functional Areas › Cost Reduction Initiative - Outsourcing Supply Chain Activities Dashboard › Tracking Total Loans and Deposits › Tracking Customer Activities and Revenue Generated › Tracking Online Banking Activities › Tracking Customer Satisfaction Score › Tracking Customer Retention Rate Overall Impact of Bank Operations Transformation This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Employee Training Schedule › Training Duration and Cost › Internal Training of Employees › External Training Schedule with Cost Banking Industry Analysis › Bank Operations Trends in Banking Sector › Impact of Optimizing Bank Operations
  • 29. Dashboard – Tracking Total Loans and Deposits 29 This slide contains dashboard that are used to track the loans and deposits in the bank $1.3 $1.3 $0.9 $0.6 $0.0 $0.2 $0.4 $0.6 $0.8 $1.0 $1.2 $1.4 West South North East By Region $0.19 $0.24 $0.20 $0.27 $0.11 $0.33 $0.38 $0.39 $0.62 $0.56 $0.60 $0.00 $0.10 $0.20 $0.30 $0.40 $0.50 $0.60 $0.70 Mid Atlantic Greast Lakes Greast Rains Southeast Pacific Northeast Northeast Mideast Galf South Contral Southeast By District (Sub – Region) $4.1B Total (Dec 2019) 10.8% Growth Rate (12 Mo) 5.4% Growth Rate (12 Mo) 2.7% Growth Rate (12 Mo) $0.0 $3.4 $3.9 $3.5 $4.0 $4.1 $3.9 $4.0 $3.9 $4.1 $3.9 $4.1 $0.0 $1.0 $2.0 $3.0 $4.0 $5.0 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 12 Month Trend This graph/chart is linked to excel, and changes automatically based on data. Just left click on it and select “Edit Data”.
  • 30. Dashboard – Tracking Customer Activities and Revenue Generated 30 This slide contains dashboard that will allow bank to track the customer activities in terms of new customer acquired, customer acquisition cost and overall revenue generated. 50 70 70 120 180 230 0 € 50 € 100 € 150 € 200 € 250 € 300 € January February March Compared to Previous Year Last Period Current Period 35 32 29 25 30 39 0 5 10 15 20 25 30 35 40 January February March Compared to Pervious Year Last Period Current Period 1.5 1.8 2 4.5 5.8 6 0 € 2 € 4 € 6 € 8 € January February March Compared to previous Year Last Period Current Period 8.135 € 78,324 € CAC vs Customer Lifetime Value (CLV) CAC CLV Revenue $652,875 Actual Revenue $457,875 Target Revenue 118% Target Achievement # of New Customers 97 New Customers 110 Target 88% Target Achievement Avg. Revenue per Customer $6,575 Actual Revenue $4,575 Target Revenue Customers Acquisition Cost (CAC) $3,675 Actual CAC $2,622 Target CAC 104% Target Achievement 103% Target Achievement 9.6x This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 31. Dashboard – Tracking Online Banking Activities 31 This slide contains dashboard that will allow bank to track the online customer activities in terms of new customer connected with bank on online platform, fraud prevention. It will also help the bank in tracking the numbers of employees that are connected to bank through mobile access 0 20000 40000 07:27 PM 07:30 PM 07:33 PM 07:36 PM Transactions Online Banking 16,409 Users Connected 0 20000 40000 60000 07:27 PM 07:30 PM 07:33 PM 07:36 PM Mobile Operations Mobile Access 24,082 Employees Connected Payroll Service 0 20 40 07:27 PM 07:30 PM 07:33 PM 07:36 PM Self Service Corrections 78% 0% 20% 40% 60% 80% 100% Paycheck Calculated this Month Express Invoicing 0 5000 10000 07:27 PM 07:30 PM 07:33 PM 07:36 PM Invoices 8,981 Current Invoices 74% Account in Debt Account Management 5,192 USD Average Balance 0 15 30 07:27 PM 07:30 PM 07:33 PM 07:36 PM Blocked Authorizations Fraud Prevention 1000 3000 5000 07:27 PM 07:30 PM 07:33 PM 07:36 PM Transactions Validated per Second 800F 870F 730F 610F 920F ATM USA, North America This graph/chart is linked to excel, and changes automatically based on data. Just left click on it and select “Edit Data”.
  • 32. Target (75%) Dashboard – Tracking Customer Satisfaction Score 32 This slide contains dashboard that depicts the overall customer satisfaction into quantitative form 74% Total (Dec 2019) 94% Best Demonstrated 57% Worst Demonstrated +1% Avg. Variance Target 78% 77% 74% 60% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% South East West North By Region 63% 49% 69% 70% 76% 77% 77% 82% 83% 85% 95% 0% 20% 40% 60% 80% 100% Greast Lakes Mideast Southweast Galf Northeast Greast Rains Pacific South Contral Mid Atlantic Northewest Southeast By District (Sub – Region) This graph/chart is linked to excel, and changes automatically based on data. Just left click on it and select “Edit Data”. 73.3% 70.3% 75.4% 79.1% 75.1% 72.7% 73.2% 77.5% 81% 71.5% 75.5% 74.3% 70% 72% 74% 76% 78% 80% 82% January February March April May June July August September October November December 12 Month Trend
  • 33. Dashboard – Tracking Customer Retention Rate 33 This slide contains dashboard that will allow bank to track the retention rate of customer within span of 6 months. Number of accounts that are successfully retained by the bank. It will also bank in tracking accounts that are cancelled Net Retention (with 6 Month Range) $0 $2 $4 $6 Contraction Last Month: $4.5k $0 $2 $4 $6 Expansion Last Month: $4.6k Account Name Date Seats Lifetime Type MRR Porky P.I.G. Jul 20 2 2.5 - $40 Duckworth Jul 20 1 8.2 - $20 Mickey MO Jul 19 1 4.3 - $20 Wiley Jul 19 8 2.5 Partner $160 Road Runners Jul 19 2 1.2 - $40 Bugsy Jul 18 1 23.6 - $20 Minnie Jul 18 1 18.2 - $20 Pete’s Pans Jul 18 1 13.3 - $20 Sleeping Beautiful Jul 17 2 8.7 - $40 Hook’ Small C….. Jul 17 1 2.1 - $20 Goof Glue Jul 16 3 2.5 - $60 Aladdin Rugs Jul 15 2 2.3 - $40 12 2 7.47.4 $500 $0 $2 $4 $6 Cancel Last Month: $5.7k $5.4k $1.6k $8.2k $0 $1 $2 $3 $4 $5 $6 Net Retention Last Month: 98.10% 100.98% Net MRR: $14,264 Net Retention: $1,278 Cancelled Accounts (This Week) This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 34. 34 This slide contains dashboard that will allow bank to track the retention rate of customer within span of 6 months. Number of accounts that are successfully retained by the bank. It will also bank in tracking accounts that are cancelled MRR (Direct/ Partner) -$773 -$3,100 -$833 -$773 $2,454 $4,660 -$4,000 -$3,500 -$3,000 -$2,500 -$2,000 -$1,500 -$1,000 -$500 $0 $500 $1,000 $1,500 $2,000 $2,500 $3,000 $3,500 $4,000 $4,500 $5,000 Partner Direct MRR Cancel Contraction Expansion Dashboard – Tracking Customer Retention Rate 95% 97% 99% 101% 103% 105% -20000 -15000 -10000 -5000 0 5000 10000 15000 20000 Jul-16 Aug-16 Sep-16 Oct-16 Nov-16 Dec-16 Jan-17 Feb-17 Mar-17 Apr-17 May-17 Jun-17 Jul-17 Retention Components Over Time Cancel Expansion Contraction Net Retention 97.5% 97.7% 97.9% 98.1% 98.3% 98.5% 98.7% -200 -100 0 100 200 300 400 500 600 Jul-16 Aug-16 Sep-16 Oct-16 Nov-16 Dec-16 Jan-17 Feb-17 Mar-17 Apr 17 May-17 Jun-17 Jul-17 Retention #Accounts # Account Retention Cancel New Net Retention This graph/chart is linked to excel, and changes automatically based on data. Just left click on it and select “Edit Data”.
  • 35. Table of Content 35 Bank Overview › Introduction › Bank Operations Architecture Overview • Front Office Operations • Middle Office Operations • Back Office Operations › What is Current State of Bank Operations ? Where Bank is Lagging ? › Present Digital Delivery Gap in Bank › Bank Comparative Analysis Action Plan › Transforming Banking Operations › Front Office Customer Centric Transformation Process › Middle Office Operations Optimization › Back Office Operations Transformation Budget and Cost Analysis › Budget for Implementing Digital Solution to Functional Areas › Cost Reduction Initiative - Outsourcing Supply Chain Activities Dashboard › Tracking Total Loans and Deposits › Tracking Customer Activities and Revenue Generated › Tracking Online Banking Activities › Tracking Customer Satisfaction Score › Tracking Customer Retention Rate Overall Impact of Bank Operations Transformation This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Employee Training Schedule › Training Duration and Cost › Internal Training of Employees › External Training Schedule with Cost Banking Industry Analysis › Bank Operations Trends in Banking Sector › Impact of Optimizing Bank Operations
  • 36. Overall Impact of Bank Operations Transformation (1/2) 36 This slide depicts the impact of successful transformation in terms of bank operations which resulted in reduction of overall bank expenses. In house training of customers has lower down training costs by 21% 17% Overall Transformation Process Costs reduced due to › Big Data analytics › Machine learning › Add text here 27% Decrease in Error Remediation Costs due to › Improved system operations › Add text here 21% Reduction in Training Costs due to › Certified and trained employees with regular and in-house training › Add text here 26% Decrement in Distribution Costs due to › Overall costs reduced by outsourcing some activities at lower prices › Add text here 37% Decrease in Overall Labor Costs due to › Overall labor cost has been reduced by automating and digitizing processes › Add text here This graph/chart is linked to excel, and changes automatically based on data. Just left click on it and select “Edit Data”.
  • 37. Overall Impact of Bank Operations Transformation (2/2) 37 This slide depicts the impact of successful transformation in terms of bank operations which resulted in reduction of overall bank expenses. Compliance optimization has resulted in integration of financial and operational data into regulatory reporting framework. It also depicts that how much the focus area has been improved from the previous state Focus Past State Present State Benefit Client Onboarding Process 55% 92% Enhanced Onboarding Process › Less KYC Fraud › Better customer relationship › Add text here Risk management 28% 88% › Regular auditing › Fewer risk fraud › Add text here Back Office Operations Optimization 38% 88% › Add text here › Add text here › Add text here This slide is 100% editable. Adapt it to your needs and capture your audience's attention.
  • 40. Technology Adoption and Usage 40 The purpose of this slide to provide information regarding the technology advancement and increased usage of digital platform in banking sector. 38% 51% 17% 33% Mobile Banking** Fintech Services *** 2019 2020 0 20 40 60 80 100 2012 2013 2014 2015 2016 2017 2018 2019 2020 Percent of U.S adults who own Internet Smartphone Broadband Social Media Tablet
  • 41. 30 60 90 Days Plan for Internal Training 41 The slide tells about the 30 60 90 days plan for the internal training that employee will get. 30 Days This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Technical Training Skills development 60 Days This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Cross functional project handling 90 Days This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Performance Management Self assessment tools
  • 42. Our Mission 42 This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Vision This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Mission This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Goal
  • 43. Meet Our Team 43 This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Name Here Designation This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Name Here Designation This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Name Here Designation
  • 44. 44 About Us This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Target Audience This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Value Clients This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Preferred by Many
  • 45. Comparison 45 60% This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Text Here This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Text HereThis slide is 100% editable. Adapt it to your needs and capture your audience's attention. Text Here 15% 25%
  • 46. Timeline 46 This slide is 100% editable. Adapt it to your needs and capture your audience's attention Text Here This slide is 100% editable. Adapt it to your needs and capture your audience's attention Text Here This slide is 100% editable. Adapt it to your needs and capture your audience's attention Text Here This slide is 100% editable. Adapt it to your needs and capture your audience's attention Text Here 201920182017 2020
  • 47. Financial 47 50% In 2020 This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Minimum 95% In 2020 This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Maximum This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Medium In 2020 75%
  • 48. Post it Notes 48 This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Text Here This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Text Here This slide is 100% editable. Adapt it to your needs and capture your audience's attention. Text Here
  • 49. 49 Thank You Email Address emailaddress123@gmail.com Contact Number 0123456789 Address # street number, city, state